3-Hour Insurance Ethics CE Course – Texas (Self-Study SS)

• Approved by the Texas Department of Insurance (TDI) | Provider #233452 | Course ID #145607 ✅
• Only $19.99 — No added or extra fees (the $3.90 TDI filing fee is already included)

Instruction Method: Self-Study (SS) ✅

Meet Texas’s required 3-hour Ethics / Consumer Protection CE requirement with a fast, affordable course built for busy insurance professionals. This course is 100% online and self-paced. Log in and out anytime without losing your place, download your instant certificate as soon as you finish, and we report your credits within 24 hours. With over 10 years in the business, 1st Choice Continuing Education is trusted by thousands of licensees nationwide.

Who Should Take This Course? ✅

• This course is ideal for Texas insurance professionals who need the required ethics hours for renewal, including:
• General Lines (Property & Casualty) Agents
• Life, Accident & Health Agents
• Personal Lines Agents
• Managing General Agents (MGA)
• Other Texas license types that require CE and ethics/consumer protection hours
• If you’re renewing in Texas and want a simple way to complete the 3-hour ethics requirement, this is the course.

Texas CE & Renewal — What to Know (Important) ✅

• Total CE hours: Most Texas insurance licensees complete 24 total CE hours every 2-year renewal cycle
• Ethics / Consumer Protection: 3 hours are required and count toward the 24-hour total
• Self-Study (SS) cap: Texas commonly allows a maximum of 12 hours of Self-Study (SS) per 2-year cycle
• CEQ/Classroom minimum: The remaining hours typically must be completed as Classroom or Classroom Equivalent (CEQ)
• Renewal deadline: Your renewal is on a 2-year cycle, and it’s commonly tied to the last day of your birth month (check your license record to confirm your exact deadline)
• What this means for you: This Ethics course satisfies the required 3 hours, but it is also Self-Study (SS). If you’re close to (or already at) your 12-hour SS limit, you’ll want your remaining hours to be CEQ/classroom-equivalent so they count toward renewal.

How to Renew Your Texas Insurance License (Step-by-Step) ✅

Step 1: Confirm your renewal deadline.
Check your Texas license record so you know the exact due date for your renewal cycle.

Step 2: Confirm your CE requirement for your license type.
Most licensees need 24 total hours, including 3 hours of Ethics/Consumer Protection.

Step 3: Plan your hours correctly (SS vs CEQ).
Texas commonly limits you to 12 hours of Self-Study (SS) in a cycle. Plan the rest as CEQ/classroom-equivalent.

Step 4: Complete this 3-hour Ethics course online (Self-Study SS).
Work at your pace from any device. Log in and out anytime—your progress is saved.

Step 5: Download your instant certificate.
Your certificate is available immediately after completion.

Step 6: We report your credits within 24 hours.
We report your completion within 24 hours so your transcript updates quickly.

Step 7: Submit your renewal.
Once your CE is completed, renew through the normal Texas renewal process.

What You’ll Learn — Course Outline (3 Hours) ✅

Hour 1: Core Ethical Duties of the Insurance Producer (50 minutes)

• Client interest as the primary duty (best-interest mindset and defensible recommendations)
• Conflicts of interest and clear disclosure
• Truthful advertising and compliant communications
• Ethical recommendations, replacements, and avoiding twisting/churning
• Elder and vulnerable client protections
• Fair treatment, cultural competence, and anti-discrimination

Hour 2: Market Conduct, Compliance Foundations, and Recordkeeping (50 minutes)

• Unfair trade practices and improper inducements (rebating, gifts, tying)
• Privacy, data ethics, and cybersecurity duties
• Fraud/AML awareness and red-flag response
• Ethical documentation and strong record retention habits
• Complaint handling, corrective action, and when escalation matters
• Supervision, training, and delegation ethics inside the agency

Hour 3: Applying Ethics Across Lines, Products, and the Client Lifecycle (50 minutes)

• Life and annuity suitability/best-interest in real-world scenarios
• Health/Medicare and disability communication (networks, costs, transparency)
• P&C ethics: adequacy vs price and renewal reviews
• Commercial lines transparency and client education
• Post-sale duties: service standards, renewals, and life-event reviews
• Ethical use of technology, AI tools, and comparative raters

Why Choose 1st Choice CE? ✅

• TDI-Approved Provider (#233452)
• $19.99 flat price — no added or extra fees (TDI filing fee included)
• 100% Online and Mobile Friendly
• Self-Paced — log in/out anytime without losing progress
• Instant Certificate of Completion
• Credits Reported Within 24 Hours
• Money-Back Guarantee
• Support by call or text — 1-800-698-2770
• Over 10 Years of Trusted CE Service

✅ Need More Texas Insurance CE Hours?

We offer complete Texas insurance CE packages and individual courses for agents who need approved continuing education for license renewal. Choose a full 24-hour package or select individual courses based on your license type and renewal needs.

✅ Texas Insurance CE Packages

• 24-Hour Property & Casualty CE Package – Texas Insurance Agent — $69
• 24 Hour Life & Health CE Package – Texas Insurance Agent — $69

✅ Individual Texas Insurance CE Courses

• 3 Hour Ethics for Insurance Agents – Texas — $19.99
• 3-Hour Flood Insurance (NFIP) – Texas — $19.99
• 8-Hour Initial LTC Partnership Training – Texas — $39.99
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training – Texas — $19.99
• 4-Hour Annuity Best Interest/Suitability – Texas — $19.99
• 4 HRs Medicare Advantage and Part D Update (CEQ) — $19.99
• 4 HRs Health Insurance and Affordable Care Act Updates (CEQ) — $19.99
• 5 HRs Life Insurance Products and Retirement Planning (CEQ) — $19.99
• 3 HRs Emerging Risks and Specialty Coverages (CEQ) — $19.99
• 4 HRs Personal Auto and Umbrella Insurance (CEQ) — $19.99
• 3 HRS Insurance Fraud and Claims Handling (P&C Focus) (CEQ) — $19.99
• 4 HRs Commercial Lines Insurance Essentials (CEQ) — $19.99
• 4 HRs Texas Homeowners Insurance Overview (CEQ) — $19.99

FAQ — Texas Ethics CE (Self-Study SS) ✅

• Is this a Self-Study (SS) course? ✅
• Yes. This Texas 3-hour Ethics course is approved as a Self-Study (SS) course.
• Does this course meet the Texas Ethics / Consumer Protection requirement? ✅
• Yes. It provides the required 3 hours of Ethics / Consumer Protection that most Texas licensees must complete as part of renewal.
• How many total CE hours do I need to renew in Texas? ✅
• Most Texas insurance licensees complete 24 total CE hours every 2-year renewal cycle, including the 3-hour Ethics / Consumer Protection requirement.
• Is there a cap on Self-Study (SS) hours in Texas? ✅
• Yes. Texas commonly allows up to 12 hours of Self-Study (SS) per 2-year cycle. If you reach that cap, the rest of your hours must typically be Classroom or Classroom Equivalent (CEQ).
• If I already have 12 Self-Study (SS) hours, should I still take this course?
• If you’ve already hit your 12-hour SS cap, you’ll want your remaining CE to be CEQ/classroom-equivalent so it counts. This course is SS, so it’s best taken earlier in your cycle or when you still have SS hours available.
• Can I log in and out without losing my progress? ✅
• Yes. The course is self-paced, and your progress is saved.
• Do I get a certificate right away? ✅
• Yes. You’ll receive an instant certificate of completion after finishing.
• How fast do you report my credits? ✅
• We report completions within 24 hours.
• Are there any extra fees at checkout? ✅
• No. The price is $19.99 total—no added or extra fees. The $3.90 TDI filing fee is already included.
• What if I need help? ✅
• Call or text 1-800-698-2770 for support.