Course Description

✅ 24 Hour Life & Health CE Package – Texas Insurance Agent

Approved by Texas Department of Insurance | Approved Provider #233452 ✅
Only $69 | No Added or Extra Fees | $31.20 TDI Filing Fee Included

Complete your Texas Life & Health insurance continuing education with one affordable 24-hour package. This complete renewal package is designed for Texas Life, Accident, Health, and HMO agents who want a simple way to complete their CE hours online, including the required 3-hour Ethics course and practical Life & Health topics such as health insurance, ACA updates, Medicare Advantage, Part D, annuities, long-term care insurance, life insurance products, and retirement planning.

This package includes 24 total CE hours: 11 Self-Study hours and 13 Classroom-Equivalent (CEQ) hours based on the courses shown in this package. That combination is allowed for Texas insurance renewal because Texas requires at least half of the required CE hours to be classroom or classroom-equivalent, and this package includes more than the minimum required CEQ amount.

The price is only $69, and there are no added or extra fees. The $31.20 TDI filing fee is already included in the package price. If these courses were purchased separately, the total would be $119.94, so this package saves you $50.94.

You can log in and out any time without losing your progress, complete the courses on your schedule, and receive your instant emailed certificate after completion. Course completions are reported to TDI/Sircon for Texas insurance CE credit within 24 hrs of completion.

✅ Who This Package Is For

This package is designed for Texas Life & Health insurance agents who need a 24-hour continuing education package for license renewal.

This package is a good fit for:

✅ Texas Life and Health agents
✅ Texas General Lines – Life, Accident, Health, and HMO agents
✅ Agents who want a complete 24-hour renewal package
✅ Agents who need 3 hours of ethics
✅ Agents who sell or discuss health insurance, Medicare, annuities, LTC, life insurance, or retirement planning products
✅ Agents who want a package with CEQ hours included
✅ Agents who want one affordable package with TDI filing fees already included

This package is built for most Texas Life & Health renewal needs. Some agents may have additional or specialized requirements depending on products sold, license type, or individual renewal history, so you should always confirm your exact requirements on your TDI/Sircon transcript.

✅ Texas Insurance License Renewal Requirements

Most Texas insurance agents must complete 24 hours of continuing education every two-year license period, including 3 hours of ethics. Texas also requires at least half of the required CE hours to be completed in a classroom or classroom-equivalent format.

This package is designed around those requirements:

✅ 24 total CE hours
✅ 3 hours of ethics included
✅ 11 Self-Study hours
✅ 13 Classroom-Equivalent (CEQ) hours
✅ TDI filing fees included
✅ Completion reported for Texas insurance CE credit

Because this package includes 13 CEQ hours, it exceeds the minimum classroom/classroom-equivalent portion commonly required for a 24-hour Texas insurance CE renewal cycle.

✅ Important Note About Product-Specific Training

This package includes a 4-hour Ongoing Long-Term Care Insurance Partnership Training course and a 4-hour Annuity Best Interest/Suitability course.

If you are selling certain products, you may still need additional training depending on your situation. For example, agents who have not previously completed initial LTC Partnership training may need the 8-hour Initial LTC Partnership course before relying on an ongoing LTC refresher. Carriers may also require separate product-specific training, certification, or annual training before you sell certain products.

✅ When Do Texas Insurance Agents Have to Renew?

Texas insurance licenses renew on a two-year cycle. Your renewal deadline is based on the expiration date listed for your license.

To avoid fines and renewal delays, complete your continuing education before your license expiration date. It is best to finish CE early so there is enough time for course completions to be reported and posted to your CE transcript before you submit your renewal.

✅ How to Renew Your Texas Insurance License

✅ Step 1: Check your CE transcript
Confirm your license type, renewal deadline, and remaining CE hours.

✅ Step 2: Complete this 24-hour Life & Health CE package
This package includes 24 total hours, including ethics, health insurance, Medicare, annuity, LTC, life insurance, and retirement planning topics.

✅ Step 3: Make sure your CEQ requirement is covered
This package includes 13 CEQ hours, which is more than half of the 24-hour package.

✅ Step 4: Receive your instant emailed certificate
After course completion, your certificate is emailed to you for your records.

✅ Step 5: We report your completion
Course completions are reported to TDI/Sircon for Texas insurance CE credit.

✅ Step 6: Renew your license
Once your CE is complete and posted, submit your Texas insurance license renewal before your expiration date.

✅ What’s Included in This 24-Hour Texas Life & Health CE Package

This package includes 6 courses totaling 24 hours.

✅ Self-Study Courses – 11 Hours

✅ 3 Hour Ethics for Insurance Agents – Texas
✅ 4 Hrs Ongoing Long-Term Care Insurance Partnership Training – Texas
✅ 4-Hour Annuity Best Interest/Suitability – Texas

The Ethics course is included to help satisfy the Texas ethics requirement. The LTC and annuity courses are included because these topics are commonly important for Life & Health agents who work with long-term care, annuities, retirement planning, and senior-focused insurance products.

✅ Classroom-Equivalent Courses – 13 CEQ Hours

✅ 4 HRs Medicare Advantage and Part D Update (CEQ)
✅ 4 HRs Health Insurance and Affordable Care Act Updates (CEQ)
✅ 5 HRs Life Insurance Products and Retirement Planning (CEQ)

Together, these courses give Texas Life & Health agents a practical renewal package covering ethics, long-term care insurance, annuity best interest and suitability, Medicare Advantage, Medicare Part D, health insurance, ACA updates, life insurance products, retirement planning, taxation basics, policy replacements, estate planning uses, compliance, and documentation.

✅ What You’ll Learn in This Package

This 24-hour package is designed to give Texas insurance agents a strong, practical review of topics that matter in Life & Health sales, servicing, retirement planning conversations, compliance, and client communication.

You will review ethical duties, client-first recommendations, conflicts of interest, advertising, fair treatment, recordkeeping, long-term care insurance updates, LTC Partnership concepts, annuity best-interest standards, Medicare Advantage, Medicare Part D, ACA requirements, health insurance plan types, marketplace enrollment, supplemental health products, life insurance products, annuity products, retirement income planning, taxation fundamentals, estate planning uses, policy replacements, and compliance documentation.

✅ Course Content Overview

Ethics for Insurance Agents

This course covers ethical duties of insurance producers, client interest, conflicts of interest, truthful advertising, recommendations, replacements, vulnerable client protections, market conduct, privacy, fraud prevention, recordkeeping, complaint handling, supervision, and ethical use of technology.

Ongoing Long-Term Care Insurance Partnership Training

This course covers LTC Partnership updates, suitability and best-interest refreshers, senior client protection, inflation protection, premium rate actions, hybrid life/LTC structures, claims, Medicaid coordination, client reviews, documentation, replacement files, and compliance recordkeeping.

Annuity Best Interest/Suitability

This course covers the annuity best-interest framework, consumer profile information, product feature disclosures, compensation and conflicts, replacement and 1035 exchange issues, seniors and vulnerable adults, fixed, indexed, and variable annuities, riders, fees, tax basics, advertising, supervision, and case studies.

Medicare Advantage and Part D Update

This CEQ course covers Medicare Advantage plan types, Part D prescription drug coverage, formularies, pharmacy networks, enrollment periods, Special Enrollment Periods, coordination with other coverage, Special Needs Plans, CMS compliance concepts, marketing standards, application accuracy, privacy, record retention, and complaint prevention.

Health Insurance and Affordable Care Act Updates

This CEQ course covers individual, small-group, and large-group health insurance, deductibles, copays, coinsurance, out-of-pocket maximums, networks, managed care models, ACA requirements, marketplace enrollment, premium tax credits, cost-sharing reductions, supplemental health products, telemedicine, mental health coverage trends, and Texas-specific health insurance considerations.

Life Insurance Products and Retirement Planning

This CEQ course covers term life, whole life, universal life, policy riders, illustrations, lapse risk, annuity concepts, retirement income planning, taxation basics, 1035 exchange principles, estate planning uses, policy replacements, disclosures, recordkeeping, and complaint prevention.

✅ Package Savings

Buying the included courses separately would cost:

✅ 6 individual courses x $19.99 each = $119.94

This package is only:

✅ $69 total

Your savings:

✅ $50.94

The $31.20 TDI filing fee is already included in the $69 package price, so there are no added or extra fees.

✅ Why Choose 1st Choice CE?

✅ Approved by the Texas Department of Insurance
✅ Approved Provider #233452
✅ Complete 24-hour Life & Health CE package
✅ Includes Ethics
✅ Includes LTC, Annuity, Medicare, Health Insurance, ACA, Life Insurance, and Retirement Planning topics
✅ Includes 13 CEQ hours
✅ Only $69
✅ No added or extra fees
✅ $31.20 TDI filing fee included
✅ 100% online and self-paced
✅ Log in and out any time without losing progress
✅ Instant emailed certificate after completion
✅ Completion reported to TDI/Sircon
✅ Money-back guarantee
✅ Over 10 years of trusted continuing education service
✅ Support by phone or text – 1-800-698-2770

✅ Enroll Now – Only $69

This is a fast, affordable way to complete a full 24-hour Texas Life & Health insurance CE package online. Get ethics, 13 CEQ hours, Life & Health-focused content, and TDI filing fees included while saving $50.94 compared to buying the courses individually.

✅ Included Courses in This Package

✅ 3 Hour Ethics for Insurance Agents – Texas — $19.99
✅ 4 Hrs Ongoing Long-Term Care Insurance Partnership Training – Texas — $19.99
✅ 4-Hour Annuity Best Interest/Suitability – Texas — $19.99
✅ 4 HRs Medicare Advantage and Part D Update (CEQ) — $19.99
✅ 4 HRs Health Insurance and Affordable Care Act Updates (CEQ) — $19.99
✅ 5 HRs Life Insurance Products and Retirement Planning (CEQ) — $19.99

✅ Other Texas Insurance Courses We Offer

✅ 24-Hour Property & Casualty CE Package – Texas Insurance Agent — $69
✅ 3-Hour Flood Insurance (NFIP) – Texas — $19.99
✅ 8-Hour Initial LTC Partnership Training – Texas — $39.99
✅ 3 HRs Emerging Risks and Specialty Coverages (CEQ) — $19.99
✅ 4 HRs Personal Auto and Umbrella Insurance (CEQ) — $19.99
✅ 3 HRS Insurance Fraud and Claims Handling (P&C Focus) (CEQ) — $19.99
✅ 4 HRs Commercial Lines Insurance Essentials (CEQ) — $19.99
✅ 4 HRs Texas Homeowners Insurance Overview (CEQ) — $19.99

✅ Frequently Asked Questions

Is this package approved by the Texas Department of Insurance?
Yes. The courses in this package are approved by the Texas Department of Insurance, and 1st Choice CE is Approved Provider #233452.

Is this a complete renewal package for Texas Life & Health agents?
Yes. This package is designed as a complete 24-hour CE renewal package for most Texas Life & Health agents. It includes ethics, Life & Health-focused topics, 11 Self-Study hours, and 13 CEQ hours. Agents should always confirm their individual CE transcript and license-specific requirements.

How many total CE hours are included?
This package includes 24 total Texas insurance CE hours.

How many CEQ hours are included?
Based on the included courses shown, this package includes 13 Classroom-Equivalent hours.

How many Self-Study hours are included?
Based on the included courses shown, this package includes 11 Self-Study hours.

Is the Self-Study / CEQ split allowed for Texas renewal?
Yes. Texas requires at least half of required CE hours to be classroom or classroom-equivalent. This package includes 13 CEQ hours, which is more than half of the 24-hour requirement.

Does this package include ethics?
Yes. The package includes a 3-hour Ethics course.

Does this package include flood insurance?
No. The courses shown in this Life & Health package do not include flood insurance. If you need flood insurance CE, we offer a separate 3-hour Flood Insurance course.

Does the $69 price include the TDI filing fee?
Yes. The $31.20 TDI filing fee is already included. There are no added or extra fees.

How much would the courses cost separately?
Purchased separately, the 6 included courses would cost $119.94. This package is only $69, saving you $50.94.

Can I take this package online?
Yes. The package is 100% online and self-paced.

Can I log in and out without losing my progress?
Yes. Your progress is saved, so you can return anytime and continue where you left off.

Do I get a certificate after completion?
Yes. You receive an instant emailed certificate after completion.

Do you report my completion?
Yes. Course completions are reported to TDI/Sircon for Texas insurance CE credit.

When do I need to complete my Texas insurance CE?
You should complete your CE before your license expiration date. Completing your CE early helps avoid fines, renewal delays, and last-minute problems.

Is there a money-back guarantee?
Yes. This package is backed by our money-back guarantee.

 

Course Details

• Approved by Texas Department of Insurance
• Approved Provider #233452
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.