24 Hour Life & Health CE Package - Texas Insurance Agent

24 Hour Life & Health CE Package - Texas Insurance Agent

✅ Approved by the Texas Department of Insurance | Provider #233452 | Includes 6 Approved Courses | Only $69.00 | Instant Emailed Certificate | 100% Online & Self-Paced

Complete all 24 Texas CE hours — including the required 3 hours of ethics — in one TDI-approved online package built for life & health agents, for only $69.00. Alongside 13 classroom-equivalent (CEQ) hours that keep you inside TDI’s format rules, it packs in the training life & health producers actually use: annuity best interest, ongoing LTC partnership, Medicare, and ACA updates.

Enroll online and start immediately. Your progress saves automatically as you log in and out, certificates are emailed the moment you finish each course, and 1st Choice CE reports your completions to TDI within 24 hours so your Sircon transcript fills in as you go.

✅ Package Details

• Package Name: 24 Hour Life & Health CE Package - Texas Insurance Agent
• Approved By: Texas Department of Insurance
• Provider Number: 233452
• Included Courses: 6 individually approved courses (course numbers listed below)
• Total Hours: 24 CE hours, including 3 ethics hours and 13 classroom-equivalent (CEQ) hours
• Course Format: 100% online, self-paced
• Price: $69.00
• Certificate: Emailed instantly upon each course completion
• State Reporting: Reported to the Texas Department of Insurance CE system within 24 hours
• Support: Phone or text at 1-800-698-2770

✅ Who Should Take This Package?

• Texas General Lines – Life, Accident & Health agents completing the 24-hour, two-year requirement
• Life & annuity producers who want best-interest annuity training inside their CE hours
• Agents selling long-term care partnership policies who need ongoing LTC partnership training
• Medicare and under-65 health producers who want current Medicare Advantage, Part D, and ACA updates
• Agencies renewing several life & health producers with one consistent, TDI-approved package

✅ Does This Package Satisfy the Texas Requirement?

Yes — for licensees on the standard 24-hour cycle. The package delivers 24 TDI-approved hours including the mandatory 3 hours of ethics. Its three CEQ courses supply 13 classroom-equivalent hours, meeting Texas’s requirement that at least 12 hours come from the classroom side, while the remaining courses (11 hours) stay under the 12-hour self-study cap.

The annuity and LTC courses also carry the subject matter agents need for Texas’s annuity best-interest training and ongoing LTC partnership training — if you sell those products, this package works twice as hard. Licensees with a reduced 10-hour requirement or a 20-year exemption should check Sircon before purchasing.

✅ Texas Continuing Education Requirements

Texas licensees on the standard cycle must complete 24 hours of continuing education during each two-year license period, and the mix matters:

• 3 hours must be in ethics / consumer protection
• At least 12 hours must be classroom or classroom-equivalent (CEQ) — no more than 12 hours of plain self-study count
• The remaining hours may come from any TDI-approved courses

There is no grace period: once your license expiration date passes with hours missing, a violation exists — TDI fines run $50 per deficient hour (up to $500) with 90 days to make up the shortage before the license is inactivated. Agents licensed continuously in Texas for 20+ years may apply for an exemption (Form FIN517). Approved providers report your completions, and you can verify your transcript any time at Sircon.com.

How this package helps: This package provides all 24 hours for the standard Texas cycle — the full 3-hour ethics requirement, 13 classroom-equivalent hours against the 12-hour classroom-side minimum, and 11 self-study hours under the 12-hour cap. For a standard life & health licensee it is a complete renewal in one purchase.

✅ When Do Texas Agents Renew?

Texas licenses renew on a two-year cycle tied to your license expiration date, and all 24 CE hours must be complete before that date — TDI recommends finishing at least 30 days early so every hour is reported and posted in time. Your expiration date and CE transcript are visible in your Sircon / Compliance Express account.

✅ How to Renew Your Texas License

Here is the clean path to a compliant Texas renewal:

1. Look up your license expiration date and current CE transcript at Sircon.com so you know exactly how many hours (and which ethics/format hours) you still need.
2. Complete your 24 hours — including 3 ethics hours and at least 12 classroom-equivalent hours — ideally 30+ days before expiration.
3. Your certificates are emailed instantly, and 1st Choice CE reports each completion to TDI’s CE system; confirm the hours have posted to your transcript.
4. Renew your license before the expiration date through the state’s licensing system (Sircon or NIPR) and pay the renewal fee.
5. Save your receipt and confirm your license shows active with the new expiration date.

✅ What You Will Learn

• Professional ethics and consumer protection for Texas agents
• Health insurance fundamentals and current ACA rules
• Medicare Advantage and Part D — enrollment windows and plan mechanics
• Long-term care insurance and partnership policies
• The best-interest standard for annuity recommendations
• Life insurance products and retirement planning

✅ Package Content Overview

Six TDI-approved courses make up the 24 hours:

• 3-Hour Ethics for Insurance Agents (3 hours, Course #145607) — The mandatory ethics/consumer-protection hours — professional standards, fiduciary duty, and doing right by Texas policyholders
• 4-Hour Health Insurance and Affordable Care Act Updates (CEQ) (4 hours, Course #147979) — Health plan fundamentals and current ACA rules that shape what you can offer clients
• 4-Hour Medicare Advantage and Part D Update (CEQ) (4 hours, Course #147981) — Medicare Advantage and prescription-drug plans — enrollment windows, plan mechanics, and compliance
• 4-Hour Ongoing Long-Term Care Insurance Partnership Training (4 hours, Course #145609) — Ongoing partnership training on LTC products, partnership policies, and suitability for agents selling LTC coverage
• 4-Hour Annuity Best Interest / Suitability (4 hours, Course #145611) — Annuity products and the best-interest standard for recommending annuities in Texas
• 5-Hour Life Insurance Products and Retirement Planning (CEQ) (5 hours, Course #147985) — Life products, riders, and how they fit into a client’s retirement picture

✅ Other Related Courses

Also licensed in P&C, or shopping for individual hours? These Texas options are also available:

• 24-Hour Property & Casualty CE Package - Texas Insurance Agent – $69.00
• 4-Hour Annuity Best Interest / Suitability - Texas – $19.99
• 4-Hour Ongoing LTC Insurance Partnership Training - Texas – $19.99
• 4-Hour Medicare Advantage and Part D Update (CEQ) – $19.99
• 4-Hour Health Insurance and ACA Updates (CEQ) – $19.99
• 5-Hour Life Insurance Products and Retirement Planning (CEQ) – $19.99

✅ Why Choose 1st Choice CE?

• Approved by the Texas Department of Insurance — Provider #233452
• 100% online and self-paced — log in and out anytime without losing your progress
• Instant certificate emailed as soon as you finish
• Completions reported to TDI within 24 hours
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in the 24 Hour Life & Health CE Package - Texas Insurance Agent today for $69.00 and start immediately. Your progress is saved automatically, so you can finish on your schedule — on your phone, tablet, or computer.

Enroll Now — $69.00

Questions? Call or text us at 1-800-698-2770.

✅ Frequently Asked Questions

Is this package approved by the Texas Department of Insurance?

Yes. Every course is TDI-approved under Provider #233452, and each course’s approval number is listed in the Package Content Overview above.

How many CE hours does this package include?

It includes 24 hours — 3 hours of ethics plus 21 hours of life & health electives, of which 13 hours are classroom-equivalent (CEQ) courses.

Does it meet the Texas classroom / self-study format rules?

Yes. Texas requires at least 12 of your 24 hours to be classroom or classroom-equivalent; this package includes 13 CEQ hours, and its remaining courses total 11 hours — under the 12-hour self-study cap.

Does it include the required ethics hours?

Yes — the 3-Hour Ethics for Insurance Agents course covers the full Texas ethics/consumer-protection requirement.

Does the annuity course cover Texas best-interest training?

The 4-hour Annuity Best Interest / Suitability course is built around the best-interest standard for annuity recommendations and counts fully toward your 24 hours. If a carrier requires specific product training, confirm their checklist with them.

Does the LTC course satisfy partnership training?

The 4-hour course is the ongoing long-term care partnership training format for agents who sell partnership-qualified policies, and it counts fully toward your 24 hours. If you are taking your very first LTC partnership training, confirm whether the longer initial training applies to you.

Is this package 100% online and self-paced?

Yes. Every course is fully online. Log in and out as often as you like — your progress is saved automatically, and you can study from your phone, tablet, or computer.

When do I get my certificates?

Each certificate is emailed instantly when you complete its course, and 1st Choice CE reports your completions to the Texas Department of Insurance CE system within 24 hours.

When is my Texas CE due?

All 24 hours must be completed before your license expiration date — there is no grace period, and TDI fines $50 per missing hour. Finishing at least 30 days early keeps reporting comfortably ahead of your renewal.

What happens if I miss my CE deadline?

A violation exists the day after expiration: expect the per-hour fine and a 90-day window to cure the shortage before the license is inactivated. If you are close to your deadline, start today — the package is self-paced but the deadline is not.

Is there a money-back guarantee?

Yes. 1st Choice CE stands behind every course with a money-back guarantee. Call or text 1-800-698-2770 with any questions.

Are there final exams?

Yes — Texas classroom-equivalent courses include a final exam requiring a passing score of 70%. You can review the course material as much as you need before testing.