Course Description

3-Hour Flood Insurance (NFIP) – Texas

Approved by the Texas Department of Insurance (TDI) | Provider #233452 | Course ID #145612 ✅
Only $19.99 — No added or extra fees (the $3.90 TDI filing fee is already included) 

Instruction Method: Self-Study (SS) ✅
Get up to speed on FEMA’s National Flood Insurance Program (NFIP) and Risk Rating 2.0 with this 100% online, self-paced 3-hour course. Log in and out anytime without losing your place, finish on your schedule, and download your certificate instantly. We report your credits to TDI within 24 hours. With 10+ years serving thousands of producers, 1st Choice CE keeps Texas CE fast, affordable, and transparent. 

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Who Should Take This Course?

This course is ideal for Texas resident and nonresident licensees who sell, service, or advise on flood exposures and need CE credit in Texas, including:

✅ General Lines Property & Casualty (P&C) Agents
✅ Personal Lines Agents
✅ Commercial / Small-Business Agents
✅ Agency Staff who handle flood questions and NFIP basics

This course provides 3 hours of General CE credit in Texas and is approved as a Self-Study (SS) course. 

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Texas CE & Renewal — What to Know (Important)

✅ Most major-lines licensees (LAH, P&C, MGA, and adjusters): 24 total CE hours every 2-year renewal cycle. 
✅ Ethics / Consumer Protection: 3 hours are required and count toward the 24-hour total. 
✅ Self-Study (SS) cap: Only 12 hours may be Self-Study (SS) in the 2-year cycle. 
✅ Classroom / Classroom Equivalent minimum: The remaining 12 hours must be Classroom or Classroom Equivalent (CEQ). 
✅ Renewal deadline: Your license renewal deadline is generally the last day of your birth month every two years (plan early so your transcript is up to date before you renew). 

What this means for you: If you’ve already completed 12 hours of Self-Study (SS) during your current renewal cycle, you’ll want your remaining hours to be CEQ / classroom-equivalent so they count. 

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How to Renew Your Texas Insurance License (Step-by-Step)

Step 1 — Know your renewal deadline.
Texas renews on a 2-year cycle (commonly tied to the end of your birth month). 

Step 2 — Know your CE totals for your license type.
Most licensees need 24 hours total, including 3 hours Ethics/Consumer Protection, with at least 12 hours CEQ/classroom-equivalent and no more than 12 hours Self-Study (SS). 

Step 3 — Complete this course online (Self-Study SS).
Finish on your schedule. Log out and come back anytime—your progress is saved. 

Step 4 — Get your instant certificate.
Download it immediately after completion for your records. 

Step 5 — We report your credits within 24 hours.
Fast reporting to TDI so your transcript updates quickly.

Step 6 — Renew your license.
Renew through the normal Texas renewal process once your CE is completed and reflected on your transcript. 

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What You’ll Learn — Course Outline (3 Hours, Texas 50-Minute Hours)

Hour 1: NFIP Foundations, Compliance, and Core Concepts (50 minutes)
✅ NFIP purpose, federal authority, and FEMA/community/insurer coordination
✅ Community participation, floodplain management, and CRS incentives
✅ Flood zones, SFHAs, BFEs, and Elevation Certificates
✅ SFIP forms (Dwelling, General Property, RCBAP) and when each applies
✅ Mandatory purchase rules, lender enforcement, and force-placement triggers
✅ Producer responsibilities: disclosures, documentation, compliant marketing, recordkeeping

Hour 2: Risk Rating 2.0, Underwriting, and Policy Mechanics (50 minutes)
✅ Risk Rating 2.0 variables and premium impact
✅ Underwriting data requirements and validation methods
✅ Building vs. contents, ICC, deductibles, waiting periods, and exclusions
✅ RC vs. ACV; primary vs. non-primary rating; basements/crawlspaces/enclosures
✅ Endorsements, cancellations, refunds, transfers, and private/excess coordination
✅ Lender/condo scenarios and coverage layering

Hour 3: Claims, Mitigation, Mapping Changes, and Ethical Practice (50 minutes)
✅ Claims lifecycle, Proof of Loss timing, appeals, and documentation best practices
✅ Substantial damage/improvement, ICC mitigation claims, and code coordination
✅ Map revisions (LOMA/LOMR-F), newly mapped rules, and coverage right-sizing
✅ Mitigation strategies and premium impacts
✅ Ethical sales practices and managing client expectations
✅ Reducing E&O exposure with checklists and durable records

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Why Choose 1st Choice CE?

✅ TDI-Approved (Provider #233452 | Course ID #145612)
✅ $19.99 flat — no extra fees (TDI filing fee included)
✅ 100% Online & Mobile Friendly
✅ Self-Paced — Log in/out anytime without losing progress
✅ Instant Certificate of Completion
✅ We report credits within 24 hours
✅ Money-Back Guarantee
✅ Support by call or text — 1-800-698-2770

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See Our Other Texas Insurance Courses ✅

✅ 3-Hour Insurance Ethics — Texas ($19.99, no extra fees)
✅ 3-Hour Flood Insurance (NFIP) — Texas ($19.99, no extra fees)
✅ 4-Hour LTC Partnership — Ongoing Training — Texas ($19.99, no extra fees)
✅ 8-Hour Initial LTC Partnership Training — Texas ($39.99)
✅ 4-Hour Annuity Best-Interest/Suitability — Texas ($19.99, no extra fees)

 

FAQ — Texas Flood Insurance CE (Self-Study SS)

Is this a Self-Study (SS) course? ✅
Yes. This 3-hour Texas Flood Insurance (NFIP) course is approved as a Self-Study (SS) online continuing education course.

How many CE hours do Texas insurance licensees need to renew? ✅
Most Texas insurance licensees (including major-lines producers and adjusters) must complete 24 total CE hours every 2-year renewal cycle.

Do I need Ethics to renew in Texas? ✅
Yes. Texas requires 3 hours of Ethics/Consumer Protection as part of the 24-hour total.

Is there a limit to how many Self-Study (SS) hours I can use in Texas? ✅
Yes. Texas allows a maximum of 12 hours of Self-Study (SS) per 2-year renewal cycle. If you reach 12 SS hours, the rest of your CE must be completed as Classroom or Classroom Equivalent (CEQ).

What is CEQ (Classroom Equivalent)? ✅
CEQ courses are designed to meet classroom-equivalent standards through structured delivery (often with timed content, checkpoints, and other engagement requirements). CEQ credit helps you meet the required classroom/CEQ portion of your Texas renewal.

Does this course count toward the CEQ requirement?
No. This course is Self-Study (SS). It counts toward your total CE hours, but it does not count toward CEQ/classroom-equivalent hours.

When is my Texas insurance license renewal due? ✅
Texas license renewals are generally due on a 2-year cycle, commonly tied to the last day of your birth month. (Your exact deadline is shown in your license/renewal portal.)

How fast will my credits be reported? ✅
We report your course completion to the state within 24 hours (usually faster). You’ll also have an instant certificate for your records.

Can I take this course on my phone or log out and come back later? ✅
Yes. The course is 100% online, mobile-friendly, and self-paced. You can log in and out anytime without losing progress.

Are there any extra fees at checkout? ✅
No. Your price is $19.99 total—no added or extra fees. The $3.90 TDI filing fee is already included.

What if I’m not satisfied? ✅
You’re covered by our money-back guarantee. If you need help, call or text 1-800-698-2770.

 

 

Course Details

• Approved by Texas Department of Insurance
• Approved Provider #233452
• Approved Course #145612
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.