Course Description

3 Hour Ethics for Insurance Agents – Texas

Approved by the Texas Department of Insurance (TDI) | Provider #233452 | Course ID #145607 ✅
Only $19.99 — No added or extra fees (the $3.90 TDI filing fee is already included)

Meet your Texas Ethics requirement the fast, affordable way. This 100% online, self-paced course lets you log in and out anytime, finish on your schedule, and download your certificate instantly. We report your hours to TDI within 24 hours. With 10+ years serving thousands of licensees, 1st Choice CE keeps your renewal simple and transparent.

Who Should Take This Course?

This course is designed for Texas resident and nonresident insurance producers/agents in all major lines who need the Ethics requirement for renewal. If your license requires CE in Texas, you need Ethics—this course provides 3 hours toward that mandate.

Texas CE & Renewal — What to Know

• Most producers must complete 24 total CE hours every 2 years, including at least 2 hours of Ethics.

• Ethics hours count toward your 24-hour total (they’re not in addition).

• TDI assesses a $1.30 per CE hour filing fee. Many providers add this at checkout; your $19.99 price already includes the full $3.90 for this 3-hour course.

• Keep your certificate for your records; we handle the state reporting.

How to Renew (Step-by-Step)

Step 1 — Know your total hours.
Plan for 24 CE hours in your 2-year cycle, including 2 hours Ethics.

Step 2 — Complete this 3-Hour Ethics course online.
Self-paced on any device; your progress is saved automatically.

Step 3 — Get your instant certificate.
Download immediately after completion.

Step 4 — We report for you.
We submit your credits to TDI within 24 hours.

Step 5 — Renew your license with TDI.
File your renewal by your due date and retain your certificate.

What You’ll Learn — Course Outline (3 Hours Total)

(From the attached syllabus; timed to the Texas 50-minute hour.)

Hour 1 — Core Ethical Duties of the Insurance Producer
Client’s best interest vs. compensation/carrier pressure; conflicts of interest & disclosures; truthful advertising and fair comparisons; ethical recommendations & replacements (avoid twisting/churning); protections for seniors & vulnerable clients; cultural competence and nondiscrimination.

Hour 2 — Market Conduct, Compliance Foundations & Records
Unfair trade practices & inducements; privacy, data ethics, and cybersecurity for NPI/PHI; AML and fraud-red-flag response; ethical documentation & 5-year+ record retention; complaint handling & corrective action; supervision/training/delegation ethics.

Hour 3 — Ethics Across Lines & the Client Lifecycle
Life & annuities (suitability/best-interest documentation); health/Medicare & disability (networks, formularies, total cost clarity); personal lines P&C (adequacy vs. price, endorsements/exclusions); small-business/commercial transparency; post-sale duties, renewals & life-event reviews; ethical use of technology/AI/comparative raters.

Why Choose 1st Choice CE?

✅ TDI-Approved (Provider #233452, Course #145607)
✅ $19.99 flat — no extra fees (includes the $3.90 TDI filing fee)
✅ 100% Online & Mobile Friendly
✅ Self-Paced — Log in/out anytime
✅ Instant Certificate
✅ State Reporting Within 24 Hours
✅ Money-Back Guarantee
✅ Support by Call or Text — 1-800-698-2770

Start Now!

Course Details

• Approved by Texas Department of Insurance
• Approved Provider #233452
• Approved Course #145607
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.