Course Description

✅ 24-Hour Property & Casualty CE Package – Texas Insurance Agent

Approved by Texas Department of Insurance | Approved Provider #233452 ✅
Only $69 | No Added or Extra Fees | $31.20 TDI Filing Fee Included

Complete your Texas Property & Casualty insurance continuing education with one affordable 24-hour package. This complete renewal package is designed for Texas P&C agents who want a simple way to complete their CE hours online, including the required ethics course and a flood insurance course that is commonly needed by agents who sell, service, or advise on flood-related coverage.

This package includes 24 total CE hours: 6 Self-Study hours and 18 Classroom-Equivalent (CEQ) hours. That combination is allowed for Texas insurance renewal because Texas requires at least half of the required CE hours to be classroom or classroom-equivalent, and this package gives you more than the minimum CEQ amount.

The price is only $69, and there are no added or extra fees. The $31.20 TDI filing fee is already included in the package price. If these courses were purchased separately, the total would be $139.93, so this package saves you $70.93.

You can log in and out any time without losing your progress, complete the courses on your schedule, and receive your instant emailed certificate after completion. Course completions are reported to TDI/Sircon for Texas insurance CE credit within 24 Hours.

✅ Who This Package Is For

This package is designed for Texas Property & Casualty insurance agents who need a complete 24-hour continuing education package for license renewal.

This package is a good fit for:

✅ Texas Property and Casualty agents
✅ Texas Personal Lines agents
✅ Texas General Lines agents with P&C authority
✅ Agents who want a complete 24-hour renewal package
✅ Agents who need 3 hours of ethics
✅ Agents who want NFIP flood insurance CE included
✅ Agents who want a package with 18 CEQ hours and only 6 Self-Study hours
✅ Agents who want one affordable package with TDI filing fees already included

This package is built for most Texas P&C renewal needs. Some agents may have additional or specialized requirements depending on license type, products sold, or individual renewal history, so you should always confirm your exact requirements on your TDI/Sircon transcript.

✅ Texas Insurance License Renewal Requirements

Most Texas insurance agents must complete 24 hours of continuing education every two-year license period, including 3 hours of ethics. Texas also requires at least half of the required CE hours to be completed in a classroom or classroom-equivalent format.

This package is designed around those requirements:

✅ 24 total CE hours
✅ 3 hours of ethics included
✅ 6 Self-Study hours
✅ 18 Classroom-Equivalent (CEQ) hours
✅ TDI filing fees included
✅ Completion reported for Texas insurance CE credit

Because this package includes 18 CEQ hours, it exceeds the minimum classroom/classroom-equivalent portion commonly required for a 24-hour Texas insurance CE renewal cycle.

✅ When Do Texas Insurance Agents Have to Renew?

Texas insurance licenses renew on a two-year cycle. Your renewal deadline is based on the expiration date listed for your license.

To avoid fines and renewal delays, complete your continuing education before your license expiration date. It is best to finish CE early so there is enough time for course completions to be reported and posted to your CE transcript before you submit your renewal.

✅ How to Renew Your Texas Insurance License

✅ Step 1: Check your CE transcript
Confirm your license type, renewal deadline, and remaining CE hours.

✅ Step 2: Complete this 24-hour P&C CE package
This package includes 24 total hours, including ethics, flood, and multiple P&C-focused CEQ courses.

✅ Step 3: Make sure your CEQ requirement is covered
This package includes 18 CEQ hours, which is more than half of the 24-hour package.

✅ Step 4: Receive your instant emailed certificate
After course completion, your certificate is emailed to you for your records.

✅ Step 5: We report your completion
Course completions are reported to TDI/Sircon for Texas insurance CE credit.

✅ Step 6: Renew your license
Once your CE is complete and posted, submit your Texas insurance license renewal before your expiration date.

✅ What’s Included in This 24-Hour Texas P&C CE Package

This package includes 7 courses totaling 24 hours.

✅ Required and Common Renewal Courses – 6 Self-Study Hours

✅ 3 Hour Ethics for Insurance Agents – Texas
✅ 3-Hour Flood Insurance (NFIP) – Texas

The Ethics course is included to help satisfy the Texas ethics requirement. The Flood Insurance course is included because flood training is an important and commonly needed topic for Property & Casualty agents, especially those who sell, service, or advise on flood-related risks.

✅ Classroom-Equivalent P&C Courses – 18 CEQ Hours

✅ 3 HRs Emerging Risks and Specialty Coverages (CEQ)
✅ 4 HRs Personal Auto and Umbrella Insurance (CEQ)
✅ 3 HRS Insurance Fraud and Claims Handling (P&C Focus) (CEQ)
✅ 4 HRs Commercial Lines Insurance Essentials (CEQ)
✅ 4 HRs Texas Homeowners Insurance Overview (CEQ)

Together, these courses give Texas P&C agents a practical renewal package covering ethics, flood insurance, emerging risks, personal auto, umbrella coverage, insurance fraud, claims handling, commercial lines, homeowners insurance, wind/hail issues, coastal windstorm considerations, risk management, underwriting, and compliance.

✅ What You’ll Learn in This Package

This 24-hour package is designed to give Texas insurance agents a strong, practical review of topics that matter in real P&C sales, servicing, coverage discussions, and claims-related conversations.

You will review ethical duties, client-first recommendations, conflicts of interest, advertising, fair treatment, recordkeeping, NFIP flood insurance, flood zones, Risk Rating 2.0, flood claims, cyber liability, rideshare and delivery coverage gaps, InsurTech, climate-driven market impacts, personal auto coverage, UM/UIM, PIP, MedPay, umbrella insurance, P&C fraud, claims handling, commercial property, CGL, commercial auto, workers’ compensation in Texas, homeowners policy forms, endorsements, wind/hail, water damage, loss settlement, and Texas property market trends.

✅ Course Content Overview

Ethics for Insurance Agents

This course covers ethical duties of insurance producers, client interest, conflicts of interest, truthful advertising, recommendations, replacements, vulnerable client protections, market conduct, privacy, fraud prevention, recordkeeping, complaint handling, supervision, and ethical use of technology.

Flood Insurance (NFIP)

This course covers NFIP foundations, FEMA and community participation, flood zones, Special Flood Hazard Areas, Base Flood Elevations, Standard Flood Insurance Policy forms, mandatory purchase rules, producer responsibilities, Risk Rating 2.0, underwriting, policy mechanics, claims, mitigation, mapping changes, and ethical sales practices.

Emerging Risks and Specialty Coverages

This CEQ course covers cyber liability, data breach, ransomware, social engineering, first-party response costs, cyber underwriting controls, rideshare and on-demand delivery coverage gaps, InsurTech, telematics, AI-assisted rating, wildfire, hurricane, hail, flood impacts, and specialty market placement issues.

Personal Auto and Umbrella Insurance

This CEQ course covers Texas personal auto policy structure, liability coverage, split limits, combined single limits, UM/UIM, PIP, MedPay, comprehensive and collision coverage, endorsements, youthful drivers, permissive use, rideshare and delivery use, underwriting considerations, claim scenarios, and umbrella liability coverage.

Insurance Fraud and Claims Handling

This CEQ course covers P&C fraud concepts, auto-related fraud patterns, staged accidents, property claim fraud, contractor solicitation fraud, documentation and verification practices, claims lifecycle, ethical claim communication, fraud indicators, fair claims practices, and risk control.

Commercial Lines Insurance Essentials

This CEQ course covers commercial property, covered property, causes of loss, exclusions, coinsurance, replacement cost versus actual cash value, business income, extra expense, Commercial General Liability, occurrence versus claims-made concepts, commercial auto, hired and non-owned auto, workers’ compensation in Texas, risk transfer, and small-business insurance programs.

Texas Homeowners Insurance Overview

This CEQ course covers Texas homeowners policy forms, dwelling coverage structures, Coverage A–F concepts, declarations pages, perils, exclusions, wind and hail issues, hurricane deductibles, roof limitations, water damage, mold/fungi limitations, endorsements, loss settlement, claims handling, coastal windstorm placement, catastrophe exposures, and Texas market trends.

✅ Package Savings

Buying the included courses separately would cost:

✅ 7 individual courses x $19.99 each = $139.93

This package is only:

✅ $69 total

Your savings:

✅ $70.93

The $31.20 TDI filing fee is already included in the $69 package price, so there are no added or extra fees.

✅ Why Choose 1st Choice CE?

✅ Approved by the Texas Department of Insurance
✅ Approved Provider #233452
✅ Complete 24-hour P&C CE package
✅ Includes Ethics
✅ Includes Flood Insurance
✅ Includes 18 CEQ hours
✅ Only 6 Self-Study hours
✅ 100% online and self-paced
✅ Only $69
✅ No added or extra fees
✅ $31.20 TDI filing fee included
✅ Log in and out any time without losing progress
✅ Instant emailed certificate after completion
✅ Completion reported to TDI/Sircon
✅ Money-back guarantee
✅ Over 10 years of trusted continuing education service
✅ Support by phone or text – 1-800-698-2770

✅ Enroll Now – Only $69

This is a fast, affordable way to complete a full 24-hour Texas Property & Casualty insurance CE package online. Get ethics, flood insurance, and 18 CEQ hours in one package while saving $70.93 compared to buying the courses individually.

✅ Included Courses in This Package

✅ 3 Hour Ethics for Insurance Agents – Texas — $19.99
✅ 3-Hour Flood Insurance (NFIP) – Texas — $19.99
✅ 3 HRs Emerging Risks and Specialty Coverages (CEQ) – Texas Insurance Agent — $19.99
✅ 4 HRs Personal Auto and Umbrella Insurance (CEQ) – Texas Insurance Agent — $19.99
✅ 3 HRS Insurance Fraud and Claims Handling (P&C Focus) (CEQ) – Texas Insurance Agent — $19.99
✅ 4 HRs Commercial Lines Insurance Essentials (CEQ) – Texas Insurance Agent — $19.99
✅ 4 HRs Texas Homeowners Insurance Overview (CEQ) – Texas Insurance Agent — $19.99

✅ Other Texas Insurance Courses We Offer

✅ 4 HRs Medicare Advantage and Part D Update (CEQ) — $19.99
✅ 4 HRs Health Insurance and Affordable Care Act Updates (CEQ) — $19.99
✅ 4-Hour Annuity Best Interest/Suitability – Texas — $19.99
✅ 4-Hour LTC Partnership Ongoing Training – Texas — $19.99
✅ 8-Hour Initial LTC Partnership Training – Texas — $39.99

✅ Frequently Asked Questions

Is this package approved by the Texas Department of Insurance?
Yes. The courses in this package are approved by the Texas Department of Insurance, and 1st Choice CE is Approved Provider #233452.

Is this a complete renewal package for Texas Property & Casualty agents?
Yes. This package is designed as a complete 24-hour CE renewal package for most Texas Property & Casualty agents. It includes ethics, flood insurance, 6 Self-Study hours, and 18 CEQ hours. Agents should always confirm their individual CE transcript and license-specific requirements.

How many total hours are included?
This package includes 24 total CE hours.

How many CEQ hours are included?
This package includes 18 Classroom-Equivalent (CEQ) hours.

How many Self-Study hours are included?
This package includes 6 Self-Study hours.

Is the 6 Self-Study / 18 CEQ split allowed for Texas renewal?
Yes. Texas requires at least half of the required CE hours to be classroom or classroom-equivalent. This package includes 18 CEQ hours, which is more than half of the 24-hour package.

Does this package include ethics?
Yes. The package includes a 3-hour Ethics course.

Does this package include flood insurance?
Yes. The package includes a 3-hour Flood Insurance (NFIP) course.

Does the $69 price include the TDI filing fee?
Yes. The $31.20 TDI filing fee is already included. There are no added or extra fees.

How much would the courses cost separately?
Purchased separately, the 7 included courses would cost $139.93. This package is only $69, saving you $70.93.

Can I take this package online?
Yes. The package is 100% online and self-paced.

Can I log in and out without losing my progress?
Yes. Your progress is saved, so you can return anytime and continue where you left off.

Do I get a certificate after completion?
Yes. You receive an instant emailed certificate after completion.

Do you report my completion?
Yes. Course completions are reported to TDI/Sircon for Texas insurance CE credit.

When do I need to complete my Texas insurance CE?
You should complete your CE before your license expiration date. Completing your CE early helps avoid fines, renewal delays, and last-minute problems.

Is there a money-back guarantee?
Yes. This package is backed by our money-back guarantee.

Course Details

• Approved by Texas Department of Insurance
• Approved Provider #233452
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.