24-Hour Property & Casualty CE Package - Texas Insurance Agent

24-Hour Property & Casualty CE Package - Texas Insurance Agent

✅ Approved by the Texas Department of Insurance | Provider #233452 | Includes 7 Approved Courses | Only $69.00 | Instant Emailed Certificate | 100% Online & Self-Paced

Complete all 24 Texas CE hours — including the required 3 hours of ethics — in one TDI-approved online package built for property & casualty agents, for only $69.00. With 18 of the 24 hours coming from classroom-equivalent (CEQ) courses, the package is designed to clear TDI’s 12-hour classroom-side minimum with room to spare, and you can enroll online and start immediately.

Study at your own pace and log in and out without losing progress. Certificates are emailed the moment you finish each course, and 1st Choice CE reports your completions to TDI within 24 hours so your Sircon transcript fills in as you go.

✅ Package Details

• Package Name: 24-Hour Property & Casualty CE Package - Texas Insurance Agent
• Approved By: Texas Department of Insurance
• Provider Number: 233452
• Included Courses: 7 individually approved courses (course numbers listed below)
• Total Hours: 24 CE hours, including 3 ethics hours and 18 classroom-equivalent (CEQ) hours
• Course Format: 100% online, self-paced
• Price: $69.00
• Certificate: Emailed instantly upon each course completion
• State Reporting: Reported to the Texas Department of Insurance CE system within 24 hours
• Support: Phone or text at 1-800-698-2770

✅ Who Should Take This Package?

• Texas General Lines – Property & Casualty agents completing the 24-hour, two-year requirement
• Texas Personal Lines licensees who want P&C-focused electives
• Independent and captive P&C producers who need ethics plus format-compliant CEQ hours in one purchase
• Agencies renewing several producers who want one consistent, TDI-approved package
• Agents who advise on flood risk and want NFIP training on their transcript

✅ Does This Package Satisfy the Texas Requirement?

Yes — for licensees on the standard 24-hour cycle. The package delivers 24 TDI-approved hours including the mandatory 3 hours of ethics, and its five CEQ courses supply 18 classroom-equivalent hours — well above the minimum 12 hours Texas requires on the classroom side, keeping the two plain self-study courses (6 hours) comfortably under the 12-hour self-study cap.

Licensees with a reduced 10-hour requirement (certain limited license types) or a 20-year CE exemption have different needs — check your transcript at Sircon.com before purchasing.

✅ Texas Continuing Education Requirements

Texas licensees on the standard cycle must complete 24 hours of continuing education during each two-year license period, and the mix matters:

• 3 hours must be in ethics / consumer protection
• At least 12 hours must be classroom or classroom-equivalent (CEQ) — no more than 12 hours of plain self-study count
• The remaining hours may come from any TDI-approved courses

There is no grace period: once your license expiration date passes with hours missing, a violation exists — TDI fines run $50 per deficient hour (up to $500) with 90 days to make up the shortage before the license is inactivated. Agents licensed continuously in Texas for 20+ years may apply for an exemption (Form FIN517). Approved providers report your completions, and you can verify your transcript any time at Sircon.com.

How this package helps: This package provides all 24 hours for the standard Texas cycle — the full 3-hour ethics requirement, 18 classroom-equivalent hours against the 12-hour classroom-side minimum, and 6 self-study hours well under the 12-hour cap. For a standard P&C licensee it is a complete renewal in one purchase.

✅ When Do Texas Agents Renew?

Texas licenses renew on a two-year cycle tied to your license expiration date, and all 24 CE hours must be complete before that date — TDI recommends finishing at least 30 days early so every hour is reported and posted in time. Your expiration date and CE transcript are visible in your Sircon / Compliance Express account.

✅ How to Renew Your Texas License

Here is the clean path to a compliant Texas renewal:

1. Look up your license expiration date and current CE transcript at Sircon.com so you know exactly how many hours (and which ethics/format hours) you still need.
2. Complete your 24 hours — including 3 ethics hours and at least 12 classroom-equivalent hours — ideally 30+ days before expiration.
3. Your certificates are emailed instantly, and 1st Choice CE reports each completion to TDI’s CE system; confirm the hours have posted to your transcript.
4. Renew your license before the expiration date through the state’s licensing system (Sircon or NIPR) and pay the renewal fee.
5. Save your receipt and confirm your license shows active with the new expiration date.

✅ What You Will Learn

• Professional ethics and consumer protection for Texas agents
• Texas homeowners coverage, including windstorm considerations
• Personal auto policies and umbrella liability layering
• Commercial property and general liability essentials
• Flood insurance and the NFIP
• Fraud red flags and clean P&C claims handling
• Emerging risks — cyber, gig economy, and specialty coverages

✅ Package Content Overview

Seven TDI-approved courses make up the 24 hours:

• 3-Hour Ethics for Insurance Agents (3 hours, Course #145607) — The mandatory ethics/consumer-protection hours — professional standards, fiduciary duty, and doing right by Texas policyholders
• 3-Hour Emerging Risks and Specialty Coverages (CEQ) (3 hours, Course #147588) — Cyber, gig-economy, and specialty exposures — and the newer coverage forms responding to them
• 3-Hour Insurance Fraud and Claims Handling, P&C Focus (CEQ) (3 hours, Course #147984) — Recognizing fraud red flags and handling P&C claims cleanly and compliantly
• 3-Hour Flood Insurance (NFIP) (3 hours, Course #145612) — The National Flood Insurance Program and flood coverage fundamentals for agents who write or advise on flood risk
• 4-Hour Commercial Lines Insurance Essentials (CEQ) (4 hours, Course #147977) — Commercial property, liability, and the coverages small-business clients ask about most
• 4-Hour Personal Auto and Umbrella Insurance (CEQ) (4 hours, Course #147982) — Personal auto policy structure, Texas auto essentials, and how umbrella coverage layers on top
• 4-Hour Texas Homeowners Insurance Overview (CEQ) (4 hours, Course #147983) — Texas homeowners forms, windstorm considerations, and residential property coverage

✅ Other Related Courses

Working on a life & health license too, or shopping for individual hours? These Texas options are also available:

• 24-Hour Life & Health CE Package - Texas Insurance Agent – $69.00
• 4-Hour Texas Homeowners Insurance Overview (CEQ) – $19.99
• 4-Hour Personal Auto and Umbrella Insurance (CEQ) – $19.99
• 4-Hour Commercial Lines Insurance Essentials (CEQ) – $19.99
• 3-Hour Flood Insurance (NFIP) - Texas – $19.99
• 3-Hour Insurance Fraud and Claims Handling (CEQ) – $19.99

✅ Why Choose 1st Choice CE?

• Approved by the Texas Department of Insurance — Provider #233452
• 100% online and self-paced — log in and out anytime without losing your progress
• Instant certificate emailed as soon as you finish
• Completions reported to TDI within 24 hours
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in the 24-Hour Property & Casualty CE Package - Texas Insurance Agent today for $69.00 and start immediately. Your progress is saved automatically, so you can finish on your schedule — on your phone, tablet, or computer.

Enroll Now — $69.00

Questions? Call or text us at 1-800-698-2770.

✅ Frequently Asked Questions

Is this package approved by the Texas Department of Insurance?

Yes. Every course is TDI-approved under Provider #233452, and each course’s approval number is listed in the Package Content Overview above.

How many CE hours does this package include?

It includes 24 hours — 3 hours of ethics plus 21 hours of P&C-focused electives, of which 18 hours are classroom-equivalent (CEQ) courses.

Does it meet the Texas classroom / self-study format rules?

Yes. Texas requires at least 12 of your 24 hours to be classroom or classroom-equivalent; this package includes 18 CEQ hours, and its two plain self-study courses total just 6 hours — well under the 12-hour self-study cap.

Does it include the required ethics hours?

Yes — the 3-Hour Ethics for Insurance Agents course covers the full Texas ethics/consumer-protection requirement.

Who is this package designed for?

Texas property & casualty (general lines P&C) agents on the standard 24-hour cycle, including personal lines producers who want P&C-focused electives.

Is flood insurance training required in Texas?

Texas does not impose its own flood CE mandate, but agents who sell NFIP flood policies are subject to federal NFIP training expectations — and the 3-hour flood course counts fully toward your 24 Texas hours either way.

Is this package 100% online and self-paced?

Yes. Every course is fully online. Log in and out as often as you like — your progress is saved automatically, and you can study from your phone, tablet, or computer.

When do I get my certificates?

Each certificate is emailed instantly when you complete its course, and 1st Choice CE reports your completions to the Texas Department of Insurance CE system within 24 hours.

When is my Texas CE due?

All 24 hours must be completed before your license expiration date — there is no grace period, and TDI fines $50 per missing hour. Finishing at least 30 days early keeps reporting comfortably ahead of your renewal.

What happens if I miss my CE deadline?

A violation exists the day after expiration: expect the per-hour fine and a 90-day window to cure the shortage before the license is inactivated. If you are close to your deadline, start today — the package is self-paced but the deadline is not.

Is there a money-back guarantee?

Yes. 1st Choice CE stands behind every course with a money-back guarantee. Call or text 1-800-698-2770 with any questions.

Are there final exams?

Yes — Texas classroom-equivalent courses include a final exam requiring a passing score of 70%. You can review the course material as much as you need before testing.