8 Hours Initial Long-Term Care Insurance Partnership Training - Georgia

8 Hours Initial Long-Term Care Insurance Partnership Training - Georgia

✅ Approved by Georgia Office of Insurance and Safety Fire Commissioner | Provider #243388 | Course #75247 | Only $29.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 8 approved continuing education hours toward your Georgia insurance producer renewal with a course approved by the Georgia Office of Insurance and Safety Fire Commissioner for only $29.99. The course is fully online and self-paced, so you can enroll and work through it on your own schedule.

Log in and out as often as you like without losing your progress. When you finish, your certificate is emailed to you immediately, and 1st Choice CE reports approved completions to Georgia — there are no ancillary or per-student fees, the $29.99 is the total. Every course is backed by our money-back guarantee, and support is available by phone or text at 1-800-698-2770.

✅ Course Details

• Course Name: 8 Hours Initial Long-Term Care Insurance Partnership Training - Georgia
• Approved By: Georgia Office of Insurance and Safety Fire Commissioner
• Provider Number: 243388
• Course Number: 75247
• Course Length: 8 credit hours
• Course Category: Long Term Care
• Course Format: 100% online, self-paced
• Price: $29.99
• Certificate: Emailed immediately upon completion
• Reporting: 1st Choice CE reports approved completions to Georgia
• Support: Phone or text 1-800-698-2770

✅ Who Should Take This Course?

• Georgia licensed resident insurance producers renewing a license with long-term care authority
• Producers who need 8 approved hours toward the 24-hour Georgia requirement
• Agents who want current, practical initial ltc partnership training knowledge, not filler credit
• New producers building a working foundation in this coverage area
• Experienced agents refreshing before a renewal deadline
• Agency staff who support producers and want the same technical grounding

✅ Does This Course Satisfy the State Requirement?

This course provides the one-time 8-hour initial long-term care insurance partnership training that Georgia requires before a producer may sell partnership long-term care products, and it also provides 8 approved credit hours toward the 24-hour renewal requirement. It does not by itself satisfy the full renewal requirement, and it does not satisfy the 3-hour ethics requirement.

✅ Georgia Continuing Education Requirements

Georgia resident insurance producers complete 24 hours of approved continuing education during each two-year renewal cycle, and 3 of those hours must be in ethics. Continuing education is due on or before the last day of the licensee's birth month in the renewal year. Georgia does not cap self-study, so an approved online course may be used for any portion of the 24 hours, and Georgia charges no per-credit-hour reporting fee — the price you see is the price you pay.

• 24 hours of approved continuing education per two-year renewal cycle
• 3 of those 24 hours must be in ethics
• Licensees with 20 or more years of service complete 20 hours, still including 3 ethics hours
• No self-study cap — approved online courses may be used for the full requirement
• Carryover is allowed up to 50% of the biennial requirement. Ethics hours may carry over as general credit but cannot satisfy a future ethics requirement — ethics must be completed every renewal period
• Producers who sell long-term care partnership products complete a one-time 8-hour initial training before selling, then ongoing training each cycle
• Limited subagent and credit insurance licensees complete 10 hours with no ethics requirement; workers' compensation adjusters complete 20 hours through the State Board of Workers' Compensation
• Licensees holding certain professional designations, and non-active licensees, may qualify for a reduced requirement on documentation

How this course helps: This 8-hour course satisfies the one-time initial long-term care partnership training and contributes 8 of the 24 hours Georgia requires each cycle. It applies as long-term care credit and does not satisfy the separate 3-hour ethics requirement, so at least 16 additional hours — including your 3 ethics hours — must be completed separately.

✅ When Do Licensees Renew?

Georgia insurance producer licenses renew on a two-year cycle, and continuing education is due on or before the last day of your birth month in the renewal year. Because the cycle is anchored to your birth month rather than the date the license was issued, a first term can run longer or shorter than a full 24 months — confirm the exact date on your license record instead of calculating it.

There is no grace period that extends the continuing education deadline. If a license is inactivated for failure to renew or for being out of CE compliance, Georgia allows an application to reinstate within twelve months of the inactivation date, which requires the reinstatement fee, a late fee, completion of any outstanding continuing education, and fingerprinting if the license has been inactive for more than six months.

✅ How to Renew Your License

Step 1: Confirm your license type and expiration date

Sign in to the Georgia licensing portal at sircon.com/georgia and check your license record. Your continuing education is due on or before the last day of your birth month in the renewal year.

Step 2: Review your continuing education transcript

Check how many of your 24 hours are already posted for the current cycle, and confirm whether your 3 ethics hours are among them.

Step 3: Complete 24 hours, including 3 hours of ethics

Only courses approved by the Georgia Office of Insurance and Safety Fire Commissioner count. If you have 20 or more years of service, your total is 20 hours, still including the 3 ethics hours.

Step 4: Allow time for the completion to post

1st Choice CE reports approved completions to Georgia. Finish early enough that the credit appears on your transcript before your deadline rather than on the last day.

Step 5: Verify the credits posted correctly

View your transcript again and confirm each course shows with the right hour count and the right category — particularly the ethics course.

Step 6: Submit the renewal and pay the fee

Renew through the Georgia licensing portal at sircon.com/georgia and pay the state's renewal fee. Finishing your continuing education is not the same as renewing the license; both have to happen.

Step 7: Confirm the license shows active

Save your receipt and check that your license record shows an active status with an updated expiration date. If a license is inactivated for failure to renew or for a CE shortfall, Georgia allows reinstatement within twelve months of the inactivation date, with a reinstatement fee, a late fee, any outstanding CE, and fingerprinting if the license has been inactive more than six months.

✅ What You Will Learn

• What long-term care is, who needs it, and what it costs in a range of settings
• How long-term care policies are structured: benefit triggers, pools and elimination periods
• Inflation protection options and the long-term effect of choosing or declining them
• How Qualified State Long-Term Care Partnership programs provide Medicaid asset disregard
• Which policies qualify for Partnership status and how reciprocity works between states
• Suitability standards, replacement rules and required consumer disclosures

✅ Course Content Overview

Hour 1 – Purpose, Scope and Foundations of LTC and Partnership Programs

What long-term care is and the policy problem it addresses. Covers the NAIC Long-Term Care Model Act and Regulation, the federal framework behind the Partnership program, the stakeholders involved, and the training expectations for the initial eight-hour course and the ongoing four-hour refresher.

Hour 2 – Medicaid Eligibility, Spend-Down and Partnership Asset Disregards

Medicaid financial eligibility and the spend-down pathways a family faces without coverage. Covers the Partnership asset disregard and the difference between dollar-for-dollar and total-asset models, estate recovery, and the role of state Medicaid agencies together with the consumer disclosures Partnership policies require.

Hour 3 – LTC Insurance Basics: Policy Types, Benefits and Triggers

Traditional stand-alone policies contrasted with hybrid designs, and the benefit triggers — activities of daily living and cognitive impairment — that start a claim. Covers benefit amount, benefit period and elimination period design, the care settings and services covered, inflation protection options, and the optional features worth considering.

Hour 4 – Consumer Protections, Suitability and Ethical Sales to Older Adults

Required disclosures and the suitability standards that apply to every LTC sale. Covers ethical communication with seniors in clear language, replacement rules and how to compare existing coverage while preserving accrued benefits, prevention of unfair trade practices and elder financial abuse, and proper complaint handling.

Hour 5 – Underwriting, Pricing, Rate Stability and Claims

Medical underwriting basics and the premium factors that drive cost. Covers rate stability concepts and why increases occur, the options available to a policyholder facing a premium increase, and the claims process from notice of claim through care coordination, case management and the role of licensed practitioners.

Hour 6 – Tax Treatment, HIPAA-Qualified LTC and Coordination of Benefits

HIPAA tax-qualified LTC contracts and the requirements for benefit eligibility. Covers federal and common state tax treatment of premiums and benefits, interactions with Medicare, coordination with private health insurance, the coordination issues that arise with hybrids and multiple policies, and documentation practices for these discussions.

Hour 7 – Planning Integration, Affordability Strategies and Caregiver Dynamics

Integrating long-term care with retirement and estate planning, including realistic funding sources. Covers affordability levers such as adjusting benefit period, daily benefit and elimination period; household and caregiver considerations including respite benefits; plain-language trade-off discussions; responses to post-issue health changes; and building an annual review cadence.

Hour 8 – State Nuances, Advertising and Market Conduct, and Capstone Case Studies

State-specific Partnership nuances including reciprocity, and what counts as advertising under market conduct rules. Covers documentation mastery from needs-analysis summary through file retention, elder-justice safeguards and red-flag recognition, applied case studies with written rationales, and a final compliance checklist for Partnership sales.

✅ Other Georgia Insurance CE Courses & Packages

Save with a package – everything in one purchase:

• 24-Hour Property and Casualty Insurance CE Package - Georgia – $44.99
• 24 Hour Life and Health Insurance CE Package - Georgia – $44.99
• 24 Hour Dual-Line Insurance CE Package - Georgia – $44.99

Individual Georgia insurance CE courses:

• 3 Hour Ethics for Insurance Agents - Georgia – $12.99
• 3-Hour Flood Insurance (NFIP) - Georgia – $12.99
• 3 HRs Emerging Risks and Specialty Coverages - Georgia – $15.99
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - Georgia – $15.99
• 3 HRs Inland Marine and Specialty Property Coverages - Georgia – $15.99
• 3 HRs Workers Compensation Essentials - Georgia – $15.99
• 4 HRs Commercial Lines Insurance Essentials - Georgia – $15.99
• 4 HRs Homeowners Insurance Overview - Georgia – $15.99
• 4 HRs Personal Auto and Umbrella Insurance - Georgia – $15.99
• 4 HRs Health Insurance and Affordable Care Act Updates - Georgia – $15.99
• 4 HRs Medicare Advantage and Part D Update - Georgia – $15.99
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training - Georgia – $12.99
• 4-Hour Annuity Best Interest /Suitability Insurance Agent CE - Georgia – $12.99
• 5 HRs Life Insurance Products and Retirement Planning - Georgia – $15.99

All courses are Georgia-approved, 100% online and self-paced, with your certificate emailed as soon as you finish. Questions? Call or text 1-800-698-2770.

✅ Why Choose 1st Choice CE?

• Approved by the Georgia Office of Insurance and Safety Fire Commissioner — provider #243388
• Affordable at $29.99 with no hidden fees
• 100% online and self-paced — log in and out anytime without losing progress
• Instant emailed certificate the moment you finish
• We report approved completions to Georgia
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in 8 Hours Initial Long-Term Care Insurance Partnership Training - Georgia today for $29.99. The course is fully online and self-paced, your certificate is emailed the moment you finish, and every enrollment is backed by our money-back guarantee. Questions? Call or text 1-800-698-2770.