3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - Georgia

✅ Approved by Georgia Office of Insurance and Safety Fire Commissioner | Provider #243388 | Course #75244 | Only $15.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 3 approved continuing education hours toward your Georgia insurance producer renewal with a course approved by the Georgia Office of Insurance and Safety Fire Commissioner for only $15.99. The course is fully online and self-paced, so you can enroll and work through it on your own schedule.

Log in and out as often as you like without losing your progress. When you finish, your certificate is emailed to you immediately, and 1st Choice CE reports approved completions to Georgia — there are no ancillary or per-student fees, the $15.99 is the total. Every course is backed by our money-back guarantee, and support is available by phone or text at 1-800-698-2770.

✅ Course Details

• Course Name: 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - Georgia
• Approved By: Georgia Office of Insurance and Safety Fire Commissioner
• Provider Number: 243388
• Course Number: 75244
• Course Length: 3 credit hours
• Course Category: Property & Casualty
• Course Format: 100% online, self-paced
• Price: $15.99
• Certificate: Emailed immediately upon completion
• Reporting: 1st Choice CE reports approved completions to Georgia
• Support: Phone or text 1-800-698-2770

✅ Who Should Take This Course?

• Georgia licensed resident insurance producers renewing a license with property and casualty authority
• Producers who need 3 approved hours toward the 24-hour Georgia requirement
• Agents who want current, practical insurance fraud & claims ce knowledge, not filler credit
• New producers building a working foundation in this coverage area
• Experienced agents refreshing before a renewal deadline
• Agency staff who support producers and want the same technical grounding

✅ Does This Course Satisfy the State Requirement?

This course provides 3 approved credit hours toward the 24-hour Georgia continuing education requirement. It does not by itself satisfy the full renewal requirement, and it does not satisfy the 3-hour ethics requirement.

✅ Georgia Continuing Education Requirements

Georgia resident insurance producers complete 24 hours of approved continuing education during each two-year renewal cycle, and 3 of those hours must be in ethics. Continuing education is due on or before the last day of the licensee's birth month in the renewal year. Georgia does not cap self-study, so an approved online course may be used for any portion of the 24 hours, and Georgia charges no per-credit-hour reporting fee — the price you see is the price you pay.

• 24 hours of approved continuing education per two-year renewal cycle
• 3 of those 24 hours must be in ethics
• Licensees with 20 or more years of service complete 20 hours, still including 3 ethics hours
• No self-study cap — approved online courses may be used for the full requirement
• Carryover is allowed up to 50% of the biennial requirement. Ethics hours may carry over as general credit but cannot satisfy a future ethics requirement — ethics must be completed every renewal period
• Producers who sell long-term care partnership products complete a one-time 8-hour initial training before selling, then ongoing training each cycle
• Limited subagent and credit insurance licensees complete 10 hours with no ethics requirement; workers' compensation adjusters complete 20 hours through the State Board of Workers' Compensation
• Licensees holding certain professional designations, and non-active licensees, may qualify for a reduced requirement on documentation

How this course helps: This 3-hour course provides 3 approved credit hours toward the 24 hours Georgia requires each two-year cycle. It applies as property & casualty credit and does not satisfy the separate 3-hour ethics requirement, so at least 21 additional hours — including your 3 ethics hours — must be completed separately.

✅ When Do Licensees Renew?

Georgia insurance producer licenses renew on a two-year cycle, and continuing education is due on or before the last day of your birth month in the renewal year. Because the cycle is anchored to your birth month rather than the date the license was issued, a first term can run longer or shorter than a full 24 months — confirm the exact date on your license record instead of calculating it.

There is no grace period that extends the continuing education deadline. If a license is inactivated for failure to renew or for being out of CE compliance, Georgia allows an application to reinstate within twelve months of the inactivation date, which requires the reinstatement fee, a late fee, completion of any outstanding continuing education, and fingerprinting if the license has been inactive for more than six months.

✅ How to Renew Your License

Step 1: Confirm your license type and expiration date

Sign in to the Georgia licensing portal at sircon.com/georgia and check your license record. Your continuing education is due on or before the last day of your birth month in the renewal year.

Step 2: Review your continuing education transcript

Check how many of your 24 hours are already posted for the current cycle, and confirm whether your 3 ethics hours are among them.

Step 3: Complete 24 hours, including 3 hours of ethics

Only courses approved by the Georgia Office of Insurance and Safety Fire Commissioner count. If you have 20 or more years of service, your total is 20 hours, still including the 3 ethics hours.

Step 4: Allow time for the completion to post

1st Choice CE reports approved completions to Georgia. Finish early enough that the credit appears on your transcript before your deadline rather than on the last day.

Step 5: Verify the credits posted correctly

View your transcript again and confirm each course shows with the right hour count and the right category — particularly the ethics course.

Step 6: Submit the renewal and pay the fee

Renew through the Georgia licensing portal at sircon.com/georgia and pay the state's renewal fee. Finishing your continuing education is not the same as renewing the license; both have to happen.

Step 7: Confirm the license shows active

Save your receipt and check that your license record shows an active status with an updated expiration date. If a license is inactivated for failure to renew or for a CE shortfall, Georgia allows reinstatement within twelve months of the inactivation date, with a reinstatement fee, a late fee, any outstanding CE, and fingerprinting if the license has been inactive more than six months.

✅ What You Will Learn

• How soft fraud and hard fraud differ, and why soft fraud drives most of the loss cost
• Red-flag indicators in auto, property and workers' compensation claims
• What unfair claims settlement practices laws require of anyone touching a claim
• How to document a claim file so it holds up under audit or litigation
• The producer's role and legal duties when fraud is suspected
• How organized fraud rings operate and what patterns give them away

✅ Course Content Overview

Hour 1 – The Anatomy of Insurance Fraud

Distinguishes application fraud, premium fraud, claim fraud and provider fraud. Reviews the cost borne by honest policyholders, the role of fraud bureaus and special investigation units, and the criminal and civil consequences of participating in fraud.

Hour 2 – Recognizing Red Flags

Practical indicator sets for auto theft and total loss, water and fire property claims, staged losses, inflated repair estimates, and workers' compensation malingering. Emphasizes that a red flag is a reason to investigate, not a conclusion.

Hour 3 – Claims Handling Standards and Documentation

Good-faith claim handling duties, prompt communication and investigation standards, denial documentation, and referral procedures. Covers the producer's obligations and the record-keeping that protects both the insured and the agency.

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✅ Why Choose 1st Choice CE?

• Approved by the Georgia Office of Insurance and Safety Fire Commissioner — provider #243388
• Affordable at $15.99 with no hidden fees
• 100% online and self-paced — log in and out anytime without losing progress
• Instant emailed certificate the moment you finish
• We report approved completions to Georgia
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - Georgia today for $15.99. The course is fully online and self-paced, your certificate is emailed the moment you finish, and every enrollment is backed by our money-back guarantee. Questions? Call or text 1-800-698-2770.