3 HRs Workers Compensation Essentials - Georgia

3 HRs Workers Compensation Essentials - Georgia

✅ Approved by Georgia Office of Insurance and Safety Fire | Provider #243388 | Course #75337 | Only $15.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 3 approved property and casualty continuing education hours toward your Georgia insurance license renewal with a course approved by the Georgia Office of Commissioner of Insurance and Safety Fire, for only $15.99. Georgia requires 24 hours every two years for most resident agents, and these 3 hours apply directly to that total. Enroll online and work through it on your own schedule.

The course is 100% online and self-paced, and you can log in and out as often as you like without losing your progress. When you finish and pass the final exam, your certificate is emailed immediately and 1st Choice CE reports your completion to Georgia, so the credit appears on your Sircon transcript. Every course is backed by our money-back guarantee, and support is available by phone or text at 1-800-698-2770.

✅ Course Details

• Course Name: 3 HRs Workers Compensation Essentials - Georgia
• Approved By: Georgia Office of Commissioner of Insurance and Safety Fire
• Provider Number: 243388
• Georgia Course ID: 75337
• Course Length: 3 credit hours
• Course Category: Property & Casualty
• Instruction Method: Self-study
• Approval Date: September 1, 2026
• Course Renewal Date: September 30, 2028
• Course Format: 100% online, self-paced
• Price: $15.99
• Certificate: Emailed immediately upon completion
• Reporting: 1st Choice CE reports approved completions to Georgia
• Support: Phone or text 1-800-698-2770

✅ Who Should Take This Course?

• Georgia licensed resident insurance agents renewing a license with property and casualty authority
• Producers who need 3 approved hours toward Georgia's 24-hour requirement
• Agents who write or service commercial workers compensation accounts
• Producers who field classification and premium-audit questions from clients
• Agents advising employers on return-to-work programs and claim cost control
• Newly licensed producers building a working foundation in workers compensation
• Agency staff who handle certificates of insurance, audits and loss runs

✅ Does This Course Satisfy the State Requirement?

This course provides 3 approved credit hours toward Georgia's continuing education requirement, in the Property & Casualty category. It does not by itself satisfy the full requirement, and it does not satisfy the separate 3-hour ethics requirement. The Georgia Office of Commissioner of Insurance and Safety Fire approved it as a self-study course under Georgia course ID #75337, effective September 1, 2026, with a course renewal date of September 30, 2028. It is producer continuing education and is separate from the workers compensation adjuster requirement administered by the Georgia State Board of Workers' Compensation.

✅ Georgia Continuing Education Requirements

Georgia runs a straightforward two-year cycle keyed to your birth month, and the hour count now depends on how long you have held the license. The Office of Commissioner of Insurance and Safety Fire requires a resident agent to complete 24 hours of continuing education in each biennial period, of which 3 hours must be in ethics. Beginning in 2026, a licensee who has held a Georgia license for 20 years or more completes 20 hours instead, still including the 3 ethics hours.

Several limited license types carry their own smaller requirements rather than the standard 24. Credit insurance only is 10 hours of self-study with no ethics requirement, and limited subagent only is 10 hours with no ethics requirement. Georgia workers compensation adjusters complete 20 hours through the Georgia State Board of Workers' Compensation, which is a separate program from producer CE.

• 24 hours per two-year cycle for most resident agents, including 3 hours of ethics
• 20 hours for licensees who have held a Georgia license for 20 years or more, still including 3 hours of ethics
• Self-study is permitted — this course is approved by the Office of Insurance and Safety Fire as a self-study course

Georgia's licensing system keeps your record for you. Your continuing education transcript, showing the requirement and everything credited toward it, is available through Sircon.com/Georgia. Check it before you renew rather than relying on your own certificates alone — the transcript is what the state reads.

How this course helps: This 3-hour course contributes 3 hours toward the 24 hours most Georgia resident agents must complete each two-year cycle — or toward the 20 hours that apply to licensees who have held a Georgia license for 20 years or more. It is approved in the Property & Casualty category, so it does not count toward the 3 required ethics hours. After this course a standard licensee still needs 21 hours, including the 3 ethics hours.

✅ When Do Georgia Agents Renew?

Georgia resident agent licenses renew biennially, on or before the last day of your birth month. Your continuing education has to be complete by that date, so the deadline moves with your birthday rather than sitting on a fixed statewide date.

Because the cycle is two years long and the deadline is a single month, the most common failure is not a shortage of hours but a shortage of time: agents leave 24 hours to the last few weeks and then find the ethics course is the one they still need. Finish early and check the transcript.

If you have held your Georgia license for 20 years or more, confirm which total applies to you before you buy hours. The reduced 20-hour requirement takes effect in 2026, and it still carries the full 3-hour ethics obligation.

✅ How to Renew Your Georgia Insurance License

Step 1: Pull your CE transcript on Sircon.com/Georgia

Sign in to Georgia's licensing system and open your continuing education transcript. It shows the requirement that applies to you and every hour already credited, which tells you exactly what is left.

Step 2: Confirm which hour total applies

Most resident agents owe 24 hours. If you have held the license for 20 years or more, the 2026 change reduces that to 20 hours. Either way the 3 ethics hours are still required.

Step 3: Complete the hours, ethics included

Fill the total and the ethics category. A transcript can show enough total hours and still read short if the 3 ethics hours are missing.

Step 4: Finish before the last day of your birth month

That is the renewal deadline. Leave room for reporting and processing rather than completing a course on the final day.

Step 5: Verify the hours posted to your transcript

1st Choice CE reports approved Georgia completions for you. Confirm the credit actually appears on the Sircon transcript before you submit the renewal.

Step 6: Submit the renewal and pay the fee

Renew through the method shown on your renewal notice, update your contact and business information, and pay the fee the application shows.

Step 7: Confirm the license is active and keep your certificates

Check that the record shows an active license with a new expiration date, and keep your completion certificates on file.

✅ What You Will Learn

• How the no-fault bargain replaced negligence suits, and what exclusive remedy actually shields an employer from
• The four statutory benefit categories, and why claim severity varies so widely between files
• Which employers must carry coverage, and how officer elections and contractor treatment change the answer
• What Part One, Part Two and Part Three of the standard policy each respond to, and where the gaps appear
• Why third-party-over actions make employers liability essential even where exclusive remedy applies
• How the governing classification and the NCCI scopes manual drive premium, and why misclassification causes audit disputes
• How the experience modification factor is built, and why claim frequency moves it more than severity
• How a documented return-to-work program cuts indemnity duration and total claim cost

✅ Course Content Overview

Hour 1 – Fundamentals and the Exclusive Remedy Framework

The statutory no-fault structure and the trade-off that replaced common-law negligence actions; the exclusive remedy doctrine and the limited exceptions jurisdictions recognize; the four statutory benefit categories — medical, indemnity for lost wages, permanent impairment, and death and survivor benefits; and employer participation requirements, including headcount thresholds, industry classification, officer and owner elections and contractor treatment.

Hour 2 – Policy Structure, Classification and Premium Determination

The three parts of the standard Workers Compensation and Employers Liability Policy and what each responds to; Part Two employers liability in detail, including third-party-over actions, loss of consortium, and dual capacity; classification and payroll exposure, including the governing classification and the NCCI scopes manual; and experience rating, including how the modifier is calculated and why frequency drives it.

Hour 3 – Claims Handling, Return to Work and Risk Control

First report of injury obligations and why the interval between injury and report is the strongest single predictor of claim cost; medical management and the treating physician relationship, including provider networks and independent medical examinations; return-to-work and modified-duty program design; and fraud indicators, subrogation opportunities, reserve practice and how to read a loss run before renewal and audit.

✅ Other Related Courses and Packages

Save with a package – everything in one purchase:

• 24-Hour Property and Casualty Insurance CE Package - Georgia – $44.99
• 24 Hour Life and Health Insurance CE Package - Georgia – $44.99
• 24 Hour Dual-Line Insurance CE Package - Georgia – $44.99

Individual Georgia insurance CE courses:

• 3 Hour Ethics for Insurance Agents - Georgia – $12.99
• 3-Hour Flood Insurance (NFIP) - Georgia – $12.99
• 3 HRs Emerging Risks and Specialty Coverages - Georgia – $15.99
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - Georgia – $15.99
• 3 HRs Inland Marine and Specialty Property Coverages - Georgia – $15.99
• 4 HRs Commercial Lines Insurance Essentials - Georgia – $15.99
• 4 HRs Homeowners Insurance Overview - Georgia – $15.99
• 4 HRs Personal Auto and Umbrella Insurance - Georgia – $15.99
• 4 HRs Health Insurance and Affordable Care Act Updates - Georgia – $15.99
• 4 HRs Medicare Advantage and Part D Update - Georgia – $15.99
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training - Georgia – $12.99
• 4-Hour Annuity Best Interest/Suitability - Georgia – $12.99
• 5 HRs Life Insurance Products and Retirement Planning - Georgia – $15.99
• 8 Hours Initial Long-Term Care Insurance Partnership Training - Georgia – $29.99

✅ Why Choose 1st Choice CE?

• Approved by the Georgia Office of Insurance and Safety Fire — provider #243388, course #75337
• Affordable at $15.99 with no hidden fees
• 100% online and self-paced — log in and out anytime without losing progress
• Instant emailed certificate the moment you finish
• We report approved completions to Georgia
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in 3 HRs Workers Compensation Essentials - Georgia today for $15.99. The course is fully online and self-paced, your certificate is emailed the moment you finish, we report your completion to Georgia, and every enrollment is backed by our money-back guarantee. Questions? Call or text 1-800-698-2770.