4 Hrs Ongoing Long-Term Care Insurance Partnership Training - Virginia

4 Hrs Ongoing Long-Term Care Insurance Partnership Training - Virginia

✅ Approved by Virginia Insurance Continuing Education Board | Provider #164929 | Course #229600 | Only $22.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 4 approved hours toward your Virginia insurance license continuing education with a course approved by the Virginia Insurance Continuing Education Board for only $22.99. The hours apply to your 16-hour requirement and the course is approved in the Long-Term Care category, so you can enroll online and start on your own schedule.

The course is 100% online and self-paced. Log in and out as often as you need without losing progress. Your certificate is emailed the moment you finish, and 1st Choice CE reports your completion to Virginia.

✅ Course Details

• Course name: 4 Hrs Ongoing Long-Term Care Insurance Partnership Training
• Approved by: Virginia Insurance Continuing Education Board
• Provider number: 164929
• Course number: 229600
• Course length: 4 hours
• Course category: Long-Term Care
• Course format: 100% online, self-paced
• Price: $22.99
• Certificate: emailed immediately after completion
• Reporting: 1st Choice CE reports your completion to Virginia
• Page URL: https://1stchoice-ce.com/courses/checkout/virginia/4-hrs-ongoing-long-term-care-insurance-partnership-training-virginia/
• Support: call or text 1-800-698-2770

✅ Who Should Take This Course?

• Licensed life, accident and health agents and producers
• Producers who already completed initial Partnership training and are due for the ongoing requirement
• Agents who sell, solicit or negotiate long-term care insurance
• Producers advising clients on Partnership-qualified policies and asset protection
• Agents who service in-force long-term care business and handle benefit-trigger questions
• Producers who want a refresher on suitability and replacement before their renewal

✅ Does This Course Satisfy the State Requirement?

This course provides 4 approved hours toward the 16 credit hours a single-category Virginia agent must complete each biennium, or the 24 hours required when you hold more than one category. This is the 4-hour ongoing long-term care insurance Partnership training course, for producers who have already completed initial long-term care training and need the recurring hours. It is general credit toward your state total, so it does not satisfy the separate 3 credit hours of insurance ethics, which may include Virginia insurance law and regulations. It does not satisfy the whole requirement on its own.

If you hold more than one license category your requirement is 24 hours rather than 16, with a minimum of eight hours in each category you hold. No more than 75 percent of your required credits may come from courses provided by insurance companies or agencies.

✅ Virginia Continuing Education Requirements

Under Virginia Code § 38.2-1866, an agent licensed in a single license category completes 16 hours of continuing education each biennium. An agent holding licenses in more than one category completes 24 hours, with a minimum of eight credit hours in each category held. Of the total required credits for each biennium, three credit hours must be in insurance ethics, which may include insurance law and regulations applicable in the Commonwealth.

• 16 hours per biennium for a single license category
• 24 hours per biennium if you hold more than one category, with at least 8 hours in each category held
• 3 of the total credits must be in insurance ethics, which may include Virginia insurance law and regulations
• No more than 75 percent of required credits may come from courses provided by insurance companies or agencies
• Single categories include life and annuities, health, property and casualty, personal lines, and title

Virginia exempts agents licensed during the final 13 months of a two-year period from the requirement for that biennium, under § 38.2-1871. Nonresident agents who meet their home state's requirements and consultants who satisfy the requirement for each license category held are also addressed there. Check your own license record rather than assuming an exemption applies.

How this course helps: This 4-hour course contributes 4 of the 16 credit hours a single-category Virginia agent must complete each biennium, or the 24 hours required when you hold more than one category. It is approved in the Long-Term Care category. This is the 4-hour ongoing long-term care insurance Partnership training course, for producers who have already completed initial long-term care training and need the recurring hours. It is general credit toward your state total, so it does not satisfy the separate 3 credit hours of insurance ethics, which may include Virginia insurance law and regulations. It does not complete the renewal on its own.

✅ When Do Licensees Renew?

Virginia agents renew on a two-year biennium. Confirm your own biennium end date on your license record, because it is set from your licensing history rather than from a single statewide date.

✅ How to Renew Your Virginia License

1. Confirm your license categories and your biennium end date on your Virginia license record.
2. Work out your total: 16 hours for a single category, or 24 hours with at least 8 in each category if you hold more than one.
3. Complete the 3 required ethics credits from an approved ethics course, and the remaining hours in the categories you hold.
4. Complete every hour before the last day of your biennium, and allow provider reporting time before that date.
5. Check your Virginia CE transcript and confirm each course posted in the correct category.
6. Complete the Bureau of Insurance renewal for your license and pay the applicable fee.
7. Confirm your license shows active status with an updated expiration date, and keep your completion certificates.

Virginia expects the required credits to be completed within the biennium. Do not rely on a grace period; check your own license record for your biennium end date and finish ahead of it.

✅ What You Will Learn

• Restate the activities-of-daily-living and cognitive impairment benefit triggers and apply them to real claims
• Compare the settings and levels of care a policy pays for and explain the cost difference to a client
• Explain how the dollar-for-dollar asset disregard protects assets from Medicaid spend-down and estate recovery
• Evaluate inflation protection options and show a client what each one is worth over time
• Apply suitability and replacement standards before recommending or replacing a policy
• Describe the producer's ongoing duties once a Partnership policy is in force

✅ Course Content Overview

Hour 1 – Regulatory and Market Updates for LTC Partnership Policies

Recent state and federal changes affecting Partnership qualification, notable carrier filings, product launches and market exits, and where the market stands now. Covers age-based inflation protection standards and how adjustments affect qualification, current underwriting trends, updates in Medicaid eligibility, and a quick-reference summary of what changed this year.

Hour 2 – Ethics, Suitability and Best-Interest Refresher for Senior Clients

Best-interest duties applied to benefit design, and a refreshed suitability analysis covering income, assets and the client's realistic funding capacity. Covers replacement scenarios and how to preserve Partnership status, elder-abuse red flags and prevention, honest calibration of illustrations and projections, and compliant advertising and client communication.

Hour 3 – Advanced Product Mechanics: Inflation, Rate Actions, Hybrids and Claims

Inflation options and what each costs over time, and how to explain premium rate action triggers and a policyholder's choices when an increase arrives. Covers hybrid life and LTC and annuity and LTC structures, coordination with Medicare and other coverage, benefit triggers and the claims process, and mid-policy tune-ups using riders and benefit adjustments.

Hour 4 – Case Studies, Documentation Mastery and Client Review Cadence

A repeatable best-interest methodology applied to case studies, and how to conduct an annual review that verifies inflation requirements and continued Partnership qualification. Covers replacement and 1035 exchange files, client-ready needs-analysis artifacts, a compliance record with proper retention timelines, and an action plan with follow-up and referral triggers.

✅ Other Virginia Insurance CE Courses & Packages

Save with a package – everything in one purchase:

• 16 Hour Life & Health CE Package with LTC Certification - Virginia – $69.99
• 16 Hour Life & Health Insurance CE Package – Virginia – $69.99
• 16-Hour Property & Casualty CE Package – Virginia Insurance Agent – $69.99
• 24-Hour Dual-Category CE Package - Virginia – $89.99

Individual Virginia insurance CE courses:

• 3 HRs Emerging Risks and Specialty Coverages – Virginia – $22.99
• 3 Hour Ethics for Insurance Agents - Virginia – $22.99
• 3 HRs Inland Marine and Specialty Property Coverages - Virginia – $22.99
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) – Virginia – $22.99
• 3 HRs Workers Compensation Essentials - Virginia – $22.99
• 3-Hour Flood Insurance (NFIP) - Virginia – $22.99
• 4 HRs Commercial Lines Insurance Essentials – Virginia – $22.99
• 4 HRs Health Insurance and Affordable Care Act Updates – Virginia – $22.99
• 4 HRs Homeowners Insurance Overview – Virginia – $22.99
• 4 HRs Medicare Advantage and Part D Update – Virginia – $22.99
• 4 HRs Personal Auto and Umbrella Insurance – Virginia – $22.99
• 4-Hour Annuity Best Interest/Suitability - Insurance Agent CE - Virginia – $22.99
• 5 HRs Life Insurance Products and Retirement Planning – Virginia – $22.99
• 8 Hours Initial Long-Term Care Insurance Partnership Training - Virginia – $44.99

All courses are Virginia-approved, 100% online and self-paced, with your certificate emailed as soon as you finish. Questions? Call or text 1-800-698-2770.

✅ Why Choose 1st Choice CE?

• Approved provider and approved course in Virginia
• Affordable at $22.99
• 100%% online and self-paced
• Log in and out anytime without losing progress
• Instant emailed certificate
• We report your completion for you
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in 4 Hrs Ongoing Long-Term Care Insurance Partnership Training for $22.99 and complete your 4 approved hours online, on your schedule. Questions before you buy? Call or text 1-800-698-2770.