16 Hour Life & Health CE Package with LTC Certification - Virginia

✅ Approved by Virginia Insurance Continuing Education Board | Provider #164929 | Includes 3 Approved Courses | Only $64.99 | Instant Emailed Certificates | 100% Online & Self-Paced

Complete all 16 Virginia continuing education hours for a single license category and earn your long-term care partnership certification at the same time, in one approved online package for $64.99. Every course inside is separately approved by the Virginia Insurance Continuing Education Board under provider number 164929, and the package totals exactly 16 hours.

Everything is 100% online and self-paced. Take the courses in any order, log in and out without losing progress, and receive a certificate by email as you finish each one. 1st Choice CE reports your completion to Virginia. Bought separately these courses cost $90.97; the package is $64.99.

✅ Package Details

• Package name: 16 Hour Life & Health CE Package with LTC Certification
• Approved by: Virginia Insurance Continuing Education Board
• Provider number: 164929
• Courses included: 3 separately approved courses
• Total hours: 16 credit hours
• Course format: 100% online, self-paced
• Price: $64.99
• Certificate: emailed immediately after each course is completed
• Reporting: 1st Choice CE reports your completion to Virginia
• Page URL: https://1stchoice-ce.com/courses/checkout/virginia/16-hr-life-health-ltc-certification-package-virginia/
• Support: call or text 1-800-698-2770

✅ What Is Included

• 3 Hour Ethics for Insurance Agents (3 hours) - course #229598: approved in Virginia
• 8 Hours Initial Long-Term Care Insurance Partnership Training (8 hours) - course #230325: approved in Virginia
• 5 HRs Life Insurance Products and Retirement Planning (5 hours) - course #230313: approved in Virginia

Total: 16 credit hours.

✅ Who Should Take This Package?

• Virginia licensed life and annuities and health insurance agents
• Licensees who want the whole compliance period handled in one purchase
• Agents who would rather not track which mandated subjects are still outstanding
• Producers who want every completion reported by the provider
• Anyone renewing on a deadline who needs the full 24 credits online
• Licensees who want one price rather than seven separate transactions

✅ Does This Package Satisfy the State Requirement?

This package delivers the full 16 hours Virginia requires of an agent who holds one license category, including the mandated 3 hours of ethics. What sets it apart from the standard 16-hour package is the 8-hour Initial Long-Term Care Insurance Partnership Training, which Virginia approved as 6 hours of long-term care and 2 hours of Virginia-specific partnership content. An agent who intends to sell partnership-qualified long-term care policies needs that training regardless, so taking it here means the hours count twice - once toward renewal and once toward the certification. If you hold more than one license category Virginia requires 24 hours instead, with at least 8 in each category held, and the 24-Hour Dual-Category package is built for that.

✅ Virginia Continuing Education Requirements

Under Virginia Code § 38.2-1866, an agent licensed in a single license category completes 16 hours of continuing education each biennium. An agent holding licenses in more than one category completes 24 hours, with a minimum of eight credit hours in each category held. Of the total required credits for each biennium, three credit hours must be in insurance ethics, which may include insurance law and regulations applicable in the Commonwealth.

• 16 hours per biennium for a single license category
• 24 hours per biennium if you hold more than one category, with at least 8 hours in each category held
• 3 of the total credits must be in insurance ethics, which may include Virginia insurance law and regulations
• No more than 75 percent of required credits may come from courses provided by insurance companies or agencies
• Single categories include life and annuities, health, property and casualty, personal lines, and title

Virginia exempts agents licensed during the final 13 months of a two-year period from the requirement for that biennium, under § 38.2-1871. Nonresident agents who meet their home state's requirements and consultants who satisfy the requirement for each license category held are also addressed there. Check your own license record rather than assuming an exemption applies.

How this package helps: This package provides all 16 hours required in a Virginia biennium for an agent holding a single license category, including the mandated 3 hours of ethics, and it delivers the Initial Long-Term Care Insurance Partnership Training in the same purchase. If you hold more than one license category, Virginia requires 24 hours with a minimum of 8 in each category and this package alone will not satisfy that.

✅ When Do Licensees Renew?

Virginia agents renew on a two-year biennium. Confirm your own biennium end date on your license record, because it is set from your licensing history rather than from a single statewide date.

✅ How to Meet Your Virginia CE Requirement

1. Confirm your license categories and your biennium end date on your Virginia license record.
2. Work out your total: 16 hours for a single category, or 24 hours with at least 8 in each category if you hold more than one.
3. Complete the 3 required ethics credits from an approved ethics course, and the remaining hours in the categories you hold.
4. Complete every hour before the last day of your biennium, and allow provider reporting time before that date.
5. Check your Virginia CE transcript and confirm each course posted in the correct category.
6. Complete the Bureau of Insurance renewal for your license and pay the applicable fee.
7. Confirm your license shows active status with an updated expiration date, and keep your completion certificates.

Virginia expects the required credits to be completed within the biennium. Do not rely on a grace period; check your own license record for your biennium end date and finish ahead of it.

✅ What You Will Learn

• 3 Hour Ethics for Insurance Agents - the duties a producer owes the client, the insurer and the public, with suitability, disclosure, replacement standards and the consequences of misrepresentation
• 8 Hours Initial Long-Term Care Insurance Partnership Training - the full initial Partnership curriculum - benefit triggers, settings and levels of care, inflation protection, policy design and the asset disregard, together with the state-specific partnership content
• 5 HRs Life Insurance Products and Retirement Planning - term, whole and universal life designs, cash value and dividends, fixed, indexed and variable annuities, 1035 exchanges, illustrations and replacement

✅ Course Content Overview

3 Hour Ethics for Insurance Agents (3 hours): the duties a producer owes the client, the insurer and the public, with suitability, disclosure, replacement standards and the consequences of misrepresentation

8 Hours Initial Long-Term Care Insurance Partnership Training (8 hours): the full initial Partnership curriculum - benefit triggers, settings and levels of care, inflation protection, policy design and the asset disregard, together with the state-specific partnership content

5 HRs Life Insurance Products and Retirement Planning (5 hours): term, whole and universal life designs, cash value and dividends, fixed, indexed and variable annuities, 1035 exchanges, illustrations and replacement

✅ Other Virginia Insurance CE Courses

• 3 Hour Ethics for Insurance Agents - Virginia – $22.99
• 8 Hours Initial Long-Term Care Insurance Partnership Training - Virginia – $44.99
• 5 HRs Life Insurance Products and Retirement Planning - Virginia – $22.99

✅ Why Choose 1st Choice CE?

• Every course separately approved in Virginia
• All 16 hours for $64.99 instead of $90.97 bought separately
• 100% online and self-paced
• Log in and out anytime without losing progress
• Instant emailed certificate after each course
• We report your completions for you
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in the 16 Hour Life & Health CE Package with LTC Certification for $64.99 and complete all 16 approved hours online, on your schedule. Questions before you buy? Call or text 1-800-698-2770.

✅ Frequently Asked Questions

Is this package approved in Virginia?

Every course in the package is separately approved by the Virginia Insurance Continuing Education Board under provider number 164929. Course numbers are listed in What Is Included.

How many hours does the package provide?

16 credit hours in total.

Does it complete my whole requirement?

This package provides all 16 hours required in a Virginia biennium for an agent holding a single license category, including the mandated 3 hours of ethics, and it delivers the Initial Long-Term Care Insurance Partnership Training in the same purchase. If you hold more than one license category, Virginia requires 24 hours with a minimum of 8 in each category and this package alone will not satisfy that.

Does it include the required ethics hours?

Yes. The 3-hour ethics course is included and it is approved in the ethics category, which Virginia requires - Virginia accepts insurance law and regulations within the ethics category.

Does it include the flood hours?

No. This package is built for the life and annuities and health categories, which carry no flood requirement. If you also hold property and casualty, look at the 24-Hour Dual-Category package.

Can I take the courses in any order?

Yes. They are independent and you can work through them in whatever order suits you.

Is everything online?

Yes. All 16 hours are 100% online and self-paced. Virginia sets no limit on online or self-study hours.

Can I log in and out without losing progress?

Yes. Your progress is saved in every course.

When do I get my certificates?

A certificate is emailed to you as soon as you finish each course, so you do not have to wait until the whole package is done.

Do I report the completions myself?

No. 1st Choice CE reports your completion to Virginia.

When is my continuing education due?

By the end of your two-year biennium. Virginia sets your biennium from your own licensing history rather than a single statewide date, so confirm the end date on your license record.

What happens if I miss my compliance date?

Your licence is not renewed until the requirement is met. Check your own license record for your biennium end date and outstanding hours rather than relying on a reminder notice.

Do extra hours carry over?

Virginia does not publish a carryover allowance, so plan to earn the full requirement within each biennium rather than relying on surplus hours rolling forward.

How much do I save versus buying separately?

The courses total $90.97 purchased individually. The package is $64.99.

Is there a money-back guarantee?

Yes. If the package is not what you expected, contact us and we will make it right.

Who do I call if I need help?

Call or text 1-800-698-2770.