8 Hours Initial Long-Term Care Insurance Partnership Training - Virginia

8 Hours Initial Long-Term Care Insurance Partnership Training - Virginia

✅ Approved by Virginia Insurance Continuing Education Board | Provider #164929 | Course #230325 | Only $44.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 8 approved hours toward your Virginia insurance license continuing education with a course approved by the Virginia Insurance Continuing Education Board for only $44.99. The hours apply to your 16-hour requirement and the course is approved in the Long-Term Care category, so you can enroll online and start on your own schedule.

The course is 100% online and self-paced. Log in and out as often as you need without losing progress. Your certificate is emailed the moment you finish, and 1st Choice CE reports your completion to Virginia.

✅ Course Details

• Course name: 8 Hours Initial Long-Term Care Insurance Partnership Training
• Approved by: Virginia Insurance Continuing Education Board
• Provider number: 164929
• Course number: 230325
• Course length: 8 hours
• Course category: Long-Term Care
• Course format: 100% online, self-paced
• Price: $44.99
• Certificate: emailed immediately after completion
• Reporting: 1st Choice CE reports your completion to Virginia
• Page URL: https://1stchoice-ce.com/courses/checkout/virginia/8-hr-initial-ltc-partnership-virginia/
• Support: call or text 1-800-698-2770

✅ Who Should Take This Course?

• Licensed life, accident and health agents and producers
• Agents who intend to sell, solicit or negotiate long-term care insurance
• Producers entering the Partnership market for the first time
• Agents who advise clients on Medicaid planning implications
• Producers who need the initial training before writing Partnership policies
• Agents who need long-term care credit toward Virginia's renewal total

✅ Does This Course Satisfy the State Requirement?

This course provides 8 approved hours toward the 16 hours Virginia licensed resident insurance agents in a single license category must complete. It does not satisfy the full requirement on its own, and it does not satisfy the separate 3-hour ethics requirement.

If you hold more than one license category your requirement is 24 hours rather than 16, with a minimum of eight hours in each category you hold. These 8 hours apply to the Long-Term Care category.

✅ Virginia Continuing Education Requirements

Under Virginia Code § 38.2-1866, an agent licensed in a single license category completes 16 hours of continuing education each biennium. An agent holding licenses in more than one category completes 24 hours, with a minimum of eight credit hours in each category held. Of the total required credits for each biennium, three credit hours must be in insurance ethics, which may include insurance law and regulations applicable in the Commonwealth.

• 16 hours per biennium for a single license category
• 24 hours per biennium if you hold more than one category, with at least 8 hours in each category held
• 3 of the total credits must be in insurance ethics, which may include Virginia insurance law and regulations
• No more than 75 percent of required credits may come from courses provided by insurance companies or agencies
• Single categories include life and annuities, health, property and casualty, personal lines, and title

Virginia exempts agents licensed during the final 13 months of a two-year period from the requirement for that biennium, under § 38.2-1871. Nonresident agents who meet their home state's requirements and consultants who satisfy the requirement for each license category held are also addressed there. Check your own license record rather than assuming an exemption applies.

How this course helps: This 8-hour course contributes 8 of the 16 credit hours a single-category Virginia agent must complete each biennium, or 8 of the 24 hours required when you hold more than one category. It is approved in the Long-Term Care category. It does not satisfy the separate 3-hour ethics requirement and it does not complete the renewal on its own.

✅ When Do Licensees Renew?

Virginia agents renew on a two-year biennium. Confirm your own biennium end date on your license record, because it is set from your licensing history rather than from a single statewide date.

✅ How to Renew Your Virginia License

1. Confirm your license categories and your biennium end date on your Virginia license record.
2. Work out your total: 16 hours for a single category, or 24 hours with at least 8 in each category if you hold more than one.
3. Complete the 3 required ethics credits from an approved ethics course, and the remaining hours in the categories you hold.
4. Complete every hour before the last day of your biennium, and allow provider reporting time before that date.
5. Check your Virginia CE transcript and confirm each course posted in the correct category.
6. Complete the Bureau of Insurance renewal for your license and pay the applicable fee.
7. Confirm your license shows active status with an updated expiration date, and keep your completion certificates.

Virginia expects the required credits to be completed within the biennium. Do not rely on a grace period; check your own license record for your biennium end date and finish ahead of it.

✅ What You Will Learn

• Describe the settings of care long-term care insurance pays for and how they differ in cost
• Apply activities-of-daily-living and cognitive impairment benefit triggers correctly
• Explain how the Partnership asset disregard interacts with Medicaid eligibility and estate recovery
• Compare policy designs, benefit periods, elimination periods and inflation protection options
• Apply the tax treatment of qualified long-term care contracts
• Recognize suitability limits and the signs of elder abuse or financial exploitation

✅ Course Content Overview

Hour 1 – Purpose, Scope and Foundations of LTC and Partnership Programs

What long-term care is and the policy problem it addresses. Covers the NAIC Long-Term Care Model Act and Regulation, the federal framework behind the Partnership program, the stakeholders involved, and the training expectations for the initial eight-hour course and the ongoing four-hour refresher.

Hour 2 – Medicaid Eligibility, Spend-Down and Partnership Asset Disregards

Medicaid financial eligibility and the spend-down pathways a family faces without coverage. Covers the Partnership asset disregard and the difference between dollar-for-dollar and total-asset models, estate recovery, and the role of state Medicaid agencies together with the consumer disclosures Partnership policies require.

Hour 3 – LTC Insurance Basics: Policy Types, Benefits and Triggers

Traditional stand-alone policies contrasted with hybrid designs, and the benefit triggers — activities of daily living and cognitive impairment — that start a claim. Covers benefit amount, benefit period and elimination period design, the care settings and services covered, inflation protection options, and the optional features worth considering.

Hour 4 – Consumer Protections, Suitability and Ethical Sales to Older Adults

Required disclosures and the suitability standards that apply to every LTC sale. Covers ethical communication with seniors in clear language, replacement rules and how to compare existing coverage while preserving accrued benefits, prevention of unfair trade practices and elder financial abuse, and proper complaint handling.

Hour 5 – Underwriting, Pricing, Rate Stability and Claims

Medical underwriting basics and the premium factors that drive cost. Covers rate stability concepts and why increases occur, the options available to a policyholder facing a premium increase, and the claims process from notice of claim through care coordination, case management and the role of licensed practitioners.

Hour 6 – Tax Treatment, HIPAA-Qualified LTC and Coordination of Benefits

HIPAA tax-qualified LTC contracts and the requirements for benefit eligibility. Covers federal and common state tax treatment of premiums and benefits, interactions with Medicare, coordination with private health insurance, the coordination issues that arise with hybrids and multiple policies, and documentation practices for these discussions.

Hour 7 – Planning Integration, Affordability Strategies and Caregiver Dynamics

Integrating long-term care with retirement and estate planning, including realistic funding sources. Covers affordability levers such as adjusting benefit period, daily benefit and elimination period; household and caregiver considerations including respite benefits; plain-language trade-off discussions; responses to post-issue health changes; and building an annual review cadence.

Hour 8 – State Nuances, Advertising and Market Conduct, and Capstone Case Studies

State-specific Partnership nuances including reciprocity, and what counts as advertising under market conduct rules. Covers documentation mastery from needs-analysis summary through file retention, elder-justice safeguards and red-flag recognition, applied case studies with written rationales, and a final compliance checklist for Partnership sales.

✅ Other Virginia Insurance CE Courses & Packages

Save with a package – everything in one purchase:

• 16 Hour Life & Health CE Package with LTC Certification - Virginia – $69.99
• 16 Hour Life & Health Insurance CE Package – Virginia – $69.99
• 16-Hour Property & Casualty CE Package – Virginia Insurance Agent – $69.99
• 24-Hour Dual-Category CE Package - Virginia – $89.99

Individual Virginia insurance CE courses:

• 3 HRs Emerging Risks and Specialty Coverages – Virginia – $22.99
• 3 Hour Ethics for Insurance Agents - Virginia – $22.99
• 3 HRs Inland Marine and Specialty Property Coverages - Virginia – $22.99
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) – Virginia – $22.99
• 3 HRs Workers Compensation Essentials - Virginia – $22.99
• 3-Hour Flood Insurance (NFIP) - Virginia – $22.99
• 4 HRs Commercial Lines Insurance Essentials – Virginia – $22.99
• 4 HRs Health Insurance and Affordable Care Act Updates – Virginia – $22.99
• 4 HRs Homeowners Insurance Overview – Virginia – $22.99
• 4 HRs Medicare Advantage and Part D Update – Virginia – $22.99
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training - Virginia – $22.99
• 4 HRs Personal Auto and Umbrella Insurance – Virginia – $22.99
• 4-Hour Annuity Best Interest/Suitability - Insurance Agent CE - Virginia – $22.99
• 5 HRs Life Insurance Products and Retirement Planning – Virginia – $22.99

All courses are Virginia-approved, 100% online and self-paced, with your certificate emailed as soon as you finish. Questions? Call or text 1-800-698-2770.

✅ Why Choose 1st Choice CE?

• Approved provider and approved course in Virginia
• Affordable at $44.99
• 100%% online and self-paced
• Log in and out anytime without losing progress
• Instant emailed certificate
• We report your completion for you
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in 8 Hours Initial Long-Term Care Insurance Partnership Training for $44.99 and complete your 8 approved hours online, on your schedule. Questions before you buy? Call or text 1-800-698-2770.