3 HRs Workers Compensation Essentials - Virginia

3 HRs Workers Compensation Essentials - Virginia

✅ Approved by Virginia Bureau of Insurance | Provider #164929 | Course #230376 | Only $22.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 3 approved continuing education hours toward your Virginia insurance producer renewal with a Virginia Bureau of Insurance-approved online course for only $22.99. The course is fully online and self-paced, so you can enroll and work through it on your own schedule.

Log in and out as often as you like without losing your progress. When you finish, your certificate is emailed to you immediately, and 1st Choice CE reports approved completions to Virginia. Every course is backed by our money-back guarantee, and support is available by phone or text at 1-800-698-2770.

✅ Course Details

• Course Name: 3 HRs Workers Compensation Essentials - Virginia
• Approved By: Virginia Bureau of Insurance
• Provider Number: 164929
• Course Number: 230376
• Course Length: 3 credit hours
• Course Category: Property And Casualty
• Course Format: 100% online, self-paced
• Price: $22.99 — no added or hidden fees
• Certificate: Emailed immediately upon completion
• Reporting: 1st Choice CE reports approved completions to Virginia
• Support: Phone or text 1-800-698-2770

✅ Who Should Take This Course?

• Virginia licensed resident insurance agents renewing a license with property and casualty authority
• Producers who need 3 approved hours toward the 16-hour Virginia requirement
• Agents who want current, practical workers compensation knowledge, not filler credit
• New producers building a working foundation in this coverage area
• Experienced agents refreshing before a renewal deadline
• Agency staff who support producers and want the same technical grounding

✅ Does This Course Satisfy the State Requirement?

This course provides 3 approved hours toward the 16 hours Virginia licensed resident insurance agents must complete for a single license category. It does not fulfil the entire renewal on its own, and it does not satisfy the separate ethics requirement. Agents holding multiple categories owe 24 hours with at least 8 hours in each category held.

✅ Virginia Continuing Education Requirements

Virginia agents renew on a two-year cycle. A single license category requires 16 hours per biennium; multiple categories require 24 hours with at least 8 hours in each category held. Three of the total credits must be in insurance ethics.

• 16 hours per biennium for a single license category
• 24 hours per biennium for multiple categories, with at least 8 hours in each category held
• 3 of the total credits must be in insurance ethics
• No more than 75 percent of required credits may come from courses provided by insurance companies or agencies
• Only courses approved by the Virginia Bureau of Insurance count

How this course helps: This 3-hour course provides 3 approved credit hours toward the 16 hours Virginia requires for a single license category, or toward the 24 hours required across multiple categories. It applies as property and casualty credit and does not satisfy the separate 3-hour ethics requirement.

✅ When Do Licensees Renew?

Virginia agents renew on a two-year cycle. Confirm your own biennium end date on your license record or renewal notice rather than assuming a statewide calendar deadline — your deadline depends on your individual license record.

✅ How to Renew Your License

Step 1: Confirm your license categories

This determines whether you owe 16 hours for a single category or 24 hours across multiple categories with at least 8 in each.

Step 2: Verify your biennium deadline

Check your license record or renewal notice rather than assuming a statewide date.

Step 3: Complete the required hours, including 3 ethics credits

A general course does not satisfy the ethics portion — verify the ethics credits specifically.

Step 4: Monitor the 75 percent sponsorship limit

No more than 75 percent of your required credits may come from courses provided by insurance companies or agencies.

Step 5: Allow time for provider reporting

Finish your coursework early enough for the credits to post before your deadline closes.

Step 6: Submit the renewal and verify

Complete the renewal, then confirm your active status afterward.

✅ What You Will Learn

• How the workers' compensation bargain replaced tort litigation for workplace injury
• What Part One statutory benefits and Part Two employers liability each cover
• How classification codes, payroll and the experience modification factor drive premium
• Premium audit: what triggers a dispute and how to prepare a client for one
• Which workers count as employees, and how subcontractors and independent contractors are treated
• Return-to-work programs and how they reduce both claim cost and future premium

✅ Course Content Overview

Hour 1 – Fundamentals and the Exclusive Remedy Framework

The statutory no-fault structure and the trade-off that replaced common-law negligence actions; the exclusive remedy doctrine and the limited exceptions jurisdictions recognize; the four statutory benefit categories — medical, indemnity for lost wages, permanent impairment, and death and survivor benefits; and employer participation requirements, including headcount thresholds, industry classification, officer and owner elections and contractor treatment.

Hour 2 – Policy Structure, Classification and Premium Determination

The three parts of the standard Workers Compensation and Employers Liability Policy and what each responds to; Part Two employers liability in detail, including third-party-over actions, loss of consortium, and dual capacity; classification and payroll exposure, including the governing classification and the NCCI scopes manual; and experience rating, including how the modifier is calculated and why frequency drives it.

Hour 3 – Claims Handling, Return to Work and Risk Control

First report of injury obligations and why the interval between injury and report is the strongest single predictor of claim cost; medical management and the treating physician relationship, including provider networks and independent medical examinations; return-to-work and modified-duty program design; and fraud indicators, subrogation opportunities, reserve practice and how to read a loss run before renewal and audit.

✅ Other Virginia Insurance CE Courses & Packages

Save with a package – everything in one purchase:

• 16 Hour Life & Health CE Package with LTC Certification - Virginia – $69.99
• 16 Hour Life & Health Insurance CE Package – Virginia – $69.99
• 16-Hour Property & Casualty CE Package – Virginia Insurance Agent – $69.99
• 24-Hour Dual-Category CE Package - Virginia – $89.99

Individual Virginia insurance CE courses:

• 3 HRs Emerging Risks and Specialty Coverages – Virginia – $22.99
• 3 Hour Ethics for Insurance Agents - Virginia – $22.99
• 3 HRs Inland Marine and Specialty Property Coverages - Virginia – $22.99
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) – Virginia – $22.99
• 3-Hour Flood Insurance (NFIP) - Virginia – $22.99
• 4 HRs Commercial Lines Insurance Essentials – Virginia – $22.99
• 4 HRs Health Insurance and Affordable Care Act Updates – Virginia – $22.99
• 4 HRs Homeowners Insurance Overview – Virginia – $22.99
• 4 HRs Medicare Advantage and Part D Update – Virginia – $22.99
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training - Virginia – $22.99
• 4 HRs Personal Auto and Umbrella Insurance – Virginia – $22.99
• 4-Hour Annuity Best Interest/Suitability - Insurance Agent CE - Virginia – $22.99
• 5 HRs Life Insurance Products and Retirement Planning – Virginia – $22.99
• 8 Hours Initial Long-Term Care Insurance Partnership Training - Virginia – $44.99

All courses are Virginia-approved, 100% online and self-paced, with your certificate emailed as soon as you finish. Questions? Call or text 1-800-698-2770.

✅ Why Choose 1st Choice CE?

• Approved by the Virginia Bureau of Insurance — provider #164929
• Affordable at $22.99 with no hidden fees
• 100% online and self-paced — log in and out anytime without losing progress
• Instant emailed certificate the moment you finish
• We report approved completions to Virginia
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in 3 HRs Workers Compensation Essentials - Virginia today for $22.99. The course is fully online and self-paced, your certificate is emailed the moment you finish, and every enrollment is backed by our money-back guarantee. Questions? Call or text 1-800-698-2770.