12-Hour Insurance CE Package - Utah

12-Hour Insurance CE Package - Utah

✅ Approved by Utah Insurance Department | Provider #208209 | Includes 4 Approved Courses | 12 Credit Hours — Utah's Home-Study Maximum | Includes the 3 Required Ethics Hours | Only $49.99 | Instant Emailed Certificates | 100% Online & Self-Paced

This package is exactly half of a Utah renewal, on purpose. Utah requires 24 hours every two years but allows no more than 12 of them to be home study — and every online self-paced course, ours included, counts as home study. This package delivers those 12 hours, including the 3 ethics hours Utah requires, for $49.99. Bought separately the same four courses are $79.96.

You will still need 12 more hours of classroom or classroom-equivalent instruction from another provider to renew. We would rather say that here than have you discover it at renewal. What this package does is take the home-study half of your requirement off the table in one purchase, ethics included, at your own pace, with each certificate emailed as you finish and every completion reported to Utah for you.

✅ What Is Included

All 4 courses below are included in the $49.99 package price and together provide 12 credit hours — the maximum Utah allows by home study.

• 3 Hour Ethics for Insurance Agents (3 hours) — Utah course #46172: Producer duties, suitability and fair dealing. Satisfies Utah's 3-hour ethics requirement.
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) (3 hours) — Utah course #47000: Recognising fraud indicators, the investigation process and fair claims handling practice.
• 3 HRs Inland Marine and Specialty Property Coverages (3 hours) — Utah course #47054: Inland marine forms, contractors equipment and installation floaters, and scheduled personal property.
• 3 HRs Workers Compensation Essentials (3 hours) — Utah course #47055: Workers compensation fundamentals, the exclusive remedy framework, classification and premium determination.

Total: 12 credit hours, including the 3 hours of ethics Utah requires.

✅ Package Details

• Package Name: 12-Hour Insurance CE Package - Utah
• Approved By: Utah Insurance Department
• Provider Number: 208209
• Courses Included: 4 individually approved Utah courses
• Total Hours: 12 credit hours — Utah's home-study maximum
• Ethics Included: 3 hours, approved in the ethics category
• Instruction Method: Self study — counts as home study in Utah
• Course Format: 100% online, self-paced
• Price: $49.99 — no fees added at checkout ($79.96 bought separately)
• Certificates: Emailed as you complete each course
• Reporting: 1st Choice CE posts your completions to Utah electronically
• Support: Phone or text 1-800-698-2770

✅ Who Should Take This Package?

• Utah licensed resident insurance producers renewing a two-year licence
• Producers who want the home-study half of their requirement done in one purchase
• Producers who still need their 3 ethics hours
• Anyone comparing providers who wants the self-study cap stated plainly before they buy
• Agency staff supporting producers through renewal

✅ Does This Package Satisfy the State Requirement?

No — and no online self-paced package can. This package provides 12 of the 24 credit hours Utah requires each two-year licensing period, including the mandatory 3 hours of ethics.

Utah requires at least half of the 24 hours — 12 — to be classroom or classroom-equivalent instruction, which under the Department's rule means two-way interaction with the instrument of instruction and student monitoring. A self-paced course without that interaction is home study, and Utah caps home study at 12 hours. Every course in this package is approved as self study.

So this package takes your home-study allowance to its maximum in a single purchase. The remaining 12 hours must be classroom or classroom-equivalent, from a provider offering that format.

✅ Utah Continuing Education Requirements

Utah resident insurance producers complete 24 credit hours of Utah-approved continuing education during each two-year licensing period, including 3 hours of ethics. Utah is one of the states that limits self-paced study: at least half of the required hours — 12 of 24 — must be classroom or classroom-equivalent instruction, which means no more than 12 hours may be completed through home-study courses. Under the Department's rule, a course counts as classroom only when it involves two-way interaction with the instrument of instruction and student monitoring; a self-paced course without that interaction is home study. Excess hours do not carry over.

• 24 credit hours of Utah-approved continuing education per two-year licensing period
• 3 of those 24 hours must be ethics courses; the remaining 21 may be in any line of insurance
• At least 12 of the 24 hours must be classroom or classroom-equivalent instruction
• No more than 12 hours may be home study, which is the category most self-paced online courses fall into
• No more than 12 hours may come from courses provided by insurers
• Excess hours cannot be carried over to the next licensing period
• Title insurance producers have a reduced requirement of 12 hours, including 3 ethics hours

How this package helps: This package provides 12 approved credit hours toward the 24 Utah requires each two-year licensing period, including the mandatory 3 hours of ethics. Because every course in it is approved as self study, all 12 hours apply to the home-study half of your requirement and take that half to its maximum. The other 12 hours must be completed as classroom or classroom-equivalent instruction elsewhere.

✅ When Do Licensees Renew?

Utah individual producer licenses renew every two years and expire in the licensee's birth month. Continuing education must be complete before the renewal will process — and Utah goes a step further than most states: all CE must be posted by the provider before a renewal can be processed, not merely completed. Providers have up to 14 days to post a completion, so finishing coursework in the final two weeks before expiration puts the renewal at risk. Electronic renewal is available until 10:00 p.m. Mountain time on the expiration date. There is no grace period, though a one-year reinstatement window follows expiration.

✅ How to Renew Your License

Step 1: Confirm your expiration date and license type

Utah individual licenses expire in your birth month every two years. Confirm the exact date and the lines of authority on your license record.

Step 2: Check your classroom versus home-study balance

Pull your Utah CE transcript and count how many of your posted hours are classroom or classroom-equivalent. You need at least 12 in that category, so identify the gap early.

Step 3: Complete the 24 hours, including 3 ethics hours

Finish all required coursework, making sure the ethics requirement is satisfied by courses approved in the ethics category.

Step 4: Finish at least three weeks early so credits can post

Providers have up to 14 days to post completions and Utah will not process a renewal until the credit appears. Build in that buffer deliberately.

Step 5: Verify the transcript before renewing

Review your continuing education transcript for the applicable review period and confirm every course posted with the right hours and category.

Step 6: Renew online and pay the fee

Complete the renewal through the licensing system the Department directs licensees to, before 10:00 p.m. Mountain time on the expiration date, and pay the renewal fee.

Step 7: Keep your proof on file

Utah requires producers to retain proof of completion and may audit CE hours by mail. Save your certificates and confirm your license shows active with a new expiration date.

✅ What You Will Learn

• Producer ethics, suitability and fair dealing at the standard Utah requires
• Fraud recognition, the investigation process and fair claims handling
• Inland marine and specialty property — floaters, transit and off-premises exposure
• Workers compensation fundamentals and the exclusive remedy framework
• Classification, experience modification and premium determination
• Return to work and risk control in practice

✅ Other Related Courses

• 3 Hour Ethics for Insurance Agents – $19.99
• 3-Hour Flood Insurance (NFIP) – $19.99
• 4-Hour Annuity Best Interest/Suitability – $19.99
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training – $19.99
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - Utah – $19.99
• 4 HRs Commercial Lines Insurance Essentials - Utah – $19.99
• 4 HRs Health Insurance and Affordable Care Act Updates - Utah – $19.99
• 4 HRs Homeowners Insurance Overview - Utah – $19.99
• 4 HRs Medicare Advantage and Part D Update - Utah – $19.99
• 4 HRs Personal Auto and Umbrella Insurance - Utah – $19.99
• 5 HRs Life Insurance Products and Retirement Planning - Utah – $19.99
• 8 Hours Initial Long-Term Care Insurance Partnership Training - Utah – $39.99

✅ Why Choose 1st Choice CE?

• Approved by the Utah Insurance Department — provider #208209
• Affordable at $19.99 with no hidden fees
• 100% online and self-paced — log in and out anytime without losing progress
• Instant emailed certificate the moment you finish
• We report approved completions to Utah
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Take the home-study half of your Utah renewal off the table today for $49.99, ethics included. Enroll online, work at your own pace, and have every completion posted to Utah for you. Questions? Call or text 1-800-698-2770.

✅ Frequently Asked Questions

Is this course approved in Utah?

Every course in the package is approved by the Utah Insurance Department under provider #208209.

How many hours does this course provide?

12 credit hours across 4 courses, including the 3 ethics hours Utah requires.

Does this course complete my entire Utah renewal requirement?

No. Utah requires 24 hours and caps home study at 12. This package provides those 12, including ethics. The other 12 must be classroom or classroom-equivalent from another provider.

Does Utah limit how many self-study hours I can use?

Yes. Utah requires at least 12 of the 24 hours to be classroom or classroom-equivalent, so no more than 12 hours may be self-study. Check your transcript balance before you enroll.

Why is this package only 12 hours?

Because 12 is the most Utah will accept by home study. A 24-hour online package would sell you hours Utah will not count. We built the package to the cap rather than to the requirement.

Does this satisfy the ethics requirement?

No. The 3-hour ethics requirement must be met with a course approved in the ethics category.

Who should take this course?

Utah licensed resident insurance producers who want the home-study half of their renewal completed in one purchase.

Is the course online and self-paced?

Yes. It is 100% online and self-paced. You can start, stop and return as often as you need.

Will I lose my progress if I log out?

No. Your progress is saved automatically, so you can log in and out without starting over.

How do I get my certificate?

Your certificate is emailed to you the moment you complete the course.

Do you report my completion to the state?

1st Choice CE reports approved completions to Utah electronically. Keep your certificate on file — the Utah Insurance Department requires producers to retain proof of completion and conducts random CE audits by mail.

When is my continuing education due?

Utah individual producer licenses renew every two years and expire in the licensee's birth month.

How long do I have to keep my certificate?

on file — the Utah Insurance Department requires producers to retain proof of completion and conducts random CE audits by mail.

What else do I need to complete my renewal?

You still need the remaining hours toward the 24-hour total, including 3 ethics hours. See the related courses listed on this page.

Is there a money-back guarantee?

Yes. If the course is not what you expected, we offer a money-back guarantee.

Can I get help if I have a question?

Yes. You can reach our support team by phone or text at 1-800-698-2770.