Course Description

4-Hour Annuity Best Interest/Suitability – Tennessee

Approved by the Tennessee Department of Commerce & Insurance | Provider #500032204 | Course ID #6000205174 ✅
Only $19.99 — No added or extra fees (includes Tennessee’s $4 state reporting fee)

Master the NAIC Best-Interest standard for annuity recommendations in a fast, affordable format. This 100% online, self-paced 4-hour course lets you log in/out anytime, finish on your schedule, and download an instant certificate. We report your credits within 24 hours. With 10+ years serving thousands, 1st Choice CE makes compliance clear and hassle-free.

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Who Should Take This Course?

• Tennessee resident or nonresident insurance producers/agents who sell, solicit, or negotiate annuities

• New annuity writers who need the one-time 4-hour Best-Interest training

• Experienced agents seeking a concise refresher on disclosures, documentation, and senior-client safeguards

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Tennessee CE & Renewal — What to Know

• Most producers: 24 total CE hours every 2 years, which must include Ethics hours.

• Annuity Training: Tennessee follows the NAIC Best-Interest model; producers must complete a one-time 4-hour Best-Interest/Suitability course before selling annuities (this course fulfills that training).

• Transparent pricing: Many providers add Tennessee’s $1 per CE hour reporting fee at checkout. Your $19.99 price already includes the full $4—no surprises.

• Delivery: 100% online and self-paced; progress saves automatically.

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How to Renew (Step-by-Step)

Step 1 — Plan your CE. Aim for 24 hours for your two-year cycle (including Ethics). If you sell annuities, ensure you’ve completed the one-time 4-hour Best-Interest course.
Step 2 — Complete this course online. Learn anywhere, anytime; your place is saved.
Step 3 — Get your instant certificate. Download immediately for your records and carrier appointments.
Step 4 — We report within 24 hours. Your credits are submitted promptly to Tennessee.
Step 5 — Renew on time. File your renewal by your due date and retain your certificate.

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What You’ll Learn — Course Outline (4 Hours Total)

 

Hour 1 — Regulatory Framework & Best-Interest Standard
NAIC model purpose; key definitions (recommendation, consumer profile, material conflict, replacement); duties of care/disclosure/conflict-mitigation; suitability vs. best-interest; insurer vs. producer roles; documentation & recordkeeping.

Hour 2 — Producer Duties Across the Sales Process
Consumer profile data collection; needs analysis & reasonable-basis determination; disclosure of features/fees/risks; compensation & conflict disclosures; replacements/1035 comparisons; working with seniors & vulnerable adults.

Hour 3 — Annuity Products, Riders & Risk–Reward
Fixed/indexed/variable annuities; common riders (GLWB/GMWB, GMAB, DB, NH waivers); surrenders/MVAs/free-look; explicit & implicit costs; tax basics (deferral, RMDs, early-distribution penalties); limits on back-tests & hypotheticals.

Hour 4 — Supervision, Advertising, Ethics & Case Studies
Insurer supervision & file review; advertising rules (digital/social/seminar); prohibited sales practices (twisting/churning/misrepresentation); complaints & remediation; multi-state nuances/reciprocity; applied case studies with full documentation.

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Why Choose 1st Choice CE?

✅ State-Approved (Provider #500032204, Course #6000205174)
✅ $19.99 flat — no extra fees (includes Tennessee’s $4 reporting fee)
✅ 100% Online & Mobile-Friendly
✅ Self-Paced — Log in/out anytime
✅ Instant Certificate
✅ Credits Reported Within 24 Hours
✅ Money-Back Guarantee
✅ Support by Call or Text — 1-800-698-2770

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Start Now!

Course Details

• Approved by Tennessee Department of Commerce and Insurance
• Approved Provider #500032204
• Approved Course #6000205174
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.