24 Hour Life & Health CE Package - Tennessee

✅ Approved by Tennessee Department of Commerce and Insurance | Provider #500032204 | Includes 6 Approved Courses | Only $69.99 | Instant Emailed Certificates | 100% Online & Self-Paced

Complete all 24 Tennessee continuing education hours, including the required 3 hours with a course concentration in ethics, in one approved online package for $69.99. Every course inside is separately approved by the Tennessee Department of Commerce and Insurance under provider number 500032204, and the package totals exactly 24 hours.

Everything is 100% online and self-paced. Take the courses in any order, log in and out without losing progress, and receive a certificate by email as you finish each one. 1st Choice CE reports your completion electronically, as Tennessee requires providers to do within 30 days. Bought separately these courses cost $119.94; the package is $69.99.

✅ Package Details

• Package name: 24 Hour Life & Health CE Package
• Approved by: Tennessee Department of Commerce and Insurance
• Provider number: 500032204
• Courses included: 6 separately approved courses
• Total hours: 24 credit hours
• Course format: 100% online, self-paced
• Price: $69.99
• Certificate: emailed immediately after each course is completed
• Reporting: 1st Choice CE reports your completion electronically, as Tennessee requires providers to do within 30 days
• Page URL: https://1stchoice-ce.com/courses/checkout/tennessee/24-hr-life-health-insurance-ce-package-tennessee/
• Support: call or text 1-800-698-2770

✅ What Is Included

• 3 Hour Ethics for Insurance Agents (3 hours) - course #6000207054: approved in Tennessee
• 4-Hour Annuity Best Interest and Suitability (4 hours) - course #6000205174: approved in Tennessee
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training (4 hours) - course #6000207058: approved in Tennessee
• 4 HRs Health Insurance and Affordable Care Act Updates (4 hours) - course #6000223775: approved in Tennessee
• 4 HRs Medicare Advantage and Part D Update (4 hours) - course #6000223766: approved in Tennessee
• 5 HRs Life Insurance Products and Retirement Planning (5 hours) - course #6000223768: approved in Tennessee

Total: 24 credit hours.

✅ Who Should Take This Package?

• Tennessee licensed life, accident and health insurance producers
• Licensees who want the whole compliance period handled in one purchase
• Agents who would rather not track which mandated subjects are still outstanding
• Producers who want every completion reported by the provider
• Anyone renewing on a deadline who needs the full 24 credits online
• Licensees who want one price rather than seven separate transactions

✅ Does This Package Satisfy the State Requirement?

This package delivers the full 24 hours a Tennessee producer must complete every two years, and it includes the mandated 3 hours of ethics. It is built for life, accident and health producers. If you also hold property and casualty authority, note that the one-time 3-hour flood course is a separate requirement and is not included here - the 24-Hour Property & Casualty package carries it.

✅ Tennessee Continuing Education Requirements

Tennessee requires 24 credit hours of approved continuing education every two years following the last day of the producer's birth month, under Rule 0780-01-56-.08 and Tenn. Code Ann. § 56-6-107(c). Three of those hours must have a course concentration in ethics. The 24-hour total does not change with the number of lines you hold - a producer with both Life & Health and Property & Casualty authority still completes 24, not 48. Holding more lines changes which mandated subjects apply, not the total.

• 24 credit hours in every two-year continuing education period
• 3 of the 24 must be in a TDCI-approved course with a concentration in ethics
• One-time 3-hour flood insurance course for resident property and casualty producers, which counts toward the 24 for one period
• 24 hours is the total no matter how many lines of authority you hold
• No cap on self-study or online hours - all 24 may be completed online
• Up to 12 excess hours carry over to the next period, but ethics hours never carry over

Tennessee treats an approved self-study course as worth the same number of hours as classroom instruction, and sets no cap on self-study or online hours, so the full 24 may be completed online. A producer may carry a maximum of 12 excess hours into the next period, but carryover never applies to the ethics hours - those must be earned fresh every period. The same course cannot be repeated for credit within two years. Resident property and casualty producers have a one-time 3-hour flood insurance requirement that counts toward the 24 for one period. A producer continuously licensed in Tennessee since January 1, 1994 is exempt from continuing education altogether. Nonresident producers satisfy Tennessee by meeting their home state's requirement where that state reciprocates.

How this package helps: This package provides all 24 hours required in a Tennessee continuing education period, including the mandated 3 hours with a course concentration in ethics. For a life, accident and health producer it completes the requirement. If you hold property and casualty authority and have not yet taken the one-time 3-hour flood course, that remains outstanding.

✅ When Do Licensees Renew?

Tennessee producer licences run 24 months from the last day of your birth month, and you renew on or before the end of your birth month every other year. The continuing education deadline and the licence expiration date are the same day. Tennessee emails a renewal notice to your business email about 90 days out.

✅ How to Meet Your Tennessee CE Requirement

1. Confirm your expiration date and lines of authority. Your licence runs 24 months from the last day of your birth month.
2. Work out which mandated subjects apply. Everyone needs 3 ethics hours. Property and casualty producers also need the one-time 3-hour flood course if they have not already taken it.
3. Complete all 24 hours before the end of your birth month in your renewal year.
4. Finish early. Providers have up to 30 days to report electronically, and the state system takes roughly another 72 hours to sync, so a course finished in the last week of your birth month can block your renewal even though you completed it on time.
5. Check your education transcript in State Based Systems and confirm the ethics hours posted with the ethics concentration.
6. Renew online at NIPR.com. The renewal window opens 90 days before expiration, and NIPR will not accept the application until your CE shows as compliant.
7. Pay the $60 biennial renewal fee, then confirm your licence shows active with an updated expiration date. Keep your original completion certificates for two years, as the rule requires.

There is no grace period. The licence expires at the end of your birth month. A renewal fee received after the due date carries a penalty of double the unpaid fee. You may reinstate the same licence within 12 months of the due date without retaking the written examination, but after 12 months you must apply as a new applicant and satisfy every initial licensing requirement again, including the exam.

✅ What You Will Learn

• 3 Hour Ethics for Insurance Agents - the duties a producer owes the client, the insurer and the public, with suitability, disclosure, replacement standards and the consequences of misrepresentation
• 4-Hour Annuity Best Interest and Suitability - the best-interest standard for annuity recommendations, including the care, disclosure, conflict-of-interest and documentation obligations
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training - ongoing Partnership training on benefit triggers, settings of care, and how the asset disregard interacts with Medicaid eligibility and estate recovery
• 4 HRs Health Insurance and Affordable Care Act Updates - individual, small-group and large-group plan structures, cost sharing, essential health benefits, Marketplace enrollment and premium tax credits
• 4 HRs Medicare Advantage and Part D Update - Medicare Advantage plan types, Star Ratings, Part D formularies and exceptions, enrollment periods and CMS marketing standards
• 5 HRs Life Insurance Products and Retirement Planning - term, whole and universal life designs, cash value and dividends, fixed, indexed and variable annuities, 1035 exchanges, illustrations and replacement

✅ Course Content Overview

3 Hour Ethics for Insurance Agents (3 hours): the duties a producer owes the client, the insurer and the public, with suitability, disclosure, replacement standards and the consequences of misrepresentation

4-Hour Annuity Best Interest and Suitability (4 hours): the best-interest standard for annuity recommendations, including the care, disclosure, conflict-of-interest and documentation obligations

4 Hrs Ongoing Long-Term Care Insurance Partnership Training (4 hours): ongoing Partnership training on benefit triggers, settings of care, and how the asset disregard interacts with Medicaid eligibility and estate recovery

4 HRs Health Insurance and Affordable Care Act Updates (4 hours): individual, small-group and large-group plan structures, cost sharing, essential health benefits, Marketplace enrollment and premium tax credits

4 HRs Medicare Advantage and Part D Update (4 hours): Medicare Advantage plan types, Star Ratings, Part D formularies and exceptions, enrollment periods and CMS marketing standards

5 HRs Life Insurance Products and Retirement Planning (5 hours): term, whole and universal life designs, cash value and dividends, fixed, indexed and variable annuities, 1035 exchanges, illustrations and replacement

✅ Other Tennessee Insurance CE Courses

• 3 Hour Ethics for Insurance Agents - Tennessee – $19.99
• 4-Hour Annuity Best Interest and Suitability - Tennessee – $19.99
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training - Tennessee – $19.99
• 4 HRs Health Insurance and Affordable Care Act Updates - Tennessee – $19.99
• 4 HRs Medicare Advantage and Part D Update - Tennessee – $19.99
• 5 HRs Life Insurance Products and Retirement Planning - Tennessee – $19.99

✅ Why Choose 1st Choice CE?

• Every course separately approved in Tennessee
• All 24 hours for $69.99 instead of $119.94 bought separately
• 100% online and self-paced
• Log in and out anytime without losing progress
• Instant emailed certificate after each course
• We report your completions for you
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in the 24 Hour Life & Health CE Package for $69.99 and complete all 24 approved hours online, on your schedule. Questions before you buy? Call or text 1-800-698-2770.

✅ Frequently Asked Questions

Is this package approved in Tennessee?

Every course in the package is separately approved by the Tennessee Department of Commerce and Insurance under provider number 500032204. Course numbers are listed in What Is Included.

How many hours does the package provide?

24 credit hours in total.

Does it complete my whole requirement?

This package provides all 24 hours required in a Tennessee continuing education period, including the mandated 3 hours with a course concentration in ethics. For a life, accident and health producer it completes the requirement. If you hold property and casualty authority and have not yet taken the one-time 3-hour flood course, that remains outstanding.

Does it include the required ethics hours?

Yes. The 3-hour ethics course is included and it is approved in the ethics category, which Tennessee requires.

Does it include the flood hours?

No. This package is built for life, accident and health licensees, who have no flood requirement. If you also hold property and casualty authority, choose the 24-Hour Property & Casualty package instead.

Can I take the courses in any order?

Yes. They are independent and you can work through them in whatever order suits you.

Is everything online?

Yes. All 24 hours are 100% online and self-paced. Tennessee sets no limit on online or self-study hours.

Can I log in and out without losing progress?

Yes. Your progress is saved in every course.

When do I get my certificates?

A certificate is emailed to you as soon as you finish each course, so you do not have to wait until the whole package is done.

Do I report the completions myself?

No. 1st Choice CE reports your completion electronically, as Tennessee requires providers to do within 30 days.

When is my continuing education due?

By the end of your birth month, every other year. Your licence runs 24 months from the last day of your birth month.

What happens if I miss my compliance date?

There is no grace period. A renewal fee received late carries a penalty of double the fee. You can reinstate the same licence within 12 months without retaking the exam; after 12 months you must apply as a new applicant and sit the exam again.

Do extra hours carry over?

Up to 12 excess hours carry over to the next period, but ethics hours never carry over - those must be earned fresh every period.

How much do I save versus buying separately?

The courses total $119.94 purchased individually. The package is $69.99.

Is there a money-back guarantee?

Yes. If the package is not what you expected, contact us and we will make it right.

Who do I call if I need help?

Call or text 1-800-698-2770.