✅ 15 Hour New York Life, Accident & Health Insurance Renewal Package

✅ Approved by the New York State Department of Financial Services | Provider #NYPO-104705 | Includes 6 Approved Courses | Only $39 | Instant Emailed Certificate | 100% Online & Self-Paced

Complete all 15 New York CE credits required to renew your life, accident and health license in one NYDFS-approved online package for only $39 — a $50.94 savings over buying the six courses separately. The package includes the three mandatory one-hour topics (Insurance Law, ethics and professionalism, and diversity, inclusion, and elimination of bias) plus 12 hours of Life/A&H elective credit, and you can start immediately.

Each course is 100% online and self-paced — log in and out anytime without losing your progress. Pass each course's short final exam, get every certificate emailed to you instantly, and 1st Choice CE reports each completion to New York within 24 hours — nothing for you to self-report.

✅ Package Details

Package Name: 15 Hour New York Life, Accident & Health Insurance Renewal Package

Approved By: New York State Department of Financial Services (NYDFS) — each included course is individually approved

Provider Number: NYPO-104705

Included Course Numbers: NYCS-285083, NYCS-285082, NYCS-285081, NYCS-285086, NYCS-285085, NYCS-285084

Package Length: 15 credit hours (six courses)

Package Category: Complete 15-hour renewal package for Life, Accident & Health licensees — 3 mandatory topics plus 12 elective hours

Course Format: Six 100% online, self-paced courses; each includes a final exam (required for self-study credit)

Price: $39 (purchased separately: $89.94 — you save $50.94)

Certificate: Instant emailed certificate after each course completion

Reporting: 1st Choice CE reports completions to New York within 24 hours

Support: Phone or text 1-800-698-2770

✅ Who Should Take This Package?

• New York licensed insurance agents, brokers, and producers who hold life or accident and health lines and need their full 15 credits
• Life insurance and annuity producers subject to Regulation 187 and Regulation 60
• Health and group benefits producers serving individual and employer clients
• Senior-market producers selling long-term care, Medicare supplement, or disability income coverage
• Producers who want the three mandatory topics and all elective hours in one $39 purchase
• Newly licensed Life/A&H producers approaching their first New York renewal
• Agency owners and managers renewing whole teams on a budget

✅ Does This Package Satisfy the New York CE Requirement?

This package is designed to provide all 15 continuing education credits most New York licensees need each two-year licensing period, including all three mandatory topics required for renewals on or after April 1, 2022. The 15 credits break down as:

• 1 hour of Insurance Law instruction (NYCS-285083)
• 1 hour of ethics and professionalism instruction (NYCS-285082)
• 1 hour of diversity, inclusion, and elimination of bias instruction (NYCS-285081)
• 12 hours of Life, Accident & Health elective credit — Parts 1, 2, and 3 (NYCS-285086, NYCS-285085, NYCS-285084)

The package does not include flood insurance instruction. If you are also licensed for one or more property/casualty lines, you must complete the separate 1-hour flood course, and if you sell NFIP flood insurance, the separate 3-hour enhanced NFIP course.

Property/casualty licensees may prefer the 15 Hour New York P&C Insurance Renewal Package, which includes both flood components.

✅ New York Insurance Continuing Education Requirements

Under New York Insurance Law Section 2132, most New York insurance licensees must complete 15 credits of approved continuing education during each two-year licensing period once the license has been in effect for more than two years. For licenses renewing on or after April 1, 2022, Part 20 of the NYCRR requires that the 15 credits include:

• At least 1 hour of Insurance Law instruction
• At least 1 hour of ethics and professionalism instruction
• At least 1 hour of diversity, inclusion, and elimination of bias instruction
• At least 1 hour of flood insurance instruction, if licensed to sell one or more property/casualty lines
• At least 3 hours of enhanced flood insurance instruction, if selling flood insurance through the NFIP

Self-study and online courses require a passing grade on a final exam to receive credit. New York resident licensees must use a Department-approved provider organization, and all CE must be completed before the renewal or relicensing application is submitted. CE is generally not required for non-resident licensees who are CE-compliant in their home state.

How this package helps: This package provides all 15 credits generally required for New York Life, Accident & Health licensees — the mandatory 1-hour Insurance Law, ethics and professionalism, and diversity, inclusion, and elimination of bias topics, plus 12 hours of Life/A&H elective credit. It does not include flood instruction: licensees who also hold property/casualty lines need the separate 1-hour flood course, and NFIP flood sellers need the separate 3-hour enhanced NFIP course.

✅ When Do New York Licensees Renew?

New York insurance licenses renew every two years, and expiration dates vary by licensee — check your license record in the DFS portal to confirm your exact date. Individual and TBA producer licenses expiring on the licensee's birthday can generally be renewed up to 180 days before expiration.

Because CE must be completed before you submit your renewal application, finish your credits early instead of racing your expiration date.

✅ How to Renew Your New York Insurance License

Step 1: Confirm Your License Record — Check your license type, lines of authority, and expiration date in the DFS portal.

Step 2: Confirm Your CE Requirements — Most Life, Accident & Health licensees need 15 credits per cycle, including the three mandatory one-hour topics — all of which this package provides. If you also hold property/casualty lines, flood instruction requirements apply separately.

Step 3: Enroll in This Package — Enroll in the 15 Hour New York Life, Accident & Health Insurance Renewal Package for $39 and start immediately.

Step 4: Complete the Courses Online — Complete the six included courses in any order, log in and out anytime, and pass each course's final exam to earn self-study credit.

Step 5: Receive Your Instant Certificates — Each certificate of completion is emailed to you the moment you finish a course.

Step 6: We Report Your Completions — 1st Choice CE reports each completion to New York within 24 hours, so your credits are on your record.

Step 7: Renew With the State — Renew online through NY LINX, the DFS portal, using your DFS ID with multi-factor authentication. Submit before your expiration date and confirm your renewed status afterward.

✅ What You Will Learn

• The three mandatory topics: Insurance Law, ethics and professionalism, and diversity, inclusion, and elimination of bias
• Producer duties, life insurance policy standards, and annuity best-interest rules under Regulation 187, plus Regulation 60 replacement duties (Part 1)
• Individual and group accident and health coverage, health claims, prompt pay, and managed care appeals (Part 2)
• Long-term care, Medicare supplement, and disability income standards for the senior market (Part 3)
• Fraud prevention under Insurance Law Article 4 and cybersecurity duties under 23 NYCRR Part 500

✅ Package Content Overview

The package includes these six NYDFS-approved courses — 15 credits in total. Complete them in any order:

1 Hour New York Insurance Law Online CE Course (NYCS-285083, 1 credit)

Designed to satisfy the mandatory one-hour Insurance Law instruction requirement, covering the New York Insurance Law rules every licensee must know.

1 Hour Ethics and Professionalism Online CE Course (NYCS-285082, 1 credit)

Designed to satisfy the mandatory one-hour ethics and professionalism instruction requirement, focused on professional duties to clients and insurers.

1 Hour Diversity, Inclusion, and Elimination of Bias Online CE Course (NYCS-285081, 1 credit)

Designed to satisfy the mandatory one-hour diversity, inclusion, and elimination of bias instruction requirement.

4 Hour Life, Accident & Health Insurance Compliance – Part 1 (NYCS-285086, 4 credits)

Producer duties and licensing compliance, life insurance policy standards and disclosures, annuity best-interest rules under Regulation 187, and replacement duties under Regulation 60.

4 Hour Life, Accident & Health Insurance Compliance – Part 2 (NYCS-285085, 4 credits)

Individual and group accident and health coverage, employer benefit communications, health claims and prompt-pay rules, explanation of benefits, and managed care appeals.

4 Hour Life, Accident & Health Insurance Compliance – Part 3 (NYCS-285084, 4 credits)

Long-term care insurance, Medicare supplement and Medicare Select standards, disability income and limited-benefit coverage, privacy and cybersecurity, and fraud prevention.

Purchased separately, these six courses cost $89.94. The package price of $39 saves you $50.94.

✅ Other Related New York Insurance Courses

• 15 Hour New York P&C Insurance Renewal Package (Courses 1-7) – $39
• 3 Hour New York Mandatory Topics Package (Courses 1, 2, 3) – $14.99
• 4 Hour New York Life, Accident & Health Insurance Compliance – Part 1 Online CE Course – $19.99
• 4 Hour New York Life, Accident & Health Insurance Compliance – Part 2 Online CE Course – $19.99
• 4 Hour New York Life, Accident & Health Insurance Compliance – Part 3 Online CE Course – $19.99

✅ Why Choose 1st Choice CE?

• Six NYDFS-approved courses from an approved provider organization (provider #NYPO-104705)
• All 15 credits — including the three mandatory topics — for only $39 (save $50.94)
• 100% online and self-paced — log in and out anytime without losing progress
• Instant emailed certificate when you finish
• Completions reported to New York within 24 hours
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Ready to finish your full 15-hour New York renewal in one purchase? Enroll in the 15 Hour New York Life, Accident & Health Insurance Renewal Package for just $39 — a $50.94 savings over buying the six courses separately. Start immediately, finish on your schedule, and let us report every credit to New York for you.

Enroll Now – Only $39

✅ Frequently Asked Questions

Is this package approved for New York insurance continuing education?

Yes. All six courses are individually approved by the New York State Department of Financial Services and offered by 1st Choice CE, an approved provider organization (provider #NYPO-104705).

How many CE credits does this package provide?

All 15 credits generally required for renewal: the three mandatory one-hour topics plus 12 hours of Life, Accident & Health elective credit.

Does this package include the mandatory topics?

Yes. It includes the required 1-hour Insurance Law, 1-hour ethics and professionalism, and 1-hour diversity, inclusion, and elimination of bias courses.

Does this package include flood insurance instruction?

No. Flood requirements apply to licensees who sell property/casualty lines. If that includes you, add the 1-hour flood course — and the 3-hour enhanced NFIP course if you sell NFIP flood insurance — or consider our 15 Hour P&C Renewal Package.

Which courses are included?

Six NYDFS-approved courses: the three 1-hour mandatory topic courses and the three 4-hour Life, Accident & Health Compliance courses (Parts 1, 2, and 3). Course numbers: NYCS-285083, NYCS-285082, NYCS-285081, NYCS-285086, NYCS-285085, and NYCS-285084.

How much do I save with the package?

Purchased separately, the six courses cost $89.94. The package price of $39 saves you $50.94.

Who should take this package?

New York licensed insurance agents, brokers, and producers who hold life or accident and health lines and need their full 15 renewal credits.

Are there final exams?

Yes. Each course includes a final exam, because New York requires a passing grade for self-study and online courses to receive credit.

Can I take the courses in any order?

Yes. Everything is 100% online and self-paced — complete the six courses in any order and log in and out anytime without losing progress.

When do I get my certificates?

Each certificate of completion is emailed to you instantly when you finish that course.

Do you report my completions to New York?

Yes. 1st Choice CE reports each course completion to New York within 24 hours.

When does my CE need to be completed?

Before you submit your renewal or relicensing application. New York licenses renew every two years — check your license record in the DFS portal for your exact date.

Is there a money-back guarantee?

Yes. 1st Choice CE offers a money-back guarantee, with support by phone or text at 1-800-698-2770 if you ever need help.