✅ 4 Hour New York Life, Accident & Health Insurance Compliance – Part 2 Online CE Course

✅ Approved by the New York State Department of Financial Services | Provider #NYPO-104705 | Course #NYCS-285085 | Only $19.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 4 hours of New York Life, Accident & Health elective CE credit with a NYDFS-approved online course you can start immediately for only $19.99. Part 2 of our three-part Life/A&H compliance series covers individual and group accident and health coverage, health claims and prompt-pay rules, and managed care appeals — and counts as 4 of the 15 total credits you need to renew.

Work at your own pace and log in and out anytime without losing your progress. After you finish the course and pass the required final exam, your certificate is emailed to you instantly, and 1st Choice CE reports your completion to New York within 24 hours — nothing for you to self-report.

✅ Course Details

Course Name: 4 Hour New York Life, Accident & Health Insurance Compliance – Part 2 Online CE Course

Approved By: New York State Department of Financial Services (NYDFS)

Provider Number: NYPO-104705

Course Number: NYCS-285085

Course Length: 4 credit hours

Course Category: Life, Accident & Health elective continuing education credit (New York)

Course Format: 100% online and self-paced, with a final exam (required for self-study credit)

Price: $19.99

Certificate: Instant emailed certificate upon completion

Reporting: 1st Choice CE reports completions to New York within 24 hours

Support: Phone or text 1-800-698-2770

✅ Who Should Take This Course?

• New York licensed insurance agents, brokers, and producers who hold accident and health or life lines
• Producers who sell individual accident and health policies
• Group benefits producers who serve employer clients
• Producers who help clients navigate health claims, EOBs, and appeals
• Producers who sell or service managed care and network-based products
• Newly licensed Life/A&H producers preparing for their first New York renewal
• Agency owners and managers keeping their teams CE-compliant

✅ Does This Course Satisfy the New York CE Requirement?

This course provides 4 hours of Life, Accident & Health elective continuing education credit toward the 15 total credits most New York licensees must complete each two-year licensing period.

Because it is an elective course, it is important to know what it does not cover:

• It does not satisfy the mandatory 1-hour Insurance Law, 1-hour ethics and professionalism, or 1-hour diversity, inclusion, and elimination of bias topics — those must be completed separately.
• It does not include flood insurance instruction, which applies only to licensees who sell one or more property/casualty lines.

If you want your entire renewal in one purchase, the 15 Hour New York Life, Accident & Health Renewal Package includes this course, the other two parts, and all three mandatory topics for $39.

✅ New York Insurance Continuing Education Requirements

Under New York Insurance Law Section 2132, most New York insurance licensees must complete 15 credits of approved continuing education during each two-year licensing period once the license has been in effect for more than two years. For licenses renewing on or after April 1, 2022, Part 20 of the NYCRR requires that the 15 credits include:

• At least 1 hour of Insurance Law instruction
• At least 1 hour of ethics and professionalism instruction
• At least 1 hour of diversity, inclusion, and elimination of bias instruction
• At least 1 hour of flood insurance instruction, if licensed to sell one or more property/casualty lines
• At least 3 hours of enhanced flood insurance instruction, if selling flood insurance through the NFIP

Self-study and online courses require a passing grade on a final exam to receive credit. New York resident licensees must use a Department-approved provider organization, and all CE must be completed before the renewal or relicensing application is submitted. CE is generally not required for non-resident licensees who are CE-compliant in their home state.

How this course helps: This 4-hour course contributes 4 hours of Life, Accident & Health elective credit toward your 15-credit renewal total. It does not satisfy any of the mandatory one-hour topics (Insurance Law, ethics and professionalism, or diversity, inclusion, and elimination of bias), and it includes no flood instruction. Pair it with Parts 1 and 3 for 12 elective hours, or choose the 15 Hour Life, Accident & Health Renewal Package for all 15 credits.

✅ When Do New York Licensees Renew?

New York insurance licenses renew every two years, and expiration dates vary by licensee — check your license record in the DFS portal to confirm your exact date. Individual and TBA producer licenses expiring on the licensee's birthday can generally be renewed up to 180 days before expiration.

Because CE must be completed before you submit your renewal application, finish your credits early instead of racing your expiration date.

✅ How to Renew Your New York Insurance License

Step 1: Confirm Your License Record — Check your license type, lines of authority, and expiration date in the DFS portal.

Step 2: Confirm Your CE Requirements — Most licensees need 15 credits per cycle, including the three mandatory one-hour topics. If you also hold property/casualty lines, flood instruction requirements may apply as well.

Step 3: Enroll in This Course — Enroll in the 4 Hour Life, Accident & Health Insurance Compliance – Part 2 course for $19.99 and start immediately.

Step 4: Complete the Course Online — Work at your own pace, log in and out anytime, and pass the final exam to earn self-study credit.

Step 5: Receive Your Instant Certificate — Your certificate of completion is emailed to you the moment you finish.

Step 6: We Report Your Completion — 1st Choice CE reports your completion to New York within 24 hours, so the credit is on your record.

Step 7: Renew With the State — Renew online through NY LINX, the DFS portal, using your DFS ID with multi-factor authentication. Submit before your expiration date and confirm your renewed status afterward.

✅ What You Will Learn

• Required provisions and minimum standards for individual accident and health policies under §3216 and 11 NYCRR Part 52
• How to spot replacement and duplication concerns before submitting a health application
• Group and blanket accident and health provisions, Article 43 contracts, and mandated benefits
• Employer group enrollment documentation done right: eligibility, waiting periods, waivers, and census accuracy
• New York's prompt-pay rules and explanation of benefits requirements — and how to help clients through claims
• Managed care, utilization review, grievances, and external appeal rights under Articles 48 and 49

✅ Course Content Overview

This four-hour course gives New York Life/A&H producers a practical tour of accident and health coverage rules — from the individual application to the external appeal:

Section 1 (1 Hour) — Individual Accident and Health Insurance Policy Standards

• Required provisions and definitions for individual accident and health policies under §3216
• Policy form approval under §3201 for policies, riders, endorsements, and applications
• Minimum standards and full and fair disclosure under 11 NYCRR Part 52
• Replacement and multiple-policy concerns under §52.29
• Community rating and accurate premium representations under §3231

Section 2 (1 Hour) — Group Accident and Health Coverage, Employer Plans, and Benefit Communications

• Group and blanket policy provisions, certificates, eligibility, and continuation (§3221)
• Article 43 corporation contract standards (§§4305, 4306) and required benefits (§4303)
• Continuation and conversion communication issues for employees and dependents
• Enrollment documentation: eligibility, waiting periods, class definitions, waiver forms, and census accuracy
• Employer renewals: rate changes, plan design, networks, prescription drug coverage, and employee notices

Section 3 (1 Hour) — Health Claims, Prompt Pay, Explanation of Benefits, and Consumer Service

• Standard health claim forms for hospitals, physicians, and other providers under §3224
• Prompt, fair, and equitable claim settlement and statutory payment timeframes (§3224-a)
• Explanation of benefits requirements and why EOBs matter for claim tracking and appeals (§3244)
• Helping clients identify the insurer, plan administrator, denial reason, and appeal or grievance path
• Producer boundaries: no unauthorized claim determinations, medical advice, or promises of payment

Section 4 (1 Hour) — Managed Care, Utilization Review, Grievances, and External Appeals

• Managed care health insurance contract concepts under Article 48 (§4801)
• Grievance procedures and how they differ from claim issues and utilization review appeals (§4802)
• Access to specialty care and end-of-life care (§§4804, 4805)
• Utilization review, adverse determinations, and medical-necessity review (§§4900, 4903)
• Internal appeals and external appeal rights (§§4904, 4910), plus documentation best practices

✅ Other Related New York Insurance Courses

• 4 Hour New York Life, Accident & Health Insurance Compliance – Part 1 Online CE Course – $19.99
• 4 Hour New York Life, Accident & Health Insurance Compliance – Part 3 Online CE Course – $19.99
• 15 Hour New York Life, Accident & Health Renewal Package (Courses 1, 2, 3, 8, 9, 10) – $39

✅ Why Choose 1st Choice CE?

• NYDFS-approved course (provider #NYPO-104705, course #NYCS-285085)
• Affordable price — only $19.99
• 100% online and self-paced — log in and out anytime without losing progress
• Instant emailed certificate when you finish
• Completions reported to New York within 24 hours
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Ready to bank 4 of your 15 New York CE credits? Enroll in the 4 Hour New York Life, Accident & Health Insurance Compliance – Part 2 course for just $19.99. Start immediately, finish on your schedule, get your certificate instantly, and let us report your credit to New York for you.

Enroll Now – Only $19.99