24-Hour Life, Health & Annuity Insurance CE Package Florida

24-Hour Life, Health & Annuity Insurance CE Package - Florida

✅ Approved by the Florida Department of Financial Services | Provider #374697 | Includes 6 Approved Courses | Only $39.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Complete your entire Florida life & health CE renewal — all 24 required hours, including the mandatory 4-Hour Law & Ethics Update (CE 5-215) — in one approved online package for only $39.99. Every course is approved by the Florida Department of Financial Services under Provider #374697, and you can enroll online and start immediately.

Work at your own pace and log in and out without losing progress. Certificates are emailed instantly as you complete each course, and 1st Choice CE reports your hours to the Department within 24 hours so your MyProfile transcript stays current through the full 24.

✅ Package Details

• Package Name: 24-Hour Life, Health & Annuity Insurance CE Package - Florida
• Approved By: Florida Department of Financial Services
• Provider Number: 374697
• Included Courses: 6 individually approved 4-hour courses (course numbers listed below)
• Total Hours: 24 CE hours, including the 4-hour Law & Ethics Update (CE 5-215)
• Course Format: 100% online, self-paced
• Price: $39.99
• Certificate: Emailed instantly upon each course completion
• State Reporting: Reported to the Florida Department of Financial Services within 24 hours
• Support: Phone or text at 1-800-698-2770

✅ Who Should Take This Package?

• Florida Life, Health & Variable Annuity agents (2-15) completing the two-year CE requirement
• Life & health agents whose Law & Ethics authority is 5-215
• Agents selling annuities who want best-interest / suitability training in their elective mix
• Agents selling long-term care partnership policies who need ongoing LTC partnership training
• Medicare-focused agents who want their health and Medicare refresher in the same package

Check your license type first. Life-only agents (2-14) and health-only agents (2-40) complete a different Law & Ethics Update (5-214 and 5-240 respectively), and adjusters need 5-620/5-320 — this package’s 5-215 update will not fill those slots. General lines agents should use the 24-Hour General Lines & Personal Lines Package instead.

✅ Does This Package Satisfy the Florida Requirement?

Yes — for life & health agents (such as 2-15 licensees) on the standard 24-hour cycle. The package delivers the required 4-hour Law & Ethics Update (CE 5-215) plus 20 hours of approved elective credit, designed to satisfy the full 24-hour Florida requirement in one purchase.

It does not satisfy the license-specific Law & Ethics requirement for life-only (2-14 → 5-214), health-only (2-40 → 5-240), general lines (5-220), or adjuster (5-620/5-320) licensees. If that is you, the elective hours still count, but the update course must match your license type — confirm yours in MyProfile before enrolling.

✅ Florida Continuing Education Requirements

Most Florida insurance licensees must complete 24 hours of continuing education every two years:

• 4 hours — Law & Ethics Update specific to your license type (5-220 for general lines and personal lines agents; 5-215 for life & health agents)
• 20 hours — elective credits from approved courses

Your compliance period ends on the last day of your birth month, beginning once you have been licensed 24 months and repeating every two years after that. Some long-licensed agents qualify for elective-hour reductions (for example, holders of the CPCU or CLU designation, on request to the Department), so always confirm the exact hours shown in your MyProfile account at the Florida Department of Financial Services. Approved providers report your completed courses to the Department, and there is no limit on completing your hours through approved online self-study courses like these.

How this package helps: This package provides all 24 hours for a life & health agent’s standard cycle — the mandatory 4-hour 5-215 Law & Ethics Update plus 20 elective hours, with the annuity best-interest and ongoing LTC partnership training many life & health producers also want on their transcript. Life-only and health-only licensees would still need their own update course (5-214 or 5-240).

✅ When Do Florida Agents Renew?

Florida insurance licenses themselves are "perpetual," but your continuing education is due every two years by the last day of your birth month, once you have been licensed for at least 24 months. Missing the deadline means the Department will not renew or issue your appointments until every outstanding hour is made up — and a license that goes 48 months without an appointment is cancelled. Your exact due date and outstanding hours are shown in your MyProfile account.

✅ How to Complete Your Florida CE Renewal

Renewing compliance in Florida is provider-driven — you complete the hours, and reporting flows to the state:

1. Log in to your MyProfile account at the Florida Department of Financial Services and check your license type, compliance due date, and exactly which hours are still outstanding.
2. Complete your required 4-hour Law & Ethics Update (5-215) and your elective hours before the last day of your birth month in your compliance year.
3. Your certificate is emailed instantly on completion, and 1st Choice CE reports your hours to the Department, so allow a little time for your transcript to update — finishing early in your birth month is the safe play.
4. Re-check MyProfile to confirm every requirement shows as satisfied.
5. Keep your emailed certificates for your records, and make sure your appointments stay active — CE compliance is what allows the Department to continue them.

✅ What You Will Learn

• The current Florida insurance law and ethics update for life & health agents
• Life insurance products, riders, underwriting, and policy provisions
• Health insurance fundamentals and today’s Medicare landscape
• Retirement income planning and where annuities fit
• The best-interest standard for annuity recommendations
• Long-term care insurance and partnership policies

✅ Package Content Overview

Six Florida-approved 4-hour courses make up the 24 hours:

• 4-Hour Law & Ethics Update — Life, Health & Annuity (CE 5-215) (4 hours, Course #138881) — The state-mandated update on Florida insurance law, rules, and ethics for life & health agents
• Florida 4-Hour Life Insurance Fundamentals (Life, Health & Annuity) (4 hours, Course #138879) — Life insurance products, riders, underwriting, and policy provisions
• Florida 4-Hour Health Insurance & Medicare (Life, Health & Annuity) (4 hours, Course #138883) — Health insurance fundamentals and Medicare programs, enrollment, and coverage choices
• Florida 4-Hour Retirement Income & Annuity Planning (Life, Health & Annuity) (4 hours, Course #138878) — Retirement income strategies and the role of annuities in retirement planning
• 4-Hour Annuity Best Interest / Suitability (4 hours, Course #136901) — Annuity products and the best-interest standard for recommending annuities
• 4-Hour Long-Term Care Insurance Partnership Training (4 hours, Course #136902) — Ongoing long-term care partnership training covering LTC products, partnership policies, and suitability

✅ Other Related Courses

Working on a different license, or shopping for individual hours? These Florida options are also available:

• 24-Hour General Lines and Personal Lines CE Insurance Package - Florida – $39.99
• 20-Hour General Lines & Personal Lines Insurance CE Package - Florida – $34.99
• 4-Hour Law & Ethics Update — Life, Health & Annuity (CE 5-215) – $15.99
• Florida 4-Hour Life Insurance Fundamentals – $15.99
• Florida 4-Hour Health Insurance & Medicare – $15.99

✅ Why Choose 1st Choice CE?

• Approved by the Florida Department of Financial Services — Provider #374697
• 100% online and self-paced — log in and out anytime without losing your progress
• Instant certificate emailed as soon as you finish
• Completions reported to the Department within 24 hours
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in the 24-Hour Life, Health & Annuity Insurance CE Package - Florida today for $39.99 and start immediately. Your progress is saved automatically, so you can finish on your schedule — on your phone, tablet, or computer.

Enroll Now — $39.99

Questions? Call or text us at 1-800-698-2770.

✅ Frequently Asked Questions

Is this package approved by the State of Florida?

Yes. Every course is approved by the Florida Department of Financial Services under Provider #374697, and each course’s approval number is listed in the Package Content Overview above.

How many CE hours does this package include?

It includes 24 hours — the 4-hour Law & Ethics Update (CE 5-215) plus 20 hours of approved elective credit.

Who is this package designed for?

Florida life & health agents — most commonly 2-15 Life, Health & Variable Annuity licensees — whose Law & Ethics Update falls under the 5-215 authority.

I hold a 2-14 (life only) or 2-40 (health only) license. Will this work for me?

The 20 elective hours count, but your mandatory update course differs: 2-14 licensees need the 5-214 update and 2-40 licensees need the 5-240 update. Confirm your license type in MyProfile before enrolling, or call us and we will point you to the right course.

Can adjusters or general lines agents use this package?

Adjusters cannot — they need the 5-620 (or 5-320) update. General lines agents should choose the 24-Hour General Lines & Personal Lines Package, which carries the 5-220 update they are required to take.

Does the annuity course meet the best-interest training standard?

The 4-hour Annuity Best Interest / Suitability course is built around Florida’s best-interest standard for annuity recommendations and counts as approved CE credit. If you need it for a carrier’s product-training checklist, confirm the carrier’s specific requirements with them.

Is this package 100% online and self-paced?

Yes. Every course is fully online. Log in and out as often as you like — your progress is saved automatically, and you can study from your phone, tablet, or computer.

When do I get my certificates?

Each certificate is emailed to you instantly upon completing its course, and 1st Choice CE reports your completions to the Florida Department of Financial Services within 24 hours.

When is my continuing education due?

Florida CE is due every two years by the last day of your birth month, once you have been licensed at least 24 months. Your exact date is shown in your MyProfile account with the Department.

Is there a money-back guarantee?

Yes. 1st Choice CE stands behind every course with a money-back guarantee. Call or text 1-800-698-2770 with any questions.

Is there a final exam?

Each course includes a short online assessment you complete at your own pace, with the material available for review as you go.