20-Hour General Lines & Personal Lines Insurance CE Package - Florida

20-Hour General Lines & Personal Lines Insurance CE Package - Florida

✅ Approved by the Florida Department of Financial Services | Provider #374697 | Includes 5 Approved Courses | Only $34.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 20 approved Florida CE hours — including the mandatory 4-Hour Law & Ethics Update (CE 5-220) for general lines and personal lines agents — in one online package for only $34.99. Every course is approved by the Florida Department of Financial Services under Provider #374697, and you can enroll online and start immediately.

Study at your own pace and log in and out without losing progress. Certificates are emailed the moment you finish each course, and 1st Choice CE reports your hours to the Department within 24 hours so they post to your MyProfile transcript quickly.

✅ Package Details

• Package Name: 20-Hour General Lines & Personal Lines Insurance CE Package - Florida
• Approved By: Florida Department of Financial Services
• Provider Number: 374697
• Included Courses: 5 individually approved 4-hour courses (course numbers listed below)
• Total Hours: 20 CE hours, including the 4-hour Law & Ethics Update (CE 5-220)
• Course Format: 100% online, self-paced
• Price: $34.99
• Certificate: Emailed instantly upon each course completion
• State Reporting: Reported to the Florida Department of Financial Services within 24 hours
• Support: Phone or text at 1-800-698-2770

✅ Who Should Take This Package?

• Florida General Lines agents (2-20) and Personal Lines agents (20-44) working toward their two-year CE requirement
• Agents who already hold some elective credit this cycle and need the Law & Ethics Update plus 16 more elective hours
• Agents with a Department-approved elective-hour reduction (for example CPCU or CLU designees)
• Producers who want strong Florida-specific property & casualty electives — auto/PIP, homeowners, commercial, and E&O

This package is for licensed agents, not adjusters. Florida adjusters need the 5-620 (or 5-320 public adjuster) Law & Ethics Update, which is not included here. Need every hour of the standard cycle in one purchase? The 24-Hour General Lines & Personal Lines Package covers the full 24 for $39.99.

✅ Does This Package Satisfy the Florida Requirement?

This package provides 20 of the 24 hours most Florida licensees need each cycle: the required 4-hour Law & Ethics Update (CE 5-220) plus 16 hours of approved elective credit.

If you are on the standard 24-hour cycle and have no other credit, you would still need 4 more elective hours — our 24-Hour Package adds the 3-hour Flood Insurance (NFIP) course and the 1-Hour Hurricane Loss Mitigation course to close exactly that gap. It does not satisfy the Law & Ethics requirement for adjusters or life & health licensees, whose update falls under a different course authority. Check MyProfile for the hours outstanding on your record.

✅ Florida Continuing Education Requirements

Most Florida insurance licensees must complete 24 hours of continuing education every two years:

• 4 hours — Law & Ethics Update specific to your license type (5-220 for general lines and personal lines agents; 5-215 for life & health agents)
• 20 hours — elective credits from approved courses

Your compliance period ends on the last day of your birth month, beginning once you have been licensed 24 months and repeating every two years after that. Some long-licensed agents qualify for elective-hour reductions (for example, holders of the CPCU or CLU designation, on request to the Department), so always confirm the exact hours shown in your MyProfile account at the Florida Department of Financial Services. Approved providers report your completed courses to the Department, and there is no limit on completing your hours through approved online self-study courses like these.

How this package helps: It contributes 20 hours toward the 24-hour Florida requirement for general lines and personal lines agents — completing the mandatory 4-hour 5-220 Law & Ethics Update in full and 16 of the 20 elective hours. Unless you hold other elective credit or an approved reduction, plan on 4 additional elective hours to finish the cycle.

✅ When Do Florida Agents Renew?

Florida insurance licenses themselves are "perpetual," but your continuing education is due every two years by the last day of your birth month, once you have been licensed for at least 24 months. Missing the deadline means the Department will not renew or issue your appointments until every outstanding hour is made up — and a license that goes 48 months without an appointment is cancelled. Your exact due date and outstanding hours are shown in your MyProfile account.

✅ How to Complete Your Florida CE Renewal

Renewing compliance in Florida is provider-driven — you complete the hours, and reporting flows to the state:

1. Log in to your MyProfile account at the Florida Department of Financial Services and check your license type, compliance due date, and exactly which hours are still outstanding.
2. Complete your required 4-hour Law & Ethics Update (5-220) and your elective hours before the last day of your birth month in your compliance year.
3. Your certificate is emailed instantly on completion, and 1st Choice CE reports your hours to the Department, so allow a little time for your transcript to update — finishing early in your birth month is the safe play.
4. Re-check MyProfile to confirm every requirement shows as satisfied.
5. Keep your emailed certificates for your records, and make sure your appointments stay active — CE compliance is what allows the Department to continue them.

✅ What You Will Learn

• The current Florida insurance law and ethics update for general lines and personal lines agents
• Florida’s no-fault auto system, PIP, and liability coverages
• Homeowners and residential property insurance in the Florida market
• Commercial property and general liability fundamentals
• How to protect your agency with errors & omissions risk management

✅ Package Content Overview

Five Florida-approved 4-hour courses make up the 20 hours:

• Florida 4-Hour Automobile Insurance & PIP / No-Fault (General Lines) (4 hours, Course #138858) — Florida’s no-fault system, PIP, bodily injury liability, and auto coverage essentials
• Florida 4-Hour Commercial Property & General Liability Insurance (4 hours, Course #138859) — Commercial property forms, general liability exposures, and business coverage fundamentals
• Florida 4-Hour Errors & Omissions and Agency Risk Management (4 hours, Course #138882) — E&O exposures, claim prevention, and agency risk-management practices
• Florida 4-Hour Homeowners & Residential Property Insurance (4 hours, Course #138885) — Homeowners forms, residential property coverage, and Florida-specific property issues
• Florida 4-Hour Law & Ethics Update — General Lines (CE 5-220) (4 hours, Course #138886) — The state-mandated update on Florida insurance law, rules, and ethics for general lines and personal lines agents

✅ Other Related Courses

Need different hours? These Florida options are also available:

• 24-Hour General Lines and Personal Lines CE Insurance Package - Florida – $39.99
• 24-Hour Life, Health & Annuity Insurance CE Package - Florida – $39.99
• Florida 4-Hour Law & Ethics Update — General Lines (CE 5-220) – $15.99
• 1-Hour Hurricane Loss Mitigation and Premium Discounts – $12.99
• Florida 4-Hour Commercial Property & General Liability Insurance – $15.99

✅ Why Choose 1st Choice CE?

• Approved by the Florida Department of Financial Services — Provider #374697
• 100% online and self-paced — log in and out anytime without losing your progress
• Instant certificate emailed as soon as you finish
• Completions reported to the Department within 24 hours
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in the 20-Hour General Lines & Personal Lines Insurance CE Package - Florida today for $34.99 and start immediately. Your progress is saved automatically, so you can finish on your schedule — on your phone, tablet, or computer.

Enroll Now — $34.99

Questions? Call or text us at 1-800-698-2770.

✅ Frequently Asked Questions

Is this package approved by the State of Florida?

Yes. Every course is approved by the Florida Department of Financial Services under Provider #374697, and each course’s approval number is listed in the Package Content Overview above.

How many CE hours does this package include?

It includes 20 hours — the 4-hour Law & Ethics Update (CE 5-220) plus 16 hours of approved elective credit.

Does this package cover my full Florida requirement?

It covers 20 of the 24 hours most licensees need, including the entire Law & Ethics requirement. Unless you hold other credit or an approved elective reduction, you will need 4 additional elective hours — the 24-Hour Package covers the full cycle in one purchase.

Who is this package designed for?

Florida general lines agents (2-20) and personal lines agents (20-44). It is not designed for adjusters or life & health licensees, whose Law & Ethics Update falls under a different course authority.

Can adjusters use this package?

No. Florida adjusters must complete the adjuster-specific Law & Ethics Update (5-620, or 5-320 for public adjusters), and the elective credit in this package is directed at agent licensees. Adjusters should not rely on this package for their CE.

What is the fastest way to finish the remaining 4 hours?

Add the 3-Hour Flood Insurance (NFIP) course and the 1-Hour Hurricane Loss Mitigation course — that is exactly how our 24-Hour General Lines & Personal Lines Package reaches the full 24.

Is this package 100% online and self-paced?

Yes. Every course is fully online. Log in and out as often as you like — your progress is saved automatically, and you can study from your phone, tablet, or computer.

When do I get my certificates?

Each certificate is emailed to you instantly upon completing its course, and 1st Choice CE reports your completions to the Florida Department of Financial Services within 24 hours.

When is my continuing education due?

Florida CE is due every two years by the last day of your birth month, once you have been licensed at least 24 months. Your exact date is shown in your MyProfile account with the Department.

Is there a money-back guarantee?

Yes. 1st Choice CE stands behind every course with a money-back guarantee. Call or text 1-800-698-2770 with any questions.

Is there a final exam?

Each course includes a short online assessment. You can review the material as much as you need before answering.