3-Hour Flood Insurance (NFIP) - Tennessee

3-Hour Flood Insurance – Tennessee

✅ Approved by the Tennessee Department of Commerce & Insurance
Course ID: 6000207039 | Provider #: 500032204

Price: $19.99 — No added fees
Includes the $3.00 Tennessee filing fee (we absorb it)

This 3-hour Flood Insurance CE course is 100% online and self-paced for Tennessee insurance licensees. Complete the course on your schedule, log in and out anytime, receive your instant certificate of completion, and we’ll report your CE credits to the state within 24 hours.

Who Should Take This Course?

This course is designed for Tennessee insurance professionals, including:

✅ Property & Casualty Insurance Producers
✅ Flood Insurance Agents
✅ Insurance Adjusters handling flood claims
✅ Agency Owners and Licensed Staff involved in flood coverage

Tennessee CE & Renewal — What to Know (Important)

Tennessee insurance producers must complete 24 total CE hours every 2-year license renewal cycle.

Key renewal requirements include:
✅ At least 3 hours must be Ethics
✅ Remaining hours may include approved subject-matter courses such as Flood Insurance
✅ CE must be completed by your license expiration date
✅ Credits must be reported by an approved Tennessee CE provider

This course counts toward your approved Tennessee CE subject-matter hours.

How to Renew Your Tennessee Insurance License (Step-by-Step)

1. Confirm your Tennessee CE requirements for your license type
2. Enroll in this 3-Hour Flood Insurance course
3. Complete the course online at your own pace
4. Receive your instant certificate of completion
5. We report your CE credits within 24 hours
6. Verify your credits are posted
7. Complete your standard Tennessee license renewal

What You’ll Learn — Course Outline

Hour 1: NFIP Foundations, Compliance, and Core Concepts

✅ Purpose and federal authority of the National Flood Insurance Program (NFIP)
✅ FEMA, insurer, and community roles in flood-loss reduction
✅ Flood zones (A, AE, AO, AH, V, VE, X), SFHAs, BFEs, and Elevation Certificates
✅ Standard Flood Insurance Policy forms (Dwelling, General Property, RCBAP)
✅ Mandatory purchase rules for federally backed loans
✅ Producer responsibilities: disclosures, suitability, advertising accuracy, and documentation

Hour 2: Risk Rating 2.0, Underwriting, and Policy Mechanics

✅ Risk Rating 2.0 variables and premium determination
✅ Required underwriting data and validation
✅ Building vs. contents coverage, limits, deductibles, and exclusions
✅ Replacement Cost vs. ACV and treatment of basements and enclosures
✅ Endorsements, cancellations, refunds, and policy transfers
✅ Condo, lender, and small-business flood scenarios

Hour 3: Claims, Mitigation, Mapping Changes, and Ethical Practice

✅ Flood claims lifecycle and Proof of Loss timelines
✅ Increased Cost of Compliance (ICC) claims and mitigation coordination
✅ Map revisions (LOMA/LOMR-F) and newly mapped properties
✅ Mitigation strategies and premium impacts under Risk Rating 2.0
✅ Ethical sales practices and clear client communication
✅ Reducing E&O exposure through proper documentation and compliance

Why Choose 1st Choice CE?

✅ Instant certificate of completion
✅ Log in/out anytime without losing progress
✅ We report credits to the state within 24 hours
✅ Money-back guarantee
✅ Trusted provider for 10+ years
✅ Support by call or text: 1-800-698-2770

Need More Tennessee CE Hours?

✅ Tennessee 3-Hour Ethics CE – $19.99
https://1stchoice-ce.com/courses/checkout/tennessee/3-hr-insurance-ethics

✅ Tennessee 4-Hour Annuity Best Interest / Suitability – $19.99
https://1stchoice-ce.com/courses/checkout/tennessee/4-hr-annuity-best-interest-suitability

FAQ

Is this course approved in Tennessee?
Yes. It is approved by the Tennessee Department of Commerce & Insurance.

How many CE hours does this course provide?
This course provides 3 CE hours.

Are there any extra fees?
No. The $3.00 state filing fee is included.

Do I receive my certificate immediately?
Yes. You receive an instant certificate of completion.

How quickly are CE credits reported?
Credits are reported within 24 hours.

Can I log in and out without losing progress?
Yes. Your progress is saved.

Is the course self-paced?
Yes. Complete it entirely on your schedule.

Who do I contact for help?
Call or text 1-800-698-2770.

What is the refund policy?
This course includes a money-back guarantee.

Does this course count toward license renewal?
Yes. It counts toward Tennessee CE renewal requirements.