Course Description

3 Hour Ethics for Insurance Agent CE Course – Tennessee

Approved by the Tennessee Department of Commerce & Insurance | Provider #500032204 | Course ID #6000207054 ✅
Only $19.99 | No added or extra fees | Instant Certificate | 100% Online & Self-Paced

Renew the easy way with this Tennessee-approved 3-hour Ethics continuing education course for insurance agents. Built for busy producers, this class focuses on real-world ethics: how to avoid conflicts of interest, communicate honestly, document recommendations, protect client data, and reduce complaint or E&O risk.

The course is 100% online and self-paced. Log in and out anytime without losing your place. When you finish, you’ll receive an instant certificate of completion, and we report your credits within 24 hours. With over 10 years in continuing education, 1st Choice Continuing Education is trusted by thousands of licensees nationwide. Need help? Call or text 1-800-698-2770.

✅ Fee Note: We do not add Tennessee’s $1.00 per CE credit-hour fee at checkout (that’s $3.00 on a 3-hour course). It’s included in the price. ✅

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✅ Who Should Take This Course?

This course is ideal for:

✅ Tennessee resident insurance producers/agents who need Ethics CE for renewal
✅ Life & Health agents
✅ Property & Casualty agents
✅ Multi-line producers who want a straightforward way to complete the required 3 ethics hours
✅ Agents who want clearer guidance on advertising, disclosures, replacements, privacy, and complaint handling

If you need 3 hours of Tennessee-approved Ethics CE, this course is for you.

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✅ Tennessee Insurance CE & Renewal — What to Know

Tennessee insurance producers renew on a biennial cycle tied to your birth month.

✅ Total CE required: 24 hours every 2 years (for most resident producers)
✅ Ethics required: 3 hours must be Ethics during each renewal period (part of the 24)
✅ Renewal deadline: On or before the last day of your birth month, every two years
✅ Odd/Even cycle: Producers born in odd-numbered years renew in odd-numbered years; producers born in even-numbered years renew in even-numbered years
✅ Course repeat rule: The same approved course generally can’t be repeated for credit until 2 years have passed
✅ Possible exemption: Some producers continuously licensed since a specific historical date may be exempt from CE requirements

This course provides 3 hours of Ethics toward your Tennessee renewal requirement.

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✅ How to Renew Your Tennessee Insurance License (Step-by-Step)

✅ Step 1: Confirm your renewal deadline
Your license renews every two years by the last day of your birth month.

✅ Step 2: Confirm your CE requirement
Most producers need 24 total hours, including 3 hours of Ethics.

✅ Step 3: Complete this 3-hour Ethics course online ✅
Self-paced and mobile-friendly. Log in/out anytime without losing progress.

✅ Step 4: Receive your instant certificate ✅
Download your certificate immediately after completion for your records.

✅ Step 5: We report your credits within 24 hours ✅
Your completion is reported promptly so your CE record updates quickly.

✅ Step 6: Renew your license
Submit your renewal once your CE has posted—before your deadline.

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✅ Topics Covered in This Course (3 Hours)

Hour 1: Core Ethical Duties of the Insurance Producer

✅ Client interest as the primary duty (best-interest mindset vs. suitability expectations in common scenarios)
✅ Conflicts of interest and clear, timely disclosures (referral fees, bonuses, ownership interests, incentives)
✅ Truthful advertising and communications (illustrations, social media, comparisons, and verifiable claims)
✅ Ethical recommendations, replacements, and avoiding churning/twisting with defensible documentation
✅ Elder and vulnerable client protections (red flags, ethical pause-points, documentation, escalation)
✅ Cultural competence, fair treatment, and anti-discrimination practices

Hour 2: Market Conduct, Compliance Foundations, and Recordkeeping

✅ Unfair trade practices and improper inducements (rebating, excessive gifts, tying)
✅ Privacy, data ethics, and cybersecurity duties (secure handling, least-necessary use, incident basics)
✅ AML awareness and fraud prevention (red flags, documentation, timely escalation)
✅ Ethical documentation and 5-year+ record retention best practices
✅ Complaint handling, corrective action, remediation, and when notification may be warranted
✅ Supervision, training, and delegation ethics (checklists, audits, call review, limits of delegation)

Hour 3: Applying Ethics Across Lines, Products, and the Client Lifecycle

✅ Life & annuities: suitability/best-interest in practice (fact-finding, comparisons, replacements)
✅ Health/Medicare & disability: clarity, networks, total cost, and avoiding pressure tactics
✅ Property/Casualty: adequacy vs. price, exclusions, renewals, and annual check-ins
✅ Commercial lines: transparency, risk education, key conditions, availability/cost drivers
✅ Post-sale duties: service, renewals, life-event reviews, continuity of guidance
✅ Ethical use of technology, AI, and comparative raters (avoid automation bias, protect data, human review)

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✅ Why Choose 1st Choice CE?

✅ Tennessee-approved Ethics CE (Provider #500032204 | Course #6000207054)
✅ Only $19.99 — No added or extra fees
✅ We do not add Tennessee’s $1.00/credit-hour fee at checkout ✅
✅ 100% Online and Mobile Friendly
✅ Self-Paced Access — Log in/out anytime without losing progress
✅ Instant Certificate of Completion
✅ Credits Reported Within 24 Hours
✅ Money-Back Guarantee
✅ Over 10 Years of Trusted CE Service
✅ Support by Phone or Text — 1-800-698-2770

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Enroll Now – Just $19.99 ✅

 

Course Details

• Approved by the Tennessee Department of Commerce & Insurance.
• Approved Course #6000207054
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.