General Lines Exam Prep Bundle - Life, Accident and Health plus Property and Casualty - Texas

IMPORTANT - This is examination preparation, not continuing education. Neither course in this bundle provides continuing education credit, neither is approved by the Texas Department of Insurance, and neither is reported to any state. They prepare candidates for the Texas insurance licensing examinations. Texas requires no prelicensing education for an agent license, so no approval exists for this type of course.

Course Type: Licensing examination preparation - NOT continuing education, no CE credit

State Approval: None required - Texas mandates no prelicensing education for agent licenses

Includes: General Lines Life, Accident and Health Exam Prep - Texas, and General Lines Property and Casualty Exam Prep - Texas

Course Length: 28 hours of instruction, 168 lessons

Practice Questions: 260, each with a written rationale

Course Format: 100% online, self-paced

Price: $249.99 - a saving of $49.99 against $299.98 bought separately

Certificate: Course completion certificate emailed on completion - this is not a CE certificate

Reporting: None - examination preparation is not reported to any state

Support: Phone or text 1-800-698-2770

General Lines Exam Prep Bundle - Life, Accident and Health plus Property and Casualty - Texas

✅ No Texas Prelicensing Course Required — This Is Optional Exam Preparation | 28 Hours of Instruction | 260 Practice Questions with Rationales | Only $249.99 | 100% Online & Self-Paced

Prepare for both Texas General Lines agent licensing examinations in one purchase. The bundle combines our complete Life, Accident and Health course and our complete Property and Casualty course — 28 hours of instruction and 260 practice questions with written rationales — for $249.99, a saving of $49.99 against buying them separately. Texas requires no prelicensing course for an agent license, so this is voluntary preparation: you buy it to pass, not to satisfy a rule.

Both courses are fully online and self-paced. Log in and out as often as you like without losing your progress, on any device. Instructional time is weighted section by section to match the published question weights, so the hours you spend track the emphasis each examination gives each topic. Every Texas statutory citation was verified against primary sources in August 2026. Support is available by phone or text at 1-800-698-2770. Hablamos español.

✅ Course Details

• Course Name: General Lines Exam Prep Bundle - Life, Accident and Health plus Property and Casualty - Texas
• State Approval: None required — Texas mandates no prelicensing education for agent licenses
• Course Length: 28 hours of instruction, 168 lessons
• Course Type: Licensing examination preparation (not continuing education)
• Exam Prepared For: Texas General Lines — Life, Accident and Health, and Texas General Lines — Property and Casualty
• Practice Questions: 260, each with a written rationale
• Course Format: 100%% online, self-paced, any device
• Price: $249.99
• Certificate: Course completion certificate emailed on completion (not a CE certificate)
• Reporting: None — exam prep is not reported to any state
• Support: Phone or text 1-800-698-2770

✅ Who Should Take This Course?

• Candidates pursuing both the Texas General Lines Life, Accident and Health and Property and Casualty agent licenses
• Career changers entering insurance who want full-line authority from the start
• Agency recruits at a full-service agency that writes both personal lines and life and health
• Producers who already hold one line and are adding the other
• Candidates who have failed one of the two examinations and are retaking it while preparing for the second
• Out-of-state producers who must pass both Texas examinations because they do not qualify for reciprocity

✅ Does Texas Require a Prelicensing Course?

No. Texas is one of the few states that requires no prelicensing education for an insurance agent license. Texas Insurance Code §4001.105 sets the qualifications for an individual license — be at least 18, pass the licensing examination within the past 12 months, avoid disqualifying conduct, and submit the application and fee. No course hours appear anywhere in the statute or in the Department's rules. The only prelicensing education Texas mandates is for adjusters, not agents.

That means this course is not state-approved, does not carry a course approval number, and cannot substitute for the state examination — nothing can. It also means you are free to prepare however you like. Most candidates who fail did not fail for lack of effort; they failed because they studied a general insurance textbook instead of the Texas content outline. This course is built from that outline.

What this course is: 28 hours of examination preparation for the Texas General Lines — Life, Accident and Health and Property and Casualty agent license, weighted to the published Pearson VUE content outline, with a 260-question practice final examination. What it is not: it is not continuing education, it carries no CE credit, it is not approved by the Texas Department of Insurance, and completing it does not by itself qualify anyone for a license.

✅ How the Texas Licensing Exam Works

The Texas insurance licensing examinations are administered by Pearson VUE under contract to the Texas Department of Insurance. The General Lines — Life, Accident and Health and the General Lines — Property and Casualty examination is delivered in a single 150-minute appointment at a physical Pearson VUE test center and contains 145 questions in two parts: a general knowledge section of 100 scored questions plus 10 unscored pretest questions, and a Texas state-specific section of 30 scored questions plus 5 unscored pretest questions. Pretest questions are mixed in with the scored ones and are not identified. You need a scaled score of 70 to pass, and you leave the test center with your official score in hand.

• 150 minutes total for the whole examination — general and state sections together, not 150 minutes for each
• 145 questions: 100 scored general + 10 pretest, and 30 scored Texas + 5 pretest
• Passing score is a scaled 70, which is not the same as answering 70 percent correctly
• $49 examination fee per attempt, paid to Pearson VUE and non-refundable
• Test center only — Texas insurance examinations are not offered as online proctored exams
• Two forms of current, unexpired signature identification are required, one government-issued with a photograph
• No waiting period and no limit on retakes — a candidate who fails may reschedule for the next day, paying the fee again
• A passing score is valid for 12 months; apply within a year or take the examination again

How this course helps: This course provides 28 hours of instruction covering every topic on the published Pearson VUE content outline for the General Lines — Life, Accident and Health and Property and Casualty examination, with instructional time allocated in proportion to each topic's question weight. The 260-question practice final examination matches the real examination's structure exactly — 100 general questions and 30 Texas questions — so you can measure readiness against the actual test rather than against a generic quiz. It does not register you for the examination, pay your $49 fee, or replace the state examination.

✅ When and Where You Take the Exam

You choose. There is no fixed testing window and no cohort schedule. Create a Pearson VUE web account using your exact legal name as it appears on your government-issued identification, then schedule online or by calling 888-754-7667 at least 24 hours ahead. Appointments can generally be booked as late as one calendar day before you want to test, subject to seat availability at your chosen center. Texas insurance examinations are delivered in physical test centers only, so plan travel to a center near you.

If you need to reschedule or cancel, call Pearson VUE at least 48 hours before your appointment. Proper notice lets you transfer or recover the fee; cancelling without it forfeits the $49. Most candidates schedule the examination before they finish studying, because a booked date is the single most reliable way to finish a self-paced course.

✅ How to Get Your Texas Insurance License

Step 1: Study — no course is required, but the exam is not easy

Texas mandates no prelicensing hours, so nothing forces you to prepare. The examination still covers 130 scored questions across the full content outline. Work through this course and take the practice examination until you are scoring comfortably above 70.

Step 2: Create your Pearson VUE account and schedule the exam

Register at Pearson VUE using your exact legal name as printed on your identification. A mismatch will cost you the appointment at the door. Pay the $49 examination fee when you book.

Step 3: Request your fingerprint service code from TDI

Texas requires a fingerprint background check. Submit the Department's initial application and fingerprint request to receive a service code by email. Do this early — it is the step candidates forget.

Step 4: Schedule your fingerprint appointment with IdentoGO

Book with IdentoGO by IDEMIA using the service code TDI emailed you, online at identogo.com or by calling 888-467-2080, at least 24 hours in advance. A fee is payable at the appointment; confirm the current amount with IdentoGO.

Step 5: Take the examination

Arrive with two forms of current, unexpired signature identification. You have 150 minutes for all 145 questions. You will receive your official score report before you leave the test center.

Step 6: Get fingerprinted and keep the receipt

Complete the IdentoGO appointment and keep the receipt showing your prints were transmitted to the Texas Department of Public Safety. The Department asks for a copy of it.

Step 7: Apply for your license through Sircon or NIPR

Apply electronically at Sircon or NIPR and pay the $50 state application fee. Apply within 12 months of passing or you must test again. Do not apply before you pass — you would have to reapply and pay the fee twice. Each license type needs its own application and its own $50.

Step 8: Get appointed before you write business

A license alone does not let you sell. Texas Insurance Code §4001.201 requires an insurer to appoint you before you engage in business as an agent. An appointment continues until the insurer or the agent terminates it, so it is not something you renew.

✅ What You Will Learn

• The product distinctions examiners actually test — modified whole life against a modified endowment contract, graded premium against a graded death benefit, and where each one appears on the exam
• How to work universal life Option A and Option B problems and calculate an indexed credit through a participation rate and a cap
• The uniform required and optional accident and health provisions and the five renewability classifications, cold
• Medicare Parts A through D, the standardized Medigap plans, and the enrollment periods candidates routinely mix up
• How the HO-2, HO-3, HO-5, HO-6 and HO-8 forms actually differ, and which one answers a given fact pattern
• Occurrence against claims-made coverage, retroactive dates, and extended reporting periods — the single most tested casualty distinction
• How to apply the coinsurance formula, valuation methods, and deductible structures under exam time pressure
• The four elements of negligence, the defenses to it, and the difference between strict, absolute and vicarious liability

✅ Course Content Overview

Course One — Life, Accident and Health (14 hours, 84 lessons)

Life Insurance Fundamentals; Interest-Sensitive Products and Annuities; Riders, Provisions, Options, and Exclusions; Application, Underwriting, and Policy Delivery; Group Life, Business Uses, Retirement Plans, and Taxation; Disability Income and Medical Expense Insurance; Medicare, Medicare Supplement, Long-Term Care, and Social Insurance; Accident and Health Provisions, Riders, and Renewability; Other Insurance Concepts and Field Underwriting; Texas Insurance Regulation and the Guaranty Association; Texas Agent Licensing, Appointments, and Continuing Education; Texas Marketing Practices, Prohibited Conduct, and Fraud; Texas Statutes for Life Insurance and Annuities; Texas Statutes for Accident and Health Insurance and HMOs.

Course Two — Property and Casualty (14 hours, 84 lessons)

Homeowners Policy Forms and Coverage Structure; Dwelling Policies and Specialty Personal Property; Commercial Property and Package Policies; Property Terms, Risk, Hazards, and Loss Valuation; Property Policy Provisions, Conditions, and Contract Law; Commercial General Liability and Umbrella Coverage; Personal and Commercial Automobile Coverages; Workers' Compensation, Crime, Bonds, and Professional Liability; Casualty Terms, Negligence, Liability, and Damages; Casualty Provisions, Duties After Loss, and Loss Settlement; Texas Insurance Regulation, Rates, and Forms; Texas Agent Licensing, Appointments, and Licensee Duties; Texas Marketing Practices, Claims Handling, and Fraud; Texas Property and Casualty Statutes and Residual Markets.

Each course concludes with a 130-question practice final examination that mirrors the real exam's structure — 100 general knowledge questions and 30 Texas state-specific questions — with a written rationale for every item. The Life, Accident and Health course adds a supplemental bank of 41 further questions.

✅ Other Related Courses

Once you are licensed, Texas requires 24 hours of continuing education in each two-year license period, including 3 hours of ethics, under Texas Insurance Code §§4004.053 and 4004.054. The Department also requires that at least half of those hours be classroom or classroom-equivalent, so plan your renewal mix accordingly. Our approved Texas CE courses are listed below for when you get there — they are separate products and carry no exam-prep content.

• General Lines Life, Accident and Health Exam Prep - Texas – $149.99
• General Lines Property and Casualty Exam Prep - Texas – $149.99
• 3 Hour Ethics for Insurance Agents - Texas – $19.99
• 3-Hour Flood Insurance (NFIP) - Texas – $19.99
• 4-Hour Annuity Best Interest/Suitability - Texas – $19.99
• 5 HRs Life Insurance Products and Retirement Planning - Texas – $19.99
• 4 HRs Medicare Advantage and Part D Update - Texas – $19.99
• 4 HRs Health Insurance and Affordable Care Act Updates - Texas – $19.99
• 4 HRs Homeowners Insurance Overview - Texas – $19.99
• 4 HRs Commercial Lines Insurance Essentials - Texas – $19.99
• 4 HRs Personal Auto and Umbrella Insurance - Texas – $19.99
• 3 HRs Workers Compensation Essentials - Texas – $19.99
• 3 HRs Inland Marine and Specialty Property Coverages - Texas – $19.99
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - Texas – $19.99

✅ Why Choose 1st Choice CE?

• 28 hours of instruction weighted to the published Pearson VUE content outline, not a generic insurance textbook
• A 260-question practice final examination that mirrors the real exam's structure exactly
• Every Texas statutory citation verified against primary sources in August 2026
• Written to name the traps examiners actually set, not to fill pages
• 100% online and self-paced — log in and out anytime without losing progress
• Money-back guarantee
• Over 10 years of insurance education experience
• Support by phone or text at 1-800-698-2770 — hablamos español

✅ Enroll Now

Enroll in General Lines Exam Prep Bundle - Life, Accident and Health plus Property and Casualty - Texas today for $249.99. The course is fully online and self-paced, your progress is saved automatically, and every enrollment is backed by our money-back guarantee. Questions? Call or text 1-800-698-2770.

✅ Frequently Asked Questions

Is this course approved by the Texas Department of Insurance?

No, and it does not need to be. Texas requires no prelicensing education for an insurance agent license, so there is no approval to obtain and no course approval number to display. This is voluntary examination preparation. Be cautious of any competitor advertising a Texas agent prelicensing course as state-approved.

Does Texas require a prelicensing course before I can take the exam?

No. Texas Insurance Code §4001.105 requires that you be at least 18, pass the licensing examination within the past 12 months, avoid disqualifying conduct, and submit the application and fee. No course hours are required. The only Texas prelicensing education requirement applies to adjusters, not agents.

Can this course substitute for the state licensing examination?

No. Nothing can. You must pass the Pearson VUE examination at a test center. This course prepares you for it.

What is included in the bundle?

Both complete courses — the Texas General Lines Life, Accident and Health Exam Prep course and the Texas General Lines Property and Casualty Exam Prep course — for $249.99. That is 28 hours of instruction, 168 lessons, and 260 practice questions with rationales, plus a 41-question supplemental Life, Accident and Health question bank.

How much does the bundle save me?

The two courses are $149.99 each, or $299.98 bought separately. The bundle is $249.99, a saving of $49.99.

Do I have to take both exams?

Only if you want both licenses. Texas issues the General Lines Life, Accident and Health license and the General Lines Property and Casualty license separately, each with its own examination and its own $50 application fee. Many agents hold both.

How long is the Texas licensing exam and how many questions does it have?

The examination is delivered in one 150-minute appointment and contains 145 questions: 100 scored general knowledge questions plus 10 unscored pretest questions, and 30 scored Texas state-specific questions plus 5 unscored pretest questions. The 150 minutes covers the whole examination, not each section.

What score do I need to pass?

A scaled score of 70. A scaled score is not the same as the percentage of questions you answered correctly, so a report below 70 tells you how close you came rather than your raw percentage.

How much does the state exam cost?

Pearson VUE charges $49 per attempt. The fee is separate from this course, is paid directly to Pearson VUE, and is non-refundable.

Can I take the Texas insurance exam online from home?

No. Texas insurance examinations are delivered at physical Pearson VUE test centers only. Online proctored delivery is not offered for these examinations.

What happens if I fail the exam?

You may reschedule as soon as the next day. Texas sets no waiting period and no limit on the number of attempts, but you pay the $49 fee again for each attempt.

How many practice questions come with the course?

The bundle includes 260 practice questions across two full-length practice final examinations of 130 questions each, plus a supplemental bank of 41 additional Life, Accident and Health questions. Every question carries a written rationale.

Is the course online and self-paced?

Yes. It is 100% online and self-paced, and it works on a phone, tablet or computer. Start, stop and return as often as you need.

Will I lose my progress if I log out?

No. Your progress is saved automatically, so you can log in and out without starting over.

Do I need to get fingerprinted?

Yes. Texas requires a fingerprint background check through IdentoGO by IDEMIA. Request your fingerprint service code from the Texas Department of Insurance first, then schedule the appointment at identogo.com or by calling 888-467-2080. A fee is payable at the appointment.

How do I apply for the license after I pass?

Apply electronically through Sircon or NIPR and pay the $50 state application fee. Apply within 12 months of passing or the examination must be retaken. Do not apply before you pass — you would have to submit a new application and pay the fee a second time.

Can I sell insurance as soon as my license is issued?

Not quite. Texas Insurance Code §4001.201 requires an insurer to appoint you before you engage in business as an agent. Your employer or carrier files the appointment, and it stays in effect until it is terminated.

Does this course count toward my continuing education?

No. This is examination preparation and carries no CE credit. Once licensed, Texas requires 24 hours of continuing education in each two-year license period including 3 hours of ethics, and the Department requires at least half of those hours to be classroom or classroom-equivalent. Our approved Texas CE courses are listed on this page.

Is there a money-back guarantee?

Yes. If the course is not what you expected, we offer a money-back guarantee.

Can I get help if I have a question?

Yes. You can reach our support team by phone or text at 1-800-698-2770. Hablamos español.