3 HRs Workers Compensation Essentials - Texas

✅ Approved by Texas Department of Insurance | Provider #233452 | Course #148810 | Only $19.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 3 approved continuing education hours toward your Texas insurance producer renewal with a Texas Department of Insurance-approved online course for only $19.99. The course is fully online and self-paced, so you can enroll and work through it on your own schedule.

Log in and out as often as you like without losing your progress. When you finish, your certificate is emailed to you immediately, and 1st Choice CE reports approved completions to the Texas Department of Insurance. Every course is backed by our money-back guarantee, and support is available by phone or text at 1-800-698-2770.

✅ Course Details

• Course Name: 3 HRs Workers Compensation Essentials - Texas
• Approved By: Texas Department of Insurance
• Provider Number: 233452
• Course Number: 148810
• Course Length: 3 credit hours
• Course Category: Property And Casualty
• Course Format: 100% online, self-paced
• Price: $19.99
• Certificate: Emailed immediately upon completion
• Reporting: 1st Choice CE reports approved completions to Texas
• Support: Phone or text 1-800-698-2770

✅ Who Should Take This Course?

• Texas licensed resident insurance agents renewing a license with property and casualty authority
• Producers who need 3 approved hours toward the 24-hour Texas requirement
• Agents who want current, practical workers comp essentials ce knowledge, not filler credit
• New producers building a working foundation in this coverage area
• Experienced agents refreshing before a renewal deadline
• Agency staff who support producers and want the same technical grounding

✅ Does This Course Satisfy the State Requirement?

This course provides 3 approved credit hours toward the 24-hour Texas continuing education requirement. It does not by itself satisfy the full renewal requirement, and it does not satisfy the 3-hour ethics requirement. Texas limits self-study to 12 of the 24 required hours, so confirm your classroom and classroom-equivalent balance before relying on self-paced coursework.

✅ Texas Continuing Education Requirements

Texas resident agents complete 24 hours of TDI-certified continuing education every two years, including 3 hours in certified ethics or consumer protection. Texas draws a sharp line between delivery methods: at least half of the required hours — 12 of 24 — must be classroom or classroom-equivalent, which means no more than 12 hours may be plain self-study. Hours completed beyond the self-study limit will not apply to the requirement. Carryover is not permitted, and CE must be complete before midnight Central time on the license expiration date.

• 24 hours of TDI-certified continuing education every two years for most agent license types
• 3 of those 24 hours must be in certified ethics or consumer protection courses
• At least 12 hours must be classroom or classroom-equivalent
• No more than 12 hours may be self-study — hours beyond that limit will not apply
• Up to 4 hours may be earned through active membership in a state or national insurance association
• Carryover is not allowed in Texas
• CE must be complete before midnight Central time on the license expiration date, or an automatic fine of $50 per deficient hour applies

How this course helps: This 3-hour course provides 3 approved credit hours toward the 24 hours Texas requires for each two-year renewal cycle. It applies as general credit and does not satisfy the separate 3-hour ethics requirement, so at least 21 additional hours — including your 3 ethics hours — must be completed separately. Because Texas requires at least 12 of the 24 hours to be classroom or classroom-equivalent, this self-paced course counts against the 12-hour self-study allowance — plan the rest of your hours accordingly.

✅ When Do Licensees Renew?

Texas agent licenses renew every two years. Continuing education must be complete before midnight Central time on the license expiration date — not the date you pay the renewal fee. TDI applies an automatic fine of $50 for each deficient hour, capped at $500 per license type, and those fines are not refundable even if an extension is later granted. TDI advises completing CE at least 30 days before expiration because certified providers have up to 30 days to report credits. Renewal itself is a separate step: being CE-compliant and paying the renewal fee are two distinct requirements.

✅ How to Renew Your License

Step 1: Look up your expiration date and CE status

Check your TDI continuing education transcript to confirm your expiration date and how many certified hours are already posted.

Step 2: Count your self-study hours carefully

No more than 12 of your 24 hours may be plain self-study. Confirm how many classroom or classroom-equivalent hours you have before choosing your remaining courses.

Step 3: Complete 24 hours, including 3 ethics or consumer protection hours

Take only TDI-certified courses from approved providers. Credit posted to your transcript applies to every license you held on the day you took the course.

Step 4: Finish at least 30 days before expiration

Providers have up to 30 days to report credits to your transcript, and the CE deadline is midnight Central time on your expiration date.

Step 5: Verify your transcript shows no deficiency

Review the transcript and confirm the hours posted correctly. A shortfall triggers an automatic $50-per-hour fine with no exceptions.

Step 6: Pay the renewal fee

Being CE-compliant and paying the renewal fee are two separate steps. Pay through the licensing system TDI directs agents to before your expiration date to avoid the late fee.

Step 7: Keep certificates for four years

TDI can audit the previous two license periods, so retain your certificates of completion for at least four years and confirm your license shows active.

✅ What You Will Learn

• How the workers' compensation bargain replaced tort litigation for workplace injury
• What Part One statutory benefits and Part Two employers liability each cover
• How classification codes, payroll and the experience modification factor drive premium
• Premium audit: what triggers a dispute and how to prepare a client for one
• Which workers count as employees, and how subcontractors and independent contractors are treated
• Return-to-work programs and how they reduce both claim cost and future premium

✅ Course Content Overview

Hour 1 – The Workers' Compensation System

The exclusive remedy doctrine and the historical bargain behind it, compensable injury and occupational disease, medical and indemnity benefits, temporary and permanent disability classifications, and death benefits.

Hour 2 – The Policy and Premium Mechanics

Part One statutory coverage and Part Two employers liability, the information page, classification codes and payroll basis, manual rates, the experience modification factor, and scheduled and dispute-prone premium audits.

Hour 3 – Exposures, Compliance and Loss Control

Employee versus independent contractor status, subcontractor certificates of insurance, sole proprietor and officer inclusion or exclusion elections, multi-state and extraterritorial exposure, and return-to-work and safety programs that lower cost.

✅ Other Related Courses

• 3 Hour Ethics for Insurance Agents – $19.99
• 3-Hour Flood Insurance (NFIP) – $19.99
• 4 HRs Commercial Lines Insurance Essentials (CEQ) – $19.99
• 4 HRs Personal Auto and Umbrella Insurance (CEQ) – $19.99
• 24-Hour Property & Casualty CE Package – $69.00
• 3 HRs Inland Marine and Specialty Property Coverages - Texas – $19.99

✅ Why Choose 1st Choice CE?

• Approved by the Texas Department of Insurance — provider #233452
• Affordable at $19.99 with no hidden fees
• 100% online and self-paced — log in and out anytime without losing progress
• Instant emailed certificate the moment you finish
• We report approved completions to Texas
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in 3 HRs Workers Compensation Essentials - Texas today for $19.99. The course is fully online and self-paced, your certificate is emailed the moment you finish, and every enrollment is backed by our money-back guarantee. Questions? Call or text 1-800-698-2770.