8 Hours Initial Long-Term Care Insurance Partnership Training - Tennessee

8 Hours Initial Long-Term Care Insurance Partnership Training - Tennessee

✅ Approved by Tennessee Department of Commerce and Insurance | Provider #500032204 | Course #6000223789 | Only $39.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 8 approved hours toward your Tennessee insurance license continuing education with a course approved by the Tennessee Department of Commerce and Insurance for only $39.99. The hours apply to your 24-hour, two-year requirement and the course is approved in the Long-Term Care category, so you can enroll online and start on your own schedule.

The course is 100% online and self-paced. Log in and out as often as you need without losing progress. Your certificate is emailed the moment you finish, and 1st Choice CE reports your completion electronically, as Tennessee requires providers to do within 30 days.

✅ Course Details

• Course name: 8 Hours Initial Long-Term Care Insurance Partnership Training
• Approved by: Tennessee Department of Commerce and Insurance
• Provider number: 500032204
• Course number: 6000223789
• Course length: 8 hours
• Course category: Long-Term Care
• Course format: 100% online, self-paced
• Price: $39.99
• Certificate: emailed immediately after completion
• Reporting: 1st Choice CE reports your completion electronically, as Tennessee requires providers to do within 30 days
• Page URL: https://1stchoice-ce.com/courses/checkout/tennessee/8-hr-initial-ltc-partnership-tennessee/
• Support: call or text 1-800-698-2770

✅ Who Should Take This Course?

• Licensed life, accident and health agents and producers
• Agents who intend to sell, solicit or negotiate long-term care insurance
• Producers entering the Partnership market for the first time
• Agents who advise clients on Medicaid planning implications
• Producers who need the initial training before writing Partnership policies
• Agents who need long-term care credit toward Tennessee's renewal total

✅ Does This Course Satisfy the State Requirement?

This course provides 8 approved hours toward the 24 a Tennessee producer must complete every two years. It does not satisfy the requirement on its own, and it does not satisfy the separate 3 hours with a course concentration in ethics.

Tennessee treats an approved self-study course as worth the same number of hours as classroom instruction and sets no cap on self-study, so all 8 hours count in full. If you hold property and casualty authority, the one-time 3-hour flood course is a separate requirement.

✅ Tennessee Continuing Education Requirements

Tennessee requires 24 credit hours of approved continuing education every two years following the last day of the producer's birth month, under Rule 0780-01-56-.08 and Tenn. Code Ann. § 56-6-107(c). Three of those hours must have a course concentration in ethics. The 24-hour total does not change with the number of lines you hold - a producer with both Life & Health and Property & Casualty authority still completes 24, not 48. Holding more lines changes which mandated subjects apply, not the total.

• 24 credit hours in every two-year continuing education period
• 3 of the 24 must be in a TDCI-approved course with a concentration in ethics
• One-time 3-hour flood insurance course for resident property and casualty producers, which counts toward the 24 for one period
• 24 hours is the total no matter how many lines of authority you hold
• No cap on self-study or online hours - all 24 may be completed online
• Up to 12 excess hours carry over to the next period, but ethics hours never carry over

Tennessee treats an approved self-study course as worth the same number of hours as classroom instruction, and sets no cap on self-study or online hours, so the full 24 may be completed online. A producer may carry a maximum of 12 excess hours into the next period, but carryover never applies to the ethics hours - those must be earned fresh every period. The same course cannot be repeated for credit within two years. Resident property and casualty producers have a one-time 3-hour flood insurance requirement that counts toward the 24 for one period. A producer continuously licensed in Tennessee since January 1, 1994 is exempt from continuing education altogether. Nonresident producers satisfy Tennessee by meeting their home state's requirement where that state reciprocates.

How this course helps: This 8-hour course contributes 8 of the 24 credit hours a Tennessee producer must complete every two years. It is general credit, so it does not satisfy the separate 3 hours of ethics, and it is not the one-time 3-hour flood course that property and casualty producers need. Those hours must be completed separately.

✅ When Do Licensees Renew?

Tennessee producer licenses run 24 months from the last day of your birth month, and you renew on or before the end of your birth month every other year. The continuing education deadline and the license expiration date are the same day. Tennessee emails a renewal notice to your business email about 90 days out.

✅ How to Renew Your Tennessee License

1. Confirm your expiration date and lines of authority. Your license runs 24 months from the last day of your birth month.
2. Work out which mandated subjects apply. Everyone needs 3 ethics hours. Property and casualty producers also need the one-time 3-hour flood course if they have not already taken it.
3. Complete all 24 hours before the end of your birth month in your renewal year.
4. Finish early. Providers have up to 30 days to report electronically, and the state system takes roughly another 72 hours to sync, so a course finished in the last week of your birth month can block your renewal even though you completed it on time.
5. Check your education transcript in State Based Systems and confirm the ethics hours posted with the ethics concentration.
6. Renew online at NIPR.com. The renewal window opens 90 days before expiration, and NIPR will not accept the application until your CE shows as compliant.
7. Pay the $60 biennial renewal fee, then confirm your license shows active with an updated expiration date. Keep your original completion certificates for two years, as the rule requires.

There is no grace period. The license expires at the end of your birth month. A renewal fee received after the due date carries a penalty of double the unpaid fee. You may reinstate the same license within 12 months of the due date without retaking the written examination, but after 12 months you must apply as a new applicant and satisfy every initial licensing requirement again, including the exam.

✅ What You Will Learn

• Describe the settings of care long-term care insurance pays for and how they differ in cost
• Apply activities-of-daily-living and cognitive impairment benefit triggers correctly
• Explain how the Partnership asset disregard interacts with Medicaid eligibility and estate recovery
• Compare policy designs, benefit periods, elimination periods and inflation protection options
• Apply the tax treatment of qualified long-term care contracts
• Recognize suitability limits and the signs of elder abuse or financial exploitation

✅ Course Content Overview

Hour 1 – Purpose, Scope and Foundations of LTC and Partnership Programs

What long-term care is and the policy problem it addresses. Covers the NAIC Long-Term Care Model Act and Regulation, the federal framework behind the Partnership program, the stakeholders involved, and the training expectations for the initial eight-hour course and the ongoing four-hour refresher.

Hour 2 – Medicaid Eligibility, Spend-Down and Partnership Asset Disregards

Medicaid financial eligibility and the spend-down pathways a family faces without coverage. Covers the Partnership asset disregard and the difference between dollar-for-dollar and total-asset models, estate recovery, and the role of state Medicaid agencies together with the consumer disclosures Partnership policies require.

Hour 3 – LTC Insurance Basics: Policy Types, Benefits and Triggers

Traditional stand-alone policies contrasted with hybrid designs, and the benefit triggers — activities of daily living and cognitive impairment — that start a claim. Covers benefit amount, benefit period and elimination period design, the care settings and services covered, inflation protection options, and the optional features worth considering.

Hour 4 – Consumer Protections, Suitability and Ethical Sales to Older Adults

Required disclosures and the suitability standards that apply to every LTC sale. Covers ethical communication with seniors in clear language, replacement rules and how to compare existing coverage while preserving accrued benefits, prevention of unfair trade practices and elder financial abuse, and proper complaint handling.

Hour 5 – Underwriting, Pricing, Rate Stability and Claims

Medical underwriting basics and the premium factors that drive cost. Covers rate stability concepts and why increases occur, the options available to a policyholder facing a premium increase, and the claims process from notice of claim through care coordination, case management and the role of licensed practitioners.

Hour 6 – Tax Treatment, HIPAA-Qualified LTC and Coordination of Benefits

HIPAA tax-qualified LTC contracts and the requirements for benefit eligibility. Covers federal and common state tax treatment of premiums and benefits, interactions with Medicare, coordination with private health insurance, the coordination issues that arise with hybrids and multiple policies, and documentation practices for these discussions.

Hour 7 – Planning Integration, Affordability Strategies and Caregiver Dynamics

Integrating long-term care with retirement and estate planning, including realistic funding sources. Covers affordability levers such as adjusting benefit period, daily benefit and elimination period; household and caregiver considerations including respite benefits; plain-language trade-off discussions; responses to post-issue health changes; and building an annual review cadence.

Hour 8 – State Nuances, Advertising and Market Conduct, and Capstone Case Studies

State-specific Partnership nuances including reciprocity, and what counts as advertising under market conduct rules. Covers documentation mastery from needs-analysis summary through file retention, elder-justice safeguards and red-flag recognition, applied case studies with written rationales, and a final compliance checklist for Partnership sales.

✅ Other Tennessee Insurance CE Courses & Packages

Save with a package – everything in one purchase:

• 24 Hour Life & Health CE Package - Tennessee – $69.99
• 24-Hour Property & Casualty CE Package - Tennessee – $69.99

Individual Tennessee insurance CE courses:

• 3 Hour Ethics for Insurance Agents - Tennessee – $19.99
• 3 HRs Emerging Risks and Specialty Coverages - Tennessee – $19.99
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - Tennessee – $19.99
• 3-Hour Flood Insurance (NFIP) - Tennessee – $19.99
• 4 HRs Commercial Lines Insurance Essentials - Tennessee – $19.99
• 4 HRs Health Insurance and Affordable Care Act Updates - Tennessee – $19.99
• 4 HRs Homeowners Insurance Overview - Tennessee – $19.99
• 4 Hrs Long-Term Care Insurance Partnership Training - Tennessee – $19.99
• 4 HRs Medicare Advantage and Part D Update - Tennessee – $19.99
• 4 HRs Personal Auto and Umbrella Insurance - Tennessee – $19.99
• 4-Hour Annuity Best Interest/Suitability - Insurance Agent CE - Tennessee – $19.99
• 5 HRs Life Insurance Products and Retirement Planning - Tennessee – $19.99

All courses are Tennessee-approved, 100% online and self-paced, with your certificate emailed as soon as you finish. Questions? Call or text 1-800-698-2770.

✅ Why Choose 1st Choice CE?

• Approved provider and approved course in Tennessee
• Affordable at $39.99
• 100%% online and self-paced
• Log in and out anytime without losing progress
• Instant emailed certificate
• We report your completion for you
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in 8 Hours Initial Long-Term Care Insurance Partnership Training for $39.99 and complete your 8 approved hours online, on your schedule. Questions before you buy? Call or text 1-800-698-2770.