✅ 1 Hour Ethics and Professionalism Online CE Course

✅ Approved by the New York State Department of Financial Services | Provider #NYPO-104705 | Course #NYCS-285082 | Only $9.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Complete New York's required 1 hour of ethics and professionalism continuing education with a NYDFS-approved online course you can start immediately for only $9.99. The ethics hour is one of the mandatory topics for licenses renewed on or after April 1, 2022, and this course is designed to satisfy it while counting as 1 of the 15 total credits you need to renew.

Study whenever it fits your schedule and log in and out as often as you like without losing your place. Pass the required final exam and your certificate is emailed to you immediately, while 1st Choice CE reports your completion to New York within 24 hours — nothing for you to self-report.

✅ Course Details

Course Name: 1 Hour Ethics and Professionalism Online CE Course

Approved By: New York State Department of Financial Services (NYDFS)

Provider Number: NYPO-104705

Course Number: NYCS-285082

Course Length: 1 credit hour

Course Category: Ethics and professionalism instruction (New York mandatory CE topic)

Course Format: 100% online and self-paced, with a final exam (required for self-study credit)

Price: $9.99

Certificate: Instant emailed certificate upon completion

Reporting: 1st Choice CE reports completions to New York within 24 hours

Support: Phone or text 1-800-698-2770

✅ Who Should Take This Course?

• New York licensed insurance agents, brokers, and producers renewing on or after April 1, 2022
• Licensees who need the mandatory 1-hour ethics and professionalism credit
• Producers who collect premiums, hold client funds, or process refunds
• Agents and brokers who charge fees or receive compensation that requires written disclosure
• Producers who advertise, solicit, or compare policies for clients
• Newly licensed producers preparing for their first New York renewal
• Agency owners and managers keeping their teams CE-compliant

✅ Does This Course Satisfy the New York Ethics and Professionalism Requirement?

This course is designed to satisfy New York's mandatory one-hour ethics and professionalism instruction requirement, which applies to licenses renewed on or after April 1, 2022.

Plan for the other mandatory topics as well:

• The 1-hour ethics and professionalism requirement — this course is designed to meet it.
• The separate 1-hour Insurance Law and 1-hour diversity, inclusion, and elimination of bias requirements — available individually or bundled with this course in the 3 Hour New York Mandatory Topics Package.
• Flood hours, if they apply to you: 1 hour of flood instruction for property/casualty licensees and 3 hours of enhanced flood instruction for NFIP flood sellers. This course does not include flood instruction.

This course also counts as 1 credit toward the 15 total CE credits generally required for renewal. It does not satisfy the full 15-hour requirement by itself.

✅ New York Insurance Continuing Education Requirements

Under New York Insurance Law Section 2132, most New York insurance licensees must complete 15 credits of approved continuing education during each two-year licensing period once the license has been in effect for more than two years. For licenses renewing on or after April 1, 2022, Part 20 of the NYCRR requires that the 15 credits include:

• At least 1 hour of Insurance Law instruction
• At least 1 hour of ethics and professionalism instruction
• At least 1 hour of diversity, inclusion, and elimination of bias instruction
• At least 1 hour of flood insurance instruction, if licensed to sell one or more property/casualty lines
• At least 3 hours of enhanced flood insurance instruction, if selling flood insurance through the NFIP

Self-study and online courses require a passing grade on a final exam to receive credit. New York resident licensees must use a Department-approved provider organization, and all CE must be completed before the renewal or relicensing application is submitted. CE is generally not required for non-resident licensees who are CE-compliant in their home state.

How this course helps: This 1-hour course is designed to satisfy New York's mandatory one-hour ethics and professionalism instruction requirement for licenses renewed on or after April 1, 2022. It contributes 1 of the 15 total credits required for renewal; the remaining 14 credits — including the separate Insurance Law and diversity mandatory topics and any flood hours that apply to your license — must be completed separately.

✅ When Do New York Licensees Renew?

New York insurance licenses renew every two years, and expiration dates vary by licensee — check your license record in the DFS portal to confirm your exact date. Individual and TBA producer licenses expiring on the licensee's birthday can generally be renewed up to 180 days before expiration.

Because CE must be completed before you submit your renewal application, finish your credits early instead of racing your expiration date.

✅ How to Renew Your New York Insurance License

Step 1: Confirm Your License Record — Check your license type, lines of authority, and expiration date in the DFS portal.

Step 2: Confirm Your CE Requirements — Most licensees need 15 credits per cycle, including the mandatory topics. Your flood hours depend on whether you sell P&C lines and whether you sell NFIP flood insurance.

Step 3: Enroll Online — Enroll in the 1 Hour Ethics and Professionalism Online CE Course for $9.99 and start immediately.

Step 4: Complete the Coursework — Work at your own pace, log in and out anytime, and pass the final exam to earn self-study credit.

Step 5: Receive Your Instant Certificate — Your certificate of completion is emailed to you the moment you finish.

Step 6: We Report Your Completion — 1st Choice CE reports your completion to New York within 24 hours, so the credit is on your record.

Step 7: Renew With the State — Renew online through NY LINX, the DFS portal, using your DFS ID with multi-factor authentication. Submit before your expiration date and confirm your renewed status afterward.

✅ What You Will Learn

• The ethical duties that come with license authority — and the conduct that can lead to suspension or revocation under §2110
• How to keep solicitation, advertising, and policy discussions honest and free of misleading statements or incomplete comparisons
• Your fiduciary responsibility for client money, premium funds, and refunds — and why mingling client funds with operating funds is prohibited
• Ethical compensation practices, written fee agreements, and transparency when charging clients fees
• How Article 24's unfair competition and deceptive practices standards shape fair treatment of consumers
• Professionalism in license maintenance, CE compliance, address changes, and cooperation with DFS

✅ Course Content Overview

Section 1 (1 Hour) — Ethics and Professionalism for New York Insurance Producers

This hour connects New York's producer conduct rules to the ethical decisions producers make every day:

• Acting only within the authority granted under Insurance Law Article 21 and avoiding conduct that risks license suspension or revocation under §2110
• Professional honesty in solicitation, advertising, and policy discussions — avoiding misleading advertising under §2122 and misrepresentations or incomplete comparisons under §2123
• Fiduciary handling of client money, premium funds, and refunds under §2120 and 11 NYCRR §20.3, including keeping client funds separate from personal or agency operating funds
• Ethical compensation practices, written fee agreements, and transparency under §2119 and 11 NYCRR §20.6
• Fair treatment of consumers and avoidance of unfair or deceptive acts and practices under Article 24, including §§2402 and 2403
• Professionalism in license maintenance — CE compliance under §2132, address-change duties under §2134, and accurate, timely responses to DFS regulatory requirements

✅ Other Related New York Insurance Courses

• 1 Hour New York Insurance Law Online CE Course – $9.99
• 1 Hour Diversity, Inclusion, and Elimination of Bias Online CE Course – $9.99
• 3 Hour New York Mandatory Topics Package (Courses 1, 2, 3) – $14.99
• 15 Hour New York P&C Insurance Renewal Package (Courses 1-7) – $39
• 15 Hour New York Life, Accident & Health Renewal Package (Courses 1, 2, 3, 8, 9, 10) – $39

✅ Why Choose 1st Choice CE?

• NYDFS-approved course (provider #NYPO-104705, course #NYCS-285082)
• Affordable price — only $9.99
• 100% online and self-paced — log in and out anytime without losing progress
• Instant emailed certificate when you finish
• Completions reported to New York within 24 hours
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Ready to knock out your ethics requirement? Enroll in the 1 Hour Ethics and Professionalism Online CE Course for just $9.99. Finish in about an hour, get your certificate instantly, and let us report your credit to New York for you.

Enroll Now – Only $9.99