21-Hour New Mexico Life and Health Insurance CE Package

21-Hour New Mexico Life and Health Insurance CE Package

✅ Approved by New Mexico Office of Superintendent of Insurance | Provider #500033375 | Includes 5 Approved Courses | Only $64.99 | Instant Emailed Certificates | 100% Online & Self-Paced

Cover 21 of your 24 New Mexico continuing education hours in one purchase for $64.99. Every course in this package is approved by the New Mexico Office of Superintendent of Insurance, and together they make up the entire self-study portion of a resident producer's life and health renewal. Enroll once, work through the courses on your own schedule, and let us report each completion for you.

Each course is 100% online and self-paced, and you can log in and out as often as you like without losing your progress. Certificates are emailed the moment you finish each course, and 1st Choice CE reports your approved completions to the Office of Superintendent of Insurance so the credit appears when you log in to SBS. The package is backed by our money-back guarantee, and support is available by phone or text at 1-800-698-2770.

✅ Package Details

• Package Name: 21-Hour New Mexico Life and Health Insurance CE Package
• Approved By: New Mexico Office of Superintendent of Insurance
• Provider Number: 500033375
• Courses Included: 5 approved New Mexico courses
• Total Credit Hours: 21 of the 24 required
• Instruction Method: Self-study
• Effective Date: September 2, 2026
• Expiration Date: September 2, 2028
• Course Format: 100% online, self-paced
• Price: $64.99
• Certificate: Emailed immediately after each course
• Reporting: 1st Choice CE reports approved completions to the New Mexico Office of Superintendent of Insurance
• Support: Phone or text 1-800-698-2770

✅ What's Included

• 4 HRs Health Insurance and Affordable Care Act Updates - New Mexico – 4 hours, GEN-4 credits, New Mexico course #6000225904
• 4 HRs Medicare Advantage and Part D Update - New Mexico – 4 hours, GEN-4 credits, New Mexico course #6000225921
• 4-Hour Annuity Best Interest/Suitability - New Mexico – 4 hours, GEN-4 credits, New Mexico course #6000225925
• 5 HRs Life Insurance Products and Retirement Planning - New Mexico – 5 hours, GEN-5 credits, New Mexico course #6000225927
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training - New Mexico – 4 hours, LTCP-4 credits, New Mexico course #6000225924

✅ Who Should Take This Package?

• New Mexico licensed resident producers renewing a life and health licence
• Producers who want the self-study part of their 24 hours settled in one purchase
• Agents who would rather not assemble a renewal course by course
• Producers who already have a live-instructor ethics course lined up
• Newly licensed producers completing a first full compliance period
• Agency staff buying continuing education on behalf of producers

✅ Does This Package Satisfy the State Requirement?

This package provides 21 approved credit hours toward New Mexico's 24-hour continuing education requirement. It does not complete the full 24 hours: 13.4.7.9(A)(1) NMAC requires 3 hours of ethics, and 13.4.7.10(D)(2) NMAC requires 3 hours earned in a formal classroom or another format that lets you interact with a live instructor. Every course in this package is approved as self-study, so those 3 remaining hours must come from a live-instructor ethics course elsewhere. Every course here is approved by the New Mexico Office of Superintendent of Insurance under provider #500033375, effective September 2, 2026.

✅ New Mexico Continuing Education Requirements

New Mexico runs a two-year compliance period and the arithmetic is simple, but it has a catch that most self-study catalogues do not mention. The Office of Superintendent of Insurance requires a resident producer to complete 24 credit hours each renewal cycle — 21 general hours and 3 hours of ethics. Separately, 13.4.7.10(D)(2) NMAC requires that at least 3 of those hours be earned in a formal classroom, or in another learning format that lets you interact with a live instructor.

Those two rules are written in different sections and are not expressly linked, which means a single live-instructor ethics course can satisfy both at once. What they rule out together is a renewal built entirely from self-study. Every 1st Choice CE New Mexico course, including this one, is approved as self-study, so our catalogue can supply at most 21 of your 24 hours.

• 24 credit hours per two-year compliance period for resident producers and adjusters, excluding limited lines
• 3 hours must be ethics — 13.4.7.9(A)(1) NMAC
• 3 hours must involve a live instructor — formal classroom or an interactive format, 13.4.7.10(D)(2) NMAC
• Online and self-study formats are permitted for the remaining hours — 13.4.7.10(D)
• No carryover. Hours earned in one compliance period cannot be applied to the next — 13.4.7.9(B) NMAC

Some licensees are exempt altogether. 13.4.7.2(B) NMAC exempts limited license holders, licensees continuously licensed for 25 years or more without a lapse of more than 90 days, licensees who keep a license solely for renewal fee residuals without transacting insurance, fraternal benefit society agents, and nonresident licensees who already comply with their home state. If you think an exemption applies to you, confirm it with OSI before you buy hours.

New Mexico keeps your record for you. Your reported courses are visible by logging in to SBS, and OSI strongly encourages finishing your hours at least 90 days before your license expires. Completing CE late carries a $50.00 penalty before OSI will process the renewal.

How this course helps: This package covers 21 of the 24 hours a New Mexico resident producer must complete each two-year compliance period — the whole self-study portion of your requirement in one purchase. After it you need 3 more hours, and those 3 must be ethics and must be delivered with live-instructor interaction. A single live 3-hour ethics course satisfies both minimums at once.

✅ When Do New Mexico Producers Renew?

New Mexico producer licenses run on a two-year term and your compliance period is defined in 13.4.7.7(F) NMAC as the time between your issue date or last renewal date and your expiration date. The deadline therefore moves with your own license record rather than sitting on a fixed statewide date — check your expiration date, not a calendar rule of thumb.

OSI describes the renewal period as beginning the day after your expiration date and running to the next expiration date, which gives you roughly 24 months. It strongly encourages completing your hours a minimum of 90 days before expiration, and there is a practical reason for that: providers have up to 10 days to report completions, and you must wait 24 hours after hours are banked before you can submit the renewal application.

Because there is no carryover, hours finished after your expiration date do nothing for the cycle that just closed. Leaving 24 hours to the final fortnight is the single most common way a New Mexico producer ends up paying the $50 late-CE penalty.

✅ How to Renew Your New Mexico Insurance License

Step 1: Check your expiration date and what you still owe

Log in to SBS and look at your license record and your reported continuing education. That tells you your actual deadline and exactly which hours have already been credited.

Step 2: Confirm the shape of your requirement

Most resident producers owe 24 hours: 21 general and 3 ethics. At least 3 of the 24 must be earned with live-instructor interaction. Check whether an exemption under 13.4.7.2(B) NMAC applies to you before buying anything.

Step 3: Complete your self-study hours

Work through the approved online courses that make up the bulk of your requirement. 1st Choice CE covers up to 21 of your 24 hours this way.

Step 4: Complete the ethics and live-instructor hours

Take a 3-hour ethics course delivered in a formal classroom or another format that lets you interact with a live instructor. One course that is both ethics and live satisfies both minimums at once.

Step 5: Allow time for reporting

Providers have up to 10 days to report your completed hours to OSI, and you must wait 24 hours after the hours are banked before submitting your renewal. Finish early — OSI recommends at least 90 days out.

Step 6: Verify your hours on SBS

Log in to SBS and confirm every course has posted and the totals are right, including the ethics hours. The transcript is what OSI reads.

Step 7: Submit the renewal through NIPR and pay the fee

Submit your renewal application through NIPR, update your contact and business information, and pay the fee the application shows. Keep the receipt and confirm the license shows as active with a new expiration date.

✅ Course Content Overview

4 HRs Health Insurance and Affordable Care Act Updates (4 hours)

Health Insurance Landscape, Plan Types and Core Coverage Concepts · Affordable Care Act Framework, Marketplace Enrollment and Practical Updates · Supplemental Health Products and Emerging Coverage Trends · Regional Market Considerations, Compliance and Client Communication Standards

4 HRs Medicare Advantage and Part D Update (4 hours)

Medicare Advantage Plan Landscape, Benefits and Current Market Realities · Medicare Part D Updates, Formularies and Pharmacy-Focused Decision Points · Enrollment Rules, Special Circumstances and Coordination with Other Coverage · Compliance, Marketing Standards and Ethical Sales Practices for Medicare Products

4-Hour Annuity Best Interest/Suitability (4 hours)

Regulatory Framework and the Best-Interest Standard · Producer Duties Across the Sales Process · Annuity Products, Riders and Risk-Reward Characteristics · Supervision, Advertising, Ethics and Case Studies

5 HRs Life Insurance Products and Retirement Planning (5 hours)

Life Insurance Foundations and Product Fit in Retirement Planning · Permanent Life Insurance Features, Policy Performance and Client Expectations · Annuity Products Beyond the Basics and Their Role in Retirement Income · Taxation and Retirement Planning Integration for Life Insurance and Annuities · Estate Planning Uses, Policy Replacement Standards and Compliance Expectations

4 Hrs Ongoing Long-Term Care Insurance Partnership Training (4 hours)

Regulatory and Market Updates for LTC Partnership Policies · Ethics, Suitability and Best-Interest Refresher for Senior Clients · Advanced Product Mechanics: Inflation, Rate Actions, Hybrids and Claims · Case Studies, Documentation Mastery and Client Review Cadence

✅ Other Related Courses and Packages

Other New Mexico packages:

• 21-Hour New Mexico Property and Casualty Insurance CE Package – $64.99
• 21-Hour New Mexico Dual-Line Insurance CE Package – $64.99

Individual New Mexico insurance CE courses:

• 3 HRs Emerging Risks and Specialty Coverages - New Mexico – $19.99
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - New Mexico – $19.99
• 3-Hour Flood Insurance (NFIP) - New Mexico – $19.99
• 4 HRs Commercial Lines Insurance Essentials - New Mexico – $19.99
• 4 HRs Health Insurance and Affordable Care Act Updates - New Mexico – $19.99
• 4 HRs Homeowners Insurance Overview - New Mexico – $19.99
• 4 HRs Medicare Advantage and Part D Update - New Mexico – $19.99
• 4 HRs Personal Auto and Umbrella Insurance - New Mexico – $19.99
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training - New Mexico – $19.99
• 4-Hour Annuity Best Interest/Suitability - New Mexico – $19.99
• 5 HRs Life Insurance Products and Retirement Planning - New Mexico – $19.99

✅ Why Choose 1st Choice CE?

• Every course approved by the New Mexico Office of Superintendent of Insurance under provider #500033375
• 21 hours for $64.99 — no hidden or per-student fees
• 100% online and self-paced — log in and out anytime without losing progress
• Instant emailed certificate after each course
• We report approved completions to the New Mexico Office of Superintendent of Insurance
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in the 21-Hour New Mexico Life and Health Insurance CE Package today for $64.99 and settle 21 of your 24 New Mexico hours in one purchase. Remember to book a 3-hour live-instructor ethics course to finish the requirement. Questions? Call or text 1-800-698-2770.

✅ Frequently Asked Questions

Is this package approved in New Mexico?

Yes. All 5 courses are approved by the New Mexico Office of Superintendent of Insurance under provider #500033375, effective September 2, 2026 and expiring September 2, 2028.

How many hours does this package provide?

It provides 21 approved continuing education credit hours across 5 courses.

Does this package complete my whole New Mexico renewal?

No. New Mexico requires 24 hours. This package provides 21 of them and you will still need 3 more.

Why can't a package cover all 24 hours?

13.4.7.10(D)(2) NMAC requires at least 3 of the 24 hours to be earned in a formal classroom or another format that lets you interact with a live instructor. Every course here is self-study, so no self-study package can complete the full 24.

What exactly do I still need after this package?

Three hours of ethics, delivered with live-instructor interaction. One live 3-hour ethics course satisfies both the ethics minimum and the live-instructor minimum at the same time.

Do you sell the New Mexico ethics course?

Not at this time. A self-study ethics course would be approved and still leave you short of the live-instructor minimum, so we have not filed one.

Which courses are in this package?

4 HRs Health Insurance and Affordable Care Act Updates, 4 HRs Medicare Advantage and Part D Update, 4-Hour Annuity Best Interest/Suitability, 5 HRs Life Insurance Products and Retirement Planning, 4 Hrs Ongoing Long-Term Care Insurance Partnership Training.

Can I take the courses in any order?

Yes. The courses are independent and self-paced. Take them in whatever order suits you.

Will I lose my progress if I log out?

No. Your progress is saved automatically in every course.

How do I get my certificates?

A certificate is emailed to you the moment you complete each course in the package.

Do you report my completions to New Mexico?

Yes. 1st Choice CE reports approved completions to the Office of Superintendent of Insurance. Providers have up to 10 days to report, and you can confirm the credit by logging in to SBS.

When is my continuing education due?

New Mexico runs a two-year compliance period ending on your licence expiration date. OSI strongly encourages finishing at least 90 days before that date.

Can I carry extra hours into the next cycle?

No. 13.4.7.9(B) NMAC prohibits carrying credit hours over to the next compliance period.

What happens if I finish my hours late?

OSI applies a $50.00 penalty before it will process your renewal application.

Is there a money-back guarantee?

Yes. If the package is not what you expected, we offer a money-back guarantee.

Can I get help if I have a question?

Yes. You can reach our support team by phone or text at 1-800-698-2770.