30 Hour Life & Health CE Package – Nevada

✅ 30 Hour Life & Health CE Package – Nevada

✅ Approved by Nevada Division of Insurance | Provider #184098 | Includes 8 Approved Courses | All 30 Required Hours | Only $69.99 | Instant Emailed Certificates | 100% Online & Self-Paced

Complete your entire Nevada producer renewal — all 30 hours, including the 3 required ethics hours — in one approved package for $69.99. Every course is approved by the Nevada Division of Insurance under provider #184098, and all 30 hours fall inside the three-year period before your renewal date.

All 8 courses are 100% online and self-paced. Log in and out as often as you need without losing progress, take them in any order, and finish over as many sittings as you like. A certificate is emailed to you the moment you complete each course, and 1st Choice CE reports approved completions to Nevada. Note that Nevada requires a supervised final examination for a self-study course under NAC 683A.335, so plan that step before your deadline.

✅ What Is Included

• 3 Hour Ethics for Insurance Agents — 3 hours — Nevada course #28666 — Ethics category
• 5 HRs Life Insurance Products and Retirement Planning — 5 hours — Nevada course #29235 — Life category
• 4 HRs Health Insurance and Affordable Care Act Updates — 4 hours — Nevada course #29237 — Health category
• 4 HRs Medicare Advantage and Part D Update — 4 hours — Nevada course #29236 — Health category
• 4-Hour Annuity Best Interest/Suitability — 4 hours — Nevada course #28669 — Annuity Best Interest 4 category
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training — 4 hours — Nevada course #28668 — Long Term Care category
• 3 HRs Emerging Risks and Specialty Coverages — 3 hours — Nevada course #29239 — Property & Casualty category
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) — 3 hours — Nevada course #29241 — Property & Casualty category

Total: 30 hours, including the 3 required ethics hours.

✅ Package Details

• Package name: 30 Hour Life & Health CE Package – Nevada
• Approved by: Nevada Division of Insurance
• Provider number: 184098
• Courses included: 8, each separately approved — #28666, #29235, #29237, #29236, #28669, #28668, #29239, #29241
• Total length: 30 hours
• Ethics hours included: 3
• Course format: 100% online, self-paced
• Price: $69.99 (the 8 courses cost $127.92 bought separately, a saving of $57.93)
• Certificates: emailed immediately after each course
• Reporting: 1st Choice CE reports your completions
• Approval active through: the Nevada approval documents do not state an expiration date. Confirm active and renewal dates in the Sircon Approved Courses Inquiry before publishing.
• Nevada requirement: an approved course must include a written procedure for a supervised final examination under NAC 683A.335, applying the self-study standards of NAC 683A.211
• Page URL: https://1stchoice-ce.com/courses/checkout/nevada/30-hr-life-health-insurance-ce-package-nevada/
• Support: call or text 1-800-698-2770

✅ Who Should Take This Package?

• Nevada resident insurance producers licensed in life, health, or both
• Producers who sell Medicare Advantage, Part D, or Marketplace health coverage
• Producers who write annuities and need the best-interest and suitability hours
• Producers servicing long-term care Partnership policies who owe ongoing training
• Producers who want the 3 required ethics hours and the full 30-hour total handled in one purchase
• Producers who would rather not track eight separate course purchases across a three-year cycle

✅ Does This Package Satisfy the State Requirement?

On hours, yes. Nevada resident producers complete 30 hours of approved continuing education within the three-year period before the renewal date, and three of those hours must be in ethics. This package provides all 30 and includes the 3 ethics hours.

One caution worth reading before you buy. Under NAC 683A.330 your hours must be related to the line or lines of insurance you hold, and the 3 ethics hours are a carve-out. Six of the eight courses here — ethics, life, health, Medicare, annuity, and long-term care — sit squarely inside a life and health license. The remaining two, Emerging Risks and Insurance Fraud, are approved in the Property & Casualty category. If you hold both lines, all 30 hours apply without question. If you hold life and health only, confirm with the Division how those two courses attribute before relying on the full 30.

All 30 hours must fall inside the three-year period before your renewal date, so check your expiration date and the hours already credited to your record before you buy.

✅ Nevada Continuing Education Requirements

Nevada resident insurance producers must complete 30 hours of approved continuing education within the three-year period before the date of renewal, and three of those hours must be in ethics. Under NAC 683A.330 the hours must be related to the line or lines of insurance for which the licensee holds a license, with the three ethics hours as a carve-out, so course category matters as much as hour count.

• 30 approved hours in the three-year period before renewal
• 3 of the 30 must be in ethics
• Hours must relate to a line of authority you hold; the 3 ethics hours are a carve-out
• Self-study, online, and correspondence courses must include a supervised final examination — NAC 683A.335, applying the self-study standards of NAC 683A.211
• Renewal is submitted electronically through Sircon

Nevada exempts some producers from CE entirely. Under NAC 683A.330 a producer holding a CPCU, CLU, CIC, CFP, or ChFC designation, or with 20 or more years of continuous insurance experience where insurance is the primary source of income, may qualify for an exemption. The exemption is not automatic — NAC 683A.330(3) requires a certification submitted to the Commissioner in a Commissioner-approved affidavit.

How this package helps: This package provides all 30 hours a Nevada resident producer must complete in the three-year period before renewal, including the 3 required insurance ethics hours. Because NAC 683A.330 requires your hours to relate to the lines you hold, check the category of each course against your own license: ethics, life, health, Medicare, annuity, and long-term care cover the life and health side, while Emerging Risks and Insurance Fraud carry Property & Casualty credit. Note also that NAC 683A.335 requires an approved course to include a written procedure for a supervised final examination, and that some producers qualify for a full CE exemption under NAC 683A.330 — the exemption is not automatic and requires a certification submitted to the Commissioner in an approved affidavit.

✅ When Do Licensees Renew?

Nevada producer licenses renew on a three-year cycle, and the 30 hours must be completed within the three-year period before the renewal date. The Division of Insurance emails a courtesy notice to the licensee's address of record roughly two months before expiration, but the deadline applies whether or not that notice arrives. Renewals are submitted electronically through Sircon, and a renewed license can be printed online free for 30 days after submission.

✅ How to Renew Your License

1. Check your expiration date and CE posted to date — Look up your Nevada license record and confirm the expiration date and how many approved hours are already credited. Do not rely on the courtesy email alone.
2. Confirm your lines of authority — Under NAC 683A.330 your hours must relate to a line of insurance you hold, with the 3 ethics hours as a carve-out. Check each course category against your license before enrolling.
3. Complete 30 approved hours, including 3 in ethics — All 30 must fall inside the three-year period before renewal.
4. Complete the supervised final examination — NAC 683A.335 requires an approved course to carry a written procedure for a supervised final examination, applying the self-study standards of NAC 683A.211. Arrange the proctor before your deadline, not after.
5. Renew electronically through Sircon — Submit the renewal application and pay the renewal fee through Sircon, and review your contact and appointment information while you are there.
6. Print and save your renewed license — Nevada allows a free online license printout for 30 days after submission. Save it and confirm the record shows an active status.

✅ What You Will Learn

• Apply the duties an agent owes the client, the insurer, and the public, and recognize where those duties conflict
• Work through suitability, disclosure, and replacement standards using realistic client scenarios
• Match term, whole life, and universal life designs to a client’s actual protection and legacy goals, and explain cash value mechanics in plain language
• Compare fixed, indexed, and variable annuities on crediting, cost, liquidity, and income, and apply 1035 exchange principles correctly
• Compare individual, small-group, and large-group plan structures and explain deductibles, coinsurance, out-of-pocket maximums, and networks accurately
• Guide clients through Marketplace enrollment, special enrollment triggers, premium tax credits, and cost-sharing reductions without reconciliation surprises
• Compare Medicare Advantage plan types on network rules, referrals, MOOP, and supplemental benefits, and use Star Ratings accurately
• Apply Part D formulary tiers, prior authorization, enrollment periods, and the CMS marketing standards that govern how Medicare products may be sold
• Apply a best-interest standard to an annuity recommendation, including care, disclosure, conflict-of-interest, and documentation obligations
• Evaluate suitability against a client’s financial situation, liquidity needs, and time horizon, and document the basis for the recommendation
• Refresh long-term care benefit triggers, settings of care, and how Partnership asset disregard interacts with Medicaid eligibility and estate recovery
• Apply consumer protection, suitability, and replacement standards when servicing or replacing an existing long-term care policy
• Identify the cyber exposures — data breach, ransomware, social engineering — that traditional property and casualty forms were never written to cover
• Explain rideshare and on-demand delivery coverage gaps, including app-on and app-off periods and livery exclusions
• Recognize the auto and property claim fraud patterns that most often reach an agency, and document a concern without accusing a client
• Walk a client through the claims lifecycle and apply fair claims handling principles that reduce complaints

✅ Course Content Overview

3 Hour Ethics for Insurance Agents — 3 hours, Nevada course #28666

• Apply the duties an agent owes the client, the insurer, and the public, and recognize where those duties conflict
• Work through suitability, disclosure, and replacement standards using realistic client scenarios

5 HRs Life Insurance Products and Retirement Planning — 5 hours, Nevada course #29235

• Hour 1: Life Insurance Foundations and Product Fit in Retirement Planning — review core life insurance concepts (risk pooling, insurable interest, contract structure, and policy ownership) to establish a clear foundation for product selection and client communication.
• Hour 2: Permanent Life Insurance Features, Policy Performance, and Client Expectations — explain whole life policy components (guarantees, dividends as applicable, paid-up additions, and nonforfeiture options) to clarify how benefits may accumulate over time.
• Hour 3: Annuity Products Beyond the Basics and Their Role in Retirement Income — review annuity fundamentals (accumulation vs. distribution, contract parties, and the insurance function of longevity protection) to connect product structure to retirement goals.
• Hour 4: Taxation and Retirement Planning Integration for Life Insurance and Annuities — review tax basics for life insurance (death benefit treatment, basis concepts, policy loans, partial surrenders, and lapses) to prevent inaccurate “tax-free” assumptions in planning conversations.
• Hour 5: Estate Planning Uses, Policy Replacement Standards, and Compliance Expectations — review beneficiary designations and ownership structures (individual, trust-owned concepts, and common pitfalls) to reduce unintended outcomes and improve coordination with estate plans.

4 HRs Health Insurance and Affordable Care Act Updates — 4 hours, Nevada course #29237

• Hour 1: Health Insurance Landscape, Plan Types, and Core Coverage Concepts — compare individual, small-group, and large-group health plan structures to clarify how underwriting, eligibility, and employer involvement affect coverage design and consumer options.
• Hour 2: Affordable Care Act Framework, Marketplace Enrollment, and Practical Updates — review key ACA provisions (essential health benefits, preventive services, guaranteed issue, and rating limits) to reinforce what must be included in compliant major medical coverage.
• Hour 3: Supplemental Health Products and Emerging Coverage Trends — review disability income and long-term disability concepts (definitions of disability, elimination periods, benefit periods, offsets, and residual benefits) to connect wage protection to overall financial planning.
• Hour 4: Regional Market Considerations, Compliance, and Client Communication Standards — review regional operational considerations (carrier availability patterns, network realities, and consumer shopping behaviors) to improve practical plan positioning in the agent's local market.

4 HRs Medicare Advantage and Part D Update — 4 hours, Nevada course #29236

• Hour 1: Medicare Advantage Plan Landscape, Benefits, and Current Market Realities — review Medicare eligibility and coverage structure to clarify how Parts A/B connect to Medicare Advantage and why that foundation matters for accurate plan discussions.
• Hour 2: Medicare Part D Updates, Formularies, and Pharmacy-Focused Decision Points — review the Part D benefit structure (phases, member cost responsibilities, and plan design basics) so agents can accurately set expectations about out-of-pocket costs.
• Hour 3: Enrollment Rules, Special Circumstances, and Coordination with Other Coverage — review enrollment periods (IEP, AEP, OEP, SEP) and effective date rules to prevent timing errors that commonly lead to complaints and coverage gaps.
• Hour 4: Compliance, Marketing Standards, and Ethical Sales Practices for Medicare Products — review CMS compliance concepts (scope of appointment principles, required disclaimers, documentation expectations, and permitted vs. prohibited conduct) to reduce regulatory exposure.

4-Hour Annuity Best Interest/Suitability — 4 hours, Nevada course #28669

• Apply a best-interest standard to an annuity recommendation, including care, disclosure, conflict-of-interest, and documentation obligations
• Evaluate suitability against a client’s financial situation, liquidity needs, and time horizon, and document the basis for the recommendation

4 Hrs Ongoing Long-Term Care Insurance Partnership Training — 4 hours, Nevada course #28668

• Refresh long-term care benefit triggers, settings of care, and how Partnership asset disregard interacts with Medicaid eligibility and estate recovery
• Apply consumer protection, suitability, and replacement standards when servicing or replacing an existing long-term care policy

3 HRs Emerging Risks and Specialty Coverages — 3 hours, Nevada course #29239

• Hour 1: Cyber Liability Insurance Essentials for Modern Businesses — introduce cyber exposures (data breach, ransomware, social engineering, and third-party liability) to explain why these losses often fall outside traditional P&C policy intent.
• Hour 2: Rideshare and On-Demand Delivery Coverage Gaps and Solutions — define the on-demand economy exposure to show how “business use” can create coverage gaps when drivers transport people or goods under app-based platforms.
• Hour 3: InsurTech Trends and Climate-Related Specialty Market Impacts — review InsurTech and modern underwriting tools (telematics, automated data enrichment, AI-assisted rating, and digital claims) to explain how eligibility decisions and pricing are increasingly data-driven.

3 Hrs Insurance Fraud and Claims Handling (P&C Focus) — 3 hours, Nevada course #29241

• Hour 1: Fraud Fundamentals and Common P&C Fraud Schemes — introduce the purpose of antifraud efforts and define key fraud concepts (material misrepresentation, intent, and loss causation) in the context of P&C insurance.
• Hour 2: Claims Handling Best Practices, Ethics, and Client Assistance Boundaries — outline the standard claims lifecycle (notice of loss, investigation, coverage review, valuation, settlement, and dispute pathways) so agents can set realistic expectations without overpromising outcomes.
• Hour 3: Practical Case Studies, Fair Claims Practices, and Risk Control — use case studies to distinguish legitimate losses from suspicious patterns, focusing on consistency of facts, loss timing, and supporting documentation.

✅ Other Related Courses

• 3-Hour Flood Insurance (NFIP) – $15.99
• 4 HRs Personal Auto and Umbrella Insurance – $15.99
• 4 HRs Commercial Lines Insurance Essentials – $15.99
• 4 HRs Homeowners Insurance Overview – $15.99
• 8 Hours Initial Long-Term Care Insurance Partnership Training – $29.99

The 8 courses inside this package are listed under What Is Included above.

✅ Why Choose 1st Choice CE?

• Approved provider and 8 approved courses in Nevada
• All 30 required hours in one purchase at $69.99, versus $127.92 buying separately
• No ancillary or per-student fees
• 100% online and self-paced
• Log in and out anytime without losing progress
• Instant emailed certificate after each course
• Completions reported to Nevada
• Covers the ethics, life, health, Medicare, annuity, and long-term care categories in one purchase
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Finish your entire Nevada renewal today for $69.99.

Enroll in the 30 Hour Life & Health CE Package – Nevada

Questions first? Call or text 1-800-698-2770.

✅ Frequently Asked Questions

Does this package complete my Nevada renewal?

On hours, yes. Nevada resident producers complete 30 hours of approved continuing education in the three-year period before renewal, and 3 of those must be in ethics. This package provides all 30 with the ethics hours included.

Do all 30 hours count against my license?

Under NAC 683A.330 your hours must be related to the line or lines of insurance you hold, with the 3 ethics hours as a carve-out. Six of the eight courses here are Life, Health, Annuity, Long Term Care and Ethics, which is the core of a life and health license. The remaining two - Emerging Risks and Insurance Fraud - are approved in the Property & Casualty category. If you hold only a life and health license, confirm with the Division how those two attribute before you rely on the full 30.

Is every course in the package approved in Nevada?

Yes. All 8 are approved under provider #184098: #28666, #29235, #29237, #29236, #28669, #28668, #29239, #29241.

Does it include the required ethics hours?

Yes. The 3 Hour Ethics for Insurance Agents course is included.

How much do I save versus buying the courses separately?

The 8 courses cost $127.92 separately. The package is $69.99, so you save $57.93.

Are there any additional or hidden fees?

No. $69.99 is the total. There are no ancillary or per-student fees.

Is the package online?

Yes. All 8 courses are 100 percent online and self-paced. Take them from any device with an internet connection.

Do I have to take the courses in order?

No. Work through them in whatever order suits you, and finish over as many sittings as you like.

Can I log out and come back later?

Yes. Your progress is saved in every course, and you resume where you stopped.

How do I get my certificates?

A certificate is emailed to you as soon as you complete each course.

Is there a supervised exam?

Yes. NAC 683A.335 requires an approved course to include a written procedure for a supervised final examination, applying the self-study standards of NAC 683A.211. That applies to every course in this package, and the proctor must be an impartial, disinterested third party or a currently licensed agent, over 18, with no family or financial relationship to you. Call or text 1-800-698-2770 and we will walk you through it.

How is my completion reported?

1st Choice CE reports approved completions to Nevada. Nevada renewals themselves are submitted electronically through Sircon, and a renewed license can be printed online free for 30 days after submission.

When is my renewal due?

Nevada producer licenses renew on a three-year cycle, and all 30 hours must fall inside the three-year period before the renewal date. The Division emails a courtesy notice roughly two months before expiration, but the deadline applies whether or not it arrives.

Am I exempt from continuing education?

Possibly. Under NAC 683A.330 a producer holding a CPCU, CLU, CIC, CFP or ChFC designation, or with 20 or more years of continuous insurance experience where insurance is the primary source of income, may qualify. The exemption is not automatic - NAC 683A.330(3) requires a certification submitted to the Commissioner in a Commissioner-approved affidavit.

Is there a money-back guarantee?

Yes. If the package is not what you expected, contact us at 1-800-698-2770.