4 Hrs Ongoing Long-Term Care Insurance Partnership Training - Hawaii

✅ Approved by Hawaii Department of Commerce and Consumer Affairs Insurance Division | Provider #500032211 | Course #6000208591 | Only $15.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 4 approved hours toward your Hawaii insurance license continuing education with a course approved by the Hawaii Department of Commerce and Consumer Affairs Insurance Division for only $15.99. The hours apply to your 24-hour, group-split requirement and the course is approved in the Long-Term Care category, so you can enroll online and start on your own schedule.

The course is 100% online and self-paced. Log in and out as often as you need without losing progress. Your certificate is emailed the moment you finish, and 1st Choice CE reports your completion to the Insurance Division within 15 days, as Hawaii requires providers to do.

✅ Course Details

• Course name: 4 Hrs Ongoing Long-Term Care Insurance Partnership Training
• Approved by: Hawaii Department of Commerce and Consumer Affairs Insurance Division
• Provider number: 500032211
• Course number: 6000208591
• Course length: 4 hours
• Course category: Long-Term Care
• Course format: 100% online, self-paced
• Price: $15.99
• Certificate: emailed immediately after completion
• Reporting: 1st Choice CE reports your completion to the Insurance Division within 15 days, as Hawaii requires providers to do
• Page URL: https://1stchoice-ce.com/courses/checkout/hawaii/4-hrs-long-term-care-insurance-partnership-training-hawaii/
• Support: call or text 1-800-698-2770

✅ Who Should Take This Course?

• Licensed life, accident and health agents and producers
• Producers who already completed initial Partnership training and are due for the ongoing requirement
• Agents who sell, solicit or negotiate long-term care insurance
• Producers advising clients on Partnership-qualified policies and asset protection
• Agents who service in-force long-term care business and handle benefit-trigger questions
• Producers who want a refresher on suitability and replacement before their renewal

✅ Does This Course Satisfy the State Requirement?

This course provides 4 approved hours toward the 24 credit hours a Hawaii producer must complete each renewal cycle. This is the 4-hour ongoing long-term care insurance Partnership training course, for producers who have already completed initial long-term care training and need the recurring hours. It is general credit toward your state total, so it does not satisfy the separate 3 hours of ethics or insurance laws and rules. It does not satisfy the whole requirement on its own.

Read this carefully if you hold both line-of-authority groups: Hawaii will NOT apply surplus Life and Health credit to your Property and Casualty requirement. Holding both groups means 10 Life/A&H hours, 11 P&C hours and 3 ethics hours. Hawaii sets no cap on self-study or online hours, so they count in full, and Hawaii allows no carryover between cycles.

✅ Hawaii Continuing Education Requirements

Hawaii is one of the few states that splits continuing education by line-of-authority group rather than pooling it. Under HRS § 431:9A-124, the total is always 24 credit hours, but how those 24 are allocated depends on what you hold. A producer with Life and/or Accident & Health authority completes 21 hours in that group plus 3 hours relating to ethics training or to the insurance laws and rules. A producer with Property, marine and transportation, vehicle, general casualty or surety authority - Personal Lines included - completes 21 hours in that group plus the same 3 hours. A producer holding both groups completes 10 Life/A&H hours, 11 P&C hours and 3 ethics hours. Holding two groups does not increase the total past 24.

• 24 credit hours in total for every resident producer - the total never goes above or below 24
• Life and/or Accident & Health only: 21 Life/A&H hours plus 3 hours of ethics or insurance laws and rules
• Property & Casualty only, including Personal Lines: 21 P&C hours plus the same 3 hours
• Both groups: 10 Life/A&H hours, 11 P&C hours, and 3 hours of ethics or laws and rules
• No cap on self-study or online hours - all 24 may be completed online
• NO carryover at all, and a course taken twice in one cycle earns credit only once

The allocation rule is the part that catches producers out. Excess Life/Health credit does NOT migrate to the Property/Casualty requirement, and excess P&C credit does not migrate the other way. Only surplus dedicated ethics or laws-and-rules credit spills over, and it flows to Life/Health first and Property/Casualty second. Hawaii allows no carryover between renewal cycles at all, and credits are valid for 24 months after completion. There is no cap on self-study or online hours, so the full 24 may be completed online. Nonresident producers who satisfy their home state's requirement are exempt under HRS § 431:9A-116. The Commissioner may waive a requirement for good cause on written request, ideally at least 90 days before your renewal date, and producers on extended active military duty receive an extension equal to their days of duty.

How this course helps: This 4-hour course contributes 4 of the 24 credit hours a Hawaii producer must complete each renewal cycle. It is approved in the Long-Term Care category. This is the 4-hour ongoing long-term care insurance Partnership training course, for producers who have already completed initial long-term care training and need the recurring hours. It is general credit toward your state total, so it does not satisfy the separate 3 hours of ethics or insurance laws and rules. It does not complete the renewal on its own.

✅ When Do Licensees Renew?

Hawaii individual producer licences renew on the last day of your birth month, on a two-year cycle. It is not a fixed statewide date. Business entities are different - the last day of July for a resident entity and the last day of April for a nonresident entity. Confirm your own renewal date in SBS License Manager rather than assuming, and note that Hawaii publishes no odd-or-even-year rule tied to your birth year.

✅ How to Renew Your Hawaii License

1. Confirm your renewal date and which line-of-authority groups you hold. Your date is the last day of your birth month, biennially.
2. Work out your split: 21 plus 3 if you hold one group, or 10 plus 11 plus 3 if you hold both. Remember that Life/Health hours cannot fill a Property/Casualty shortfall.
3. Complete your hours from courses individually approved in Hawaii. Approval in another state counts for nothing here.
4. Finish at least 15 days before your renewal date. The Insurance Division no longer accepts completion certificates from licensees - your provider uploads them, and the credits must be on file before the renewal fee can be submitted.
5. Check your credits in SBS License Manager and confirm each course posted in the right category, because the Division re-allocates your transcript each time a new course lands.
6. Renew online at NIPR - online renewal is mandatory in Hawaii. The resident producer renewal fee is $100.
7. Confirm the licence shows active, and keep your own completion records for four years as HRS § 431:9A-125 requires.

There is no grace period. Missing the requirement places your licence on inactive status automatically under HRS § 431:9A-124(d). Reinstatement carries a penalty of double the unpaid renewal fee and is available for 12 months from inactivation, with no re-examination in that window. After 12 months you must apply as a new applicant - new exam, fingerprinting and the full initial fee. Because the provider has up to 15 days to upload and the Division must hold the credits before you can pay, finishing in the final fortnight is genuinely risky.

✅ What You Will Learn

• Restate the activities-of-daily-living and cognitive impairment benefit triggers and apply them to real claims
• Compare the settings and levels of care a policy pays for and explain the cost difference to a client
• Explain how the dollar-for-dollar asset disregard protects assets from Medicaid spend-down and estate recovery
• Evaluate inflation protection options and show a client what each one is worth over time
• Apply suitability and replacement standards before recommending or replacing a policy
• Describe the producer's ongoing duties once a Partnership policy is in force

✅ Course Content Overview

Hour 1: Refresher on the long-term care landscape: the settings of care from home care through assisted living to skilled nursing, how long care typically lasts, what it costs today, and why Medicare's skilled nursing benefit is not long-term care coverage. The hour closes by placing the Partnership program in context as the bridge between private insurance and Medicaid.

Hour 2: Benefit triggers and policy mechanics in practice: the activities-of-daily-living trigger and the cognitive impairment trigger, elimination periods, benefit periods and daily or monthly benefit amounts, pools of money versus fixed benefit designs, and how inflation protection changes what a policy is actually worth at claim time. The hour works through claim scenarios where the trigger is contested.

Hour 3: The Partnership asset disregard in depth: how dollar-for-dollar protection is earned, how it is counted at Medicaid eligibility, how it interacts with estate recovery, and what reciprocity between participating states does and does not guarantee when a client moves. The hour closes with the disclosure a producer must make about Partnership status.

Hour 4: Suitability, replacement and the producer's continuing duties: assessing whether long-term care coverage is suitable for a client's assets and income, the standards that apply before replacing an existing policy, the tax treatment of qualified policies and premiums, and the recordkeeping and reporting a producer carries once the policy is in force. The hour ends with the ethical obligations that outlast the sale.

✅ Other Hawaii Insurance CE Courses

• 3 Hour Ethics for Insurance Agents - Hawaii – $15.99
• 3-Hour Flood Insurance (NFIP) - Hawaii – $15.99
• 4-Hour Annuity Best Interest and Suitability - Hawaii – $15.99
• 5 HRs Life Insurance Products and Retirement Planning - Hawaii – $15.99
• 4 HRs Medicare Advantage and Part D Update - Hawaii – $15.99
• 8 Hours Initial Long-Term Care Insurance Partnership Training - Hawaii – $29.99
• 4 HRs Health Insurance and Affordable Care Act Updates - Hawaii – $15.99
• 4 HRs Personal Auto and Umbrella Insurance - Hawaii – $15.99

✅ Why Choose 1st Choice CE?

• Approved provider and approved course in Hawaii
• Affordable at $15.99
• 100%% online and self-paced
• Log in and out anytime without losing progress
• Instant emailed certificate
• We report your completion for you
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in 4 Hrs Ongoing Long-Term Care Insurance Partnership Training for $15.99 and complete your 4 approved hours online, on your schedule. Questions before you buy? Call or text 1-800-698-2770.