48-Hour Arizona Insurance CE Package

Arizona 48-Hour Insurance CE Package

✅ Approved by Arizona Department of Insurance and Financial Institutions (DIFI) | Provider #500032084 | Includes 13 Approved Courses | Only $119.99 | Instant Emailed Certificates | 100% Online & Self-Paced

Complete all 48 hours of Arizona insurance continuing education — including both required ethics courses — in one DIFI-approved online package for $119.99. Every course is individually approved under provider #500032084, the hours cover the full four-year license period, and nothing is added at checkout.

The whole package is online and self-paced. Your progress is saved course by course, so you can work through it over weeks or finish it in a few sittings. Each course issues its certificate by email as soon as you pass its final exam, and 1st Choice CE files every completion with Arizona through the NAIC State Based Systems.

✅ Package Details

• Package name: Arizona 48-Hour Insurance CE Package
• Approved by: Arizona Department of Insurance and Financial Institutions (DIFI)
• Provider number: 500032084
• Total hours: 48 credit hours
• Ethics included: 6 hours across two approved ethics courses
• Courses included: 13 individually approved Arizona courses
• Format: 100% online, self-paced
• Price: $119.99 — no fees added at checkout
• Bought separately: $207.87 — the package saves you $87.88
• Certificates: emailed as you complete each course
• Reporting: 1st Choice CE files your completion with Arizona through the NAIC State Based Systems — no self-reporting
• Support: call or text 1-800-698-2770

✅ Who Should Take This Package?

• Arizona licensed resident insurance producers renewing a four-year license
• Producers who need the complete 48 hours rather than a few courses
• Property and casualty producers
• Life and health producers
• Multi-line and dual-licensed Arizona producers
• Producers who would rather buy once than assemble hours from several providers

✅ Does This Package Satisfy the Arizona Requirement?

Yes. This package provides all 48 credit hours Arizona requires for a four-year producer license period, and it includes the full 6 hours of ethics training as a separate subject requirement rather than as general credit.

Your individual license record still governs. Arizona credits a particular approved course only once in a single license period, so if you have already been credited for one of the included courses during your current period, it will not be credited again. Check your CE transcript before enrolling if you are unsure.

✅ Arizona Continuing Education Requirements

Arizona resident insurance producers complete continuing education on a four-year license period rather than the two-year cycle used by most states. For any license period beginning on or after January 1, 2014, the requirement is at least 48 credit hours, and at least 6 of those hours must be ethics training.

A few rules make Arizona different from most states, and they are worth understanding before you buy anything:

• At least 48 total credit hours per four-year license period
• At least 6 of the 48 hours must be ethics training — a separate subject requirement, not general credit
• No carryover. Excess credits do not carry over to the next license term, and credits may only be applied to one license period
• A course may only be counted once per term, even if retaken. Taking the same approved course twice in one term earns the credit once
• Courses must come from an approved provider. 1st Choice CE is an approved Arizona provider and files your completion through the NAIC State Based Systems, so you do not report your own hours

Two exemptions are worth knowing about. Producers continuously licensed in Arizona since January 1, 1995 who have never held a nonresident license and have no disciplinary orders are exempt. Nonresident producers are only required to complete Arizona CE if their home state imposes CE on Arizona residents, and currently no state does, so nonresidents are generally exempt. Everyone else needs the full 48 hours, made up of distinct approved courses — a course counted twice in the same term only earns credit once.

How this package helps: This package provides all 48 required credit hours for the four-year license period, including the full 6 ethics hours through two separately approved ethics courses. No further continuing education is required for the period, provided none of the included courses has already been credited to you during that same period.

✅ When Do Arizona Producers Renew?

Arizona insurance producer licenses run on a four-year cycle, and the expiration date is tied to your birth month — an individual license expires on the last day of the month of your birthday, not less than three and not more than four years after it was issued or last renewed. A business entity license expires on the last day of the same month four years after issuance or renewal.

Complete all 48 hours, including the 6 ethics hours, before you submit the renewal application. Arizona expects your CE to be on file first; finishing your coursework and renewing your license are two separate steps, and the second one depends on the first.

Allow reporting time. DIFI requires providers to submit completion rosters within 15 calendar days, so finish your coursework with room to spare and let the record post before you submit your renewal.

✅ How to Renew Your Arizona Insurance License

1. Confirm your license type and expiration date
   Check your official Arizona license record for your exact license type, status, and expiration date. Your CE obligation follows the license type you actually hold.
2. Review the hours already on your record
   Look at what Arizona already has on file for the current license period, including which ethics hours have posted. This tells you what you still need and keeps you from buying a course you have already been credited for this period.
3. Complete the remaining hours, ethics included
   Finish all 48 hours during the license period you are renewing, making sure at least 6 of them are ethics credit. Do this before your license expiration date, not on it.
4. Allow the completion to post
   1st Choice CE submits your completion roster to Arizona through SBS within the 15 calendar days DIFI allows. Confirm your hours appear on your CE transcript before you start the renewal application.
5. Submit the renewal through the state's licensing system
   Arizona producer renewals are submitted electronically through NIPR or Sircon. Follow the instructions on your renewal notice for the route that applies to your license.
6. Review and update your information
   Confirm your contact and business information and complete any attestation or background questions the application asks.
7. Pay the renewal fee and save the receipt
   Pay the fee shown on your application and keep the confirmation.
8. Verify the license shows active with a new expiration
   After processing, check your license record again and confirm the status is active and the expiration date has moved forward four years.

✅ What You Will Learn

• Producer ethics as enforceable law, across two separate approved ethics courses
• Property and casualty fundamentals — homeowners, personal auto and umbrella, commercial lines
• Life and health fundamentals — life products, annuity suitability, Medicare and ACA coverage
• Long-term care partnership training and flood insurance under the NFIP
• Insurance fraud recognition and fair claims handling
• Emerging risks including cyber exposure and coverage gaps in newer business models

✅ Courses Included in This Package

• 3 Hour Ethics for Insurance Agents – 3 hours – Course #6000205109
• 3 HRs Insurance Ethics: Professional Duties, Decision-Making and Accountability – 3 hours – Course #6000225213
• 3-Hour Flood Insurance (NFIP) – 3 hours – Course #6000223539
• 3 HRs Emerging Risks and Specialty Coverages – 3 hours – Course #6000223504
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) – 3 hours – Course #6000223707
• 4-Hour Annuity Best Interest/Suitability – 4 hours – Course #6000223557
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training – 4 hours – Course #6000223554
• 4 HRs Health Insurance and Affordable Care Act Updates – 4 hours – Course #6000223506
• 4 HRs Medicare Advantage and Part D Update – 4 hours – Course #6000223524
• 4 HRs Personal Auto and Umbrella Insurance – 4 hours – Course #6000223518
• 4 HRs Commercial Lines Insurance Essentials – 4 hours – Course #6000223706
• 4 HRs Homeowners Insurance Overview – 4 hours – Course #6000223721
• 5 HRs Life Insurance Products and Retirement Planning – 5 hours – Course #6000223540

Total: 48 credit hours, including 6 hours of ethics.

✅ Why Choose 1st Choice CE?

• Approved by the Arizona Department of Insurance and Financial Institutions
• Affordable, straightforward pricing with no fees added at checkout
• 100% online and self-paced
• Log in and out anytime without losing your progress
• Instant emailed certificate as soon as you finish
• We report your completion to Arizona through the NAIC State Based Systems — you do not self-report
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Complete your entire Arizona renewal requirement for $119.99. Enroll online, work at your own pace, and have every completion reported to Arizona for you. Questions? Call or text 1-800-698-2770.

✅ Frequently Asked Questions

Does this package cover my whole Arizona renewal?

Yes. It provides all 48 credit hours required for a four-year Arizona producer license period, including the required 6 hours of ethics training.

How many hours does Arizona require?

At least 48 credit hours per four-year license period, and at least 6 of those must be ethics training.

Are the ethics hours included?

Yes. The package includes two separately approved 3-hour ethics courses, which together satisfy the 6-hour ethics requirement.

How many courses are in the package?

13 individually approved Arizona courses totalling 48 hours.

Is the package approved by Arizona?

Every course in the package is individually approved by the Arizona Department of Insurance and Financial Institutions under provider #500032084.

What if I have already taken one of these courses?

Arizona credits a particular approved course only once in a single license period. If one of these courses has already been credited to you during your current period, it will not count a second time, so check your CE transcript before enrolling.

Do leftover hours carry into my next license period?

No. Excess credits do not carry over to the next license term.

When does my Arizona license expire?

An individual license expires on the last day of the month of your birthday, on a four-year cycle.

How much would these courses cost separately?

$207.87 if bought individually. The package is $119.99, a saving of $87.88.

Do nonresident producers need Arizona CE?

Generally no. Arizona requires a nonresident producer to complete Arizona CE only if that producer's home state imposes CE requirements on Arizona residents, and DIFI's guidance states that currently no state does. This course is aimed at Arizona resident producers.

Is anyone exempt from Arizona CE?

Yes. Producers continuously licensed in Arizona since January 1, 1995 who have never held a nonresident license in another state since that date and have no disciplinary orders are exempt. Check your own license record if you think this applies to you.

Do I have to finish it all at once?

No. Work through it at your own pace. Your progress is saved in each course.

Is this course 100% online?

Yes. The course is fully online and self-paced. You can take it on a computer, tablet, or phone.

Can I log out and come back later?

Yes. Your progress is saved, so you can log in and out as many times as you need without starting over.

When do I get my certificate?

Your certificate is emailed to you immediately after you complete the course.

Do I have to report my own hours to Arizona?

No. 1st Choice CE files your completion with Arizona through the NAIC State Based Systems. DIFI requires approved providers to submit completion rosters within 15 calendar days, so plan your renewal with that in mind.

Are there extra fees at checkout?

No. The price you see is the price you pay. There is no separate state reporting fee, filing fee, or certificate fee added at the end.

Do you offer a money-back guarantee?

Yes. If the course is not what you expected, contact us and we will make it right.

How do I get help if I have a question?

Call or text 1-800-698-2770. You can also reach us through the website.