Course Description

3 Hour Ethics for Insurance Agent CE Course – Wyoming

Approved by the Wyoming Department of Insurance (WDOI) | Provider #15054360 | Course ID #38723 ✅
Only $19.99 | No added or extra fees | Instant Certificate | 100% Online & Self-Paced

Renew with confidence using this Wyoming-approved 3-hour Ethics continuing education course for insurance agents. This course focuses on real-world ethical decision-making—how to document recommendations, avoid conflicts of interest, communicate honestly in advertising and sales, protect client data, and handle complaints the right way.

It’s 100% online and self-paced, so you can complete it on your schedule. Log in and out anytime without losing your place. After completion, you’ll receive an instant certificate, and we report your credits within 24 hours. Backed by a money-back guarantee and supported by a real team you can call or text at 1-800-698-2770.

✅ Important: We do not add Wyoming’s $1.25 per CE credit-hour fee at checkout (that’s $3.75 on a 3-hour course). It’s included in the price. ✅

---

✅ Who Should Take This Course?

This course is ideal for:

✅ Wyoming resident insurance producers/agents who need Ethics CE for renewal
✅ Life & Health agents
✅ Property & Casualty agents
✅ Multi-line agents who want a quick, compliant way to complete the required 3 Ethics hours
✅ Agents who want better protection against complaints, audits, and E&O exposure through stronger ethical documentation

If you need 3 hours of Wyoming-approved Ethics CE, this course is for you.

---

✅ Wyoming Insurance CE & Renewal — What to Know

Wyoming resident insurance licensees complete continuing education during each licensing period and renew on a biennial schedule.

✅ Total CE required: 24 hours each licensing period
✅ Ethics required: 3 hours must be Ethics (part of the 24)
✅ Renewal schedule: Licenses renew every two years
✅ Renewal deadline: Renewal is due on the last day of the month of your birthday
✅ Important timing tip: Complete CE early so your transcript posts before you submit your renewal

This course provides 3 hours of Ethics toward your Wyoming renewal requirement.

---

✅ How to Renew Your Wyoming Insurance License (Step-by-Step)

✅ Step 1: Confirm your renewal deadline
Your license renews every two years on the last day of your birth month.

✅ Step 2: Confirm your CE requirement
Most Wyoming resident agents need 24 total hours, including 3 hours of Ethics.

✅ Step 3: Complete this 3-hour Ethics course online ✅
Self-paced and mobile-friendly. Log in and out anytime without losing progress.

✅ Step 4: Receive your instant certificate ✅
Download your certificate immediately after completion.

✅ Step 5: We report your credits within 24 hours ✅
Your completion is reported promptly so your CE record updates quickly.

✅ Step 6: Renew your license
Submit your renewal before your deadline once your CE is posted.

---

✅ Topics Covered in This Course (3 Hours)

Hour 1: Core Ethical Duties of the Insurance Producer

✅ Client interest as the primary duty (best-interest mindset vs. suitability expectations in common scenarios)
✅ Conflicts of interest and clear, timely disclosure practices for informed client consent
✅ Truthful advertising and communications (illustrations, social media, comparisons, and verifiable claims)
✅ Ethical duties in recommendations, replacements, and avoiding churning/twisting with defensible rationales
✅ Elder and vulnerable client protections (red flags, ethical pause-points, documentation, and escalation)
✅ Cultural competence, fair treatment, and anti-discrimination practices that improve client understanding

Hour 2: Market Conduct, Compliance Foundations, and Recordkeeping

✅ Unfair trade practices and improper inducements (rebating, excessive gifts, tying, and compliant alternatives)
✅ Privacy, data ethics, and cybersecurity duties (secure handling of sensitive client information and incident basics)
✅ AML awareness and fraud prevention (red flags, documentation, and timely escalation)
✅ Ethical documentation and strong record retention habits that withstand complaints and audits
✅ Complaint handling, corrective action, and when remediation or self-reporting may be ethically warranted
✅ Supervision, training, and delegation ethics inside an agency (checklists, audits, and limits of delegation)

Hour 3: Applying Ethics Across Lines, Products, and the Client Lifecycle

✅ Life & annuities ethics (fact-finding, comparisons, replacement documentation, and suitability/best-interest support)
✅ Health/Medicare & disability ethics (networks, total cost clarity, and avoiding pressure tactics)
✅ Property/Casualty ethics (adequacy vs. price, exclusions, renewals, and annual coverage check-ins)
✅ Commercial lines ethics (transparent options, key conditions, and disclosure of cost/availability drivers)
✅ Post-sale duties (service standards, renewals, life-event reviews, and continuity of guidance)
✅ Ethical use of technology, AI, and comparative raters (avoid automation bias, protect data, ensure human review)

---

✅ Why Choose 1st Choice CE?

✅ WDOI-approved Ethics CE (Provider #15054360 | Course #38723)
✅ Only $19.99 — No added or extra fees
✅ We do not add Wyoming’s $1.25/credit-hour fee at checkout ✅
✅ 100% Online and Mobile Friendly
✅ Self-Paced Access — Log in/out anytime without losing progress
✅ Instant Certificate of Completion
✅ Credits Reported Within 24 Hours
✅ Money-Back Guarantee
✅ Over 10 Years of Trusted CE Service
✅ Support by Phone or Text — 1-800-698-2770

---

Enroll Now – Just $19.99 ✅

Course Details

• Approved by The Wyoming Department of Insurance (WDOI)
• Approved Course # 38723
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.