Course Description

3-Hour Flood Insurance – West Virginia

✅ Approved by West Virginia Offices of the Insurance Commissioner (WVOIC)
Course ID: 113670 | Provider #: 236324

Price: $19.99 — No added fees
Includes the $4.20 West Virginia filing fee (we absorb it)

This 3-hour Flood Insurance CE course is 100% online and self-paced for West Virginia insurance licensees. Complete the course on your schedule, log in and out anytime, receive your instant certificate of completion, and we’ll report your CE credits to the state within 24 hours.

Who Should Take This Course?

This course is designed for West Virginia insurance professionals, including:

✅ Property & Casualty Insurance Producers
✅ Flood Insurance Agents
✅ Insurance Adjusters handling flood claims
✅ Agency Owners and Licensed Staff involved in flood coverage

West Virginia CE & Renewal — What to Know (Important)

West Virginia insurance producers must complete 24 total CE hours every 2-year license renewal cycle.

Key renewal requirements include:
✅ At least 3 hours must be Ethics
✅ Remaining hours may be approved subject-matter courses such as Flood Insurance
✅ CE must be completed by your license expiration date
✅ Credits must be reported by an approved West Virginia provider

This course counts toward your approved West Virginia CE subject-matter hours.

How to Renew Your West Virginia Insurance License (Step-by-Step)

1. Confirm your CE requirements for your West Virginia license type
2. Enroll in this 3-Hour Flood Insurance course
3. Complete the course online at your own pace
4. Receive your instant certificate of completion
5. We report your CE credits within 24 hours
6. Verify your credits are posted
7. Complete your standard West Virginia license renewal

What You’ll Learn — Course Outline

Hour 1: NFIP Foundations, Compliance, and Core Concepts

✅ Purpose and federal authority of the NFIP
✅ Roles of FEMA, insurers, and communities in reducing flood losses
✅ Flood zones (A, AE, AO, AH, V, VE, X), SFHAs, BFEs, and Elevation Certificates
✅ Standard Flood Insurance Policy forms (Dwelling, General Property, RCBAP)
✅ Mandatory purchase requirements and lender enforcement
✅ Producer responsibilities, disclosures, advertising accuracy, and documentation

Hour 2: Risk Rating 2.0, Underwriting, and Policy Mechanics

✅ Risk Rating 2.0 variables and premium determination
✅ Required underwriting data and validation methods
✅ Building vs. contents coverage, limits, deductibles, and exclusions
✅ Replacement Cost vs. ACV and basement treatment
✅ Endorsements, cancellations, refunds, and policy transfers
✅ Condo, lender, and small-business flood scenarios

Hour 3: Claims, Mitigation, Mapping Changes, and Ethical Practice

✅ Flood claims lifecycle and Proof of Loss timelines
✅ ICC claims and coordination with local officials
✅ Map revisions (LOMA/LOMR-F) and newly mapped properties
✅ Mitigation strategies and premium impacts
✅ Ethical sales practices and clear client communication
✅ Reducing E&O exposure through compliance and documentation

Why Choose 1st Choice CE?

✅ Instant certificate of completion
✅ Log in/out anytime without losing progress
✅ We report credits to the state within 24 hours
✅ Money-back guarantee
✅ Trusted CE provider for 10+ years
✅ Support by call or text: 1-800-698-2770

 

FAQ

Is this course approved in West Virginia?
Yes. It is approved by the West Virginia Offices of the Insurance Commissioner (WVOIC).

How many CE hours is this course?
This course provides 3 CE hours.

Are there any extra fees?
No. The $4.20 state filing fee is included.

Do I get my certificate immediately?
Yes. You receive an instant certificate upon completion.

How quickly are credits reported?
Credits are reported within 24 hours.

Can I log out and return later?
Yes. Your progress is always saved.

Is the course self-paced?
Yes. Complete it entirely on your schedule.

Who do I contact for help?
Call or text 1-800-698-2770.

What if I’m not satisfied?
We offer a money-back guarantee.

Does this course count toward license renewal?
Yes. It counts toward West Virginia CE renewal requirements.

Course Details

• Approved by the West Virginia Offices of the Insurance Commissioner (WVOIC)
• Approved Provider #236324
• Approved Course #113670
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.