Course Description

4-Hour Long-Term Care Insurance Partnership Training – Virginia

✅ Approved by Virginia Insurance Continuing Education Board
Course ID: 229600 | Provider #: 164929

Price: $22.99 — No added fees
Includes the $10.40 Virginia filing fee (we absorb it)

This 4-hour Long-Term Care Insurance Partnership Training course is 100% online and self-paced for Virginia insurance licensees. Complete the course on your schedule, log in and out anytime, receive your instant certificate of completion, and we’ll report your CE credits to the state within 24 hours.

Who Should Take This Course?

This course is designed for Virginia insurance professionals, including:

✅ Life & Health Insurance Producers
✅ Long-Term Care Insurance Agents
✅ Producers selling Partnership-qualified LTC policies
✅ Agency Owners and Licensed Staff involved in LTC planning

Virginia CE & Renewal — What to Know (Important)

Virginia insurance producers must complete 24 total CE hours every 2-year license renewal cycle.

Key renewal requirements include:
✅ At least 3 hours must be Ethics
✅ Remaining hours may include approved subject-matter courses such as LTC Partnership Training
✅ CE must be completed by your license expiration date
✅ Credits must be reported by an approved Virginia CE provider

This course counts toward your approved Long-Term Care Partnership training requirement.

How to Renew Your Virginia Insurance License (Step-by-Step)

1. Confirm your Virginia CE requirements for your license type
2. Enroll in this 4-Hour Long-Term Care Insurance Partnership Training course
3. Complete the course online at your own pace
4. Receive your instant certificate of completion
5. We report your CE credits within 24 hours
6. Verify your credits are posted
7. Complete your standard Virginia license renewal

What You’ll Learn — Course Outline

Hour 1: Regulatory & Market Updates for LTC Partnership Policies

✅ Recent state and federal changes affecting Partnership qualification
✅ Carrier filings, product launches, and market exits impacting pricing
✅ Inflation protection standards and maintaining Partnership compliance
✅ Underwriting trends and client suitability implications
✅ Medicaid eligibility updates, reciprocity, and estate recovery
✅ Annual “what changed” checklist for client documentation

Hour 2: Ethics, Suitability, and Best-Interest Refresher

✅ Aligning benefits, premiums, and client objectives
✅ Updated suitability analysis: income, assets, health, caregiving
✅ Replacement scenarios while preserving Partnership status
✅ Elder-abuse prevention and third-party influence awareness
✅ Ethical illustrations, projections, and disclosures
✅ Compliant advertising and transparent compensation

Hour 3: Advanced Product Mechanics & Claims Coordination

✅ Inflation options and affordability trade-offs
✅ Managing premium rate actions and client response options
✅ Hybrid LTC products and appropriate use cases
✅ Medicare coordination and benefit expectations
✅ Claims triggers, recertification, and Medicaid coordination
✅ Mid-policy adjustments to sustain Partnership eligibility

Hour 4: Case Studies, Documentation, and Client Reviews

✅ Applying best-interest standards to real-world scenarios
✅ Conducting effective annual policy reviews
✅ Replacement and 1035 exchange documentation
✅ Client-ready comparison and needs-analysis tools
✅ Audit-ready compliance record retention
✅ Creating an ongoing client review and follow-up plan

Why Choose 1st Choice CE?

✅ Instant certificate of completion
✅ Log in/out anytime without losing progress
✅ We report credits to the state within 24 hours
✅ Money-back guarantee
✅ Trusted CE provider for 10+ years
✅ Support by call or text: 1-800-698-2770

 

FAQ

Is this course approved in Virginia?
Yes. It is approved by the Virginia Insurance Continuing Education Board.

How many CE hours is this course?
This course provides 4 CE hours.

Are there any extra fees?
No. The $10.40 state filing fee is included.

Do I get my certificate immediately?
Yes. You receive an instant certificate upon completion.

How quickly are credits reported?
Credits are reported within 24 hours.

Can I log out and return later?
Yes. Your progress is always saved.

Is the course self-paced?
Yes. Complete it entirely on your schedule.

Who do I contact for help?
Call or text 1-800-698-2770.

What if I’m not satisfied?
We offer a money-back guarantee.

Does this course count toward renewal?
Yes. It counts toward Virginia CE renewal requirements.

Course Details

• Approved by the Virginia Insurance Continuing Education Board
• Approved Provider #164929
• Approved Course #229600
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.