24-Hour Property & Casualty CE Package - Vermont

✅ Approved by Vermont Department of Financial Regulation | Provider #500032164 | Includes 7 Approved Courses | Only $69.99 | Instant Emailed Certificates | 100% Online & Self-Paced

Complete all 24 Vermont continuing education hours for the review period ending March 31, 2027, including the 3 hours related to ethics and the one-time 3-hour NFIP flood course, in one approved online package for $69.99. Every course inside is separately approved by the Vermont Department of Financial Regulation under provider number 500032164, and the package totals exactly 24 hours.

Everything is 100% online and self-paced. Take the courses in any order, log in and out without losing progress, and receive a certificate by email as you finish each one. 1st Choice CE reports your completion within 15 days, as Vermont requires providers to do. Bought separately these courses cost $139.93; the package is $69.99.

✅ Package Details

• Package name: 24-Hour Property & Casualty CE Package
• Approved by: Vermont Department of Financial Regulation
• Provider number: 500032164
• Courses included: 7 separately approved courses
• Total hours: 24 credit hours
• Course format: 100% online, self-paced
• Price: $69.99
• Certificate: emailed immediately after each course is completed
• Reporting: 1st Choice CE reports your completion within 15 days, as Vermont requires providers to do
• Page URL: https://1stchoice-ce.com/courses/checkout/vermont/24-hr-property-casualty-insurance-ce-package-vermont/
• Support: call or text 1-800-698-2770

✅ What Is Included

• 3 Hour Ethics for Insurance Agents (3 hours) - course #6000207744: approved in Vermont
• 3-Hour Flood Insurance (NFIP) (3 hours) - course #6000207759: approved in Vermont
• 3 HRs Emerging Risks and Specialty Coverages (3 hours) - course #6000223755: approved in Vermont
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) (3 hours) - course #6000223739: approved in Vermont
• 4 HRs Personal Auto and Umbrella Insurance (4 hours) - course #6000223756: approved in Vermont
• 4 HRs Commercial Lines Insurance Essentials (4 hours) - course #6000223740: approved in Vermont
• 4 HRs Homeowners Insurance Overview (4 hours) - course #6000223741: approved in Vermont

Total: 24 credit hours.

✅ Who Should Take This Package?

• Vermont licensed property, casualty and personal lines insurance producers
• Licensees who want the whole compliance period handled in one purchase
• Agents who would rather not track which mandated subjects are still outstanding
• Producers who want every completion reported by the provider
• Anyone renewing on a deadline who needs the full 24 credits online
• Licensees who want one price rather than seven separate transactions

✅ Does This Package Satisfy the State Requirement?

This package delivers the full 24 hours a Vermont producer must complete in each 24-month review period, and it carries both mandated subjects: the 3 hours related to ethics that every producer needs, and the one-time 3-hour National Flood Insurance Program course required of producers licensed to sell property and casualty insurance. Vermont counts that NFIP course inside the 24, which is exactly how it sits in this package. For a property and casualty producer this is the complete requirement in one purchase.

✅ Vermont Continuing Education Requirements

Vermont runs continuing education on a fixed statewide schedule rather than a personal one. Under Regulation I-2000-02, the review period is a 24-month period beginning April 1 of an odd-numbered year and ending March 31 two years later, and 8 V.S.A. § 4800a requires 24 hours of Commissioner-approved continuing education during that period as a condition of renewal. Three of the 24 hours must relate to ethics. The 24-hour total is the same whether you hold Life & Health, Property & Casualty, or both - Vermont does not split the requirement by line of authority. The current review period runs April 1, 2025 through March 31, 2027.

• 24 credit hours in each 24-month review period
• 3 of the 24 must be related to ethics
• One-time 3-hour National Flood Insurance Program course for producers licensed to sell property and casualty insurance
• No more than 6 of the 24 hours may relate to insurance agency management
• No cap on self-study or online hours - all 24 may be completed online
• Excess hours do NOT carry over from one review period to the next

A producer licensed to sell property and casualty insurance must complete one 3-hour course on the National Flood Insurance Program. It is a one-time requirement, not one per period, and it counts inside the 24. No more than 6 of the 24 hours may relate to insurance agency management. Vermont sets no cap on self-study or online hours, so all 24 may be completed online provided the courses are approved and you pass the provider-administered examination. Excess hours do not carry over to the next review period, and the same course cannot be credited twice in one period. The requirement does not apply to a producer until after the first renewal or first eligibility for renewal, so a newly licensed producer owes nothing in that first partial term. Nonresident producers who satisfy a home state that has its own requirement are excused. The Commissioner may extend the deadline by up to six months for good cause.

How this package helps: This package provides all 24 hours required in a Vermont review period, and it includes both mandated subjects - 3 hours related to ethics and the one-time 3-hour NFIP flood course for property and casualty producers. For a property and casualty producer it completes the full requirement for the period ending March 31, 2027.

✅ When Do Licensees Renew?

Vermont producer licences do not run on your birthday. They expire at 12:01 a.m. on April 1 of every odd-numbered year, which means the licence is good through March 31. Licence fees are not prorated and the term is fixed regardless of when you first applied, so a producer licensed mid-period still expires on the next March 31 of an odd year. Continuing education is due on that same date. The next deadline for resident producers is March 31, 2027. Note that adjusters, consultants and surplus lines brokers expire on March 31 of EVEN years - those dates do not apply to a producer licence.

✅ How to Meet Your Vermont CE Requirement

1. Confirm your licence type. Producer, limited lines producer, title agent, managing general agent and bail bond agent licences expire March 31 of odd-numbered years.
2. Confirm which mandated subjects apply. Everyone needs 3 ethics hours. Property and casualty producers also need the one-time 3-hour NFIP flood course if they have not already taken it.
3. Complete all 24 hours before March 31 of the odd year. Remember that excess hours do not carry forward, so there is no benefit to overshooting.
4. Allow reporting time. Providers report completions to the Department's CE vendor within 15 days, and you receive your completion certificate within 20 days.
5. Check your CE transcript in State Based Systems, which shows both the current and the prior review period, and confirm the ethics hours posted in the ethics category.
6. Renew online at NIPR.com. Vermont sends renewal notices at the beginning of the odd year, and a paper application is accepted only where the electronic option is unavailable.
7. Pay the state fee, then verify your licence in State Based Systems - Vermont does not mail you a renewed licence, so you print your own verification.

Vermont states no grace period. Your renewal application must be received before the March 31 deadline to prevent a lapse. A producer who fails to meet the continuing education requirement without an approved extension will not have the licence renewed, and a producer who received an extension and still fails to complete has the licence suspended. The only relief is a Commissioner-granted extension of up to six months for good cause, requested by March 31. If a licence has already lapsed, contact DFR Producer Licensing - Vermont does not publish a fixed reinstatement window or fee.

✅ What You Will Learn

• 3 Hour Ethics for Insurance Agents - the duties a producer owes the client, the insurer and the public, with suitability, disclosure, replacement standards and the consequences of misrepresentation
• 3-Hour Flood Insurance (NFIP) - what the National Flood Insurance Program insures and excludes, flood zone determinations, the waiting period, limits and elevation certificates
• 3 HRs Emerging Risks and Specialty Coverages - cyber exposures traditional forms were never written to insure, rideshare and delivery gaps, telematics and catastrophe trends
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - material misrepresentation and intent, auto and property fraud patterns, the claims lifecycle and fair claims practices
• 4 HRs Personal Auto and Umbrella Insurance - personal auto definitions and liability limits, uninsured and underinsured motorist coverage, physical damage and how umbrellas respond
• 4 HRs Commercial Lines Insurance Essentials - commercial property and coinsurance, CGL triggers, occurrence versus claims-made, hired and non-owned auto and workers compensation basics
• 4 HRs Homeowners Insurance Overview - homeowners policy forms and Coverages A through F, named versus open peril, wind and hail deductibles, roof limits and loss settlement

✅ Course Content Overview

3 Hour Ethics for Insurance Agents (3 hours): the duties a producer owes the client, the insurer and the public, with suitability, disclosure, replacement standards and the consequences of misrepresentation

3-Hour Flood Insurance (NFIP) (3 hours): what the National Flood Insurance Program insures and excludes, flood zone determinations, the waiting period, limits and elevation certificates

3 HRs Emerging Risks and Specialty Coverages (3 hours): cyber exposures traditional forms were never written to insure, rideshare and delivery gaps, telematics and catastrophe trends

3 Hrs Insurance Fraud and Claims Handling (P&C Focus) (3 hours): material misrepresentation and intent, auto and property fraud patterns, the claims lifecycle and fair claims practices

4 HRs Personal Auto and Umbrella Insurance (4 hours): personal auto definitions and liability limits, uninsured and underinsured motorist coverage, physical damage and how umbrellas respond

4 HRs Commercial Lines Insurance Essentials (4 hours): commercial property and coinsurance, CGL triggers, occurrence versus claims-made, hired and non-owned auto and workers compensation basics

4 HRs Homeowners Insurance Overview (4 hours): homeowners policy forms and Coverages A through F, named versus open peril, wind and hail deductibles, roof limits and loss settlement

✅ Other Vermont Insurance CE Courses

• 3 Hour Ethics for Insurance Agents - Vermont – $19.99
• 3-Hour Flood Insurance (NFIP) - Vermont – $19.99
• 3 HRs Emerging Risks and Specialty Coverages - Vermont – $19.99
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - Vermont – $19.99
• 4 HRs Personal Auto and Umbrella Insurance - Vermont – $19.99
• 4 HRs Commercial Lines Insurance Essentials - Vermont – $19.99
• 4 HRs Homeowners Insurance Overview - Vermont – $19.99

✅ Why Choose 1st Choice CE?

• Every course separately approved in Vermont
• All 24 hours for $69.99 instead of $139.93 bought separately
• 100% online and self-paced
• Log in and out anytime without losing progress
• Instant emailed certificate after each course
• We report your completions for you
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in the 24-Hour Property & Casualty CE Package for $69.99 and complete all 24 approved hours online, on your schedule. Questions before you buy? Call or text 1-800-698-2770.

✅ Frequently Asked Questions

Is this package approved in Vermont?

Every course in the package is separately approved by the Vermont Department of Financial Regulation under provider number 500032164. Course numbers are listed in What Is Included.

How many hours does the package provide?

24 credit hours in total.

Does it complete my whole requirement?

This package provides all 24 hours required in a Vermont review period, and it includes both mandated subjects - 3 hours related to ethics and the one-time 3-hour NFIP flood course for property and casualty producers. For a property and casualty producer it completes the full requirement for the period ending March 31, 2027.

Does it include the required ethics hours?

Yes. The 3-hour ethics course is included and it is approved in the ethics category, which Vermont requires.

Does it include the flood hours?

Yes.

Can I take the courses in any order?

Yes. They are independent and you can work through them in whatever order suits you.

Is everything online?

Yes. All 24 hours are 100% online and self-paced. Vermont sets no limit on online or self-study hours.

Can I log in and out without losing progress?

Yes. Your progress is saved in every course.

When do I get my certificates?

A certificate is emailed to you as soon as you finish each course, so you do not have to wait until the whole package is done.

Do I report the completions myself?

No. 1st Choice CE reports your completion within 15 days, as Vermont requires providers to do.

When is my continuing education due?

By March 31 of the odd-numbered year. Vermont uses a fixed statewide review period, not your birthday. The current period ends March 31, 2027.

What happens if I miss my compliance date?

There is no grace period. A producer who misses the requirement without an approved extension will not have the licence renewed. The only relief is a Commissioner-granted extension of up to six months for good cause, requested by March 31.

Do extra hours carry over?

No. Vermont does not allow carryover, so hours above 24 are simply lost. There is no benefit to overshooting.

How much do I save versus buying separately?

The courses total $139.93 purchased individually. The package is $69.99.

Is there a money-back guarantee?

Yes. If the package is not what you expected, contact us and we will make it right.

Who do I call if I need help?

Call or text 1-800-698-2770.