4 HRs Medicare Advantage and Part D Update - South Carolina

✅ Approved by South Carolina Department of Insurance | Provider #500032141 | Course #6000223613 | Only $19.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 4 approved continuing education hours toward your South Carolina insurance producer renewal with an online course approved by the South Carolina Department of Insurance, for only $19.99. The course is fully online and self-paced, so you can enroll and work through it on your own schedule.

Log in and out as often as you like without losing your progress. When you finish, your certificate is emailed to you immediately, and 1st Choice CE reports approved completions to South Carolina. Every course is backed by our money-back guarantee, and support is available by phone or text at 1-800-698-2770.

✅ Course Details

• Course Name: 4 HRs Medicare Advantage and Part D Update - South Carolina
• Approved By: South Carolina Department of Insurance
• Provider Number: 500032141
• Course Number: 6000223613
• Course Length: 4 credit hours
• Course Category: Accident And Health
• Course Format: 100% online, self-paced
• Price: $19.99
• Certificate: Emailed immediately upon completion
• Reporting: 1st Choice CE reports approved completions to South Carolina
• Support: Phone or text 1-800-698-2770

✅ Who Should Take This Course?

• South Carolina licensed resident insurance producers renewing a license with accident and health authority
• Producers who need 4 approved hours toward the 24-hour South Carolina requirement
• Agents who want current, practical knowledge of these coverages — not filler credit
• New producers building a working foundation in this coverage area
• Experienced agents refreshing before a renewal deadline
• Agency staff who support producers and want the same technical grounding

✅ Does This Course Satisfy the State Requirement?

This course provides 4 approved credit hours toward the 24-hour South Carolina continuing education requirement. It does not by itself satisfy the full renewal requirement, and it does not satisfy the 3-hour ethics requirement. Check your 8-hour-per-line balance, not just your 24-hour total — South Carolina enforces both.

✅ South Carolina Continuing Education Requirements

South Carolina requires 24 hours of approved continuing education every two years, including a minimum of 3 hours in ethics. The rule that catches producers out is the per-line minimum: if you hold more than one line of authority, at least 8 hours must be completed in each line you maintain — the 24-hour total alone is not enough. A multi-line producer who does not want to meet the 8-hour minimum in a given line may request cancellation of that line, but must still complete the full 24 hours with 3 ethics hours. South Carolina also approves courses in only three buckets: Life and Health, Property and Casualty, and Ethics.

• 24 credit hours of approved continuing education every two years
• Minimum 3 hours in ethics
• Minimum 8 hours in each line of authority you hold, in addition to meeting the 24-hour total
• The deadline is 5:00 p.m. on the last day of your birth month, in the even or odd year matching your birth year
• Courses are approved in three categories only: Life and Health, Property and Casualty, and Ethics
• No repeats: the same course may not be taken again for credit within two years of its original completion date
• Approved sponsors must submit attendance records within 30 days of course completion

How this course helps: This 4-hour course provides 4 approved credit hours toward the 24 hours South Carolina requires for each two-year compliance period. It applies as general credit and does not satisfy the separate 3-hour ethics requirement, so at least 20 additional hours — including your 3 ethics hours — must be completed separately.

✅ When Do Licensees Renew?

South Carolina continuing education is due every two years by 5:00 p.m. on the last day of the licensee's month of birth. Which two-year cycle you fall into depends on whether you were born in an even or an odd year. Approved sponsors have up to 30 days after course completion to submit attendance records, and completion certificates are issued within 30 business days of completion or of exam results — so finishing coursework in the last few weeks before your birth month puts your compliance at risk. Plan to be done with a month to spare.

✅ How to Renew Your License

Step 1: Confirm your compliance date and every line you hold

Your deadline is 5:00 p.m. on the last day of your birth month, in the even or odd year matching your birth year. List every line of authority on your license.

Step 2: Check your hours in each line, not just your total

South Carolina requires at least 8 hours in each line you hold. Pull your CE record and check each line separately — this is the most common reason a producer falls short.

Step 3: Confirm your 3 ethics hours are covered

Ethics is one of only three approval categories South Carolina uses, so the course must be approved in the Ethics bucket.

Step 4: Complete the balance of the 24 hours

Fill the remaining hours with approved courses, avoiding any course you completed within the last two years — repeats do not earn credit.

Step 5: Finish at least 30 days early

Sponsors have 30 days to submit attendance records. Build that reporting window into your plan rather than finishing on the deadline.

Step 6: Verify your record before your birth month ends

Confirm every course posted with the correct hours and category, and that each line shows its 8-hour minimum.

Step 7: Renew your license and save your certificates

Complete the renewal and keep your certificates on file in case you are asked to substantiate your hours.

✅ What You Will Learn

• How Parts A, B, C and D fit together and where each leaves a gap
• Medicare Advantage plan types, networks, and maximum out-of-pocket protection
• Part D plan structure, the formulary tiers and the current benefit phases
• Enrollment periods and the late enrollment penalties that follow a missed window
• CMS marketing rules that govern how agents may contact and enroll beneficiaries
• How Medigap differs from Medicare Advantage and when each fits a client

✅ Course Content Overview

Hour 1 – Medicare Fundamentals

Eligibility, Part A hospital insurance and Part B medical insurance, premiums and IRMAA, deductibles and coinsurance, and the coverage gaps that drive the need for additional protection.

Hour 2 – Medicare Advantage (Part C)

HMO, PPO, PFFS and special needs plan types; network rules and referrals; supplemental benefits; the maximum out-of-pocket limit; and star ratings and how they affect plan availability.

Hour 3 – Prescription Drug Coverage (Part D)

Standalone drug plans and embedded MA-PD coverage, formularies and tiers, prior authorization and step therapy, the benefit phases, and creditable coverage.

Hour 4 – Enrollment Periods and CMS Marketing Rules

The initial, annual, open and special enrollment periods; late enrollment penalties; Medigap versus Medicare Advantage; and the CMS communication and marketing requirements including scope of appointment and permitted contact.

✅ Other Related Courses

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• 4-Hour Annuity Best Interest/Suitability – $19.99
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training – $19.99
• 5 HRs Life Insurance Products and Retirement Planning - South Carolina – $19.99
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• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - South Carolina – $19.99
• 4 HRs Commercial Lines Insurance Essentials - South Carolina – $19.99

✅ Why Choose 1st Choice CE?

• Approved by the South Carolina Department of Insurance — provider #500032141
• Affordable at $19.99 with no hidden fees
• 100% online and self-paced — log in and out anytime without losing progress
• Instant emailed certificate the moment you finish
• We report approved completions to South Carolina
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in 4 HRs Medicare Advantage and Part D Update - South Carolina today for $19.99. The course is fully online and self-paced, your certificate is emailed the moment you finish, and every enrollment is backed by our money-back guarantee. Questions? Call or text 1-800-698-2770.