24-Hour Property and Casualty Insurance CE Package - South Carolina

24-Hour Property and Casualty Insurance CE Package - South Carolina

✅ Approved by South Carolina Department of Insurance | Provider #500032141 | Includes 7 Approved Courses | All 24 Required Hours | Only $69.99 | Instant Emailed Certificates | 100% Online & Self-Paced

Complete your entire South Carolina property and casualty continuing education requirement — all 24 hours, including the required 3 hours of ethics — in one approved online package for $69.99. Every course is delivered by 1st Choice Continuing Education under South Carolina provider #500032141 and approved by the South Carolina Department of Insurance, and the 7 courses inside add up to exactly the 24 hours South Carolina requires.

Because 6 of the 7 courses are approved in the Property and Casualty category, this package also carries you well past the 8-hour minimum South Carolina requires in each line of authority you hold. The package is 100%% online and self-paced, your progress is saved course by course, each certificate is emailed as soon as you finish that course, and 1st Choice CE reports approved completions to South Carolina.

✅ Package Details

• Package Name: 24-Hour Property and Casualty Insurance CE Package - South Carolina
• Approved By: South Carolina Department of Insurance
• Provider Number: 500032141
• Courses Included: 7 individually approved South Carolina courses
• Total Hours: 24 credit hours — the full South Carolina requirement
• Ethics Included: 3 hours, approved in the Ethics category
• Property and Casualty Hours: 21, comfortably above the 8-hour per-line minimum
• Course Format: 100% online, self-paced
• Price: $69.99 — no fees added at checkout
• Certificates: Emailed as you complete each course
• Reporting: 1st Choice CE reports approved completions to South Carolina
• Support: Phone or text 1-800-698-2770

✅ Who Should Take This Package?

• South Carolina licensed producers holding property and casualty authority
• Personal lines producers renewing a two-year compliance period
• Producers who need the complete 24 hours rather than a few individual courses
• Agents who need to clear the 8-hour minimum in their property and casualty line
• Producers who would rather buy once than assemble hours from several providers
• Agency staff supporting producers who want the same technical grounding

✅ Does This Package Satisfy the State Requirement?

Yes. This package provides all 24 credit hours South Carolina requires for a two-year compliance period, and it includes the 3 hours of ethics as a separately approved Ethics-category course rather than as general credit.

It also delivers 21 hours in the Property and Casualty category, which satisfies the 8-hour per-line minimum for your P&C line with room to spare. If you also hold a Life and Health line of authority, remember that South Carolina requires at least 8 hours in that line as well — this package does not supply Life and Health hours, so a dual-line producer needs to add them separately.

One more South Carolina rule to check against your own record: the same course cannot be taken again for credit within two years of the date you first completed it.

✅ South Carolina Continuing Education Requirements

South Carolina requires 24 hours of approved continuing education every two years, including a minimum of 3 hours in ethics. The rule that catches producers out is the per-line minimum: if you hold more than one line of authority, at least 8 hours must be completed in each line you maintain — the 24-hour total alone is not enough. A multi-line producer who does not want to meet the 8-hour minimum in a given line may request cancellation of that line, but must still complete the full 24 hours with 3 ethics hours. South Carolina also approves courses in only three buckets: Life and Health, Property and Casualty, and Ethics.

South Carolina places no classroom minimum on producer CE, so every hour in this package may be completed online at your own pace. What South Carolina does enforce is the per-line minimum: at least 8 hours in each line of authority you hold, on top of meeting the 24-hour total.

• 24 credit hours of approved continuing education every two years
• Minimum 3 hours in ethics
• Minimum 8 hours in each line of authority you hold, in addition to meeting the 24-hour total
• The deadline is 5:00 p.m. on the last day of your birth month, in the even or odd year matching your birth year
• Courses are approved in three categories only: Life and Health, Property and Casualty, and Ethics
• No repeats: the same course may not be taken again for credit within two years of its original completion date
• Approved sponsors must submit attendance records within 30 days of course completion

How this package helps: This package provides all 24 credit hours South Carolina requires for a two-year compliance period, including the mandatory 3 hours of ethics from a course approved in the Ethics category and 21 hours in the Property and Casualty category. For a producer holding only a P&C line, no further continuing education is required for the period. A dual-line producer must still add at least 8 hours in the Life and Health line.

✅ When Do Licensees Renew?

South Carolina continuing education is due every two years by 5:00 p.m. on the last day of the licensee's month of birth, with the cycle determined by whether you were born in an even or an odd year. Approved sponsors have up to 30 days after completion to submit attendance records, and completion certificates are issued within 30 business days of completion or of exam results. Finishing in the last few weeks before your birth month puts your compliance at risk — plan to be done with a month to spare.

✅ How to Renew Your License

1. Step 1: Confirm your compliance date and every line you hold. Your deadline is 5:00 p.m. on the last day of your birth month, in the even or odd year matching your birth year. List every line of authority on your license.
2. Step 2: Check your hours in each line, not just your total. South Carolina requires at least 8 hours in each line you hold. Check each line separately — this is the most common reason a producer falls short.
3. Step 3: Complete all 24 hours, including the 3 ethics hours. Finish this package before your deadline. The ethics course inside satisfies South Carolina's 3-hour ethics minimum.
4. Step 4: Do not repeat a course from the last two years. The same course may not be taken again for credit within two years of its original completion date.
5. Step 5: Finish at least 30 days early. Sponsors have 30 days to submit attendance records. Build that reporting window into your plan.
6. Step 6: Verify your record before your birth month ends. Confirm every course posted with the correct hours and category, and that each line shows its 8-hour minimum.
7. Step 7: Renew your license and save your certificates. Complete the renewal and keep your certificates on file in case you are asked to substantiate your hours.

✅ What You Will Learn

• Producer ethics, suitability and fair dealing, at the level South Carolina requires
• Homeowners forms end to end — Coverages A through F, exclusions, deductibles and loss settlement
• Personal auto and umbrella coverage, including uninsured and underinsured motorist
• Commercial property and general liability fundamentals and business owners policies
• The National Flood Insurance Program and how flood exposure sits beside a homeowners form
• Fraud recognition and fair claims handling, plus emerging cyber and gig-economy exposures

✅ Courses Included in This Package

All 7 courses below are included in the $69.99 package price and together provide the full 24 hours South Carolina requires.

• 3 Hour Ethics for Insurance Agents (3 hours) — South Carolina course #6000207099: Business ethics, sales suitability, producer duties and fair dealing with clients. Satisfies the state 3-hour ethics minimum.
• 3-Hour Flood Insurance (NFIP) (3 hours) — South Carolina course #6000207097: The National Flood Insurance Program, what the standard flood policy covers and excludes, and how flood exposure sits beside a homeowners form.
• 3 HRs Emerging Risks and Specialty Coverages (3 hours) — South Carolina course #6000223611: Cyber exposure, the gig and sharing economy, and the coverage gaps newer business models leave in traditional forms.
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) (3 hours) — South Carolina course #6000223594: Recognising fraud indicators, the investigation process, and fair claims handling practice.
• 4 HRs Personal Auto and Umbrella Insurance (4 hours) — South Carolina course #6000223595: Personal auto coverage parts, liability limits, uninsured and underinsured motorist coverage, and how a personal umbrella sits above them.
• 4 HRs Commercial Lines Insurance Essentials (4 hours) — South Carolina course #6000223609: Commercial property and general liability fundamentals, business owners policies, and the exposures a commercial client actually faces.
• 4 HRs Homeowners Insurance Overview (4 hours) — South Carolina course #6000225215: Homeowners forms and Coverages A through F, named versus open peril, exclusions, and wind, hail and hurricane deductibles and loss settlement.

Total: 24 credit hours, including the required 3 hours of ethics.

✅ Other Related Courses

• 24 Hour Life & Health Insurance CE Package - South Carolina – $69.99
• 3 Hour Ethics for Insurance Agents - South Carolina – $19.99
• 4-Hour Annuity Best Interest/Suitability - South Carolina – $19.99
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training - South Carolina – $19.99
• 3-Hour Flood Insurance (NFIP) - South Carolina – $19.99
• 4 HRs Personal Auto and Umbrella Insurance - South Carolina – $19.99
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - South Carolina – $19.99
• 3 HRs Emerging Risks and Specialty Coverages - South Carolina – $19.99

✅ Why Choose 1st Choice CE?

• Approved by the South Carolina Department of Insurance under provider #500032141
• All 24 required hours, including the 3-hour ethics requirement, for one price of $69.99
• 100% online and self-paced — log in and out anytime without losing progress
• Instant emailed certificates as you complete each course
• We report your completions to South Carolina
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Complete your entire South Carolina property and casualty renewal for $69.99. Enroll online, work at your own pace, and have every completion reported to South Carolina for you. Questions? Call or text 1-800-698-2770.

✅ Frequently Asked Questions

Is this package approved in South Carolina?

Every course in the package is individually approved by the South Carolina Department of Insurance under provider #500032141.

How many hours does this package provide?

24 credit hours across 7 courses — the full South Carolina requirement, including 3 hours of ethics.

Does it include the required ethics hours?

Yes. The package includes a 3-hour ethics course, which meets South Carolina's minimum of 3 ethics hours.

Does this package satisfy my full South Carolina CE requirement?

For a producer holding only a property and casualty line, yes — South Carolina requires 24 hours including 3 hours of ethics, and this package provides exactly that. If you also hold a Life and Health line, you still need at least 8 hours in that line. Check your own license record before relying on it.

Who should take this package?

South Carolina licensed producers holding property and casualty authority who need the complete 24-hour requirement.

Does this package meet South Carolina's 8-hour-per-line minimum?

See the line breakdown in the requirements section above. South Carolina requires at least 8 hours in each line of authority you hold, in addition to the 24-hour total — check your own license record for the lines you carry.

When is my South Carolina CE due?

Every two years by 5:00 p.m. on the last day of your month of birth, in the even or odd year matching your birth year.

How quickly are my hours reported?

Approved sponsors must submit attendance records within 30 days of course completion, and certificates are issued within 30 business days. Finish about a month before your deadline.

Is the package fully online?

Yes. It is 100% online and self-paced, and your progress is saved so you can log in and out as often as you like.

When do I get my certificates?

Certificates are emailed to you instantly as you complete each course.

Do you report my hours to South Carolina?

1st Choice CE reports approved completions to South Carolina.

Can I buy the courses individually instead?

Yes. Every course in this package is also sold separately, but the package price of $69.99 is lower than buying them one at a time.

Is there a money-back guarantee?

Yes. Every 1st Choice CE course is backed by our money-back guarantee. Call or text 1-800-698-2770 if you need help.