Course Description

4-Hour Long-Term Care Insurance Partnership Training – Pennsylvania

✅ Approved by Pennsylvania Insurance Department
Course ID: 139157 | Provider #: 156967

Price: $19.99 — No added fees
Includes the $5.00 Pennsylvania filing fee (we absorb it)

This 4-hour Long-Term Care Insurance Partnership Training course is 100% online and self-paced for Pennsylvania insurance licensees. Complete the course on your schedule, log in and out anytime, receive your instant certificate of completion, and we’ll report your CE credits to the state within 24 hours.

Who Should Take This Course?

This course is designed for Pennsylvania insurance professionals, including:

✅ Life & Health Insurance Producers
✅ Long-Term Care Insurance Agents
✅ Insurance Agents selling Partnership-qualified LTC policies
✅ Agency Owners and Licensed Staff

Pennsylvania CE & Renewal — What to Know (Important)

Pennsylvania insurance producers must complete 24 total CE hours every 2-year license renewal cycle.

Important CE rules include:
✅ At least 3 hours must be Ethics
✅ Remaining hours may include approved subject-matter courses such as LTC Partnership Training
✅ CE must be completed by your license expiration date
✅ Credits must be reported by an approved Pennsylvania provider

This course counts toward your approved Long-Term Care Partnership training requirement.

How to Renew Your Pennsylvania Insurance License (Step-by-Step)

1. Confirm your CE hour requirements for your license type
2. Enroll in this 4-Hour Long-Term Care Insurance Partnership Training course
3. Complete the course online at your own pace
4. Receive your instant certificate of completion
5. We report your CE credits within 24 hours
6. Verify your credits are posted
7. Complete your standard Pennsylvania license renewal

What You’ll Learn — Course Outline

Hour 1: Regulatory & Market Updates for LTC Partnership Policies

✅ Recent state and federal changes affecting Partnership qualification
✅ Carrier filings, product availability, and pricing trends
✅ Inflation protection standards and ongoing compliance
✅ Underwriting trends and client suitability implications
✅ Medicaid eligibility updates and asset-disregard reciprocity
✅ Annual update checklist for client documentation

Hour 2: Ethics, Suitability, and Best-Interest for Senior Clients

✅ Best-interest duties and documentation expectations
✅ Suitability analysis: income, assets, health, and caregiving
✅ Replacement scenarios and preserving Partnership status
✅ Elder-abuse awareness and third-party influence
✅ Ethical illustrations, projections, and disclosures
✅ Compliant advertising and transparent compensation

Hour 3: Advanced Product Mechanics & Claims Coordination

✅ Inflation options and affordability impacts
✅ Premium rate actions and client response options
✅ Hybrid LTC products and when to use them
✅ Medicare coordination and benefit expectations
✅ Claims triggers, recertification, and Medicaid coordination
✅ Mid-policy adjustments to maintain Partnership eligibility

Hour 4: Case Studies, Documentation, and Client Reviews

✅ Applying best-interest standards to real-world cases
✅ Conducting effective annual policy reviews
✅ Replacement and 1035 exchange documentation
✅ Client-ready comparison and needs-analysis tools
✅ Building compliant records for audits and complaints
✅ Creating an ongoing client review and follow-up plan

Why Choose 1st Choice CE?

✅ Instant certificate of completion
✅ Log in/out anytime without losing progress
✅ We report credits to the state within 24 hours
✅ Money-back guarantee
✅ Trusted CE provider for 10+ years
✅ Support by call or text: 1-800-698-2770

 

FAQ

Is this course approved in Pennsylvania?
Yes. It is approved by the Pennsylvania Insurance Department.

How many CE hours is this course?
This course provides 4 CE hours.

Are there any extra fees?
No. The $5.00 state filing fee is included in the price.

Do I get my certificate immediately?
Yes. You receive an instant certificate after completion.

How quickly are credits reported?
We report credits within 24 hours.

Can I log out and return later?
Yes. Your progress is always saved.

Is the course self-paced?
Yes. Complete it entirely on your schedule.

Who do I contact if I need help?
Call or text 1-800-698-2770.

What if I’m not satisfied?
We offer a money-back guarantee.

Does this course count toward my license renewal?
Yes. It counts toward your approved CE hours for renewal.

Course Details

• Approved by the Pennsylvania Insurance Department
• Approved Provider #156967
• Approved Course #139157
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.