24-Hour Property and Casualty CE Package - Pennsylvania

24-Hour Property & Casualty CE Package - Pennsylvania

✅ Approved by Pennsylvania Insurance Department | Provider #156967 | Includes 7 Approved Courses | Only $69.99 | Instant Emailed Certificates | 100% Online & Self-Paced

Complete all 24 Pennsylvania continuing education hours for your two-year licence period, including the 3 hours of ethics, in one approved online package for $69.99. Every course inside is separately approved by the Pennsylvania Insurance Department under provider number 156967, and the package totals exactly 24 hours. It also carries the 3-hour NFIP flood course, which satisfies the 2-hour flood requirement Pennsylvania places on Property & Casualty licensees.

Everything is 100% online and self-paced. Take the courses in any order, log in and out without losing progress, and receive a certificate by email as you finish each one. 1st Choice CE reports your completion to the Pennsylvania Insurance Department. The price includes the state reporting fee – nothing is added at checkout. Bought separately these courses cost $139.93; the package is $69.99.

✅ Package Details

• Package name: 24-Hour Property & Casualty CE Package
• Approved by: Pennsylvania Insurance Department
• Provider number: 156967
• Courses included: 7 separately approved courses
• Total hours: 24 credit hours, including 3 hours of ethics
• Course format: 100% online, self-paced
• Price: $69.99 — the state reporting fee is included, nothing is added at checkout
• Certificate: emailed immediately after each course is completed
• Reporting: 1st Choice CE reports your completion to the Pennsylvania Insurance Department
• Page URL: https://1stchoice-ce.com/courses/checkout/pennsylvania/24-hr-property-casualty-insurance-ce-package-pennsylvania/
• Support: call or text 1-800-698-2770

✅ What Is Included

• 3 Hour Ethics for Insurance Agents (3 hours) - course #139158: approved in Pennsylvania – satisfies the 3-hour ethics requirement
• 3-Hour Flood Insurance (NFIP) (3 hours) - course #139159: approved in Pennsylvania
• 3 HRs Emerging Risks and Specialty Coverages (3 hours) - course #140035: approved in Pennsylvania
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) (3 hours) - course #140037: approved in Pennsylvania
• 4 HRs Personal Auto and Umbrella Insurance (4 hours) - course #140036: approved in Pennsylvania
• 4 HRs Commercial Lines Insurance Essentials (4 hours) - course #140038: approved in Pennsylvania
• 4 HRs Homeowners Insurance Overview (4 hours) - course #140039: approved in Pennsylvania

Total: 24 credit hours.

✅ Who Should Take This Package?

• Pennsylvania licensed resident producers writing property and casualty lines
• Licensees who want the whole two-year requirement handled in one purchase
• Agents who would rather not track which mandated subjects are still outstanding
• Producers who want the reporting fee included rather than added at checkout
• Anyone renewing on a deadline who needs all 24 credits online
• Licensees who want one price rather than 7 separate transactions

✅ Does This Package Satisfy the State Requirement?

Yes. Pennsylvania requires 24 credit hours in each two-year licence period, of which 3 must be ethics. This package delivers exactly 24 hours and includes the 3-hour ethics course, so both the total and the mandated subject are covered in one purchase. It also carries the 3-hour NFIP flood course, which satisfies the 2-hour flood requirement Pennsylvania places on Property & Casualty licensees.

Pennsylvania sets no cap on self-study or online hours, so all 24 hours in this package count in full.

✅ Pennsylvania Continuing Education Requirements

Pennsylvania requires 24 credit hours of approved continuing education in each two-year licence term, and since 29 April 2025 at least 3 of those hours must cover ethics. Producers licensed before that date had until 29 April 2026, or the end of their current licence period if later, to bring the ethics hours in. The ethics hours count inside the 24 rather than on top of them.

• 24 credit hours of approved continuing education in each two-year licence term
• At least 3 of the 24 must be ethics
• Property & Casualty licensees must also complete at least 2 hours on flood insurance
• Licences renew every two years on the producer's birthday
• Up to 24 hours may be carried over into the next licence term
• The same course cannot be repeated for credit inside one two-year period

Two product gates sit outside the general requirement. Producers selling long-term care must complete an initial 8-hour training course and a 4-hour refresher each period after that. Producers licensed after 20 June 2022 who sell annuities must complete a 4-hour Annuity Best Interest course. Nonresident producers are exempt from Pennsylvania's continuing education requirement entirely, as are licensees holding only limited lines or surplus lines authority. Failing to complete the minimum results in the voluntary termination of the licence.

How this package helps: This package provides all 24 credit hours required in each two-year licence period, including the 3-hour ethics requirement. For a producer writing property and casualty lines it is the complete requirement in one purchase.

✅ When Do Licensees Renew?

Pennsylvania producer licences run on a two-year term and renew on the producer's birthday. Continuing education must be complete before you renew – the Department will not process a renewal for a licensee who has not met the requirement, and failing to complete it results in the voluntary termination of the licence. Confirm your own expiration date on your licence record rather than assuming a calendar deadline.

✅ How to Meet Your Pennsylvania CE Requirement

1. Confirm your licence expiration date and your lines of authority. Pennsylvania renews on your birthday, every second year.
2. Work out what you still owe: 24 hours in total, at least 3 of them ethics, plus at least 2 hours of flood if you hold Property & Casualty authority.
3. Check whether a product gate applies – the 8-hour initial and 4-hour ongoing long-term care training, or the 4-hour Annuity Best Interest course if you were licensed after 20 June 2022 and sell annuities.
4. Complete your hours from courses individually approved in Pennsylvania. Each course requires progressive completion by topic, study quizzes passed at 70 percent, and a certificate exam passed at 70 percent.
5. Allow reporting time. Certificates process within two business days and are reported to the state in the same window, but do not leave it to the final days.
6. Check your transcript through Sircon and confirm the ethics and flood hours posted in the right categories rather than as general credit.
7. Renew your licence and confirm it shows active with an updated expiration date.

Pennsylvania allows up to 24 hours of carryover into the next licence term, so finishing early is not wasted the way it is in a no-carryover state. A course still cannot be repeated for credit inside the same two-year period.

✅ What You Will Learn

• 3 Hour Ethics for Insurance Agents - the duties a producer owes the client, the insurer and the public, with suitability, disclosure, replacement standards and the consequences of misrepresentation
• 3-Hour Flood Insurance (NFIP) - what the National Flood Insurance Program insures and excludes, flood zone determinations, the waiting period, limits and elevation certificates
• 3 HRs Emerging Risks and Specialty Coverages - cyber exposures traditional forms were never written to insure, rideshare and delivery gaps, telematics and catastrophe trends
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - material misrepresentation and intent, auto and property fraud patterns, the claims lifecycle and fair claims practices
• 4 HRs Personal Auto and Umbrella Insurance - personal auto definitions and liability limits, uninsured and underinsured motorist coverage, physical damage and how umbrellas respond
• 4 HRs Commercial Lines Insurance Essentials - commercial property and coinsurance, CGL triggers, occurrence versus claims-made, hired and non-owned auto and workers compensation basics
• 4 HRs Homeowners Insurance Overview - homeowners policy forms and Coverages A through F, named versus open peril, wind and hail deductibles, roof limits and loss settlement

✅ Course Content Overview

3 Hour Ethics for Insurance Agents (3 hours): the duties a producer owes the client, the insurer and the public, with suitability, disclosure, replacement standards and the consequences of misrepresentation

3-Hour Flood Insurance (NFIP) (3 hours): what the National Flood Insurance Program insures and excludes, flood zone determinations, the waiting period, limits and elevation certificates

3 HRs Emerging Risks and Specialty Coverages (3 hours): cyber exposures traditional forms were never written to insure, rideshare and delivery gaps, telematics and catastrophe trends

3 Hrs Insurance Fraud and Claims Handling (P&C Focus) (3 hours): material misrepresentation and intent, auto and property fraud patterns, the claims lifecycle and fair claims practices

4 HRs Personal Auto and Umbrella Insurance (4 hours): personal auto definitions and liability limits, uninsured and underinsured motorist coverage, physical damage and how umbrellas respond

4 HRs Commercial Lines Insurance Essentials (4 hours): commercial property and coinsurance, CGL triggers, occurrence versus claims-made, hired and non-owned auto and workers compensation basics

4 HRs Homeowners Insurance Overview (4 hours): homeowners policy forms and Coverages A through F, named versus open peril, wind and hail deductibles, roof limits and loss settlement

✅ Other Pennsylvania Insurance CE Courses

• 4-Hour Annuity Best Interest and Suitability - Pennsylvania – $19.99
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training - Pennsylvania – $19.99
• 4 HRs Health Insurance and Affordable Care Act Updates - Pennsylvania – $19.99
• 4 HRs Medicare Advantage and Part D Update - Pennsylvania – $19.99
• 5 HRs Life Insurance Products and Retirement Planning - Pennsylvania – $19.99
• 8 Hours Initial Long-Term Care Insurance Partnership Training - Pennsylvania – $39.99
• 24 Hour Life & Health CE Package - Pennsylvania – $69.99

✅ Why Choose 1st Choice CE?

• Every course separately approved in Pennsylvania
• All 24 hours for $69.99 instead of $139.93 bought separately
• The state reporting fee is included – nothing is added at checkout
• 100% online and self-paced
• Log in and out anytime without losing progress
• Instant emailed certificate after each course
• We report your completions for you
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in the 24-Hour Property & Casualty CE Package for $69.99 and complete all 24 approved hours online, on your schedule. Questions before you buy? Call or text 1-800-698-2770.

✅ Frequently Asked Questions

Is this package approved in Pennsylvania?

Every course in the package is separately approved by the Pennsylvania Insurance Department under provider number 156967. Course numbers are listed in What Is Included.

How many hours does the package provide?

24 credit hours in total, including 3 hours of ethics.

Does it complete my whole requirement?

Yes, for a producer writing property and casualty lines. Pennsylvania requires 24 hours per two-year period including 3 hours of ethics, and this package carries both.

Does it include the required ethics hours?

Yes. The 3-hour course is included and is approved in that category.

Can I take the courses in any order?

Yes. They are independent and you can work through them in whatever order suits you.

Is everything online?

Yes. All 24 hours are 100% online and self-paced. Pennsylvania sets no limit on online or self-study hours.

Can I log in and out without losing progress?

Yes. Your progress is saved in every course.

When do I get my certificates?

A certificate is emailed to you as soon as you finish each course, so you do not have to wait until the whole package is done.

Do I report the completions myself?

No. 1st Choice CE reports your completion to the Pennsylvania Insurance Department. Finish well before your deadline so the credits post in time.

Is the state reporting fee included?

Yes. The price you see is the price you pay. Most providers add the reporting fee at checkout; we do not.

When is my continuing education due?

By your licence expiration date. Pennsylvania renews on your birthday, every two years.

Do extra hours carry over?

Yes. Pennsylvania allows up to 24 hours to be carried forward into the next period. A course cannot be repeated for credit inside one period.

How much do I save versus buying separately?

The courses total $139.93 purchased individually. The package is $69.99.

Is there a money-back guarantee?

Yes. If the package is not what you expected, contact us and we will make it right.

Who do I call if I need help?

Call or text 1-800-698-2770.