3-Hour Flood Insurance (NFIP) - Oklahoma

3-Hour Flood Insurance – Oklahoma

✅ Approved by the Oklahoma Insurance Department
Course ID: 6000208143 | Provider #: 500032152

Price: $19.99 — No added fees
Includes the $4.00 Oklahoma filing fee (we absorb it)

This 3-hour Flood Insurance CE course is 100% online and self-paced for Oklahoma insurance licensees. Complete the course on your schedule, log in and out anytime, receive your instant certificate of completion, and we’ll report your CE credits to the state within 24 hours.

Who Should Take This Course?

This course is designed for Oklahoma insurance professionals, including:

✅ Property & Casualty Insurance Producers
✅ Flood Insurance Agents
✅ Insurance Adjusters handling flood claims
✅ Agency Owners and Licensed Staff involved in flood coverage

Oklahoma CE & Renewal — What to Know (Important)

Oklahoma insurance producers must complete 24 total CE hours every 2-year license renewal cycle.

Key renewal requirements include:
✅ At least 3 hours must be Ethics
✅ Remaining hours may include approved subject-matter courses such as Flood Insurance
✅ CE must be completed by your license expiration date
✅ Credits must be reported by an approved Oklahoma CE provider

This course counts toward your approved Oklahoma CE subject-matter hours.

How to Renew Your Oklahoma Insurance License (Step-by-Step)

1. Confirm your Oklahoma CE requirements for your license type
2. Enroll in this 3-Hour Flood Insurance course
3. Complete the course online at your own pace
4. Receive your instant certificate of completion
5. We report your CE credits within 24 hours
6. Verify your credits are posted
7. Complete your standard Oklahoma license renewal

What You’ll Learn — Course Outline

Hour 1: NFIP Foundations, Compliance, and Core Concepts

✅ Purpose and federal authority of the National Flood Insurance Program (NFIP)
✅ FEMA, insurer, and community roles in flood-loss reduction
✅ Flood zones (A, AE, AO, AH, V, VE, X), SFHAs, BFEs, and Elevation Certificates
✅ Standard Flood Insurance Policy forms (Dwelling, General Property, RCBAP)
✅ Mandatory purchase rules for federally backed loans
✅ Producer responsibilities: disclosures, suitability, advertising accuracy, and documentation

Hour 2: Risk Rating 2.0, Underwriting, and Policy Mechanics

✅ Risk Rating 2.0 variables and premium determination
✅ Required underwriting data and validation
✅ Building vs. contents coverage, limits, deductibles, and exclusions
✅ Replacement Cost vs. ACV and basement/enclosure treatment
✅ Endorsements, cancellations, refunds, and policy transfers
✅ Condo, lender, and small-business flood scenarios

Hour 3: Claims, Mitigation, Mapping Changes, and Ethical Practice

✅ Flood claims lifecycle and Proof of Loss timelines
✅ Increased Cost of Compliance (ICC) claims and mitigation coordination
✅ Map revisions (LOMA/LOMR-F) and newly mapped properties
✅ Mitigation strategies and premium impacts under Risk Rating 2.0
✅ Ethical sales practices and communication with vulnerable clients
✅ Reducing E&O exposure through proper documentation and compliance

Why Choose 1st Choice CE?

✅ Instant certificate of completion
✅ Log in/out anytime without losing progress
✅ We report credits to the state within 24 hours
✅ Money-back guarantee
✅ Trusted provider for 10+ years
✅ Support by call or text: 1-800-698-2770

Need More Oklahoma CE Hours?

✅ Oklahoma 3-Hour Ethics CE – $19.99
https://1stchoice-ce.com/courses/checkout/oklahoma/3-hr-insurance-ethics

✅ Oklahoma 4-Hour Annuity Best Interest / Suitability – $19.99
https://1stchoice-ce.com/courses/checkout/oklahoma/4-hr-annuity-best-interest-suitability

FAQ

Is this course approved in Oklahoma?
Yes. It is approved by the Oklahoma Insurance Department.

How many CE hours does this course provide?
This course provides 3 CE hours.

Are there any extra fees?
No. The $4.00 state filing fee is included.

Do I receive my certificate immediately?
Yes. You receive an instant certificate of completion.

How quickly are CE credits reported?
Credits are reported within 24 hours.

Can I log out and return later?
Yes. Your progress is saved.

Is this course self-paced?
Yes. Complete it entirely on your schedule.

Who do I contact for help?
Call or text 1-800-698-2770.

What is the refund policy?
This course includes a money-back guarantee.

Does this course count toward license renewal?
Yes. It counts toward Oklahoma CE renewal requirements.

✅ Course Content Overview

Hour 1 – NFIP Foundations, Compliance and Core Concepts

The National Flood Insurance Program's purpose and federal authority, community participation and floodplain management ordinances, and how flood zone designations work. Covers the three Standard Flood Insurance Policy forms, the mandatory purchase requirement for federally backed loans, and the disclosure responsibilities a producer carries when flood coverage is offered, declined or placed.

Hour 2 – Risk Rating 2.0, Underwriting and Policy Mechanics

The rating variables behind Risk Rating 2.0 and the underwriting data required to quote accurately. Distinguishes building from contents coverage and replacement cost from actual cash value, then works through endorsements, cancellations, refunds and policy transfers or assumptions at property transfer, along with the lender and condominium scenarios that most often cause confusion.

Hour 3 – Claims, Mitigation, Mapping Changes and Ethical Practice

The claims lifecycle from notice of loss through proof of loss and adjustment, substantial damage and substantial improvement determinations, and how to interpret map revisions and their effect on a policy. Covers mitigation strategies worth recommending, ethical sales practices including clear communication of limits and exclusions, and the checklists that reduce errors-and-omissions exposure.

✅ Other Oklahoma Insurance CE Courses

Individual Oklahoma insurance CE courses:

• 3 Hour Ethics for Insurance Agents - Oklahoma – $19.99
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training - Oklahoma – $19.99
• 4-Hour Annuity Best Interest/Suitability - Insurance Agent CE - Oklahoma – $19.99
• 3 HRs Emerging Risks and Specialty Coverages - Oklahoma – $19.99
• 4 HRs Health Insurance and Affordable Care Act Updates - Oklahoma – $19.99
• 4 HRs Medicare Advantage and Part D Update - Oklahoma – $19.99

All courses are Oklahoma-approved, 100% online and self-paced, with your certificate emailed as soon as you finish. Questions? Call or text 1-800-698-2770.