3 HRs Workers Compensation Essentials - North Carolina

3 HRs Workers Compensation Essentials - North Carolina

✅ Approved by North Carolina Department of Insurance | Provider #10033461 | Course #223709 | Only $21.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 3 approved insurance continuing education credits toward your North Carolina compliance period with a course approved by the North Carolina Department of Insurance for only $21.99. The credits apply to the 24 ICECs North Carolina requires in each two-year compliance period, and you can enrol online and work at your own pace.

The course is 100% online and self-paced. North Carolina sets no limit on online or self-study hours, so all 3 credits count in full. Log in and out as often as you need without losing progress. Your certificate is emailed the moment you finish, and 1st Choice CE reports your completion to Prometric for you.

✅ Course Details

• Course name: 3 HRs Workers Compensation Essentials
• Approved by: North Carolina Department of Insurance
• Provider number: 10033461
• Course number: 223709
• Course length: 3 credit hours
• Course category: General
• Course format: 100% online, self-paced
• Price: $21.99 — no added or hidden fees
• Certificate: emailed immediately after completion
• Reporting: 1st Choice CE reports your completion to Prometric within 15 business days
• Page URL: https://1stchoice-ce.com/courses/checkout/north+carolina/3-hr-workers-compensation-essentials-north-carolina/
• Support: call or text 1-800-698-2770

✅ Who Should Take This Course?

• North Carolina licensed resident insurance agents renewing a license with property and casualty authority
• Producers who need 3 approved hours toward the 24-hour North Carolina requirement
• Agents who want current, practical workers comp essentials ce knowledge, not filler credit
• New producers building a working foundation in this coverage area
• Experienced agents refreshing before a renewal deadline
• Agency staff who support producers and want the same technical grounding

✅ Does This Course Satisfy the State Requirement?

This course provides 3 insurance continuing education credits toward the 24 ICECs a North Carolina licensee must complete in each two-year compliance period. It is approved in the General category, so it does not satisfy the separate 3-hour ethics requirement, and it does not satisfy the 3-hour flood requirement that applies to property, personal lines and adjuster licensees.

North Carolina places no limit on self-study or online hours, so all 3 credits count in full, and excess hours carry forward into the next compliance period as general credit.

✅ North Carolina Continuing Education Requirements

North Carolina requires 24 insurance continuing education credits during each biennial compliance period under 11 NCAC 06A .0802. Three of those credits must be ethics, taken from a course approved in the ethics category - general credit will not satisfy it, and the Department states there are no exceptions. Licensees holding a property, personal lines or adjuster license must also complete 3 hours of flood coverage in their first compliance period and every other compliance period after that, which works out to every four years. The 24-hour total is the same regardless of how many licenses you hold; holding more lines changes the mandated subject mix, not the total.

• 24 insurance continuing education credits (ICECs) in each two-year compliance period
• 3 of the 24 must be ethics, from a course approved in the ethics category
• 3 hours of flood, in the first compliance period and every other period after that, for anyone holding a property, personal lines or adjuster license
• 24 hours is the total no matter how many licenses you hold
• No limit on self-study or online hours - all 24 may be completed online
• Excess hours carry forward to the next compliance period as general credit

Your compliance date is set by your birth month and your birth year. Continuing education is due by the last day of your birth month, in odd-numbered years if you were born in an odd year and even-numbered years if you were born in an even year. North Carolina sets no limit on self-study or online hours, so the full 24 may be completed online. Hours above 24 carry forward to the next compliance period, although surplus ethics or flood credits carry over only as general credit and do not pre-satisfy the next period's mandated subjects. The same course does not earn credit twice in one compliance period. Exemptions are narrow - long-term medical disability or active military service only. There is no long-tenured exemption and no professional designation exemption. Nonresident licensees who meet their home state's requirements are deemed to meet North Carolina's.

How this course helps: This 3-credit course contributes 3 of the 24 ICECs required in each two-year compliance period. It is General credit, so it does not count toward the 3 mandated ethics hours or the 3 flood hours required of property, personal lines and adjuster licensees. The balance must be completed separately.

✅ When Do Licensees Renew?

North Carolina is unusual, and it is worth being precise about it. A resident producer license does not renew on a schedule - it stays valid until it is surrendered, cancelled or revoked. What runs on a cycle is the continuing education. Your CE is due by the last day of your birth month, in either odd or even years depending on your birth year. The license does not expire on a renewal date; it expires as a consequence of missing the CE deadline or missing the mandated ethics or flood hours. The January, April and September renewal dates you may have heard of apply to adjusters, business entities and surplus lines licenses, not to resident individual producers.

✅ How to Renew Your North Carolina License

1. Confirm your compliance date. It is the last day of your birth month, in an odd year if you were born in an odd year and an even year if you were born in an even year. New licensees should check the Department's New Licensee CE Chart, because a first period can run longer or shorter than two years.
2. Confirm which mandated subjects apply to you. Everyone needs 3 ethics hours. Anyone holding a property, personal lines or adjuster license also needs 3 flood hours in alternating periods.
3. Complete all 24 credits, including the mandated subjects, before the last day of your birth month in your compliance year.
4. Allow reporting time. Approved providers submit rosters to Prometric within 15 business days of the completion date.
5. Check your CE transcript through Sircon Compliance Express and confirm the ethics and flood hours posted in the correct categories, not as general credit.
6. If you are going to miss the date, request an extension through Sircon between 30 days before and the last day of your compliance period. The fee is $75 and it holds the license in Extended status for 30 days.
7. Verify your license status and NPN through the NAIC lookup, and keep your own CE records for five years as the rule requires.

There is no grace period. Missing the compliance date on total hours, or on the mandated ethics or flood hours, causes the license to expire. You then have four months from the compliance date to complete the outstanding hours and pay a $75 administrative fee to Prometric to reinstate. After that four-month window the license goes inactive and continuing education will not bring it back - you must complete prelicensing education and pass the state exam again for each line of authority to be issued a new license. That is the reason to finish early rather than at the deadline.

✅ What You Will Learn

• How the workers' compensation bargain replaced tort litigation for workplace injury
• What Part One statutory benefits and Part Two employers liability each cover
• How classification codes, payroll and the experience modification factor drive premium
• Premium audit: what triggers a dispute and how to prepare a client for one
• Which workers count as employees, and how subcontractors and independent contractors are treated
• Return-to-work programs and how they reduce both claim cost and future premium

✅ Course Content Overview

Hour 1 – The Workers' Compensation System

The exclusive remedy doctrine and the historical bargain behind it, compensable injury and occupational disease, medical and indemnity benefits, temporary and permanent disability classifications, and death benefits.

Hour 2 – The Policy and Premium Mechanics

Part One statutory coverage and Part Two employers liability, the information page, classification codes and payroll basis, manual rates, the experience modification factor, and scheduled and dispute-prone premium audits.

Hour 3 – Exposures, Compliance and Loss Control

Employee versus independent contractor status, subcontractor certificates of insurance, sole proprietor and officer inclusion or exclusion elections, multi-state and extraterritorial exposure, and return-to-work and safety programs that lower cost.

✅ Other North Carolina Insurance CE Courses & Packages

Save with a package – everything in one purchase:

• 24 Hour Life & Health CE Package - North Carolina – $74.99
• 24-Hour Property & Casualty CE Package - North Carolina – $74.99

Individual North Carolina insurance CE courses:

• 3 Hour Ethics for Insurance Agents - North Carolina – $21.99
• 3 HRs Emerging Risks and Specialty Coverages - North Carolina – $21.99
• 3 HRs Inland Marine and Specialty Property Coverages - North Carolina – $21.99
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - North Carolina – $21.99
• 3-Hour Flood Insurance (NFIP) - North Carolina – $21.99
• 4 HRs Commercial Lines Insurance Essentials - North Carolina – $21.99
• 4 HRs Health Insurance and Affordable Care Act Updates - North Carolina – $21.99
• 4 HRs Homeowners Insurance Overview - North Carolina – $21.99
• 4 HRs Medicare Advantage and Part D Update - North Carolina – $21.99
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training - North Carolina – $21.99
• 4 HRs Personal Auto and Umbrella Insurance - North Carolina – $21.99
• 4-Hour Annuity Best Interest and Suitability - North Carolina – $21.99
• 5 HRs Life Insurance Products and Retirement Planning - North Carolina – $21.99
• 8 Hours Initial Long-Term Care Insurance Partnership Training - North Carolina – $44.99

All courses are North Carolina-approved, 100% online and self-paced, with your certificate emailed as soon as you finish. Questions? Call or text 1-800-698-2770.

✅ Why Choose 1st Choice CE?

• Approved provider and approved course in North Carolina
• Affordable at $21.99
• 100% online and self-paced
• Log in and out anytime without losing progress
• Instant emailed certificate
• We report your completion for you
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in 3 HRs Workers Compensation Essentials for $21.99 and complete your 3 approved credits online, on your schedule. Questions before you buy? Call or text 1-800-698-2770.