3 HRs Workers Compensation Essentials - Mississippi

✅ Approved by Mississippi Insurance Department | Provider #15054358 | Course #30113 | Only $19.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 3 approved continuing education hours toward your Mississippi insurance producer renewal with a Mississippi Insurance Department-approved online course for only $19.99. The course is fully online and self-paced, so you can enroll and work through it on your own schedule.

Log in and out as often as you like without losing your progress. When you finish, your certificate is emailed to you immediately, and 1st Choice CE reports approved completions to Mississippi. Every course is backed by our money-back guarantee, and support is available by phone or text at 1-800-698-2770.

✅ Course Details

• Course Name: 3 HRs Workers Compensation Essentials - Mississippi
• Approved By: Mississippi Insurance Department
• Provider Number: 15054358
• Course Number: 30113
• Course Length: 3 credit hours
• Course Category: Property And Casualty
• Course Format: 100% online, self-paced
• Price: $19.99 — no added or hidden fees
• Certificate: Emailed immediately upon completion
• Reporting: 1st Choice CE reports approved completions to Mississippi
• Support: Phone or text 1-800-698-2770

✅ Who Should Take This Course?

• Mississippi licensed resident insurance agents renewing a license with property and casualty authority
• Producers who need 3 approved hours toward the 24-hour Mississippi requirement
• Agents who want current, practical workers compensation knowledge, not filler credit
• New producers building a working foundation in this coverage area
• Experienced agents refreshing before a renewal deadline
• Agency staff who support producers and want the same technical grounding

✅ Does This Course Satisfy the State Requirement?

This course provides 3 approved hours toward the 24 hours a Mississippi producer must complete when the license has been in effect 19 to 24 months, or toward the 12 hours required at 13 to 18 months. It does not fulfil the complete renewal requirement on its own, and it does not address the separate ethics credit mandate. Mississippi prohibits hour carryover between license periods, and identical courses cannot be repeated for credit within one period.

✅ Mississippi Continuing Education Requirements

Mississippi requirements depend on how long the license has been in effect. Licenses expire on the last day of the licensee's birth month on a biennial basis, and renewal opens online 90 days before that date. Hours do not carry over, and the same course may not be repeated for credit inside one license period.

• 24 hours including 3 hours of ethics for a license in effect 19 to 24 months
• 12 hours for a license in effect 13 to 18 months
• Licenses expire on the last day of your birth month, biennially
• Licenses may be renewed online beginning 90 days before the expiration date
• Hours do not carry over from one license period to the next
• The same course may not be repeated within a license period
• Only courses approved by the Mississippi Insurance Department count

How this course helps: This 3-hour course provides 3 approved credit hours toward the 24 hours Mississippi requires for a license in effect 19 to 24 months, or toward the 12 hours required at 13 to 18 months. It applies as property and casualty credit and does not satisfy the separate 3-hour ethics requirement. Because Mississippi does not allow carryover, plan the balance of your hours inside the current license period.

✅ When Do Licensees Renew?

Mississippi producer licenses expire on the last day of the licensee's birth month on a biennial basis, and the department allows online renewal beginning 90 days before that expiration date. Coursework must occur during your license period — carryover is not permitted — and the same course may not be repeated for credit within a single license period.

✅ How to Renew Your License

Step 1: Confirm your birth month and expiration date

Your license expires on the last day of your birth month biennially. Verify the exact date on your license record.

Step 2: Determine how many months your license has been in effect

This establishes whether you owe 24 or 12 hours. Consult the Mississippi Insurance Department's calculation chart or contact the Licensing Division.

Step 3: Complete the required hours, including 3 in ethics

The 24-hour requirement includes three hours of ethics. A general course does not satisfy that portion — verify the ethics credits specifically.

Step 4: Avoid course repetition

Mississippi will not grant credit twice for identical coursework within one period. Track your prior enrollments.

Step 5: Allow provider reporting time

Complete coursework early enough for postings. Do not schedule final courses for the closing days of your birth month.

Step 6: Renew online and confirm

Submit the renewal from 90 days before expiration, pay the fees, and verify your active status and updated expiration date.

✅ What You Will Learn

• How the workers' compensation bargain replaced tort litigation for workplace injury
• What Part One statutory benefits and Part Two employers liability each cover
• How classification codes, payroll and the experience modification factor drive premium
• Premium audit: what triggers a dispute and how to prepare a client for one
• Which workers count as employees, and how subcontractors and independent contractors are treated
• Return-to-work programs and how they reduce both claim cost and future premium

✅ Course Content Overview

Hour 1 – The Workers' Compensation System

The exclusive remedy doctrine and the historical bargain behind it, compensable injury and occupational disease, medical and indemnity benefits, temporary and permanent disability classifications, and death benefits.

Hour 2 – The Policy and Premium Mechanics

Part One statutory coverage and Part Two employers liability, the information page, classification codes and payroll basis, manual rates, the experience modification factor, and scheduled and dispute-prone premium audits.

Hour 3 – Exposures, Compliance and Loss Control

Employee versus independent contractor status, subcontractor certificates of insurance, sole proprietor and officer inclusion or exclusion elections, multi-state and extraterritorial exposure, and return-to-work and safety programs that lower cost.

✅ Other Related Courses

• 3 Hour Ethics for Insurance Agents – $19.99
• 3-Hour Flood Insurance (NFIP) – $19.99
• 4 HRs Commercial Lines Insurance Essentials – $19.99
• 4 HRs Personal Auto and Umbrella Insurance – $19.99
• 3 HRs Emerging Risks and Specialty Coverages – $19.99
• 3 HRs Inland Marine and Specialty Property Coverages - Mississippi – $19.99

✅ Why Choose 1st Choice CE?

• Approved by the Mississippi Insurance Department — provider #15054358
• Affordable at $19.99 with no hidden fees
• 100% online and self-paced — log in and out anytime without losing progress
• Instant emailed certificate the moment you finish
• We report approved completions to Mississippi
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in 3 HRs Workers Compensation Essentials - Mississippi today for $19.99. The course is fully online and self-paced, your certificate is emailed the moment you finish, and every enrollment is backed by our money-back guarantee. Questions? Call or text 1-800-698-2770.