3-Hour Flood Insurance (NFIP) - Hawaii

Course Description

3-Hour Flood Insurance (NFIP) CE Course – Hawaii

Approved by the Hawaii Department of Commerce and Consumer Affairs (DCCA) ✅
Provider #500032211 | Course ID: 6000206403
Only $15.99 | 100% Online & Self-Paced | Instant Certificate | No Added Fees

Stay compliant and build confidence selling and servicing flood insurance with this Hawaii-approved 3-hour Flood Insurance (NFIP) continuing education course. This class is 100% online and self-paced, so you can start anytime, pause anytime, and pick up right where you left off.

You’ll receive an instant certificate of completion when you finish, and we report your credits within 24 hours. With over 10 years of experience, 1st Choice Continuing Education is trusted by thousands of licensees nationwide.

No extra fees: Hawaii uses SBS/Sircon and commonly applies a $1.00 per CE credit-hour roster fee per student (typically $3 for this course). With us, your price is $15.99 total—no added checkout fees.


Who Should Take This Course?

This course is ideal for:

✅ Hawaii-licensed insurance producers who want CE credit focused on flood insurance (NFIP)
✅ Agents who sell homeowners, commercial, or condo-related coverage and want stronger flood fundamentals
✅ Producers who want to reduce E&O risk by improving documentation, disclosures, and policy accuracy
✅ Anyone who needs 3 CE hours and wants a practical, real-world flood course


Hawaii Insurance License Renewal Requirements (What to Know)

Hawaii CE rules depend on license type and status, but most resident producers renew on a recurring cycle and must complete a set number of CE hours that typically includes an ethics requirement.

What you should do: Confirm your total CE hours due, any ethics requirement, and your license expiration date inside your licensing portal, then finish your CE before your renewal deadline.

This 3-hour course is designed to help you meet part of your Hawaii CE requirement with topic-specific training in NFIP flood insurance.


How to Renew Your Hawaii Insurance License (Step-by-Step)

Step 1: Confirm your deadline and CE requirements
Check your license renewal date and remaining CE hours due.

Step 2: Complete your CE course online
This course is self-paced and works on desktop or mobile. Log in and out anytime without losing progress.

Step 3: Get your instant certificate
Download your certificate immediately after completion for your records.

Step 4: We report your credits within 24 hours
Your completion is submitted promptly so your CE can be applied toward renewal.

Step 5: Renew your license
Once your CE shows as posted, complete your renewal in your licensing portal before your expiration date.


What You’ll Learn in This Course

Hour 1: NFIP Foundations, Compliance, and Core Concepts
✅ NFIP purpose, federal authority, and how FEMA/insurers/communities work together
✅ Community participation, floodplain rules, and mitigation incentives
✅ Flood zones (A, AE, AO, AH, V, VE, X), SFHAs, BFEs, and elevation certificates
✅ SFIP policy forms (Dwelling, General Property, RCBAP) and when each applies
✅ Mandatory purchase rules for federally related loans and lender enforcement basics
✅ Producer responsibilities: disclosures, documentation, advertising accuracy, and recordkeeping

Hour 2: Risk Rating 2.0, Underwriting, and Policy Mechanics
✅ Risk Rating 2.0 variables and how they influence premiums
✅ Underwriting data requirements and ways to validate property details
✅ Building vs. contents coverage, ICC, deductibles, waiting periods, and key exclusions
✅ RC vs. ACV valuation and how basements/enclosures are treated
✅ Endorsements, cancellations, refunds, transfers/assumptions, and coordination with private flood

Hour 3: Claims, Mitigation, Mapping Changes, and Ethical Practice
✅ Claims lifecycle, Proof of Loss timelines, documentation, and appeals basics
✅ Substantial damage/improvement, ICC mitigation claims, and code coordination
✅ Map revisions (LOMA/LOMR-F), newly mapped properties, and coverage right-sizing
✅ Mitigation strategies and how improvements can impact premiums
✅ Ethical communication of limits/exclusions and avoiding overpromising
✅ Reducing E&O exposure with checklists, declinations, accurate applications, and durable records

Course topics pulled from your outline.


Why Choose 1st Choice CE?

✅ Hawaii-approved CE (Provider #500032211 | Course ID: 6000206403)
✅ Only $15.99 — no added or extra fees
✅ 100% online and self-paced
✅ Log in/out anytime without losing your place
✅ Instant certificate of completion
✅ Credits reported within 24 hours
✅ Money-back guarantee
✅ Trusted CE provider for 10+ years
✅ Support by phone or text: 1-800-698-2770


Related Courses / Other Courses You May Need

Cover the rest of your Hawaii insurance CE with our other Hawaii courses:

3 Hour Ethics for Insurance Agents - Hawaii

4-Hour Annuity Best Interest/Suitability Course - Hawaii

4-Hour Long-Term Care Insurance Partnership Training - Hawaii

Support When You Need It

✅ Have a question about Hawaii insurance CE, the DCCA, or this course? Call or text us at 1-800-698-2770.

We also speak Spanish.

Enroll Now

✅ Enroll in the 3-Hour Flood Insurance (NFIP) CE Course for Hawaii for $15.99 and complete your flood CE today.

Frequently Asked Questions

Is this course approved in Hawaii?

Yes. It is approved by the Hawaii Department of Commerce and Consumer Affairs (DCCA) under Provider #500032211 and Course #6000206403.

How many CE hours does this course provide?

3 credit hours of NFIP/Flood Insurance CE.

How much does the course cost?

$15.99 - the Hawaii roster fee is already included in the price.

Is the course 100% online?

Yes. The course is 100% online and self-paced.

When will I get my certificate?

You can download your instant certificate of completion the moment you finish.

Do you report my hours to DCCA?

Yes. We report your hours to the Hawaii DCCA within 24 hours of completion.

Does this course satisfy my full Hawaii CE requirement?

No. Hawaii producers need 24 hours per biennial cycle, including 3 hours of Ethics. This 3-hour flood course counts toward the total but is not Ethics CE. Combine it with our 3-Hour Insurance Ethics course and additional CE to reach 24 hours.

Who should take this course?

Hawaii-licensed insurance producers, including agents who write or service homeowners, commercial, and condo-related flood coverage.

What does the course cover?

NFIP foundations and core concepts (CRS, flood zones, SFIP forms, mandatory purchase); risk rating 2.0, underwriting, and policy mechanics (Risk Rating 2.0 variables, building vs contents, RC vs ACV); and claims, mitigation, mapping changes, and ethical practice (claims lifecycle, ICC, LOMA and LOMR-F, mitigation, and E&O reduction).

Is there a money-back guarantee?

Yes. The course is backed by a money-back guarantee.

What if I need help during the course?

Call or text us at 1-800-698-2770 and a team member will help. Spanish speakers welcome.

Course Details

• Approved by the Hawaii Department of Commerce and Consumer Affairs (DCCA)
• Approved Provider #500032211
• Approved Course #6000206403
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.

Features

• Approved by the Hawaii Department of Commerce and Consumer Affairs (DCCA)
• Approved Provider #500032211
• Approved Course #6000206403
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.