Course Description

3 Hour Flood Insurance (NFIP) CE Course – Georgia

Approved by the Office of Commissioner of Insurance and Safety Fire | Provider #243388 | Course ID #73505 ✅
Only $12.99 | Instant Certificate | 100% Online & Self-Paced | No added or extra fees

Stay compliant and sharpen your flood insurance knowledge with this Georgia-approved 3-hour Flood Insurance (NFIP) continuing education course. Designed for busy insurance agents, this course is 100% online and self-paced—so you can complete it on your schedule, from any device.

✅ Log in and out anytime without losing your progress
✅ Instant certificate of completion when you finish
✅ Credits reported within 24 hours of completion
✅ Money-back guarantee
✅ Over 10 years serving licensees nationwide
✅ Support by phone or text: 1-800-698-2770

This course counts toward your Georgia insurance continuing education requirements and is especially valuable if you write (or want to write) flood coverage, handle lender-driven flood requirements, or want a clearer understanding of NFIP rules, rating, and claims.

✅ Who Should Take This Course?

This course is ideal for:

✅ Georgia resident insurance agents/producers who need CE hours for renewal
✅ Property & Casualty agents who discuss or sell flood coverage
✅ Life & Health agents who want broader risk knowledge (especially homeowner/client advisory conversations)
✅ Agents who want fewer coverage gaps and stronger documentation to reduce E&O exposure
✅ Agents who want to better explain NFIP policy forms, underwriting details, and claims timelines to clients

If you need 3 CE hours and want a practical, real-world topic that improves client conversations and reduces mistakes, this course is for you.

✅ Georgia Insurance CE & Renewal — What to Know

Georgia resident licensees renew on a biennial cycle and must complete CE by the last day of their birth month in each 2-year license term.

✅ Resident licensees with less than 20 years of service: 24 total CE hours per biennium, including 3 hours of Ethics
✅ Resident licensees with 20+ years of service: 20 total CE hours per biennium, including 3 hours of Ethics
✅ Renewal deadline: Last day of your birth month, every two years
✅ Important: Flood courses typically apply as elective CE hours (Ethics is a separate requirement)

This course provides 3 hours that apply toward your Georgia CE total.

✅ How to Renew Your Georgia Insurance License (Step-by-Step)

✅ Step 1: Confirm your renewal deadline
Your license renews every two years, due on the last day of your birth month.

✅ Step 2: Confirm how many CE hours you need
Most agents need 24 hours per biennium (or 20 hours if licensed 20+ years), including 3 Ethics hours.

✅ Step 3: Complete your CE courses online
Take this course on your schedule—100% self-paced, mobile-friendly, and accessible 24/7.

✅ Step 4: Get your instant certificate ✅
Download your certificate immediately after completion for your records.

✅ Step 5: We report your credits within 24 hours ✅
Your completion is reported promptly so your CE record updates quickly.

✅ Step 6: Submit your renewal
Renew through Georgia’s approved online license renewal system before your deadline.

✅ Topics Covered in This Course (3 Hours)

Hour 1: NFIP Foundations, Compliance, and Core Concepts

✅ NFIP purpose, federal authority, and how FEMA, insurers, and communities coordinate to reduce flood losses
✅ Community participation, floodplain management ordinances, and CRS incentives for mitigation and resiliency
✅ Flood zones (A, AE, AO, AH, V, VE, X), SFHAs, BFEs, and how Elevation Certificates impact compliance and pricing
✅ SFIP policy forms: Dwelling, General Property, and RCBAP—when each applies
✅ Mandatory purchase rules tied to federally related loans, lender enforcement, minimum limits, and force-placement triggers
✅ Producer responsibilities: disclosures, suitability documentation, advertising accuracy, anti-rebating, and audit-ready records

Hour 2: Risk Rating 2.0, Underwriting, and Policy Mechanics

✅ Risk Rating 2.0 variables and how they affect premium (flood frequency, distance to water, first-floor height, occupancy, foundation, and more)
✅ Required underwriting data and how to validate it (construction, foundation/enclosures, floors, machinery location, year built)
✅ Building vs. contents coverage, limits, ICC, deductibles, waiting periods, and key exclusions (including basement limits)
✅ Replacement Cost vs. ACV, primary vs. non-primary rating, and treatment of basements, crawlspaces, and elevated enclosures
✅ Endorsements, cancellations, refunds, transfers/assumptions at sale, and coordination with private flood solutions
✅ Lender and condo scenarios (RCBAP vs. HO-6), small-business considerations, and coverage layering with excess flood

Hour 3: Claims, Mitigation, Mapping Changes, and Ethical Practice

✅ Claims lifecycle: notice of loss, inspection, Proof of Loss timelines, appeals, and documentation best practices
✅ Substantial damage/improvement rules, ICC mitigation claims, and coordinating repairs with local officials and codes
✅ Map revisions (LOMA/LOMR-F), newly mapped property rules, and right-sizing coverage when zones or BFEs change
✅ Mitigation strategies (elevation, compliant openings, utilities relocation) and premium impacts under Risk Rating 2.0
✅ Ethical sales practices: clear limits/exclusions, avoiding overpromises, supporting vulnerable clients, and conflict-of-interest management
✅ Reducing E&O exposure with checklists, declination notices, accurate applications, and durable records

✅ Why Choose 1st Choice CE?

✅ Georgia-approved course (Provider #243388 | Course #73505)
✅ Only $12.99 — no added or extra fees
✅ 100% Online and Mobile Friendly
✅ Self-Paced Access — log in/out anytime without losing progress
✅ Instant Certificate of Completion
✅ Credits Reported Within 24 Hours
✅ Money-Back Guarantee
✅ Over 10 Years of Trusted CE Service
✅ Support by Phone or Text — 1-800-698-2770

Enroll Now

✅ Enroll in the 3 Hour Flood Insurance (NFIP) CE Course for Georgia for $12.99 and add 3 elective hours to your renewal today.

Frequently Asked Questions

Is this course approved in Georgia?

Yes. It is approved by the Office of Commissioner of Insurance and Safety Fire under Provider #243388 and Course #73505.

How many CE hours does this course provide?

3 credit hours of NFIP/Flood Insurance CE (elective).

How much does the course cost?

$12.99.

Is the course 100% online?

Yes. The course is 100% online and self-paced.

When will I get my certificate?

You can download your instant certificate of completion the moment you finish.

Do you report my hours to the Office?

Yes. We report your hours to the Office of Commissioner of Insurance and Safety Fire within 24 hours of completion.

Does this course satisfy my full Georgia CE requirement?

No. Georgia producers need 24 hours per biennial cycle (20 hours if licensed 20+ years), including 3 hours of Ethics. This flood course is elective and counts toward the total but is not Ethics CE.

Who should take this course?

Georgia insurance agents and producers, including P&C agents and Life and Health agents who want elective CE on flood insurance.

When is my Georgia insurance renewal due?

Renewals are biennial and due the last day of your birth month.

What does the course cover?

NFIP foundations, compliance, and core concepts (CRS, flood zones, SFIP forms, mandatory purchase); risk rating 2.0, underwriting, and policy mechanics; and claims, mitigation, mapping, and ethics.

Is there a money-back guarantee?

Yes. The course is backed by a money-back guarantee.

What if I need help during the course?

Call or text us at 1-800-698-2770 and a team member will help. Spanish speakers welcome.

Course Details

• Approved by the Office of Commissioner of Insurance and Safety Fire
• Approved Provider #243388
• Approved Course #73505
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.