3-Hour Flood Insurance (NFIP) - Georgia

3 Hour Flood Insurance (NFIP) CE Course – Georgia

• Approved by the Office of Commissioner of Insurance and Safety Fire | Provider #243388 | Course ID #73505 ✅
• Only $12.99 | Instant Certificate | 100% Online & Self-Paced | No added or extra fees
• Stay compliant and sharpen your flood insurance knowledge with this Georgia-approved 3-hour Flood Insurance (NFIP) continuing education course. Designed for busy insurance agents, this course is 100% online and self-paced—so you can complete it on your schedule, from any device.
• Log in and out anytime without losing your progress
• Instant certificate of completion when you finish
• Credits reported within 24 hours of completion
• Money-back guarantee
• Over 10 years serving licensees nationwide
• Support by phone or text: 1-800-698-2770
• This course counts toward your Georgia insurance continuing education requirements and is especially valuable if you write (or want to write) flood coverage, handle lender-driven flood requirements, or want a clearer understanding of NFIP rules, rating, and claims.

✅ Who Should Take This Course?

• This course is ideal for:
• Georgia resident insurance agents/producers who need CE hours for renewal
• Property & Casualty agents who discuss or sell flood coverage
• Life & Health agents who want broader risk knowledge (especially homeowner/client advisory conversations)
• Agents who want fewer coverage gaps and stronger documentation to reduce E&O exposure
• Agents who want to better explain NFIP policy forms, underwriting details, and claims timelines to clients
• If you need 3 CE hours and want a practical, real-world topic that improves client conversations and reduces mistakes, this course is for you.

✅ Georgia Insurance CE & Renewal — What to Know

• Georgia resident licensees renew on a biennial cycle and must complete CE by the last day of their birth month in each 2-year license term.
• Resident licensees with less than 20 years of service: 24 total CE hours per biennium, including 3 hours of Ethics
• Resident licensees with 20+ years of service: 20 total CE hours per biennium, including 3 hours of Ethics
• Renewal deadline: Last day of your birth month, every two years
• Important: Flood courses typically apply as elective CE hours (Ethics is a separate requirement)
• This course provides 3 hours that apply toward your Georgia CE total.

✅ How to Renew Your Georgia Insurance License (Step-by-Step)

• Step 1: Confirm your renewal deadline
• Your license renews every two years, due on the last day of your birth month.
• Step 2: Confirm how many CE hours you need
• Most agents need 24 hours per biennium (or 20 hours if licensed 20+ years), including 3 Ethics hours.
• Step 3: Complete your CE courses online
• Take this course on your schedule—100% self-paced, mobile-friendly, and accessible 24/7.
• Step 4: Get your instant certificate ✅
• Download your certificate immediately after completion for your records.
• Step 5: We report your credits within 24 hours ✅
• Your completion is reported promptly so your CE record updates quickly.
• Step 6: Submit your renewal
• Renew through Georgia’s approved online license renewal system before your deadline.

✅ Topics Covered in This Course (3 Hours)

Hour 1: NFIP Foundations, Compliance, and Core Concepts

• NFIP purpose, federal authority, and how FEMA, insurers, and communities coordinate to reduce flood losses
• Community participation, floodplain management ordinances, and CRS incentives for mitigation and resiliency
• Flood zones (A, AE, AO, AH, V, VE, X), SFHAs, BFEs, and how Elevation Certificates impact compliance and pricing
• SFIP policy forms: Dwelling, General Property, and RCBAP—when each applies
• Mandatory purchase rules tied to federally related loans, lender enforcement, minimum limits, and force-placement triggers
• Producer responsibilities: disclosures, suitability documentation, advertising accuracy, anti-rebating, and audit-ready records

Hour 2: Risk Rating 2.0, Underwriting, and Policy Mechanics

• Risk Rating 2.0 variables and how they affect premium (flood frequency, distance to water, first-floor height, occupancy, foundation, and more)
• Required underwriting data and how to validate it (construction, foundation/enclosures, floors, machinery location, year built)
• Building vs. contents coverage, limits, ICC, deductibles, waiting periods, and key exclusions (including basement limits)
• Replacement Cost vs. ACV, primary vs. non-primary rating, and treatment of basements, crawlspaces, and elevated enclosures
• Endorsements, cancellations, refunds, transfers/assumptions at sale, and coordination with private flood solutions
• Lender and condo scenarios (RCBAP vs. HO-6), small-business considerations, and coverage layering with excess flood

Hour 3: Claims, Mitigation, Mapping Changes, and Ethical Practice

• Claims lifecycle: notice of loss, inspection, Proof of Loss timelines, appeals, and documentation best practices
• Substantial damage/improvement rules, ICC mitigation claims, and coordinating repairs with local officials and codes
• Map revisions (LOMA/LOMR-F), newly mapped property rules, and right-sizing coverage when zones or BFEs change
• Mitigation strategies (elevation, compliant openings, utilities relocation) and premium impacts under Risk Rating 2.0
• Ethical sales practices: clear limits/exclusions, avoiding overpromises, supporting vulnerable clients, and conflict-of-interest management
• Reducing E&O exposure with checklists, declination notices, accurate applications, and durable records

✅ Why Choose 1st Choice CE?

• Georgia-approved course (Provider #243388 | Course #73505)
• Only $12.99 — no added or extra fees
• 100% Online and Mobile Friendly
• Self-Paced Access — log in/out anytime without losing progress
• Instant Certificate of Completion
• Credits Reported Within 24 Hours
• Money-Back Guarantee
• Over 10 Years of Trusted CE Service
• Support by Phone or Text — 1-800-698-2770

Enroll Now

✅ Enroll in the 3 Hour Flood Insurance (NFIP) CE Course for Georgia for $12.99 and add 3 elective hours to your renewal today.