Course Description

4-Hour Long-Term Care Insurance Partnership Training – Florida

✅ Approved by the Florida Department of Financial Services
Course ID: 136902 | Provider #: 374697

Price: $15.99 — No added fees
Florida does not require a filing fee.

This 4-hour Long-Term Care Insurance Partnership Training course is 100% online and self-paced for Florida insurance professionals. Complete the course on your schedule, log in and out anytime without losing progress, receive your instant certificate of completion, and we report your CE credits to the state within 24 hours.

Who Should Take This Course?

This course is designed for Florida insurance professionals who sell or service Long-Term Care Insurance policies, including:

✅ Life & Health Agents
✅ Insurance Producers offering LTC policies
✅ Agents working with senior clients
✅ Agency staff involved in LTC case design or servicing

Florida CE & Renewal — What to Know (Important)

Florida insurance licensees must complete 24 total CE hours every 2-year renewal cycle.

Key requirements include:

✅ 5 hours of Law & Ethics are required each renewal cycle
✅ Remaining hours may include approved subject courses such as Long-Term Care training
✅ CE must be completed before your license expiration date
✅ Credits must be reported by an approved Florida provider

This course provides 4 CE hours toward your Florida renewal requirement.

How to Renew Your Florida Insurance License (Step-by-Step)

1. Confirm your Florida CE requirement and renewal deadline
2. Enroll in this 4-Hour Long-Term Care Insurance Partnership Training course
3. Complete the course online at your own pace
4. Receive your instant certificate of completion
5. We report your CE hours to the Florida Department of Financial Services within 24 hours
6. Verify your credits are posted
7. Complete your standard license renewal process

What You’ll Learn — Course Outline

Hour 1: Regulatory & Market Updates for LTC Partnership Policies

✅ Recent state and federal updates affecting Partnership qualification and disclosures
✅ Carrier filings, product launches, and market availability changes
✅ Age-based inflation protection standards and Partnership compliance
✅ Current underwriting trends including cognitive screens and Rx checks
✅ Medicaid eligibility updates and asset-disregard reciprocity
✅ Annual “what changed” checklist for client documentation

Hour 2: Ethics, Suitability, and Best-Interest Refresher for Senior Clients

✅ Align benefit design, premiums, and client objectives with best-interest standards
✅ Suitability review: income, assets, health, and household caregiving dynamics
✅ Replacement scenarios and preserving Partnership status
✅ Elder-abuse prevention and managing third-party influence
✅ Clear illustrations and responsible comparison practices
✅ Compliant advertising and transparent compensation disclosures

Hour 3: Advanced Product Mechanics — Inflation, Rate Actions, Hybrids, and Claims

✅ Comparing inflation options and impact on affordability
✅ Navigating premium rate actions and client choices
✅ Hybrid life/LTC and annuity/LTC structures and suitability considerations
✅ Coordinating benefits with Medicare and other coverage
✅ Claims process: benefit triggers and Medicaid coordination
✅ Mid-policy adjustments to sustain Partnership eligibility

Hour 4: Case Studies, Documentation Mastery, and Client Review Cadence

✅ Applying best-interest methodology to real-world scenarios
✅ Conducting annual reviews and verifying compliance
✅ Replacement and 1035 exchange documentation standards
✅ Client-ready documentation tools and summaries
✅ Compliance record retention and audit readiness
✅ Action planning and follow-up scheduling

Why Choose 1st Choice CE?

✅ Instant certificate of completion
✅ Log in/out anytime without losing progress
✅ We report credits to the state within 24 hours
✅ Money-back guarantee
✅ Trusted provider for 10+ years
✅ Support by call or text: 1-800-698-2770

Need More Florida CE Hours?

✅ 3-Hour Flood Insurance – $15.99
https://1stchoice-ce.com/courses/checkout/florida/3-hr-insurance-flood-insurance

✅ 4-Hour Annuity Best Interest/Suitability – $15.99
https://1stchoice-ce.com/courses/checkout/florida/4-hr-annuity-best-interest-suitability

FAQ

Is this course approved in Florida?
Yes. It is approved by the Florida Department of Financial Services.

How many CE hours does this course provide?
This course provides 4 CE hours.

Are there extra fees?
No. Florida does not require a filing fee.

Do I receive my certificate immediately?
Yes. Your certificate is available instantly upon completion.

How quickly are credits reported?
Credits are reported within 24 hours.

Can I log in and out without losing progress?
Yes. Your progress is automatically saved.

Is the course self-paced?
Yes. You may complete it on your own schedule.

What is the refund policy?
We offer a money-back guarantee.

Who do I contact for help?
Call or text 1-800-698-2770.

How many CE hours does Florida require?
Florida requires 24 CE hours every two years, including 5 hours of Law & Ethics.

Does this course meet Long-Term Care training expectations?
This course provides approved continuing education and includes updated Partnership and compliance content.

Course Details

• Approved by Florida Department of Financial Services
• Approved Provider #374697
• Approved Course #136902
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.