Florida 4-Hour Law & Ethics Update — Adjusters (CE 5-620)

Florida 4-Hour Law & Ethics Update — Adjusters (CE 5-620)

Provider #374697 | 4 Credit Hours | Only $15.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Approval status: This course has been submitted to the Florida Department of Financial Services and is pending course approval. A Florida course approval number will be published here once the Department assigns it. Please confirm the course is approved before relying on it for your compliance cycle.

This four-hour, self-paced online course delivers the Law & Ethics Update written specifically for Florida all-lines adjusters under Section 626.869, Florida Statutes (course authority 5-620). It is organised into four fifty-minute hours that follow the Department of Financial Services’ prescribed areas of study, with a knowledge check at the end of each hour and a twenty-five-question final examination.

Work at your own pace and log in and out without losing progress. Your certificate is emailed as soon as you finish, and 1st Choice CE reports approved completions to the Department on your behalf.

✅ Course Details

• Course name: Florida 4-Hour Law & Ethics Update — Adjusters (CE 5-620)
• Provider number: 374697
• Course authority: CE 5-620
• Course length: 4 hours
• Intended licence: 6-20 all-lines adjuster
• Course format: 100% online, self-paced
• Price: $15.99
• Certificate: emailed immediately after completion
• Approval: pending with the Florida Department of Financial Services
• Support: call or text 1-800-698-2770

✅ Who Should Take This Course?

• Florida licensed 6-20 all-lines adjusters
• Company adjusters working claims for a carrier
• Independent adjusters working on assignment
• Holders of legacy Florida adjuster license types
• Adjusters holding an emergency or catastrophe registration
• Claims staff who need the adjuster Law & Ethics Update this cycle

✅ Does This Course Satisfy the State Requirement?

This course is built to satisfy the 4-hour Law & Ethics Update required for the 6-20 all-lines adjuster licence, course authority 5-620. It is not yet approved. The application is under review by the Florida Department of Financial Services, and the course cannot be used for continuing education credit until the Department approves it and assigns a course number. It also does not cover the remaining elective hours in your cycle.

✅ Florida Continuing Education Requirements

Florida licensees complete continuing education on a two-year cycle. For most adjuster and agent licence types the total is 24 hours — a 4-hour Law & Ethics Update matched to your licence type, plus 20 elective hours. Totals vary by licence type and by how long you have been licensed, so confirm your own figure on your licence record before you buy.

• Cycle length — 24 months, repeating every two years
• Total for most licence types — 24 hours (4 hours Law & Ethics Update + 20 elective hours)
• Law & Ethics Update — must match your licence type; this course is written for authority 5-620
• Multiple licences — completing the Law & Ethics Update for one licence type satisfies the requirement
• Reporting — providers have 21 days to report; 1st Choice CE reports within 24 hours
• Appointments — lack of an appointment does not eliminate the CE requirement

How this course helps: Once approved, this course is designed to satisfy the full 4-hour Law & Ethics Update requirement for the 6-20 all-lines adjuster licence. It does not provide elective hours — the remaining 20 hours must be completed separately.

✅ When Do Licensees Renew?

Florida continuing education is due by the last day of your birth month once you have been licensed 24 months, and every two years after that. The deadline follows your birth month, not the date you bought a course, so leave time for provider reporting. Completing your CE and renewing your licence are two separate steps.

✅ How to Renew Your Florida Licence

1. Sign in to your MyProfile account on the Florida Department of Financial Services website and check your licence type, status and CE transcript.
2. Note your compliance due date — the end of your birth month — and how many hours you still owe.
3. Complete the 4-hour Law & Ethics Update matched to your licence type, plus your elective hours.
4. Allow reporting time. Florida gives providers 21 days; 1st Choice CE reports within 24 hours of completion.
5. Return to MyProfile and confirm each course appears on your transcript and your compliance shows as met.
6. Complete any renewal or appointment steps the Department shows as outstanding and pay any fee due.
7. Save your certificates and confirm your licence shows active with an updated expiration date.

✅ What You Will Learn

• Identify which regulator governs adjuster licensing, conduct and discipline in Florida
• Apply Florida's statutory claim-handling deadlines correctly
• Explain recent Florida legislative changes affecting claims
• Apply the adjuster Code of Ethics to real claim decisions
• Document a claim file so it withstands audit or examination
• Recognise the conduct patterns that lead to disciplinary action

✅ Course Content Overview

Hour 1 — Regulatory Awareness: Florida's Oversight Structure and Adjuster Licensing

• The Chief Financial Officer, DFS, OIR and OFR — and which one licenses and disciplines adjusters
• Adjuster license types and appointments under Part VI of Chapter 626, Florida Statutes
• Emergency and catastrophe adjuster registration under s. 626.874
• License maintenance duties, including continuing education
• Statutory grounds for discipline
• Advertising, solicitation, adjuster identification and claim recordkeeping requirements

Hour 2 — Insurance Law and Updates: Recent Florida and Federal Changes Affecting Claims

• How Florida insurance law is codified and how to verify it
• Property claim-handling deadlines and what starts the clock
• Recent Florida legislative changes affecting the claims environment
• Federal law touchpoints that reach Florida claim handling
• How statutory change flows through to daily claim practice

Hour 3 — Ethical Requirements: The Adjuster Code of Ethics and Fair Claims Conduct

• The adjuster Code of Ethics as codified in Florida law
• Timely claim handling under the statutory deadlines
• Reasonable investigation and honest valuation
• Plain-language communication with the insured
• Audit-ready documentation of the claim file

Hour 4 — Disciplinary and Industry Trends: Enforcement, Case Studies, and Compliance Practices

• How the disciplinary system works, from complaint to final order
• Practical case studies drawn from adjuster discipline
• Patterns that repeat in enforcement actions
• Building a personal compliance action plan
• Current trends in the Florida claims market

✅ Other Florida Insurance CE Courses & Packages

Save with a package – everything in one purchase:

• 20-Hour General Lines & Personal Lines Insurance CE Package - Florida – $34.99
• 20-Hour Life, Health and Annuity CE Package - Florida Insurance – $34.99
• 24-Hour General Lines and Personal Lines CE Insurance Package - Florida – $39.99
• 24-Hour Life, Health & Annuity Insurance CE Package Florida – $39.99

Individual Florida insurance CE courses:

• 1-Hour Hurricane Loss Mitigation and Premium Discounts Florida Insurance – $12.99
• 3 Hrs Flood Insurance (NFIP) - Florida – $15.99
• 4 hrs Long-Term Care Insurance Partnership Training - Florida – $15.99
• 4-hour Annuity Best Interest/Suitability - Insurance Agent CE - Florida – $15.99
• 4-Hour Law & Ethics Update - Life, Health & Annuity (CE 5-215) Florida Insurance – $15.99
• Florida 4-Hour Automobile Insurance & PIP / No-Fault (General Lines) – $15.99
• Florida 4-Hour Commercial Property & General Liability Insurance – $15.99
• Florida 4-Hour Errors & Omissions and Agency Risk Management - Insurance Agent – $15.99
• Florida 4-Hour Health Insurance & Medicare (Life, Health & Annuity) - Insurance Agent – $15.99
• Florida 4-Hour Homeowners & Residential Property Insurance – $15.99
• Florida 4-Hour Law & Ethics Update — General Lines (CE 5-220)- Insurance Agent – $15.99
• Florida 4-Hour Life Insurance Fundamentals (Life, Health & Annuity) – $15.99
• Florida 4-Hour Retirement Income & Annuity Planning (Life, Health & Annuity) - Insurance Agent – $15.99

All courses are Florida-approved, 100% online and self-paced, with your certificate emailed as soon as you finish. Questions? Call or text 1-800-698-2770.

✅ Why Choose 1st Choice CE?

• Florida-approved provider #374697
• Affordable at $15.99
• 100% online and self-paced
• Log in and out anytime without losing progress
• Instant emailed certificate
• We report approved completions to Florida within 24 hours
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

This course is pending approval with the Florida Department of Financial Services. Once approved it will be available for enrollment at $15.99. Questions in the meantime? Call or text 1-800-698-2770.