4 HRs Health Insurance and Affordable Care Act Updates - Connecticut

4 HRs Health Insurance and Affordable Care Act Updates - Connecticut

✅ Approved by Connecticut Insurance Department | Provider #500032042 | Course #6000225061 | Only $15.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 4 approved hours toward your Connecticut insurance licence continuing education with a course approved by the Connecticut Insurance Department for only $15.99. The hours apply to the 24 credit hours Connecticut requires in each two-year licence period, and you can enrol online and work through the course on your own schedule.

The course is 100% online and self-paced. Connecticut places no cap on self-study, so all 4 hours count in full. Log in and out as often as you need without losing progress. Your certificate is emailed the moment you finish, and 1st Choice CE reports your completion to the Connecticut Insurance Department.

✅ Course Details

• Course name: 4 HRs Health Insurance and Affordable Care Act Updates
• Approved by: Connecticut Insurance Department
• Provider number: 500032042
• Course number: 6000225061
• Course length: 4 hours
• Course category: Life & Health
• Course format: 100% online, self-paced
• Price: $15.99 — no added or hidden fees
• Certificate: emailed immediately after completion
• Reporting: 1st Choice CE reports your completion to the Connecticut Insurance Department
• Page URL: https://1stchoice-ce.com/courses/checkout/connecticut/4-hrs-health-insurance-and-affordable-care-connecticut/
• Support: call or text 1-800-698-2770

✅ Who Should Take This Course?

• Licensed life, accident and health agents and producers
• Agents who write individual and family health coverage
• Producers who advise small employers on group plans
• Agents who enroll clients through the Marketplace
• Producers who sell supplemental and gap products alongside major medical
• Agents who need life and health credit toward Connecticut's renewal total

✅ Does This Course Satisfy the State Requirement?

This course provides 4 approved hours toward the 24 credit hours a Connecticut resident producer must complete in each two-year licence period. It does not satisfy the requirement on its own, and it is general credit – it does not count toward the 3 hours of Laws, Regulations and Ethics (LRE) that Connecticut also requires.

Connecticut places no cap on self-study or online hours, so all 4 hours count in full. After this course you will need the balance of your 24 hours, including the 3-hour Laws, Regulations and Ethics (LRE) requirement, from separately approved courses.

✅ Connecticut Continuing Education Requirements

Connecticut requires 24 hours of approved continuing education in each two-year licence period, and 3 of those 24 must be in Laws, Regulations and Ethics – the category Connecticut abbreviates as LRE. The LRE hours sit inside the 24 rather than on top of them. A producer may generally take courses in any line of authority, although the Department recommends taking them in the lines you actually write.

• 24 credit hours of approved continuing education in each two-year period
• 3 of the 24 must be Laws, Regulations and Ethics (LRE) credit
• Licences renew by the last day of your birth month, every two years
• No cap on self-study or online hours – all 24 may be completed online
• Up to 24 hours may be carried forward into the next period; surplus LRE credit carries as general credit
• The same course cannot be repeated for credit inside one renewal period

Connecticut also carries three separate product-training gates that sit outside the general 24. Selling Partnership long-term care products requires the one-time Long-Term Care Partnership training. Selling annuities requires a state-approved 4-hour annuity suitability course. And as of 15 April 2026 newly licensed Property & Casualty and Personal Lines producers must complete a one-time 3-hour NFIP flood course. Nonresident producers, adjusters, and licensees holding only credit, travel accident or surety bail bond authority are exempt from the 24-hour requirement.

How this course helps: This 4-hour course contributes 4 of the 24 credit hours required in each two-year licence period. It is general credit, so it does not count toward the 3-hour Laws, Regulations and Ethics (LRE) requirement. The balance of your 24 hours must be completed separately.

✅ When Do Licensees Renew?

Connecticut producer licences renew every two years, by the last day of your birth month. The cycle is tied to your birthday rather than to a fixed statewide date, so two producers in the same agency can have different deadlines. Confirm your own date on your licence record rather than assuming, and remember that continuing education has to be complete and reported before you renew – being CE-compliant and paying the renewal fee are two separate steps.

✅ How to Renew Your Connecticut License

1. Confirm your renewal date and the lines of authority on your licence. Your date is the last day of your birth month, every second year.
2. Work out what you still owe: 24 hours in total, of which 3 must be Laws, Regulations and Ethics.
3. Check whether any product-training gate applies to you – annuity suitability, Long-Term Care Partnership, or the one-time NFIP flood course required of newly licensed Property & Casualty and Personal Lines producers since 15 April 2026.
4. Complete your hours from courses individually approved in Connecticut. Approval in another state does not carry over.
5. Allow reporting time before your deadline. 1st Choice CE reports your completion to the Department; do not leave it to the final days.
6. Check your transcript and confirm the LRE hours posted in the LRE category rather than as general credit.
7. Renew your licence and confirm it shows active with an updated expiration date.

Carryover is generous in Connecticut by comparison with most states – up to 24 hours move forward into the next period – but surplus LRE credit carries as general credit only, so it will not pre-satisfy the next period's 3-hour LRE requirement. A course cannot be repeated for credit inside the same renewal period.

✅ What You Will Learn

• Compare individual, small-group and large-group plan structures and who each fits
• Explain deductibles, coinsurance and out-of-pocket maximums so a client can compare plans
• Describe how network design changes both cost and access
• Identify the essential health benefits every compliant plan must cover
• Walk a client through Marketplace enrollment periods and premium tax credit eligibility
• Position supplemental products honestly alongside, not instead of, major medical

✅ Course Content Overview

Hour 1 – Health Insurance Landscape, Plan Types and Core Coverage Concepts

Individual, small-group and large-group plan structures and how each is regulated. Covers plan design fundamentals — deductibles, copayments, coinsurance and the out-of-pocket maximum — the managed care models behind HMO, PPO, EPO and POS networks, and the decision drivers that actually determine which plan a consumer chooses.

Hour 2 – Affordable Care Act Framework, Marketplace Enrollment and Practical Updates

The key ACA provisions still governing the market, including essential health benefits, guaranteed issue and the prohibition on pre-existing condition exclusions. Covers Marketplace eligibility and enrollment concepts, the subsidy and affordability mechanisms that determine net premium, and the problem areas that most often produce a failed enrollment or a mid-year surprise.

Hour 3 – Supplemental Health Products and Emerging Coverage Trends

Disability income and long-term disability concepts, then hospital indemnity, critical illness and accident products and where each fits alongside a major medical plan. Covers short-term medical and other limited-duration coverage, what it does not do, and the emerging trends reshaping how supplemental products are sold and serviced.

Hour 4 – Regional Market Considerations, Compliance and Client Communication Standards

Regional operational considerations that change how a plan performs from one market to another, and the compliance expectations that apply to health insurance sales. Covers suitability and needs-analysis practices, and the post-enrollment service standards — renewals, mid-year changes and documentation — that keep a book of business clean.

✅ Other Connecticut Insurance CE Courses & Packages

Save with a package – everything in one purchase:

• 24-Hour Life and Health CE Package - Connecticut – $79.99
• 24-Hour Property and Casualty CE Package - Connecticut – $79.99

Individual Connecticut insurance CE courses:

• 3 Hour Ethics for Insurance Agents - Connecticut – $15.99
• 3 HRs Emerging Risks and Specialty Coverages - Connecticut – $15.99
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - Connecticut – $15.99
• 3-Hour Flood Insurance (NFIP) - Connecticut – $15.99
• 4 HRs Commercial Lines Insurance Essentials - Connecticut – $15.99
• 4 HRs Homeowners Insurance Overview - Connecticut – $15.99
• 4 Hrs Long-Term Care Insurance Partnership Training - Connecticut – $15.99
• 4 HRs Medicare Advantage and Part D Update - Connecticut – $15.99
• 4 HRs Personal Auto and Umbrella Insurance - Connecticut – $15.99
• 4-Hour Annuity Best Interest/Suitability - Insurance Agent CE - Connecticut – $15.99
• 5 HRs Life Insurance Products and Retirement Planning - Connecticut – $15.99

All courses are Connecticut-approved, 100% online and self-paced, with your certificate emailed as soon as you finish. Questions? Call or text 1-800-698-2770.

✅ Why Choose 1st Choice CE?

• Approved provider and approved course in Connecticut
• Affordable at $15.99
• 100% online and self-paced
• Log in and out anytime without losing progress
• Instant emailed certificate
• We report your completion for you
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in 4 HRs Health Insurance and Affordable Care Act Updates for $15.99 and complete your 4 approved hours online, on your schedule. Questions before you buy? Call or text 1-800-698-2770.