3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - Connecticut

3 Hrs Insurance Fraud and Claims Handling (P&C Focus) - Connecticut

✅ Approved by Connecticut Insurance Department | Provider #500032042 | Course #6000225080 | Only $15.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 3 approved hours toward your Connecticut insurance licence continuing education with a course approved by the Connecticut Insurance Department for only $15.99. The hours apply to the 24 credit hours Connecticut requires in each two-year licence period, and you can enrol online and work through the course on your own schedule.

The course is 100% online and self-paced. Connecticut places no cap on self-study, so all 3 hours count in full. Log in and out as often as you need without losing progress. Your certificate is emailed the moment you finish, and 1st Choice CE reports your completion to the Connecticut Insurance Department.

✅ Course Details

• Course name: 3 Hrs Insurance Fraud and Claims Handling (P&C Focus)
• Approved by: Connecticut Insurance Department
• Provider number: 500032042
• Course number: 6000225080
• Course length: 3 hours
• Course category: Property & Casualty
• Course format: 100% online, self-paced
• Price: $15.99 — no added or hidden fees
• Certificate: emailed immediately after completion
• Reporting: 1st Choice CE reports your completion to the Connecticut Insurance Department
• Page URL: https://1stchoice-ce.com/courses/checkout/connecticut/3hr-insurance-fraud-and-claims-connecticut/
• Support: call or text 1-800-698-2770

✅ Who Should Take This Course?

• Licensed property and casualty agents and producers
• Agents who take first notice of loss from clients
• Producers who work closely with adjusters on auto and property claims
• Agency staff who document claims and client communications
• Agents who want a clearer line between a suspicious claim and a fraudulent one
• Producers who need property and casualty credit toward Connecticut's renewal total

✅ Does This Course Satisfy the State Requirement?

This course provides 3 approved hours toward the 24 credit hours a Connecticut resident producer must complete in each two-year licence period. It does not satisfy the requirement on its own, and it is general credit – it does not count toward the 3 hours of Laws, Regulations and Ethics (LRE) that Connecticut also requires.

Connecticut places no cap on self-study or online hours, so all 3 hours count in full. After this course you will need the balance of your 24 hours, including the 3-hour Laws, Regulations and Ethics (LRE) requirement, from separately approved courses.

✅ Connecticut Continuing Education Requirements

Connecticut requires 24 hours of approved continuing education in each two-year licence period, and 3 of those 24 must be in Laws, Regulations and Ethics – the category Connecticut abbreviates as LRE. The LRE hours sit inside the 24 rather than on top of them. A producer may generally take courses in any line of authority, although the Department recommends taking them in the lines you actually write.

• 24 credit hours of approved continuing education in each two-year period
• 3 of the 24 must be Laws, Regulations and Ethics (LRE) credit
• Licences renew by the last day of your birth month, every two years
• No cap on self-study or online hours – all 24 may be completed online
• Up to 24 hours may be carried forward into the next period; surplus LRE credit carries as general credit
• The same course cannot be repeated for credit inside one renewal period

Connecticut also carries three separate product-training gates that sit outside the general 24. Selling Partnership long-term care products requires the one-time Long-Term Care Partnership training. Selling annuities requires a state-approved 4-hour annuity suitability course. And as of 15 April 2026 newly licensed Property & Casualty and Personal Lines producers must complete a one-time 3-hour NFIP flood course. Nonresident producers, adjusters, and licensees holding only credit, travel accident or surety bail bond authority are exempt from the 24-hour requirement.

How this course helps: This 3-hour course contributes 3 of the 24 credit hours required in each two-year licence period. It is general credit, so it does not count toward the 3-hour Laws, Regulations and Ethics (LRE) requirement. The balance of your 24 hours must be completed separately.

✅ When Do Licensees Renew?

Connecticut producer licences renew every two years, by the last day of your birth month. The cycle is tied to your birthday rather than to a fixed statewide date, so two producers in the same agency can have different deadlines. Confirm your own date on your licence record rather than assuming, and remember that continuing education has to be complete and reported before you renew – being CE-compliant and paying the renewal fee are two separate steps.

✅ How to Renew Your Connecticut License

1. Confirm your renewal date and the lines of authority on your licence. Your date is the last day of your birth month, every second year.
2. Work out what you still owe: 24 hours in total, of which 3 must be Laws, Regulations and Ethics.
3. Check whether any product-training gate applies to you – annuity suitability, Long-Term Care Partnership, or the one-time NFIP flood course required of newly licensed Property & Casualty and Personal Lines producers since 15 April 2026.
4. Complete your hours from courses individually approved in Connecticut. Approval in another state does not carry over.
5. Allow reporting time before your deadline. 1st Choice CE reports your completion to the Department; do not leave it to the final days.
6. Check your transcript and confirm the LRE hours posted in the LRE category rather than as general credit.
7. Renew your licence and confirm it shows active with an updated expiration date.

Carryover is generous in Connecticut by comparison with most states – up to 24 hours move forward into the next period – but surplus LRE credit carries as general credit only, so it will not pre-satisfy the next period's 3-hour LRE requirement. A course cannot be repeated for credit inside the same renewal period.

✅ What You Will Learn

• Define material misrepresentation and explain why materiality, not the lie itself, decides the outcome
• Distinguish soft fraud from hard fraud and opportunistic from organized activity
• Recognize the recurring red flags in staged auto losses and inflated property claims
• Follow a property and casualty claim from notice of loss through investigation to settlement
• Escalate a fraud concern correctly without accusing a client
• Apply fair claims practices standards to your own file documentation

✅ Course Content Overview

Hour 1 – Fraud Fundamentals and Common P&C Fraud Schemes

Defines material misrepresentation, intent and loss causation, and explains the purpose of organized antifraud efforts. Works through the auto-related fraud patterns agents encounter most often, the property-claim schemes that follow storms and water losses, and the documentation and verification practices that protect the file before a claim is ever reported.

Hour 2 – Claims Handling Best Practices, Ethics and Client Assistance Boundaries

The standard claims lifecycle from notice of loss through investigation, evaluation and settlement, and the ethical obligations and professional conduct expected at each step. Covers the fraud indicators that warrant escalation, how to escalate a concern properly, and the claims communication practices that keep an agent inside the boundary between helping a client and adjusting the claim.

Hour 3 – Practical Case Studies, Fair Claims Practices and Risk Control

Applied case studies drawn from real claim patterns, followed by fair claims handling principles and what they require of everyone touching the file. Covers how to coordinate effectively with adjusters and claim professionals, and the prevention strategies an agency can put in place to reduce both fraud exposure and errors-and-omissions risk.

✅ Other Connecticut Insurance CE Courses & Packages

Save with a package – everything in one purchase:

• 24-Hour Life and Health CE Package - Connecticut – $79.99
• 24-Hour Property and Casualty CE Package - Connecticut – $79.99

Individual Connecticut insurance CE courses:

• 3 Hour Ethics for Insurance Agents - Connecticut – $15.99
• 3 HRs Emerging Risks and Specialty Coverages - Connecticut – $15.99
• 3-Hour Flood Insurance (NFIP) - Connecticut – $15.99
• 4 HRs Commercial Lines Insurance Essentials - Connecticut – $15.99
• 4 HRs Health Insurance and Affordable Care Act Updates - Connecticut – $15.99
• 4 HRs Homeowners Insurance Overview - Connecticut – $15.99
• 4 Hrs Long-Term Care Insurance Partnership Training - Connecticut – $15.99
• 4 HRs Medicare Advantage and Part D Update - Connecticut – $15.99
• 4 HRs Personal Auto and Umbrella Insurance - Connecticut – $15.99
• 4-Hour Annuity Best Interest/Suitability - Insurance Agent CE - Connecticut – $15.99
• 5 HRs Life Insurance Products and Retirement Planning - Connecticut – $15.99

All courses are Connecticut-approved, 100% online and self-paced, with your certificate emailed as soon as you finish. Questions? Call or text 1-800-698-2770.

✅ Why Choose 1st Choice CE?

• Approved provider and approved course in Connecticut
• Affordable at $15.99
• 100% online and self-paced
• Log in and out anytime without losing progress
• Instant emailed certificate
• We report your completion for you
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) for $15.99 and complete your 3 approved hours online, on your schedule. Questions before you buy? Call or text 1-800-698-2770.