3 HRs Workers Compensation Essentials - Colorado

✅ Approved by Colorado Division of Insurance | Provider #236323 | Course #67752 | Only $15.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 3 approved continuing education hours toward your Colorado insurance producer renewal with a Colorado Division of Insurance-approved online course for only $15.99. The course is fully online and self-paced, so you can enroll and work through it on your own schedule.

Log in and out as often as you like without losing your progress. When you finish, your certificate is emailed to you immediately, and 1st Choice CE reports approved completions to Colorado. Every course is backed by our money-back guarantee, and support is available by phone or text at 1-800-698-2770.

✅ Course Details

• Course Name: 3 HRs Workers Compensation Essentials - Colorado
• Approved By: Colorado Division of Insurance
• Provider Number: 236323
• Course Number: 67752
• Course Length: 3 credit hours
• Course Category: Property And Casualty
• Course Format: 100% online, self-paced
• Price: $15.99 — no added or hidden fees
• Certificate: Emailed immediately upon completion
• Reporting: 1st Choice CE reports approved completions to Colorado
• Support: Phone or text 1-800-698-2770

✅ Who Should Take This Course?

• Colorado licensed resident insurance agents renewing a license with property and casualty authority
• Producers who need 3 approved hours toward the 24-hour Colorado requirement
• Agents who want current, practical workers compensation knowledge, not filler credit
• New producers building a working foundation in this coverage area
• Experienced agents refreshing before a renewal deadline
• Agency staff who support producers and want the same technical grounding

✅ Does This Course Satisfy the State Requirement?

This course provides 3 approved credit hours toward the 24 a Colorado producer must complete biennially. It does not satisfy the full requirement on its own, and it does not satisfy the separate three-hour ethics mandate. Producers holding property or personal lines licenses face an additional Colorado requirement: three hours focused specifically on homeowner's insurance coverage. This course, while categorized as property and casualty education, does not fulfill that specialized carve-out.

✅ Colorado Continuing Education Requirements

Colorado producers complete 24 credit hours of Division-approved continuing education every two years, including 3 hours of ethics. Producers licensed in property or personal lines carry an extra carve-out of 3 hours in homeowner's insurance coverage. The compliance period runs from your own licensing continuation date, not a statewide calendar.

• 24 credit hours of approved courses every two years
• 3 of those 24 must cover ethics topics
• 3 of the 24 must focus on homeowner's insurance for property and personal lines licensees
• Maximum 12 carryover hours into the next period, and only credits earned within 120 days before the continuation date qualify
• Self-study courses require a closed-book exam personally monitored by an impartial third party under Regulation 1-2-04
• Only Colorado Division of Insurance-approved courses count

How this course helps: This 3-hour course provides 3 approved credit hours toward the 24 Colorado requires every two years. It applies as property and casualty credit and does not satisfy either the separate 3-hour ethics requirement or the 3-hour homeowner's insurance carve-out, so at least 21 additional hours must be completed separately.

✅ When Do Licensees Renew?

Each Colorado licensee has a personalised biennial continuing education period tied to their individual licensing continuation date rather than a statewide calendar. No more than 12 hours may be carried forward, and only hours earned in the 120 days before the continuation date qualify. Providers submit completion records to the Continuing Education Administrator monthly and must supply documentation to you within seven days.

✅ How to Renew Your License

Step 1: Confirm your licensing continuation date

Your 24-month compliance period runs from your own license renewal date. Look it up on your license record rather than assuming a calendar deadline.

Step 2: Check whether the homeowner's requirement applies to you

If you are licensed to sell property or personal lines insurance, three of your 24 hours must be in homeowner's insurance coverage. Verify that specifically — it is easy to miss.

Step 3: Complete 24 approved credit hours, including 3 in ethics

Only courses approved by the Colorado Division of Insurance count. Confirm the ethics hours separately from the general hours.

Step 4: Arrange the monitored self-study examination

Regulation 1-2-04 requires a self-study examination to be closed-book and personally monitored by a disinterested third party. Set that up before your deadline, not after.

Step 5: Allow provider reporting time

Sponsors file completion records at least monthly and must give you documentation within seven days. Do not leave coursework to the final days of your period.

Step 6: Renew and verify

Submit the renewal, then check your license record afterward to confirm an active status and an updated continuation date.

✅ What You Will Learn

• How the workers' compensation bargain replaced tort litigation for workplace injury
• What Part One statutory benefits and Part Two employers liability each cover
• How classification codes, payroll and the experience modification factor drive premium
• Premium audit: what triggers a dispute and how to prepare a client for one
• Which workers count as employees, and how subcontractors and independent contractors are treated
• Return-to-work programs and how they reduce both claim cost and future premium

✅ Course Content Overview

Hour 1 – The Workers' Compensation System

The exclusive remedy doctrine and the historical bargain behind it, compensable injury and occupational disease, medical and indemnity benefits, temporary and permanent disability classifications, and death benefits.

Hour 2 – The Policy and Premium Mechanics

Part One statutory coverage and Part Two employers liability, the information page, classification codes and payroll basis, manual rates, the experience modification factor, and scheduled and dispute-prone premium audits.

Hour 3 – Exposures, Compliance and Loss Control

Employee versus independent contractor status, subcontractor certificates of insurance, sole proprietor and officer inclusion or exclusion elections, multi-state and extraterritorial exposure, and return-to-work and safety programs that lower cost.

✅ Other Related Courses

• 3 Hour Ethics for Insurance Agents – $15.99
• 3-Hour Flood Insurance (NFIP) – $15.99
• 4 HRs Commercial Lines Insurance Essentials – $15.99
• 4 HRs Personal Auto and Umbrella Insurance – $15.99
• 3 HRs Emerging Risks and Specialty Coverages – $15.99
• 3 HRs Inland Marine and Specialty Property Coverages - Colorado – $15.99

✅ Why Choose 1st Choice CE?

• Approved by the Colorado Division of Insurance — provider #236323
• Affordable at $15.99 with no hidden fees
• 100% online and self-paced — log in and out anytime without losing progress
• Instant emailed certificate the moment you finish
• We report approved completions to Colorado
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in 3 HRs Workers Compensation Essentials - Colorado today for $15.99. The course is fully online and self-paced, your certificate is emailed the moment you finish, and every enrollment is backed by our money-back guarantee. Questions? Call or text 1-800-698-2770.