Course Description

3-Hour Flood Insurance (NFIP) – Colorado

✅ Approved by the Colorado Division of Insurance
Provider Number: 236323 | Course ID: 67057 ✅
Only $15.99 — No added or extra fees ✅
100% Online & Self-Paced | Instant Certificate | Credits Reported Within 24 Hours

Get your Colorado-approved Flood Insurance CE done fast with a 100% online, self-paced course focused on the National Flood Insurance Program (NFIP) and real-world flood policy scenarios. You can log in and out anytime without losing your place, finish on your schedule, and download your instant certificate of completion immediately after finishing.

✅ Credits reported within 24 hours
✅ Money-back guarantee
✅ Trusted provider with 10+ years of CE experience
✅ Support by phone or text: 1-800-698-2770

---

Who Should Take This Course?

This course is ideal for:

✅ Colorado insurance agents/producers who need 3 hours of approved CE
✅ Producers who write or service policies where flood exposure is a real concern (homeowners, commercial, condo, lender-required coverage)
✅ Agents who want clearer NFIP knowledge to reduce errors, improve client guidance, and strengthen documentation

---

Colorado Insurance License Renewal Requirements (Total CE + Ethics)

Colorado insurance CE requirements can vary by license type and individual renewal cycle, but many resident producers commonly need:

✅ Total CE: 24 hours per renewal cycle
✅ Ethics: 3 hours included within the total CE requirement
✅ Renewal cycle: commonly every 2 years (timing based on your license record)

This course provides 3 hours of Colorado-approved CE focused on Flood Insurance (NFIP) (Provider 236323, Course 67057). ✅

---

How to Renew Your Colorado Insurance License (Step-by-Step)

✅ Step 1: Confirm your renewal deadline and CE cycle
Know your renewal due date and how much time remains in your CE term.

✅ Step 2: Check how many CE hours you still need
Confirm your required total CE hours and any required categories (like Ethics).

✅ Step 3: Complete this 3-hour Flood Insurance course online
Self-paced and mobile-friendly—log in/out anytime and your progress is saved.

✅ Step 4: Get your instant certificate
Download your certificate immediately after completion for your records.

✅ Step 5: We report your credits within 24 hours
Your completion is reported within 24 hours of finishing the course.

✅ Step 6: Renew your license
Once your CE is posted, submit your renewal before your deadline.

Need help? Call/text 1-800-698-2770 ✅

---

Topics Covered in This Course (3 Hours)

Hour 1: NFIP Foundations, Compliance, and Core Concepts

✅ NFIP purpose, federal authority, and how FEMA, insurers, and communities reduce flood losses
✅ Community participation, floodplain management, and how mitigation programs encourage resiliency
✅ Flood zones, SFHAs, BFEs, and how elevation documentation impacts compliance and pricing
✅ The three SFIP forms (Dwelling, General Property, RCBAP) and when each applies
✅ Mandatory purchase rules for federally related loans, limits, and force-placement triggers
✅ Producer responsibilities: disclosures, suitability documentation, advertising accuracy, and audit-ready records

Hour 2: Risk Rating, Underwriting, and Policy Mechanics

✅ Key rating variables and how property risk characteristics influence premium
✅ Underwriting data needs and ways to validate property and building details
✅ Building vs. contents coverage, ICC, deductibles, waiting periods, and common exclusions
✅ Replacement cost vs. ACV concepts and how certain structures/areas affect coverage handling
✅ Endorsements, cancellations, refunds, transfers/assumptions, and coordination with private flood
✅ Lender and condo scenarios (RCBAP vs. unit-owner coverage) plus small-business considerations

Hour 3: Claims, Mitigation, Mapping Changes, and Ethical Practice

✅ Claims lifecycle: notice of loss, inspections, Proof of Loss timelines, appeals, and documentation best practices
✅ Substantial damage/improvement concepts, ICC mitigation claims, and coordinating repairs with officials/codes
✅ Map revisions, newly mapped properties, and right-sizing coverage when zones/BFEs change
✅ Mitigation strategies (elevation, compliant openings, utilities relocation) and how mitigation can impact premiums
✅ Ethical flood sales: clear limits/exclusions, avoiding overpromises, and supporting vulnerable clients
✅ Reducing E&O exposure with checklists, accurate applications, declination documentation, and durable records

---

Why Choose 1st Choice Continuing Education?

✅ Colorado-approved (Provider 236323, Course 67057)
✅ $15.99 total — no added or extra fees
✅ 100% online and self-paced
✅ Log in/out anytime without losing progress
✅ Instant certificate of completion
✅ Credits reported within 24 hours
✅ Money-back guarantee
✅ 10+ years serving licensees nationwide
✅ Support by phone or text: 1-800-698-2770

Course Details

• Approved by the Colorado Division of Insurance
• Approved Provider #236323
• Approved Course #67057
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.