24-Hour Dual-Line Insurance CE Package - Colorado

24-Hour Dual-Line Insurance CE Package - Colorado

✅ Approved by Colorado Division of Insurance | Includes 6 Approved Courses | All 24 Required Hours | 3 Ethics + 4 Homeowner's Hours | Only $39.99 | Instant Emailed Certificates | 100% Online & Self-Paced

Complete your entire Colorado insurance continuing education requirement — all 24 hours, including the 3 required ethics hours and the homeowner's insurance hours Colorado requires of property and personal lines producers — in one approved online package for $39.99. Every course is approved by the Colorado Division of Insurance.

This package is built for the dual-line producer: 17 hours of life, health and annuity content sit alongside 4 hours of homeowners and the 3-hour ethics course, so a producer holding both a life/health and a property line clears the whole 24 in one purchase. It is 100%% online and self-paced, each certificate is emailed as you finish that course, and 1st Choice CE files your completions with Colorado.

✅ What Is Included

All 6 courses below are included in the $39.99 package price and together provide the full 24 hours Colorado requires.

• 3 Hour Ethics for Insurance Agents (3 hours) — Colorado course #67059: Producer duties, suitability and fair dealing. Satisfies Colorado's 3-hour ethics requirement.
• 4-Hour Annuity Best Interest/Suitability (4 hours) — Colorado course #67060: Annuity product types, the NAIC best-interest standard, suitability information gathering and documentation.
• 4 HRs Health Insurance and Affordable Care Act Updates (4 hours) — Colorado course #67723: Individual and group health coverage, ACA structure and the marketplace rules producers are asked about most.
• 4 HRs Medicare Advantage and Part D Update (4 hours) — Colorado course #67722: Medicare Parts A through D, Advantage and Part D plan mechanics, enrolment periods and marketing rules.
• 5 HRs Life Insurance Products and Retirement Planning (5 hours) — Colorado course #67721: Term, whole and universal life, policy riders, and how life products fit a retirement plan.
• 4 HRs Homeowners Insurance Overview (4 hours) — Colorado course #67730: Homeowners forms and Coverages A through F, exclusions, deductibles and loss settlement. Carries the 3 hours of homeowner's insurance coverage Colorado requires of property and personal lines producers.

Total: 24 credit hours, including 3 hours of ethics and 4 hours of homeowner's insurance coverage.

✅ Package Details

• Package Name: 24-Hour Dual-Line Insurance CE Package - Colorado
• Approved By: Colorado Division of Insurance
• Courses Included: 6 individually approved Colorado courses
• Total Hours: 24 credit hours — the full Colorado biennial requirement
• Ethics Included: 3 hours
• Homeowner's Hours Included: 4, covering Colorado's separate 3-hour homeowner's carve-out
• Course Format: 100% online, self-paced
• Price: $39.99 — no fees added at checkout
• Certificates: Emailed as you complete each course
• Reporting: 1st Choice CE files completions with the Colorado Continuing Education Administrator
• Support: Phone or text 1-800-698-2770

✅ Who Should Take This Package?

• Colorado producers holding both a life/health line and a property or personal lines authority
• Producers who need the homeowner's insurance hours Colorado requires separately from ethics
• Life and health producers who also write personal lines
• Producers who want the complete 24 hours in a single purchase
• Agency staff supporting dual-line producers

✅ Does This Package Satisfy the State Requirement?

Yes. This package provides all 24 credit hours Colorado requires biennially, including the 3 hours of ethics and 4 hours of homeowner's insurance coverage — the carve-out under C.R.S. § 10-2-301 and Division Regulation 1-2-04 that applies to producers licensed to sell property or personal lines, and that a general property course does not satisfy.

Colorado does not impose a minimum number of hours in each line of authority, so these 24 hours count in full whichever lines you hold.

One Colorado rule to plan for: Regulation 1-2-04 requires a self-study examination to be closed-book and personally monitored by a disinterested third party. Arrange your monitor before your deadline rather than after.

✅ Colorado Continuing Education Requirements

Every producer licensed in Colorado completes 24 credit hours of approved continuing education biennially, and at least three of those hours must be in ethics. Colorado adds a requirement most states do not: under C.R.S. § 10-2-301 and Division of Insurance Regulation 1-2-04, all producers licensed to sell property or personal lines insurance must also complete three hours of continuing education on homeowner's insurance coverage. That is a separate carve-out from the ethics hours, and a general property course does not satisfy it.

• 24 credit hours of approved courses biennially
• 3 of the 24 must be in ethics
• 3 of the 24 must be in homeowner's insurance coverage for producers licensed to sell property or personal lines
• Up to 12 carryover hours may be accumulated during the 120 days before the licensing continuation date, and applied to the next period
• Self-study courses must include an examination that is closed-book and personally monitored by a disinterested third party
• Only courses approved by the Colorado Division of Insurance count toward the requirement

Colorado measures the compliance period from your own license dates. C.R.S. § 10-2-301 requires the hours to be completed within 24 months after the date the producer's license renews, and where a producer holds more than one license, within 24 months after the renewal date of the first license. For good cause the commissioner may grant an extension of up to one additional year. Check your own license record before assuming a particular deadline applies to you.

How this package helps: This package provides all 24 credit hours Colorado requires for the biennial period, including the mandatory 3 hours of ethics and 4 hours of homeowner's insurance coverage, which satisfies the separate 3-hour homeowner's carve-out for property and personal lines producers. No further continuing education is required for the period.

✅ When Do Licensees Renew?

Colorado producer licenses run on a biennial continuing education period tied to your licensing continuation date rather than a statewide calendar deadline. The carryover rule is narrow and worth planning around: no more than 12 hours may be carried forward, and only hours earned in the 120 days before the continuation date qualify. Hours earned earlier than that window do not roll forward, so finishing very early satisfies the current period without building any cushion for the next one. Providers file attendance and completion records with the Continuing Education Administrator at least monthly, and must give you documentation of completion within seven days of finishing a course.

✅ How to Renew Your License

1. Confirm your licensing continuation date — Your 24-month compliance period runs from your own license renewal date. Look it up on your license record rather than assuming a calendar deadline.
2. Check whether the homeowner's requirement applies to you — If you are licensed to sell property or personal lines insurance, three of your 24 hours must be in homeowner's insurance coverage. Verify that specifically — it is easy to miss.
3. Complete 24 approved credit hours, including 3 in ethics — Only courses approved by the Colorado Division of Insurance count. Confirm the ethics hours separately from the general hours.
4. Arrange the monitored self-study examination — Regulation 1-2-04 requires a self-study examination to be closed-book and personally monitored by a disinterested third party. Set that up before your deadline, not after.
5. Allow provider reporting time — Sponsors file completion records at least monthly and must give you documentation within seven days. Do not leave coursework to the final days of your period.
6. Renew and verify — Submit the renewal, then check your license record afterward to confirm an active status and an updated continuation date.

✅ What You Will Learn

• Producer ethics, suitability and fair dealing at the standard Colorado requires
• Annuity product types and the NAIC best-interest standard of conduct
• Individual and group health coverage and the ACA rules producers field questions on
• Medicare Parts A through D, Advantage and Part D mechanics, enrolment and marketing rules
• Life products from term through universal, and their place in a retirement plan
• Homeowners forms end to end — coverages, exclusions, deductibles and loss settlement

✅ Other Related Courses

• 4-Hour Annuity Best Interest/Suitability – $15.99
• 5 HRs Life Insurance Products and Retirement Planning – $15.99
• 4 HRs Medicare Advantage and Part D Update – $15.99
• 4 HRs Health Insurance and Affordable Care Act Updates – $15.99

The 7 courses inside this package are listed under What Is Included above.

✅ Why Choose 1st Choice CE?

• Approved provider and 7 approved courses in Colorado
• All 24 required hours in one purchase at $39.99, versus $111.93 buying separately
• No ancillary or per-student fees
• 100% online and self-paced
• Log in and out anytime without losing progress
• Instant emailed certificate after each course
• Completions reported to Colorado
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Complete your entire Colorado renewal for $39.99. Enroll online, work at your own pace, and have every completion filed with Colorado for you. Questions? Call or text 1-800-698-2770.

✅ Frequently Asked Questions

Does this package complete my Colorado renewal?

On hours, yes. Colorado producers complete 24 credit hours biennially including 3 in ethics, and this package provides all 24 with the ethics hours included.

Does it cover the 3-hour homeowner's insurance requirement?

Yes. That is the part most packages miss. C.R.S. § 10-2-301 and Regulation 1-2-04 require producers licensed to sell property or personal lines insurance to complete 3 hours on homeowner's insurance coverage. This package includes the 4 HRs Homeowners Insurance Overview, approved by the Division in the Homeowners category (course #67730) - so it satisfies the ethics carve-out, the homeowner's carve-out, and the full 24-hour total in one purchase.

Is this package right for a property-only producer?

A property-only producer is better served by our 24-Hour Property & Casualty CE Package, which puts all 24 hours into property and casualty content. This dual-line package is for producers who hold a life or health line as well.

Is every course in the package approved in Colorado?

Yes. All 7 are approved under provider #236323: #67059, #67057, #67726, #67728, #67729, #67727, #67730.

Does it include the required ethics hours?

Yes. The 3 Hour Ethics for Insurance Agents course is included.

How much do I save versus buying the courses separately?

The 7 courses cost $111.93 separately. The package is $39.99, so you save $71.94.

Are there any additional or hidden fees?

No. $39.99 is the total. There are no ancillary or per-student fees.

Is the package online?

Yes. All 7 courses are 100 percent online and self-paced. Take them from any device with an internet connection.

Do I have to take the courses in order?

No. Work through them in whatever order suits you, and finish over as many sittings as you like.

Can I log out and come back later?

Yes. Your progress is saved in every course, and you resume where you stopped.

How do I get my certificates?

A certificate is emailed to you as soon as you complete each course.

Is there an exam requirement?

Yes. Regulation 1-2-04 requires a self-study examination to be closed-book and personally monitored by a disinterested third party. Call or text 1-800-698-2770 and we will walk you through it.

Can I carry extra hours forward?

Colorado allows a maximum of 12 carryover hours, and only hours earned during the 120 days before your licensing continuation date qualify.

How is my completion reported?

1st Choice CE files attendance and completion records with the Colorado Continuing Education Administrator at least monthly, and gives you documentation within seven days of each course.

When is my renewal due?

Colorado runs a biennial period ending 24 months after your license renews. Confirm your licensing continuation date on your license record.

Is there a money-back guarantee?

Yes. If the package is not what you expected, contact us at 1-800-698-2770.